Company Details

  LIBERTY MUTUAL INSURANCE COMPANY License Status :
Active

NAIC Number :

23043


Phone Number:

6173579500


Company Address:

175 Berkeley Street 
Boston, MA  02116

Description:

Property and Casualty


License Number:

B423430


Date Admitted:

1919-07-02


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2021 Total Property & Casualty 0.06% $19,174,232 $20,230,959 $-10,749,578 $5,776,937 28.55 %
2021 Total Fire & Allied Lines 0.02% $240,191 $236,490 $0 $122,853 51.95 %
2021 Dwelling Fire & Allied Lines 0.00% $0 $0 $0 $125,709 N/A
2021 Commercial Fire & Allied Lines 0.04% $240,191 $236,490 $0 $-2,856 -1.21 %
2021 Farmowners Multi-Peril 0.00% $-1,701 $1,793 $0 $-1,391 -77.58 %
2021 Total Homeowners 0.04% $2,445,978 $2,305,172 $785,975 $973,364 42.23 %
2021 Homeowners Multi-Peril 0.04% $2,445,978 $2,305,172 $785,975 $973,364 42.23 %
2021 Commercial Multi-Peril 0.01% $187,404 $178,299 $32,174 $-245,035 -137.43 %
2021 Ocean Marine 0.66% $912,249 $830,276 $210,779 $90,869 10.94 %
2021 Inland Marine (Incl Auto Cargo) 0.03% $360,845 $298,233 $206,056 $69,027 23.15 %
2021 Earthquake 0.00% $1,359 $1,352 $0 $65 4.81 %
2021 Direct Workers Compensation 0.00% $-134 $-61,977 $620,620 $-514,265 829.77 %
2021 Other Liability - Bodily Injury & Property Damage 0.01% $263,076 $288,121 $2,427 $-250,102 -86.80 %
2021 Products Liability 0.00% $2 $7,743 $-18,406 $75,664 N/A
2021 Total Private Passenger Automobile 0.03% $3,053,541 $4,708,609 $2,734,820 $3,285,555 69.78 %
2021 Private Passenger Auto Liability Bodily Injury 0.04% $998,365 $1,518,932 $663,103 $1,438,091 94.68 %
2021 Private Passenger Auto Liability Property Damage 0.05% $871,502 $1,333,694 $1,257,953 $1,259,364 94.43 %
2021 Private Passenger Auto Medical Payments 0.01% $15,210 $26,033 $0 $-2,402 -9.23 %
2021 Private Passenger Uninsured Motorists 0.06% $335,502 $530,262 $170,870 $-31,347 -5.91 %
2021 Private Passenger Underinsured Motorists 0.12% $156,076 $240,877 $106,500 $97,410 40.44 %
2021 Private Passenger Auto Comprehensive 0.02% $313,899 $480,586 $215,740 $199,575 41.53 %
2021 Private Passenger Auto Collision 0.01% $362,987 $578,225 $320,654 $324,864 56.18 %
2021 Total Commercial Automobile 0.00% $40,206 $45,588 $0 $1,280 2.81 %
2021 Commercial Auto Liability Bodily Injury 0.00% $26,247 $33,014 $0 $6,456 19.56 %
2021 Commercial Auto Liability Property Damage 0.00% $7,433 $7,030 $0 $3,263 46.42 %
2021 Commercial Auto Medical Payments 0.00% $20 $23 $0 $-3,228 -14,034.78 %
2021 Commercial Auto Uninsured Motorists 0.00% $88 $104 $0 $-6,456 -6,207.69 %
2021 Commercial Auto Comprehensive 0.00% $2,402 $2,056 $0 $-274 -13.33 %
2021 Commercial Auto Collision 0.00% $4,016 $3,361 $0 $1,519 45.19 %
2021 Aircraft 0.00% $0 $0 $16,665 $8,759 N/A
2021 Fidelity 0.12% $85,886 $79,877 $0 $187,572 N/A
2021 Surety 5.00% $9,698,346 $9,527,112 $-15,340,688 $4,408 0.05 %
2021 Credit Casualty 1.01% $150,000 $29,235 $0 $12,080 41.32 %
2021 Umbrella 0.90% $1,736,984 $1,755,036 $0 $1,956,234 N/A
