Company Details

  LIBERTY MUTUAL INSURANCE COMPANY License Status :
Active

NAIC Number :

23043


Phone Number:

6173579500


Company Address:

175 Berkeley Street 
Boston, MA  02116

Description:

Property and Casualty


License Number:

B423430


Date Admitted:

2024-07-01


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2022 Total Property & Casualty 0.05% $20,635,610 $20,677,145 $16,813,402 $14,677,807 70.99 %
2022 Total Fire & Allied Lines 0.03% $306,913 $289,943 $0 $58,525 20.19 %
2022 Dwelling Fire & Allied Lines 0.00% $0 $0 $0 $56,283 N/A
2022 Commercial Fire & Allied Lines 0.04% $306,913 $289,943 $0 $2,242 0.77 %
2022 Farmowners Multi-Peril 0.00% $567 $567 $0 $31 5.47 %
2022 Total Homeowners 0.04% $2,820,774 $2,567,708 $1,327,745 $2,123,549 82.70 %
2022 Homeowners Multi-Peril 0.04% $2,820,774 $2,567,708 $1,327,745 $2,123,549 82.70 %
2022 Commercial Multi-Peril 0.01% $237,140 $226,661 $0 $47,202 20.82 %
2022 Ocean Marine 0.75% $1,167,374 $1,118,100 $51,351 $62,946 5.63 %
2022 Inland Marine (Incl Auto Cargo) 0.02% $390,950 $381,221 $306,193 $400,401 N/A
2022 Earthquake 0.00% $3,448 $2,130 $0 $97 4.55 %
2022 Direct Workers Compensation 0.00% $-24,352 $-30,911 $358,766 $206,153 N/A
2022 Other Liability - Bodily Injury & Property Damage 0.01% $258,419 $232,862 $718,509 $7,314,334 N/A
2022 Products Liability 0.02% $21,546 $16,523 $1,094,080 $956,207 N/A
2022 Total Private Passenger Automobile 0.01% $1,268,431 $2,072,886 $1,670,154 $1,529,205 73.77 %
2022 Private Passenger Auto Liability Bodily Injury 0.02% $465,596 $700,844 $594,006 $231,637 33.05 %
2022 Private Passenger Auto Liability Property Damage 0.02% $332,111 $560,806 $558,301 $501,623 89.45 %
2022 Private Passenger Auto Medical Payments 0.00% $6,265 $11,213 $0 $-2,674 -23.85 %
2022 Private Passenger Uninsured Motorists 0.02% $121,883 $218,226 $137,539 $339,012 N/A
2022 Private Passenger Underinsured Motorists 0.03% $62,140 $104,859 $75,000 $150,857 N/A
2022 Private Passenger Auto Comprehensive 0.01% $131,606 $222,834 $170,029 $166,465 74.70 %
2022 Private Passenger Auto Collision 0.00% $148,830 $254,104 $135,279 $142,285 55.99 %
2022 Total Commercial Automobile 0.00% $35,776 $38,739 $0 $17,064 44.05 %
2022 Commercial Auto Liability Bodily Injury 0.00% $23,573 $25,809 $0 $-23,738 -91.98 %
2022 Commercial Auto Liability Property Damage 0.00% $6,679 $7,330 $0 $5,195 70.87 %
2022 Commercial Auto Medical Payments 0.00% $22 $20 $0 $11,869 N/A
2022 Commercial Auto Uninsured Motorists 0.00% $84 $88 $0 $23,738 N/A
2022 Commercial Auto Comprehensive 0.00% $2,247 $2,223 $0 $0 0.00 %
2022 Commercial Auto Collision 0.00% $3,171 $3,269 $0 $0 0.00 %
2022 Aircraft 0.00% $0 $0 $0 $192,735 N/A
2022 Fidelity 0.11% $80,352 $82,113 $0 $-105,278 -128.21 %
2022 Surety 5.40% $11,066,323 $11,140,508 $10,286,604 $68,519 0.62 %
2022 Credit Casualty 6.66% $1,251,060 $763,998 $0 $371,676 48.65 %
2022 Umbrella 0.76% $1,750,889 $1,774,097 $1,000,000 $1,434,441 80.85 %
2021 Total Property & Casualty 0.05% $19,174,232 $20,230,959 $-10,749,578 $5,776,937 28.55 %
