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Company Details
LIBERTY MUTUAL FIRE INSURANCE COMPANY License Status :
Active
NAIC Number :
23035
Phone Number:
6173579500
Company Address:
175 Berkeley Street
Boston, MA 02116
Description:
Property and Casualty
License Number:
B418189
Date Admitted:
1922-07-15
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2022 | Total Property & Casualty | 0.11% | $40,976,961 | $39,764,588 | $11,917,725 | $15,735,496 | 39.57 % |
| 2022 | Total Fire & Allied Lines | 0.39% | $4,551,831 | $3,724,177 | $162,495 | $647,743 | 17.39 % |
| 2022 | Dwelling Fire & Allied Lines | 0.03% | $125,624 | $140,448 | $107,850 | $144,832 | N/A |
| 2022 | Commercial Fire & Allied Lines | 0.64% | $4,426,207 | $3,583,729 | $54,645 | $502,911 | 14.03 % |
| 2022 | Total Homeowners | 0.06% | $4,048,333 | $4,248,039 | $1,237,470 | $1,639,151 | 38.59 % |
| 2022 | Homeowners Multi-Peril | 0.06% | $4,048,333 | $4,248,039 | $1,237,470 | $1,639,151 | 38.59 % |
| 2022 | Commercial Multi-Peril | 0.02% | $494,760 | $458,749 | $60,676 | $29,493 | 6.43 % |
| 2022 | Ocean Marine | 0.02% | $29,925 | $33,435 | $145,794 | $150,710 | N/A |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.69% | $11,094,236 | $9,431,333 | $332,046 | $689,851 | 7.31 % |
| 2022 | Earthquake | 0.11% | $372,167 | $289,036 | $0 | $3,223 | 1.12 % |
| 2022 | Direct Workers Compensation | 0.22% | $6,945,444 | $6,255,471 | $3,127,874 | $3,148,493 | 50.33 % |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.12% | $2,688,372 | $3,084,903 | $4,044,101 | $4,027,242 | N/A |
| 2022 | Excess Workers Compensation | 0.55% | $705,463 | $2,251,573 | $0 | $1,112,924 | 49.43 % |
| 2022 | Products Liability | 1.27% | $1,397,191 | $1,591,504 | $192,628 | $-181,725 | -11.42 % |
| 2022 | Total Private Passenger Automobile | 0.02% | $2,173,641 | $2,368,678 | $1,111,114 | $615,091 | 25.97 % |
| 2022 | Private Passenger Auto Liability Bodily Injury | 0.02% | $441,706 | $464,982 | $558,395 | $-37,958 | -8.16 % |
| 2022 | Private Passenger Auto Liability Property Damage | 0.03% | $451,826 | $476,760 | $115,549 | $81,126 | 17.02 % |
| 2022 | Private Passenger Auto Medical Payments | 0.02% | $42,643 | $49,529 | $0 | $-1,186 | -2.39 % |
| 2022 | Private Passenger Uninsured Motorists | 0.02% | $105,150 | $109,307 | $36,630 | $37,699 | 34.49 % |
| 2022 | Private Passenger Underinsured Motorists | 0.06% | $89,321 | $92,403 | $60,000 | $167,380 | N/A |
| 2022 | Private Passenger Auto Comprehensive | 0.02% | $346,194 | $405,631 | $119,063 | $117,452 | 28.96 % |
| 2022 | Private Passenger Auto Collision | 0.03% | $696,801 | $770,066 | $221,477 | $250,578 | 32.54 % |
| 2022 | Total Commercial Automobile | 0.23% | $5,516,259 | $5,184,517 | $1,454,041 | $3,932,425 | 75.85 % |
