Company Details

  GUIDEONE MUTUAL INSURANCE COMPANY License Status :
Active

NAIC Number :

15032


Phone Number:

515-267-5000


Company Address:

1111 ASHWORTH 
W DES MOINES, IA  50265-3538

Description:

Property and Casualty


License Number:

B421706


Date Admitted:

1950-11-28


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Earned Direct Premium Written Direct Losses Paid Direct Losses Incurred Loss Ratio
2018 Total Property & Casualty 0.03% $13,165,970 $15,168,703 $10,793,657 $10,120,349 66.72 %
2018 Total Fire & Allied Lines 0.00% $5,802 $5,793 $0 $-265 -4.57 %
2018 Dwelling Fire & Allied Lines 0.00% $0 $0 $0 $-254 N/A
2018 Commercial Fire & Allied Lines 0.00% $5,802 $5,793 $0 $-11 -0.19 %
2018 Total Homeowners 0.00% $0 $0 $103,895 $-61,161 N/A
2018 Homeowners Multi-Peril 0.00% $0 $0 $103,895 $-61,161 N/A
2018 Commercial Multi-Peril 0.24% $8,399,510 $9,700,562 $8,171,004 $8,469,597 87.31 %
2018 Growing Crops 0.54% $233,650 $233,650 $417,332 $526,008 N/A
2018 Earthquake 0.06% $252,836 $327,642 $0 $-24,061 -7.34 %
2018 Direct Workers Compensation 0.03% $1,512,768 $1,780,405 $773,186 $37,125 2.09 %
2018 Other Liability - Bodily Injury & Property Damage 0.02% $723,371 $933,276 $0 $184,821 19.80 %
2018 Total Private Passenger Automobile 0.00% $0 $0 $384,896 $-15,957 N/A
2018 Private Passenger Auto Liability Bodily Injury 0.00% $0 $0 $87,000 $-70,570 N/A
2018 Private Passenger Auto Liability Property Damage 0.00% $0 $0 $10,027 $-3,297 N/A
2018 Private Passenger Auto Medical Payments 0.00% $0 $0 $6,228 $1,371 N/A
2018 Private Passenger Uninsured Motorists 0.00% $0 $0 $277,575 $49,127 N/A
2018 Private Passenger Underinsured Motorists 0.00% $0 $0 $0 $4,697 N/A
2018 Private Passenger Accidential Death & Disab/Dism 0.00% $0 $0 $0 $6 N/A
2018 Private Passenger Auto Comprehensive 0.00% $0 $0 $0 $-57 N/A
2018 Private Passenger Auto Collision 0.00% $0 $0 $4,066 $2,766 N/A
2018 Total Commercial Automobile 0.04% $1,241,324 $1,390,666 $535,361 $332,719 23.93 %
2018 Commercial Auto Liability Bodily Injury 0.05% $717,487 $807,303 $196,618 $22,026 2.73 %
2018 Commercial Auto Liability Property Damage 0.00% $0 $0 $106,737 $98,599 N/A
2018 Commercial Auto Medical Payments 0.10% $35,285 $40,224 $2,007 $-19,479 -48.43 %
2018 Commercial Auto Uninsured Motorists 0.14% $126,592 $143,472 $100,000 $88,562 61.73 %
2018 Commercial Auto Comprehensive 0.06% $197,093 $218,942 $58,760 $64,951 29.67 %
2018 Commercial Auto Collision 0.03% $164,867 $180,725 $71,239 $78,060 43.19 %
2018 Federal Crop Insurance Corporation 0.14% $796,709 $796,709 $407,983 $671,523 84.29 %
2017 Total Property & Casualty 0.07% $15,610,494 $16,511,948 $9,964,425 $11,118,112 67.33 %
2017 Total Fire & Allied Lines 0.00% $5,580 $5,471 $0 $-2,252 -41.16 %
2017 Dwelling Fire & Allied Lines 0.00% $0 $0 $0 $-2,103 N/A
2017 Commercial Fire & Allied Lines 0.00% $5,580 $5,471 $0 $-149 -2.72 %
2017 Total Homeowners 0.00% $-26,515 $517,196 $956,877 $807,044 N/A
2017 Homeowners Multi-Peril 0.00% $-26,515 $517,196 $956,877 $807,044 N/A
2017 Commercial Multi-Peril 0.58% $10,527,885 $10,513,152 $6,730,028 $6,121,686 58.23 %
2017 Earthquake 0.18% $370,737 $374,745 $0 $829 0.22 %
2017 Direct Workers Compensation 0.08% $2,101,914 $2,162,016 $1,196,620 $1,241,808 57.44 %
2017 Other Liability - Bodily Injury & Property Damage 0.06% $1,083,220 $1,109,239 $0 $218,031 19.66 %
2017 Total Private Passenger Automobile 0.00% $-6,457 $226,728 $576,958 $425,629 N/A
2017 Private Passenger Auto Liability Bodily Injury 0.00% $-1,755 $54,039 $101,279 $133,106 N/A
2017 Private Passenger Auto Liability Property Damage 0.00% $-1,235 $46,286 $80,572 $31,541 68.14 %
2017 Private Passenger Auto Medical Payments 0.00% $-319 $11,223 $27,472 $-34,259 -305.26 %
2017 Private Passenger Uninsured Motorists 0.00% $-603 $10,952 $274,414 $180,276 N/A
