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Company Details
LIBERTY MUTUAL INSURANCE COMPANY License Status :
Active
NAIC Number :
23043
Phone Number:
6173579500
Company Address:
175 Berkeley Street
Boston, MA 02116
Description:
Property and Casualty
License Number:
B423430
Date Admitted:
1919-07-02
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2023 | Total Property & Casualty | 0.14% | $22,444,805 | $20,584,818 | $5,055,726 | $5,102,586 | 24.79 % |
| 2023 | Total Fire & Allied Lines | 0.03% | $223,278 | $171,225 | $0 | $177,997 | N/A |
| 2023 | Dwelling Fire & Allied Lines | 0.00% | $0 | $0 | $0 | $173,880 | N/A |
| 2023 | Commercial Fire & Allied Lines | 0.07% | $223,278 | $171,225 | $0 | $4,117 | 2.40 % |
| 2023 | Farmowners Multi-Peril | 0.00% | $543 | $543 | $0 | $-9 | -1.66 % |
| 2023 | Total Homeowners | 0.09% | $2,768,984 | $2,794,476 | $1,737,012 | $1,175,894 | 42.08 % |
| 2023 | Homeowners Multi-Peril | 0.10% | $2,768,984 | $2,794,476 | $1,737,012 | $1,175,894 | 42.08 % |
| 2023 | Commercial Multi-Peril | 0.02% | $264,767 | $255,759 | $1,500 | $-40,019 | -15.65 % |
| 2023 | Ocean Marine | 1.15% | $602,816 | $774,245 | $65,468 | $-71,424 | -9.22 % |
| 2023 | Inland Marine (Incl Auto Cargo) | 0.06% | $314,377 | $383,914 | $210,192 | $206,891 | 53.89 % |
| 2023 | Earthquake | 0.00% | $3,186 | $3,501 | $0 | $106 | 3.03 % |
| 2023 | Direct Workers Compensation | 0.00% | $-83 | $-5,704 | $753,293 | $309,604 | N/A |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0.02% | $228,226 | $256,496 | $13,887 | $261,349 | N/A |
| 2023 | Products Liability | 0.01% | $5,287 | $12,539 | $31,923 | $133,786 | N/A |
| 2023 | Total Private Passenger Automobile | 0.01% | $780,796 | $1,046,862 | $979,025 | $147,579 | 14.10 % |
| 2023 | Private Passenger Auto Liability Bodily Injury | 0.02% | $284,757 | $387,278 | $614,840 | $-760,781 | -196.44 % |
| 2023 | Private Passenger Auto Liability Property Damage | 0.02% | $190,222 | $268,708 | $188,842 | $78,172 | 29.09 % |
| 2023 | Private Passenger Auto Medical Payments | 0.00% | $2,181 | $4,680 | $0 | $-2,180 | -46.58 % |
| 2023 | Private Passenger Uninsured Motorists | 0.02% | $70,265 | $95,021 | $40,000 | $635,908 | N/A |
| 2023 | Private Passenger Underinsured Motorists | 0.03% | $35,508 | $48,201 | $21,000 | $94,084 | N/A |
| 2023 | Private Passenger Auto Comprehensive | 0.01% | $82,462 | $106,165 | $45,588 | $30,569 | 28.79 % |
| 2023 | Private Passenger Auto Collision | 0.01% | $115,401 | $136,809 | $68,755 | $71,807 | 52.49 % |
| 2023 | Total Commercial Automobile | 0.01% | $150,739 | $92,841 | $0 | $5,567 | 6.00 % |
| 2023 | Commercial Auto Liability Bodily Injury | 0.02% | $113,175 | $67,973 | $0 | $-26,386 | -38.82 % |
| 2023 | Commercial Auto Liability Property Damage | 0.02% | $32,026 | $19,267 | $-27,300 | $-86,582 | -449.38 % |
| 2023 | Commercial Auto Medical Payments | 0.00% | $60 | $59 | $0 | $13,193 | N/A |
| 2023 | Commercial Auto Uninsured Motorists | 0.00% | $312 | $280 | $27,300 | $115,864 | N/A |
| 2023 | Commercial Auto Comprehensive | 0.00% | $1,116 | $1,468 | $0 | $-1,935 | -131.81 % |
| 2023 | Commercial Auto Collision | 0.00% | $4,050 | $3,794 | $0 | $-8,587 | -226.33 % |
| 2023 | Aircraft | 0.00% | $0 | $0 | $-2 | $-3,491 | N/A |
| 2023 | Fidelity | 0.47% | $124,218 | $100,353 | $0 | $46,269 | 46.11 % |
| 2023 | Surety | 12.43% | $14,222,336 | $11,722,352 | $75,928 | $1,865,366 | 15.91 % |
| 2023 | Credit Property (Excluding V.S.I.) | 5.77% | $1,356,936 | $1,428,659 | $0 | $435,502 | 30.48 % |