| 2022 | Commercial Auto Liability Bodily Injury | 0.32% | $3,667,542 | $3,455,443 | $888,659 | $3,227,656 | 93.41 % |
| 2022 | Commercial Auto Liability Property Damage | 0.27% | $1,096,485 | $1,013,494 | $169,037 | $317,108 | 31.29 % |
| 2022 | Commercial Auto Medical Payments | 0.50% | $92,155 | $77,807 | $0 | $0 | 0.00 % |
| 2022 | Commercial Auto Uninsured Motorists | 0.15% | $127,839 | $127,059 | $0 | $0 | 0.00 % |
| 2022 | Commercial Auto Comprehensive | 0.01% | $38,111 | $22,033 | $152,533 | $156,711 | N/A |
| 2022 | Commercial Auto Collision | 0.12% | $494,127 | $488,681 | $243,812 | $230,950 | 47.26 % |
| 2022 | Fidelity | 0.00% | $0 | $0 | $-2,909 | $19 | N/A |
| 2022 | Boiler & Machinery | 0.46% | $414,394 | $341,819 | $-27,500 | $-46,401 | -13.57 % |
| 2022 | Professional Liability (Excl Medical Malpractice) | 0.02% | $76,241 | $80,167 | $59,895 | $-1,130 | -1.41 % |
| 2022 | Umbrella | 0.02% | $41,600 | $62,518 | $0 | $-315,113 | -504.04 % |
| 2022 | National Flood Insurance Program | 0.52% | $150,370 | $133,313 | $20,000 | $283,500 | N/A |
| 2022 | Private Flood | 1.39% | $276,734 | $225,356 | $0 | $0 | 0.00 % |
| 2021 | Total Property & Casualty | 0.09% | $30,255,925 | $28,552,800 | $13,708,076 | $15,092,891 | 52.86 % |
| 2021 | Total Fire & Allied Lines | 0.18% | $2,735,615 | $3,147,864 | $555,541 | $578,627 | 18.38 % |
| 2021 | Dwelling Fire & Allied Lines | 0.04% | $147,095 | $168,638 | $0 | $344,558 | N/A |
| 2021 | Commercial Fire & Allied Lines | 0.42% | $2,588,520 | $2,979,226 | $555,541 | $234,069 | 7.86 % |
| 2021 | Total Homeowners | 0.07% | $4,553,056 | $4,915,967 | $950,864 | $674,581 | 13.72 % |
| 2021 | Homeowners Multi-Peril | 0.07% | $4,553,056 | $4,915,967 | $950,864 | $674,581 | 13.72 % |
| 2021 | Commercial Multi-Peril | 0.01% | $360,911 | $536,033 | $28,318 | $-21,816 | -4.07 % |
| 2021 | Ocean Marine | 0.03% | $37,891 | $42,174 | $0 | $14,551 | 34.50 % |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.39% | $5,557,116 | $2,463,042 | $10,268 | $-115,785 | -4.70 % |
| 2021 | Earthquake | 0.06% | $207,361 | $189,213 | $0 | $2,855 | 1.51 % |
| 2021 | Direct Workers Compensation | 0.16% | $4,761,954 | $5,039,493 | $4,385,702 | $6,424,013 | N/A |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.09% | $2,058,332 | $3,046,547 | $4,764,492 | $4,142,956 | N/A |
| 2021 | Excess Workers Compensation | 1.58% | $2,030,844 | $94,604 | $0 | $62,371 | 65.93 % |
| 2021 | Products Liability | 0.94% | $1,014,238 | $1,304,406 | $533,337 | $778,726 | 59.70 % |
| 2021 | Total Private Passenger Automobile | 0.03% | $2,551,010 | $2,937,437 | $857,998 | $632,446 | 21.53 % |
| 2021 | Private Passenger Auto Liability Bodily Injury | 0.02% | $482,716 | $551,728 | $533,722 | $284,207 | 51.51 % |
| 2021 | Private Passenger Auto Liability Property Damage | 0.03% | $499,066 | $572,450 | $107,548 | $110,375 | 19.28 % |
