Company Details

  METROPOLITAN PROPERTY & CASUALTY INSURANCE COMPANY License Status :
Active

NAIC Number :

26298


Phone Number:

800-638-4208


Company Address:

BOX 350 
WARWICK, RI  02887

Description:

Property and Casualty


License Number:

B418192


Date Admitted:

1973-08-16


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Earned Direct Premium Written Direct Losses Paid Direct Losses Incurred Loss Ratio
2018 Total Property & Casualty 0.02% $11,093,568 $10,373,062 $4,787,375 $4,606,485 44.41 %
2018 Total Homeowners 0.07% $5,835,576 $5,656,559 $2,652,703 $2,216,890 39.19 %
2018 Homeowners Multi-Peril 0.07% $5,835,576 $5,656,559 $2,652,703 $2,216,890 39.19 %
2018 Commercial Multi-Peril 0.01% $206,334 $182,336 $51,984 $116,574 63.93 %
2018 Mobile Homes 0.01% $19,251 $17,484 $3,313 $3,687 21.09 %
2018 Inland Marine (Incl Auto Cargo) 0.01% $114,512 $112,271 $13,387 $11,737 10.45 %
2018 Earthquake 0.03% $142,659 $138,496 $0 $-2,526 -1.82 %
2018 Other Liability - Bodily Injury & Property Damage 0.01% $208,944 $194,354 $0 $393,418 N/A
2018 Total Private Passenger Automobile 0.03% $4,542,644 $4,051,041 $2,065,988 $1,849,705 45.66 %
2018 Private Passenger Auto Liability Bodily Injury 0.03% $1,015,206 $929,943 $537,536 $463,329 49.82 %
2018 Private Passenger Auto Liability Property Damage 0.03% $811,319 $729,425 $421,631 $363,425 49.82 %
2018 Private Passenger Auto Medical Payments 0.04% $117,810 $109,317 $63,189 $54,466 49.82 %
2018 Private Passenger Uninsured Motorists 0.04% $219,659 $198,945 $114,997 $99,122 49.82 %
2018 Private Passenger Underinsured Motorists 0.03% $146,440 $132,630 $76,664 $66,081 49.82 %
2018 Private Passenger Auto Comprehensive 0.04% $886,483 $760,907 $332,313 $313,322 41.18 %
2018 Private Passenger Auto Collision 0.04% $1,345,727 $1,189,874 $519,658 $489,960 41.18 %
2018 National Flood Insurance Program 0.04% $23,648 $20,521 $0 $17,000 82.84 %
2017 Total Property & Casualty 0.04% $9,810,198 $9,704,250 $7,330,210 $8,238,749 84.90 %
2017 Total Homeowners 0.13% $5,531,896 $5,591,896 $4,884,244 $5,504,442 98.44 %
2017 Homeowners Multi-Peril 0.14% $5,531,896 $5,591,896 $4,884,244 $5,504,442 98.44 %
2017 Commercial Multi-Peril 0.01% $143,228 $103,022 $5,608 $94,754 91.97 %
2017 Mobile Homes 0.03% $20,653 $20,178 $16,028 $16,514 81.84 %
2017 Inland Marine (Incl Auto Cargo) 0.01% $108,185 $110,148 $52,968 $43,521 39.51 %
2017 Earthquake 0.07% $135,839 $143,045 $0 $1,577 1.10 %
2017 Other Liability - Bodily Injury & Property Damage 0.01% $180,748 $170,871 $0 $4,473 2.62 %
2017 Total Private Passenger Automobile 0.06% $3,669,353 $3,539,761 $1,938,457 $2,140,563 60.47 %
2017 Private Passenger Auto Liability Bodily Injury 0.05% $867,651 $854,253 $343,320 $427,100 50.00 %
2017 Private Passenger Auto Liability Property Damage 0.05% $655,858 $620,802 $249,497 $310,382 50.00 %
2017 Private Passenger Auto Medical Payments 0.07% $103,053 $96,529 $38,795 $48,262 50.00 %
2017 Private Passenger Uninsured Motorists 0.08% $184,752 $178,041 $71,554 $89,015 50.00 %
2017 Private Passenger Underinsured Motorists 0.07% $123,168 $118,694 $47,702 $59,343 50.00 %
2017 Private Passenger Auto Comprehensive 0.06% $663,291 $627,590 $445,913 $452,999 72.18 %
2017 Private Passenger Auto Collision 0.06% $1,071,580 $1,043,852 $741,676 $753,462 72.18 %
2017 National Flood Insurance Program 0.07% $20,296 $25,329 $432,905 $432,905 N/A
2016 Total Property & Casualty 0.04% $9,600,538 $9,757,025 $8,252,839 $8,058,481 82.59 %
2016 Total Fire & Allied Lines 0.00% $0 $0 $0 $-1 N/A
2016 Dwelling Fire & Allied Lines 0.00% $0 $0 $0 $-1 N/A
2016 Total Homeowners 0.14% $5,597,557 $5,886,287 $3,709,812 $3,635,102 61.76 %
2016 Homeowners Multi-Peril 0.15% $5,597,557 $5,886,287 $3,709,812 $3,635,102 61.76 %
2016 Commercial Multi-Peril 0.00% $76,511 $35,935 $0 $20,658 57.49 %
2016 Mobile Homes 0.03% $20,699 $18,621 $37,895 $39,995 N/A
2016 Inland Marine (Incl Auto Cargo) 0.01% $109,188 $117,416 $22,836 $30,645 26.10 %
2016 Earthquake 0.08% $147,656 $157,810 $0 $-5,987 -3.79 %
2016 Other Liability - Bodily Injury & Property Damage 0.01% $163,565 $165,133 $2,000,000 $2,017,497 N/A
2016 Total Private Passenger Automobile 0.06% $3,453,728 $3,338,599 $1,861,123 $1,699,399 50.90 %
2016 Private Passenger Auto Liability Bodily Injury 0.06% $845,532 $822,549 $430,871 $330,700 40.20 %
2016 Private Passenger Auto Liability Property Damage 0.05% $591,223 $561,306 $294,025 $225,669 40.20 %
2016 Private Passenger Auto Medical Payments 0.06% $92,216 $87,772 $45,977 $35,288 40.20 %
2016 Private Passenger Uninsured Motorists 0.08% $174,953 $171,449 $89,809 $68,930 40.20 %
2016 Private Passenger Underinsured Motorists 0.07% $116,636 $114,298 $59,873 $45,953 40.20 %
2016 Private Passenger Auto Comprehensive 0.06% $606,674 $594,564 $353,667 $373,330 62.79 %
2016 Private Passenger Auto Collision 0.07% $1,026,494 $986,661 $586,901 $619,529 62.79 %
2016 National Flood Insurance Program 0.10% $31,634 $37,224 $621,173 $621,173 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2018 Private Passenger Auto 0.10% 2 104
2018 Homeowners 0.24% 1 47
2017 Private Passenger Auto 0.09% 4 197
2017 Homeowners 0.25% 1 42
2016 Private Passenger Auto 0.10% 4 185
2016 Homeowners 0.27% 4 138


Company Changes

Effective Date: 08/02/2016

Comments:


Market Conduct

Date: 08/02/2016

METRO.pdf


Financial Exams

This company does not have any financial exams.