| 2023 | Umbrella | 1.36% | $1,398,399 | $1,546,757 | $1,187,500 | $451,619 | 29.20 % |
| 2022 | Total Property & Casualty | 0.14% | $20,635,610 | $20,677,145 | $16,813,402 | $14,677,807 | 70.99 % |
| 2022 | Total Fire & Allied Lines | 0.06% | $306,913 | $289,943 | $0 | $58,525 | 20.19 % |
| 2022 | Dwelling Fire & Allied Lines | 0.00% | $0 | $0 | $0 | $56,283 | N/A |
| 2022 | Commercial Fire & Allied Lines | 0.10% | $306,913 | $289,943 | $0 | $2,242 | 0.77 % |
| 2022 | Farmowners Multi-Peril | 0.00% | $567 | $567 | $0 | $31 | 5.47 % |
| 2022 | Total Homeowners | 0.10% | $2,820,774 | $2,567,708 | $1,327,745 | $2,123,549 | 82.70 % |
| 2022 | Homeowners Multi-Peril | 0.11% | $2,820,774 | $2,567,708 | $1,327,745 | $2,123,549 | 82.70 % |
| 2022 | Commercial Multi-Peril | 0.02% | $237,140 | $226,661 | $0 | $47,202 | 20.82 % |
| 2022 | Ocean Marine | 2.39% | $1,167,374 | $1,118,100 | $51,351 | $62,946 | 5.63 % |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.07% | $390,950 | $381,221 | $306,193 | $400,401 | N/A |
| 2022 | Earthquake | 0.00% | $3,448 | $2,130 | $0 | $97 | 4.55 % |
| 2022 | Direct Workers Compensation | 0.00% | $-24,352 | $-30,911 | $358,766 | $206,153 | N/A |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.03% | $258,419 | $232,862 | $718,509 | $7,314,334 | N/A |
| 2022 | Products Liability | 0.05% | $21,546 | $16,523 | $1,094,080 | $956,207 | N/A |
| 2022 | Total Private Passenger Automobile | 0.03% | $1,268,431 | $2,072,886 | $1,670,154 | $1,529,205 | 73.77 % |
| 2022 | Private Passenger Auto Liability Bodily Injury | 0.04% | $465,596 | $700,844 | $594,006 | $231,637 | 33.05 % |
| 2022 | Private Passenger Auto Liability Property Damage | 0.04% | $332,111 | $560,806 | $558,301 | $501,623 | 89.45 % |
| 2022 | Private Passenger Auto Medical Payments | 0.01% | $6,265 | $11,213 | $0 | $-2,674 | -23.85 % |
| 2022 | Private Passenger Uninsured Motorists | 0.05% | $121,883 | $218,226 | $137,539 | $339,012 | N/A |
| 2022 | Private Passenger Underinsured Motorists | 0.07% | $62,140 | $104,859 | $75,000 | $150,857 | N/A |
| 2022 | Private Passenger Auto Comprehensive | 0.01% | $131,606 | $222,834 | $170,029 | $166,465 | 74.70 % |
| 2022 | Private Passenger Auto Collision | 0.01% | $148,830 | $254,104 | $135,279 | $142,285 | 55.99 % |
| 2022 | Total Commercial Automobile | 0.00% | $35,776 | $38,739 | $0 | $17,064 | 44.05 % |
| 2022 | Commercial Auto Liability Bodily Injury | 0.00% | $23,573 | $25,809 | $0 | $-23,738 | -91.98 % |
| 2022 | Commercial Auto Liability Property Damage | 0.00% | $6,679 | $7,330 | $0 | $5,195 | 70.87 % |
| 2022 | Commercial Auto Medical Payments | 0.00% | $22 | $20 | $0 | $11,869 | N/A |
| 2022 | Commercial Auto Uninsured Motorists | 0.00% | $84 | $88 | $0 | $23,738 | N/A |
| 2022 | Commercial Auto Comprehensive | 0.00% | $2,247 | $2,223 | $0 | $0 | 0.00 % |
| 2022 | Commercial Auto Collision | 0.00% | $3,171 | $3,269 | $0 | $0 | 0.00 % |
| 2022 | Aircraft | 0.00% | $0 | $0 | $0 | $192,735 | N/A |
| 2022 | Fidelity | 0.31% | $80,352 | $82,113 | $0 | $-105,278 | -128.21 % |
| 2022 | Surety | 10.77% | $11,066,323 | $11,140,508 | $10,286,604 | $68,519 | 0.62 % |
| 2022 | Credit Casualty | 13.22% | $1,251,060 | $763,998 | $0 | $371,676 | 48.65 % |
| 2022 | Umbrella | 1.85% | $1,750,889 | $1,774,097 | $1,000,000 | $1,434,441 | 80.85 % |
| 2021 | Total Property & Casualty | 0.14% | $19,174,232 | $20,230,959 | $-10,749,578 | $5,776,937 | 28.55 % |
| 2021 | Total Fire & Allied Lines | 0.04% | $240,191 | $236,490 | $0 | $122,853 | 51.95 % |
| 2021 | Dwelling Fire & Allied Lines | 0.00% | $0 | $0 | $0 | $125,709 | N/A |