2017 Private Passenger Underinsured Motorists 0.00% $-230 $8,893 $0 $-2,280 -25.64 %
2017 Private Passenger Accidential Death & Disab/Dism 0.00% $0 $152 $0 $-124 -81.58 %
2017 Private Passenger Auto Comprehensive 0.00% $-901 $35,842 $78,756 $290,190 N/A
2017 Private Passenger Auto Collision 0.00% $-1,414 $59,341 $14,465 $-172,821 -291.23 %
2017 Total Commercial Automobile 0.11% $1,554,130 $1,603,401 $503,942 $2,305,337 N/A
2017 Commercial Auto Liability Bodily Injury 0.14% $904,026 $933,383 $143,120 $1,958,521 N/A
2017 Commercial Auto Liability Property Damage 0.00% $0 $0 $121,859 $139,843 N/A
2017 Commercial Auto Medical Payments 0.28% $45,370 $47,051 $18,015 $-3,692 -7.85 %
2017 Commercial Auto Uninsured Motorists 0.37% $161,934 $167,190 $0 $-1,962 -1.17 %
2017 Commercial Auto Comprehensive 0.15% $241,871 $249,727 $127,731 $123,957 49.64 %
2017 Commercial Auto Collision 0.08% $200,929 $206,050 $93,217 $88,670 43.03 %
2016 Total Property & Casualty 0.09% $18,682,673 $19,154,999 $17,899,917 $21,786,664 N/A
2016 Total Fire & Allied Lines 0.00% $6,030 $4,734 $0 $11,082 N/A
2016 Dwelling Fire & Allied Lines 0.00% $0 $0 $0 $8,326 N/A
2016 Commercial Fire & Allied Lines 0.00% $6,030 $4,734 $0 $2,756 58.22 %
2016 Total Homeowners 0.03% $1,257,969 $1,517,099 $890,843 $892,614 58.84 %
2016 Homeowners Multi-Peril 0.03% $1,257,969 $1,517,099 $890,843 $892,614 58.84 %
2016 Commercial Multi-Peril 0.57% $10,262,545 $10,125,823 $13,513,311 $16,234,412 N/A
2016 Earthquake 0.19% $375,739 $387,710 $0 $-128 -0.03 %
2016 Direct Workers Compensation 0.09% $2,212,353 $2,176,204 $1,129,853 $2,211,576 N/A
2016 Other Liability - Bodily Injury & Property Damage 0.08% $1,113,946 $1,099,432 $0 $105,844 9.63 %
2016 Total Private Passenger Automobile 0.03% $1,898,932 $2,273,974 $1,607,290 $1,850,730 81.39 %
2016 Private Passenger Auto Liability Bodily Injury 0.03% $443,530 $530,536 $412,517 $83,930 15.82 %
2016 Private Passenger Auto Liability Property Damage 0.03% $380,376 $454,705 $395,549 $442,024 97.21 %
2016 Private Passenger Auto Medical Payments 0.06% $93,937 $113,437 $89,190 $93,624 82.53 %
2016 Private Passenger Uninsured Motorists 0.04% $94,160 $114,096 $48,529 $606,234 N/A
2016 Private Passenger Underinsured Motorists 0.04% $74,769 $89,999 $0 $-15,100 -16.78 %
2016 Private Passenger Accidential Death & Disab/Dism 0.03% $1,358 $1,638 $0 $-37 -2.26 %
2016 Private Passenger Auto Comprehensive 0.03% $313,523 $377,461 $269,059 $260,778 69.09 %
2016 Private Passenger Auto Collision 0.03% $497,279 $592,102 $392,446 $379,277 64.06 %
2016 Total Commercial Automobile 0.12% $1,558,630 $1,573,494 $758,469 $480,383 30.53 %
2016 Commercial Auto Liability Bodily Injury 0.13% $906,509 $911,102 $333,791 $131,401 14.42 %
2016 Commercial Auto Liability Property Damage 0.00% $0 $0 $152,604 $52,454 N/A
2016 Commercial Auto Medical Payments 0.29% $46,389 $50,994 $13,050 $16,825 32.99 %
2016 Commercial Auto Uninsured Motorists 0.41% $163,322 $164,907 $6,500 $20,586 12.48 %
2016 Commercial Auto Comprehensive 0.16% $244,995 $247,297 $122,262 $126,586 51.19 %
2016 Commercial Auto Collision 0.09% $197,415 $199,194 $130,262 $132,531 66.53 %
2016 Federal Crop Insurance Corporation 0.00% $-3,471 $-3,471 $151 $151 -4.35 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2018 Private Passenger Auto 0.02% 0 0
2018 Homeowners 0.02% 1 656
2017 Private Passenger Auto 0.04% 0 0
2017 Homeowners 0.04% 0 0
2016 Private Passenger Auto 0.07% 0 0
2016 Homeowners 0.07% 0 0


Company Changes

Effective Date: 05/01/2009

Comments: Guidant Mutual Insurance Co. changed its name to GuideOne Mutual Insurance Co.

Effective Date: 05/01/1999

Comments: Guidant Mutual Insurance Co. changed its name to GuideOne Mutual Insurance Co.

Effective Date: 02/22/2016

Comments:


Market Conduct

Date: 02/22/2016

GOM.pdf


Financial Exams

This company does not have any financial exams.