| 2021 | Private Passenger Auto Medical Payments | 0.03% | $54,391 | $63,097 | $0 | $-2,363 | -3.75 % |
| 2021 | Private Passenger Uninsured Motorists | 0.02% | $114,887 | $131,776 | $-927 | $19,072 | 14.47 % |
| 2021 | Private Passenger Underinsured Motorists | 0.07% | $95,523 | $110,992 | $5,000 | $22,818 | 20.56 % |
| 2021 | Private Passenger Auto Comprehensive | 0.02% | $461,707 | $527,749 | $82,074 | $52,773 | 10.00 % |
| 2021 | Private Passenger Auto Collision | 0.03% | $842,720 | $979,645 | $130,581 | $145,564 | 14.86 % |
| 2021 | Total Commercial Automobile | 0.17% | $3,655,540 | $4,157,744 | $1,545,821 | $2,067,824 | 49.73 % |
| 2021 | Commercial Auto Liability Bodily Injury | 0.21% | $2,429,040 | $2,748,900 | $1,208,149 | $1,458,209 | 53.05 % |
| 2021 | Commercial Auto Liability Property Damage | 0.22% | $722,080 | $856,310 | $126,786 | $381,684 | 44.57 % |
| 2021 | Commercial Auto Medical Payments | 0.29% | $47,512 | $50,384 | $0 | $0 | 0.00 % |
| 2021 | Commercial Auto Uninsured Motorists | 0.12% | $83,548 | $101,275 | $0 | $0 | 0.00 % |
| 2021 | Commercial Auto Comprehensive | -0.03% | $-61,835 | $-70,370 | $13,791 | $22,811 | N/A |
| 2021 | Commercial Auto Collision | 0.11% | $435,195 | $471,245 | $197,095 | $205,120 | 43.53 % |
| 2021 | Fidelity | 0.00% | $0 | $0 | $-2,365 | $952 | N/A |
| 2021 | Boiler & Machinery | 0.30% | $266,210 | $280,800 | $78,100 | $-119,450 | -42.54 % |
| 2021 | Professional Liability (Excl Medical Malpractice) | 0.03% | $126,366 | $119,946 | $0 | $61,025 | 50.88 % |
| 2021 | Umbrella | 0.02% | $35,508 | $35,613 | $0 | $-90,985 | -255.48 % |
| 2021 | National Flood Insurance Program | 0.44% | $145,837 | $137,378 | $0 | $0 | 0.00 % |
| 2021 | Private Flood | 0.73% | $158,136 | $104,539 | $0 | $0 | 0.00 % |
| 2020 | Total Property & Casualty | 0.10% | $30,365,501 | $28,327,271 | $16,043,387 | $13,112,213 | 46.29 % |
| 2020 | Total Fire & Allied Lines | 0.19% | $2,553,235 | $2,181,163 | $1,058,858 | $1,434,660 | 65.78 % |
| 2020 | Dwelling Fire & Allied Lines | 0.05% | $191,353 | $217,926 | $0 | $113,732 | 52.19 % |
| 2020 | Commercial Fire & Allied Lines | 0.47% | $2,361,882 | $1,963,237 | $1,058,858 | $1,320,928 | 67.28 % |
| 2020 | Total Homeowners | 0.09% | $5,180,724 | $5,800,768 | $872,293 | $1,029,216 | 17.74 % |
| 2020 | Homeowners Multi-Peril | 0.09% | $5,180,724 | $5,800,768 | $872,293 | $1,029,216 | 17.74 % |
| 2020 | Commercial Multi-Peril | 0.03% | $647,301 | $573,353 | $1,001,863 | $-266,786 | -46.53 % |
| 2020 | Ocean Marine | 0.03% | $43,824 | $45,138 | $21,478 | $15,328 | 33.96 % |
| 2020 | Inland Marine (Incl Auto Cargo) | 0.02% | $254,956 | $176,634 | $6,037 | $79,397 | 44.95 % |
| 2020 | Earthquake | 0.05% | $167,181 | $214,458 | $0 | $3,670 | 1.71 % |
| 2020 | Direct Workers Compensation | 0.25% | $7,087,646 | $6,244,457 | $6,103,049 | $3,196,461 | 51.19 % |
