Company Details

  GUIDEONE MUTUAL INSURANCE COMPANY License Status :
Active

NAIC Number :

15032


Phone Number:

515-267-5748


Company Address:

1111 ASHWORTH ROAD 
WEST DES MOINES, IA  50265-3538

Description:

Property and Casualty


License Number:

B421706


Date Admitted:

1950-11-28


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2019 Total Property & Casualty 0.04% $11,387,555 $11,429,773 $8,601,662 $7,683,299 67.22 %
2019 Total Fire & Allied Lines 0.00% $15,962 $12,705 $0 $-7,877 -62.00 %
2019 Dwelling Fire & Allied Lines 0.00% $0 $0 $0 $-8,913 N/A
2019 Commercial Fire & Allied Lines 0.00% $15,962 $12,705 $0 $1,036 8.15 %
2019 Total Homeowners 0.00% $0 $0 $14,499 $-120,067 N/A
2019 Homeowners Multi-Peril 0.00% $0 $0 $14,499 $-120,067 N/A
2019 Commercial Multi-Peril 0.41% $7,633,567 $7,896,696 $6,723,914 $4,534,995 57.43 %
2019 Growing Crops 0.00% $0 $0 $69,243 $-39,433 N/A
2019 Inland Marine (Incl Auto Cargo) 0.00% $2,068 $1,350 $0 $607 44.96 %
2019 Earthquake 0.10% $233,605 $245,183 $0 $-6,403 -2.61 %
2019 Direct Workers Compensation 0.05% $1,214,671 $1,271,158 $775,312 $713,789 56.15 %
2019 Other Liability - Bodily Injury & Property Damage 0.03% $554,757 $595,877 $0 $1,169,585 N/A
2019 Total Private Passenger Automobile 0.00% $0 $0 $293,459 $-68,496 N/A
2019 Private Passenger Auto Liability Bodily Injury 0.00% $0 $0 $208,495 $-129,806 N/A
2019 Private Passenger Auto Liability Property Damage 0.00% $0 $0 $0 $-4,060 N/A
2019 Private Passenger Auto Medical Payments 0.00% $0 $0 $0 $6,591 N/A
2019 Private Passenger Uninsured Motorists 0.00% $0 $0 $76,110 $47,815 N/A
2019 Private Passenger Underinsured Motorists 0.00% $0 $0 $10,000 $16,104 N/A
2019 Private Passenger Accidential Death & Disab/Dism 0.00% $0 $0 $0 $-6 N/A
2019 Private Passenger Auto Comprehensive 0.00% $0 $0 $-520 $-1,310 N/A
2019 Private Passenger Auto Collision 0.00% $0 $0 $-626 $-3,824 N/A
2019 Total Commercial Automobile 0.10% $1,734,754 $1,408,633 $522,066 $1,566,970 N/A
2019 Commercial Auto Liability Bodily Injury 0.13% $1,106,437 $870,567 $135,561 $919,980 N/A
2019 Commercial Auto Liability Property Damage 0.00% $0 $0 $82,009 $84,291 N/A
2019 Commercial Auto Medical Payments 0.26% $56,261 $44,484 $17,782 $87,860 N/A
2019 Commercial Auto Uninsured Motorists 0.20% $106,415 $114,632 $21,500 $18,923 16.51 %
2019 Commercial Auto Comprehensive 0.08% $178,669 $177,036 $151,480 $147,873 83.53 %
2019 Commercial Auto Collision 0.10% $286,972 $201,914 $113,734 $308,043 N/A
2019 Federal Crop Insurance Corporation 0.00% $-1,829 $-1,829 $203,169 $-60,371 N/A
2018 Total Property & Casualty 0.05% $13,165,970 $15,168,703 $10,793,657 $10,120,349 66.72 %
2018 Total Fire & Allied Lines 0.00% $5,802 $5,793 $0 $-265 -4.57 %
2018 Dwelling Fire & Allied Lines 0.00% $0 $0 $0 $-254 N/A
2018 Commercial Fire & Allied Lines 0.00% $5,802 $5,793 $0 $-11 -0.19 %
2018 Total Homeowners 0.00% $0 $0 $103,895 $-61,161 N/A
2018 Homeowners Multi-Peril 0.00% $0 $0 $103,895 $-61,161 N/A
2018 Commercial Multi-Peril 0.47% $8,399,510 $9,700,562 $8,171,004 $8,469,597 87.31 %
2018 Growing Crops 1.07% $233,650 $233,650 $417,332 $526,008 N/A
2018 Earthquake 0.12% $252,836 $327,642 $0 $-24,061 -7.34 %
2018 Direct Workers Compensation 0.06% $1,512,768 $1,780,405 $773,186 $37,125 2.09 %
2018 Other Liability - Bodily Injury & Property Damage 0.04% $723,371 $933,276 $0 $184,821 19.80 %
2018 Total Private Passenger Automobile 0.00% $0 $0 $384,896 $-15,957 N/A
2018 Private Passenger Auto Liability Bodily Injury 0.00% $0 $0 $87,000 $-70,570 N/A
2018 Private Passenger Auto Liability Property Damage 0.00% $0 $0 $10,027 $-3,297 N/A
2018 Private Passenger Auto Medical Payments 0.00% $0 $0 $6,228 $1,371 N/A
2018 Private Passenger Uninsured Motorists 0.00% $0 $0 $277,575 $49,127 N/A
