Company Details

  LIBERTY MUTUAL FIRE INSURANCE COMPANY License Status :
Active

NAIC Number :

23035


Phone Number:

6173579500


Company Address:

175 Berkeley Street 
Boston, MA  02116

Description:

Property and Casualty


License Number:

B418189


Date Admitted:

1922-07-15


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2022 Total Property & Casualty 0.11% $40,976,961 $39,764,588 $11,917,725 $15,735,496 39.57 %
2022 Total Fire & Allied Lines 0.39% $4,551,831 $3,724,177 $162,495 $647,743 17.39 %
2022 Dwelling Fire & Allied Lines 0.03% $125,624 $140,448 $107,850 $144,832 N/A
2022 Commercial Fire & Allied Lines 0.64% $4,426,207 $3,583,729 $54,645 $502,911 14.03 %
2022 Total Homeowners 0.05% $4,048,333 $4,248,039 $1,237,470 $1,639,151 38.59 %
2022 Homeowners Multi-Peril 0.06% $4,048,333 $4,248,039 $1,237,470 $1,639,151 38.59 %
2022 Commercial Multi-Peril 0.02% $494,760 $458,749 $60,676 $29,493 6.43 %
2022 Ocean Marine 0.02% $29,925 $33,435 $145,794 $150,710 N/A
2022 Inland Marine (Incl Auto Cargo) 0.69% $11,094,236 $9,431,333 $332,046 $689,851 7.31 %
2022 Earthquake 0.11% $372,167 $289,036 $0 $3,223 1.12 %
2022 Direct Workers Compensation 0.22% $6,945,444 $6,255,471 $3,127,874 $3,148,493 50.33 %
2022 Other Liability - Bodily Injury & Property Damage 0.11% $2,688,372 $3,084,903 $4,044,101 $4,027,242 N/A
2022 Excess Workers Compensation 0.55% $705,463 $2,251,573 $0 $1,112,924 49.43 %
2022 Products Liability 1.27% $1,397,191 $1,591,504 $192,628 $-181,725 -11.42 %
2022 Total Private Passenger Automobile 0.02% $2,173,641 $2,368,678 $1,111,114 $615,091 25.97 %
2022 Private Passenger Auto Liability Bodily Injury 0.02% $441,706 $464,982 $558,395 $-37,958 -8.16 %
2022 Private Passenger Auto Liability Property Damage 0.02% $451,826 $476,760 $115,549 $81,126 17.02 %
2022 Private Passenger Auto Medical Payments 0.02% $42,643 $49,529 $0 $-1,186 -2.39 %
2022 Private Passenger Uninsured Motorists 0.02% $105,150 $109,307 $36,630 $37,699 34.49 %
2022 Private Passenger Underinsured Motorists 0.06% $89,321 $92,403 $60,000 $167,380 N/A
2022 Private Passenger Auto Comprehensive 0.02% $346,194 $405,631 $119,063 $117,452 28.96 %
2022 Private Passenger Auto Collision 0.02% $696,801 $770,066 $221,477 $250,578 32.54 %
2022 Total Commercial Automobile 0.23% $5,516,259 $5,184,517 $1,454,041 $3,932,425 75.85 %
2022 Commercial Auto Liability Bodily Injury 0.32% $3,667,542 $3,455,443 $888,659 $3,227,656 93.41 %
2022 Commercial Auto Liability Property Damage 0.27% $1,096,485 $1,013,494 $169,037 $317,108 31.29 %
2022 Commercial Auto Medical Payments 0.49% $92,155 $77,807 $0 $0 0.00 %
2022 Commercial Auto Uninsured Motorists 0.13% $127,839 $127,059 $0 $0 0.00 %
2022 Commercial Auto Comprehensive 0.01% $38,111 $22,033 $152,533 $156,711 N/A
2022 Commercial Auto Collision 0.11% $494,127 $488,681 $243,812 $230,950 47.26 %
2022 Fidelity 0.00% $0 $0 $-2,909 $19 N/A
2022 Boiler & Machinery 0.46% $414,394 $341,819 $-27,500 $-46,401 -13.57 %
2022 Professional Liability (Excl Medical Malpractice) 0.02% $76,241 $80,167 $59,895 $-1,130 -1.41 %
2022 Umbrella 0.02% $41,600 $62,518 $0 $-315,113 -504.04 %
2022 National Flood Insurance Program 0.51% $150,370 $133,313 $20,000 $283,500 N/A