2020 Total Property & Casualty 0.08% $23,079,043 $18,518,900 $4,948,688 $5,436,642 29.36 %
2020 Total Fire & Allied Lines 0.01% $195,469 $195,300 $0 $-498,249 -255.12 %
2020 Dwelling Fire & Allied Lines 0.00% $0 $0 $0 $-481,541 N/A
2020 Commercial Fire & Allied Lines 0.04% $195,469 $195,300 $0 $-16,708 -8.56 %
2020 Farmowners Multi-Peril 0.00% $8,982 $5,488 $0 $1,498 27.30 %
2020 Total Homeowners 0.03% $2,120,720 $1,514,163 $424,196 $499,732 33.00 %
2020 Homeowners Multi-Peril 0.04% $2,120,720 $1,514,163 $424,196 $499,732 33.00 %
2020 Commercial Multi-Peril 0.01% $155,104 $146,157 $0 $321,484 N/A
2020 Ocean Marine 0.55% $763,574 $782,525 $2,704 $64,721 8.27 %
2020 Inland Marine (Incl Auto Cargo) 0.03% $385,886 $347,243 $34,744 $108,192 31.16 %
2020 Earthquake 0.00% $1,465 $1,220 $0 $36 2.95 %
2020 Direct Workers Compensation 0.00% $222 $-7,753 $856,574 $1,258,670 N/A
2020 Other Liability - Bodily Injury & Property Damage 0.01% $181,725 $187,125 $27,603 $11,126 5.95 %
2020 Products Liability 0.00% $2,828 $-1,855 $80,145 $-175,113 9,440.05 %
2020 Total Private Passenger Automobile 0.06% $5,714,639 $2,631,561 $739,432 $1,879,274 71.41 %
2020 Private Passenger Auto Liability Bodily Injury 0.07% $1,829,993 $836,196 $48,600 $642,087 76.79 %
2020 Private Passenger Auto Liability Property Damage 0.10% $1,590,371 $733,634 $282,994 $421,824 57.50 %
2020 Private Passenger Auto Medical Payments 0.02% $37,633 $18,081 $0 $7,256 40.13 %
2020 Private Passenger Uninsured Motorists 0.13% $637,932 $289,270 $15,319 $388,336 N/A
2020 Private Passenger Underinsured Motorists 0.19% $283,214 $125,346 $0 $15,965 12.74 %
2020 Private Passenger Auto Comprehensive 0.04% $596,414 $279,690 $124,734 $131,493 47.01 %
2020 Private Passenger Auto Collision 0.03% $739,082 $349,344 $267,785 $272,313 77.95 %
2020 Total Commercial Automobile 0.00% $22,947 $38,310 $0 $75,270 N/A
2020 Commercial Auto Liability Bodily Injury 0.00% $16,006 $26,862 $0 $-113,096 -421.03 %
2020 Commercial Auto Liability Property Damage 0.00% $4,541 $6,836 $0 $19,526 N/A
2020 Commercial Auto Medical Payments 0.00% $17 $6 $0 $56,548 N/A
2020 Commercial Auto Uninsured Motorists 0.00% $75 $24 $0 $113,096 N/A
2020 Commercial Auto Comprehensive 0.00% $842 $1,606 $0 $-804 -50.06 %
2020 Commercial Auto Collision 0.00% $1,466 $2,976 $0 $0 0.00 %
2020 Aircraft 0.00% $0 $0 $0 $15,115 N/A
2020 Fidelity 0.14% $92,977 $78,467 $0 $58,899 75.06 %
2020 Surety 6.78% $11,621,807 $10,200,005 $-146,136 $708,097 6.94 %
2020 Credit Casualty 0.00% $0 $536,017 $0 $5,557 1.04 %
2020 Umbrella 0.80% $1,810,698 $1,864,927 $2,929,426 $1,102,333 59.11 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2021 Private Passenger Auto 0.06% 0 0
2021 Homeowners 0.07% 2 329
2020 Private Passenger Auto 0.04% 0 0
2020 Homeowners 0.04% 1 318


Company Changes

Effective Date: 06/05/2013

Comments: Effective 6/5/2013 this company added B4 authority


Market Conduct

Date: 01/05/2006

B7504725_stipulation.pdf

Date: 01/05/2006

B7504725_order.pdf


Financial Exams

This company does not have any financial exams.