2018 Private Passenger Underinsured Motorists 0.00% $0 $0 $0 $4,697 N/A
2018 Private Passenger Accidential Death & Disab/Dism 0.00% $0 $0 $0 $6 N/A
2018 Private Passenger Auto Comprehensive 0.00% $0 $0 $0 $-57 N/A
2018 Private Passenger Auto Collision 0.00% $0 $0 $4,066 $2,766 N/A
2018 Total Commercial Automobile 0.08% $1,241,324 $1,390,666 $535,361 $332,719 23.93 %
2018 Commercial Auto Liability Bodily Injury 0.09% $717,487 $807,303 $196,618 $22,026 2.73 %
2018 Commercial Auto Liability Property Damage 0.00% $0 $0 $106,737 $98,599 N/A
2018 Commercial Auto Medical Payments 0.20% $35,285 $40,224 $2,007 $-19,479 -48.43 %
2018 Commercial Auto Uninsured Motorists 0.26% $126,592 $143,472 $100,000 $88,562 61.73 %
2018 Commercial Auto Comprehensive 0.11% $197,093 $218,942 $58,760 $64,951 29.67 %
2018 Commercial Auto Collision 0.06% $164,867 $180,725 $71,239 $78,060 43.19 %
2018 Federal Crop Insurance Corporation 0.29% $796,709 $796,709 $407,983 $671,523 84.29 %
2017 Total Property & Casualty 0.07% $15,610,494 $16,511,948 $9,964,425 $11,118,112 67.33 %
2017 Total Fire & Allied Lines 0.00% $5,580 $5,471 $0 $-2,252 -41.16 %
2017 Dwelling Fire & Allied Lines 0.00% $0 $0 $0 $-2,103 N/A
2017 Commercial Fire & Allied Lines 0.00% $5,580 $5,471 $0 $-149 -2.72 %
2017 Total Homeowners 0.00% $-26,515 $517,196 $956,877 $807,044 N/A
2017 Homeowners Multi-Peril 0.00% $-26,515 $517,196 $956,877 $807,044 N/A
2017 Commercial Multi-Peril 0.57% $10,527,885 $10,513,152 $6,730,028 $6,121,686 58.23 %
2017 Earthquake 0.18% $370,737 $374,745 $0 $829 0.22 %
2017 Direct Workers Compensation 0.08% $2,101,914 $2,162,016 $1,196,620 $1,241,808 57.44 %
2017 Other Liability - Bodily Injury & Property Damage 0.06% $1,083,220 $1,109,239 $0 $218,031 19.66 %
2017 Total Private Passenger Automobile 0.00% $-6,457 $226,728 $576,958 $425,629 N/A
2017 Private Passenger Auto Liability Bodily Injury 0.00% $-1,755 $54,039 $101,279 $133,106 N/A
2017 Private Passenger Auto Liability Property Damage 0.00% $-1,235 $46,286 $80,572 $31,541 68.14 %
2017 Private Passenger Auto Medical Payments 0.00% $-319 $11,223 $27,472 $-34,259 -305.26 %
2017 Private Passenger Uninsured Motorists 0.00% $-603 $10,952 $274,414 $180,276 N/A
2017 Private Passenger Underinsured Motorists 0.00% $-230 $8,893 $0 $-2,280 -25.64 %
2017 Private Passenger Accidential Death & Disab/Dism 0.00% $0 $152 $0 $-124 -81.58 %
2017 Private Passenger Auto Comprehensive 0.00% $-901 $35,842 $78,756 $290,190 N/A
2017 Private Passenger Auto Collision 0.00% $-1,414 $59,341 $14,465 $-172,821 -291.23 %
2017 Total Commercial Automobile 0.11% $1,554,130 $1,603,401 $503,942 $2,305,337 N/A
2017 Commercial Auto Liability Bodily Injury 0.13% $904,026 $933,383 $143,120 $1,958,521 N/A
2017 Commercial Auto Liability Property Damage 0.00% $0 $0 $121,859 $139,843 N/A
2017 Commercial Auto Medical Payments 0.26% $45,370 $47,051 $18,015 $-3,692 -7.85 %
2017 Commercial Auto Uninsured Motorists 0.34% $161,934 $167,190 $0 $-1,962 -1.17 %
2017 Commercial Auto Comprehensive 0.14% $241,871 $249,727 $127,731 $123,957 49.64 %
2017 Commercial Auto Collision 0.08% $200,929 $206,050 $93,217 $88,670 43.03 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2019 Homeowners 0.00% 1 9999
2018 Private Passenger Auto 0.02% 0 0
2018 Homeowners 0.02% 1 656
2017 Homeowners 0.04% 0 0
2017 Private Passenger Auto 0.04% 0 0


Company Changes

Effective Date: 05/01/2009

Comments: Guidant Mutual Insurance Co. changed its name to GuideOne Mutual Insurance Co.

Effective Date: 05/01/1999

Comments: Guidant Mutual Insurance Co. changed its name to GuideOne Mutual Insurance Co.


Market Conduct

Date: 02/22/2016

GOM.pdf


Financial Exams

This company does not have any financial exams.