2022 Private Flood 1.39% $276,734 $225,356 $0 $0 0.00 %
2021 Total Property & Casualty 0.09% $30,255,925 $28,552,800 $13,708,076 $15,092,891 52.86 %
2021 Total Fire & Allied Lines 0.17% $2,735,615 $3,147,864 $555,541 $578,627 18.38 %
2021 Dwelling Fire & Allied Lines 0.04% $147,095 $168,638 $0 $344,558 N/A
2021 Commercial Fire & Allied Lines 0.42% $2,588,520 $2,979,226 $555,541 $234,069 7.86 %
2021 Total Homeowners 0.07% $4,553,056 $4,915,967 $950,864 $674,581 13.72 %
2021 Homeowners Multi-Peril 0.07% $4,553,056 $4,915,967 $950,864 $674,581 13.72 %
2021 Commercial Multi-Peril 0.01% $360,911 $536,033 $28,318 $-21,816 -4.07 %
2021 Ocean Marine 0.03% $37,891 $42,174 $0 $14,551 34.50 %
2021 Inland Marine (Incl Auto Cargo) 0.39% $5,557,116 $2,463,042 $10,268 $-115,785 -4.70 %
2021 Earthquake 0.06% $207,361 $189,213 $0 $2,855 1.51 %
2021 Direct Workers Compensation 0.16% $4,761,954 $5,039,493 $4,385,702 $6,424,013 N/A
2021 Other Liability - Bodily Injury & Property Damage 0.09% $2,058,332 $3,046,547 $4,764,492 $4,142,956 N/A
2021 Excess Workers Compensation 1.58% $2,030,844 $94,604 $0 $62,371 65.93 %
2021 Products Liability 0.94% $1,014,238 $1,304,406 $533,337 $778,726 59.70 %
2021 Total Private Passenger Automobile 0.03% $2,551,010 $2,937,437 $857,998 $632,446 21.53 %
2021 Private Passenger Auto Liability Bodily Injury 0.02% $482,716 $551,728 $533,722 $284,207 51.51 %
2021 Private Passenger Auto Liability Property Damage 0.03% $499,066 $572,450 $107,548 $110,375 19.28 %
2021 Private Passenger Auto Medical Payments 0.03% $54,391 $63,097 $0 $-2,363 -3.75 %
2021 Private Passenger Uninsured Motorists 0.02% $114,887 $131,776 $-927 $19,072 14.47 %
2021 Private Passenger Underinsured Motorists 0.07% $95,523 $110,992 $5,000 $22,818 20.56 %
2021 Private Passenger Auto Comprehensive 0.02% $461,707 $527,749 $82,074 $52,773 10.00 %
2021 Private Passenger Auto Collision 0.03% $842,720 $979,645 $130,581 $145,564 14.86 %
2021 Total Commercial Automobile 0.17% $3,655,540 $4,157,744 $1,545,821 $2,067,824 49.73 %
2021 Commercial Auto Liability Bodily Injury 0.21% $2,429,040 $2,748,900 $1,208,149 $1,458,209 53.05 %
2021 Commercial Auto Liability Property Damage 0.22% $722,080 $856,310 $126,786 $381,684 44.57 %
2021 Commercial Auto Medical Payments 0.29% $47,512 $50,384 $0 $0 0.00 %
2021 Commercial Auto Uninsured Motorists 0.11% $83,548 $101,275 $0 $0 0.00 %
2021 Commercial Auto Comprehensive -0.03% $-61,835 $-70,370 $13,791 $22,811 N/A
2021 Commercial Auto Collision 0.11% $435,195 $471,245 $197,095 $205,120 43.53 %
2021 Fidelity 0.00% $0 $0 $-2,365 $952 N/A
2021 Boiler & Machinery 0.30% $266,210 $280,800 $78,100 $-119,450 -42.54 %
2021 Professional Liability (Excl Medical Malpractice) 0.03% $126,366 $119,946 $0 $61,025 50.88 %
2021 Umbrella 0.02% $35,508 $35,613 $0 $-90,985 -255.48 %
2021 National Flood Insurance Program 0.43% $145,837 $137,378 $0 $0 0.00 %
2021 Private Flood 0.73% $158,136 $104,539 $0 $0 0.00 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2022 Private Passenger Auto 0.06% 3 337
2022 Homeowners 0.17% 1 63
2021 Private Passenger Auto 0.08% 2 166
2021 Homeowners 0.21% 2 108


Company Changes


Market Conduct

Date: 10/23/2017

LMFIC1017.pdf


Financial Exams

This company does not have any financial exams.