2021 Total Fire & Allied Lines 0.02% $240,191 $236,490 $0 $122,853 51.95 %
2021 Dwelling Fire & Allied Lines 0.00% $0 $0 $0 $125,709 N/A
2021 Commercial Fire & Allied Lines 0.04% $240,191 $236,490 $0 $-2,856 -1.21 %
2021 Farmowners Multi-Peril 0.00% $-1,701 $1,793 $0 $-1,391 -77.58 %
2021 Total Homeowners 0.04% $2,445,978 $2,305,172 $785,975 $973,364 42.23 %
2021 Homeowners Multi-Peril 0.04% $2,445,978 $2,305,172 $785,975 $973,364 42.23 %
2021 Commercial Multi-Peril 0.01% $187,404 $178,299 $32,174 $-245,035 -137.43 %
2021 Ocean Marine 0.64% $912,249 $830,276 $210,779 $90,869 10.94 %
2021 Inland Marine (Incl Auto Cargo) 0.03% $360,845 $298,233 $206,056 $69,027 23.15 %
2021 Earthquake 0.00% $1,359 $1,352 $0 $65 4.81 %
2021 Direct Workers Compensation 0.00% $-134 $-61,977 $620,620 $-514,265 829.77 %
2021 Other Liability - Bodily Injury & Property Damage 0.01% $263,076 $288,121 $2,427 $-250,102 -86.80 %
2021 Products Liability 0.00% $2 $7,743 $-18,406 $75,664 N/A
2021 Total Private Passenger Automobile 0.03% $3,053,541 $4,708,609 $2,734,820 $3,285,555 69.78 %
2021 Private Passenger Auto Liability Bodily Injury 0.03% $998,365 $1,518,932 $663,103 $1,438,091 94.68 %
2021 Private Passenger Auto Liability Property Damage 0.05% $871,502 $1,333,694 $1,257,953 $1,259,364 94.43 %
2021 Private Passenger Auto Medical Payments 0.01% $15,210 $26,033 $0 $-2,402 -9.23 %
2021 Private Passenger Uninsured Motorists 0.06% $335,502 $530,262 $170,870 $-31,347 -5.91 %
2021 Private Passenger Underinsured Motorists 0.09% $156,076 $240,877 $106,500 $97,410 40.44 %
2021 Private Passenger Auto Comprehensive 0.01% $313,899 $480,586 $215,740 $199,575 41.53 %
2021 Private Passenger Auto Collision 0.01% $362,987 $578,225 $320,654 $324,864 56.18 %
2021 Total Commercial Automobile 0.00% $40,206 $45,588 $0 $1,280 2.81 %
2021 Commercial Auto Liability Bodily Injury 0.00% $26,247 $33,014 $0 $6,456 19.56 %
2021 Commercial Auto Liability Property Damage 0.00% $7,433 $7,030 $0 $3,263 46.42 %
2021 Commercial Auto Medical Payments 0.00% $20 $23 $0 $-3,228 -14,034.78 %
2021 Commercial Auto Uninsured Motorists 0.00% $88 $104 $0 $-6,456 -6,207.69 %
2021 Commercial Auto Comprehensive 0.00% $2,402 $2,056 $0 $-274 -13.33 %
2021 Commercial Auto Collision 0.00% $4,016 $3,361 $0 $1,519 45.19 %
2021 Aircraft 0.00% $0 $0 $16,665 $8,759 N/A
2021 Fidelity 0.12% $85,886 $79,877 $0 $187,572 N/A
2021 Surety 4.87% $9,698,346 $9,527,112 $-15,340,688 $4,408 0.05 %
2021 Credit Casualty 1.01% $150,000 $29,235 $0 $12,080 41.32 %
2021 Umbrella 0.87% $1,736,984 $1,755,036 $0 $1,956,234 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2022 Homeowners 0.09% 3 365
2022 Private Passenger Auto 0.07% 0 0
2021 Private Passenger Auto 0.07% 0 0
2021 Homeowners 0.07% 2 329


Company Changes

Effective Date: 06/05/2013

Comments: Effective 6/5/2013 this company added B4 authority


Market Conduct

Date: 01/05/2006

B7504725_stipulation.pdf

Date: 01/05/2006

B7504725_order.pdf


Financial Exams

This company does not have any financial exams.