| 2020 | Other Liability - Bodily Injury & Property Damage | 0.21% | $4,020,465 | $2,841,898 | $2,222,880 | $2,482,879 | 87.37 % |
| 2020 | Products Liability | 1.52% | $1,424,889 | $968,109 | $1,335,310 | $1,946,818 | N/A |
| 2020 | Total Private Passenger Automobile | 0.04% | $3,205,496 | $3,813,492 | $1,842,027 | $744,434 | 19.52 % |
| 2020 | Private Passenger Auto Liability Bodily Injury | 0.02% | $601,042 | $716,377 | $1,211,606 | $471,337 | 65.79 % |
| 2020 | Private Passenger Auto Liability Property Damage | 0.04% | $632,634 | $762,701 | $172,880 | $209,242 | 27.43 % |
| 2020 | Private Passenger Auto Medical Payments | 0.04% | $71,164 | $86,607 | $0 | $2,754 | 3.18 % |
| 2020 | Private Passenger Uninsured Motorists | 0.03% | $150,437 | $182,747 | $52,572 | $-187,401 | -102.55 % |
| 2020 | Private Passenger Underinsured Motorists | 0.08% | $126,308 | $158,320 | $84,500 | $-85,906 | -54.26 % |
| 2020 | Private Passenger Auto Comprehensive | 0.03% | $565,573 | $663,649 | $151,599 | $122,381 | 18.44 % |
| 2020 | Private Passenger Auto Collision | 0.04% | $1,058,338 | $1,243,091 | $168,870 | $212,027 | 17.06 % |
| 2020 | Total Commercial Automobile | 0.28% | $5,300,778 | $4,997,599 | $1,508,457 | $1,841,019 | 36.84 % |
| 2020 | Commercial Auto Liability Bodily Injury | 0.35% | $3,497,657 | $3,193,001 | $623,864 | $808,522 | 25.32 % |
| 2020 | Commercial Auto Liability Property Damage | 0.37% | $1,033,206 | $975,727 | $190,163 | $373,276 | 38.26 % |
| 2020 | Commercial Auto Medical Payments | 0.25% | $54,538 | $87,714 | $0 | $0 | 0.00 % |
| 2020 | Commercial Auto Uninsured Motorists | 0.18% | $110,988 | $96,302 | $14,073 | $-24,332 | -25.27 % |
| 2020 | Commercial Auto Comprehensive | 0.01% | $23,452 | $47,214 | $314,546 | $314,404 | N/A |
| 2020 | Commercial Auto Collision | 0.17% | $580,937 | $597,641 | $365,811 | $369,149 | 61.77 % |
| 2020 | Fidelity | 0.00% | $0 | $0 | $-233 | $-20,147 | N/A |
| 2020 | Boiler & Machinery | 0.38% | $285,879 | $256,828 | $0 | $20,031 | 7.80 % |
| 2020 | Professional Liability (Excl Medical Malpractice) | 0.00% | $11,000 | $11,023 | $0 | $0 | 0.00 % |
| 2020 | Umbrella | 0.01% | $16,162 | $17,825 | $0 | $544,865 | N/A |
| 2020 | National Flood Insurance Program | 0.37% | $123,973 | $139,393 | $71,368 | $60,368 | 43.31 % |
| 2020 | Private Flood | 0.34% | $41,992 | $45,133 | $0 | $0 | 0.00 % |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2022 | Private Passenger Auto | 0.06% | 3 | 337 |
| 2022 | Homeowners | 0.17% | 1 | 63 |
| 2021 | Private Passenger Auto | 0.08% | 2 | 166 |
| 2021 | Homeowners | 0.21% | 2 | 108 |
| 2020 | Private Passenger Auto | 0.11% | 3 | 166 |
| 2020 | Homeowners | 0.27% | 6 | 284 |
Company Changes
Market Conduct
Date: 10/23/2017
Financial Exams
This company does not have any financial exams.