| 2021 | Commercial Fire & Allied Lines | 0.07% | $240,191 | $236,490 | $0 | $-2,856 | -1.21 % |
| 2021 | Farmowners Multi-Peril | 0.00% | $-1,701 | $1,793 | $0 | $-1,391 | -77.58 % |
| 2021 | Total Homeowners | 0.10% | $2,445,978 | $2,305,172 | $785,975 | $973,364 | 42.23 % |
| 2021 | Homeowners Multi-Peril | 0.10% | $2,445,978 | $2,305,172 | $785,975 | $973,364 | 42.23 % |
| 2021 | Commercial Multi-Peril | 0.02% | $187,404 | $178,299 | $32,174 | $-245,035 | -137.43 % |
| 2021 | Ocean Marine | 2.10% | $912,249 | $830,276 | $210,779 | $90,869 | 10.94 % |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.08% | $360,845 | $298,233 | $206,056 | $69,027 | 23.15 % |
| 2021 | Earthquake | 0.00% | $1,359 | $1,352 | $0 | $65 | 4.81 % |
| 2021 | Direct Workers Compensation | 0.00% | $-134 | $-61,977 | $620,620 | $-514,265 | 829.77 % |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.03% | $263,076 | $288,121 | $2,427 | $-250,102 | -86.80 % |
| 2021 | Products Liability | 0.00% | $2 | $7,743 | $-18,406 | $75,664 | N/A |
| 2021 | Total Private Passenger Automobile | 0.07% | $3,053,541 | $4,708,609 | $2,734,820 | $3,285,555 | 69.78 % |
| 2021 | Private Passenger Auto Liability Bodily Injury | 0.08% | $998,365 | $1,518,932 | $663,103 | $1,438,091 | 94.68 % |
| 2021 | Private Passenger Auto Liability Property Damage | 0.11% | $871,502 | $1,333,694 | $1,257,953 | $1,259,364 | 94.43 % |
| 2021 | Private Passenger Auto Medical Payments | 0.02% | $15,210 | $26,033 | $0 | $-2,402 | -9.23 % |
| 2021 | Private Passenger Uninsured Motorists | 0.15% | $335,502 | $530,262 | $170,870 | $-31,347 | -5.91 % |
| 2021 | Private Passenger Underinsured Motorists | 0.20% | $156,076 | $240,877 | $106,500 | $97,410 | 40.44 % |
| 2021 | Private Passenger Auto Comprehensive | 0.04% | $313,899 | $480,586 | $215,740 | $199,575 | 41.53 % |
| 2021 | Private Passenger Auto Collision | 0.03% | $362,987 | $578,225 | $320,654 | $324,864 | 56.18 % |
| 2021 | Total Commercial Automobile | 0.00% | $40,206 | $45,588 | $0 | $1,280 | 2.81 % |
| 2021 | Commercial Auto Liability Bodily Injury | 0.01% | $26,247 | $33,014 | $0 | $6,456 | 19.56 % |
| 2021 | Commercial Auto Liability Property Damage | 0.01% | $7,433 | $7,030 | $0 | $3,263 | 46.42 % |
| 2021 | Commercial Auto Medical Payments | 0.00% | $20 | $23 | $0 | $-3,228 | -14,034.78 % |
| 2021 | Commercial Auto Uninsured Motorists | 0.00% | $88 | $104 | $0 | $-6,456 | -6,207.69 % |
| 2021 | Commercial Auto Comprehensive | 0.00% | $2,402 | $2,056 | $0 | $-274 | -13.33 % |
| 2021 | Commercial Auto Collision | 0.00% | $4,016 | $3,361 | $0 | $1,519 | 45.19 % |
| 2021 | Aircraft | 0.00% | $0 | $0 | $16,665 | $8,759 | N/A |
| 2021 | Fidelity | 0.34% | $85,886 | $79,877 | $0 | $187,572 | N/A |
| 2021 | Surety | 9.53% | $9,698,346 | $9,527,112 | $-15,340,688 | $4,408 | 0.05 % |
| 2021 | Credit Casualty | 2.01% | $150,000 | $29,235 | $0 | $12,080 | 41.32 % |
| 2021 | Umbrella | 2.19% | $1,736,984 | $1,755,036 | $0 | $1,956,234 | N/A |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2023 | Private Passenger Auto | 0.03% | 0 | 0 |
| 2023 | Homeowners | 0.09% | 4 | 378 |
| 2022 | Private Passenger Auto | 0.07% | 0 | 0 |
| 2022 | Homeowners | 0.09% | 3 | 365 |
| 2021 | Private Passenger Auto | 0.07% | 0 | 0 |
| 2021 | Homeowners | 0.07% | 2 | 329 |
Company Changes
Effective Date: 06/05/2013
Comments: Effective 6/5/2013 this company added B4 authority
Market Conduct
Date: 01/05/2006
Date: 01/05/2006
Financial Exams
This company does not have any financial exams.