Company Details

  LIBERTY MUTUAL FIRE INSURANCE COMPANY License Status :
Active

NAIC Number :

23035


Phone Number:

617-357-9500


Company Address:

175 BERKELEY STREET 
BOSTON, MA  02116

Description:

Property and Casualty


License Number:

B418189


Date Admitted:

1922-07-15


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2020 Total Property & Casualty 0.10% $30,365,501 $28,327,271 $16,043,387 $13,112,213 46.29 %
2020 Total Fire & Allied Lines 0.20% $2,553,235 $2,181,163 $1,058,858 $1,434,660 65.78 %
2020 Dwelling Fire & Allied Lines 0.05% $191,353 $217,926 $0 $113,732 52.19 %
2020 Commercial Fire & Allied Lines 0.48% $2,361,882 $1,963,237 $1,058,858 $1,320,928 67.28 %
2020 Total Homeowners 0.09% $5,180,724 $5,800,768 $872,293 $1,029,216 17.74 %
2020 Homeowners Multi-Peril 0.09% $5,180,724 $5,800,768 $872,293 $1,029,216 17.74 %
2020 Commercial Multi-Peril 0.03% $647,301 $573,353 $1,001,863 $-266,786 -46.53 %
2020 Ocean Marine 0.03% $43,824 $45,138 $21,478 $15,328 33.96 %
2020 Inland Marine (Incl Auto Cargo) 0.02% $254,956 $176,634 $6,037 $79,397 44.95 %
2020 Earthquake 0.06% $167,181 $214,458 $0 $3,670 1.71 %
2020 Direct Workers Compensation 0.25% $7,087,646 $6,244,457 $6,103,049 $3,196,461 51.19 %
2020 Other Liability - Bodily Injury & Property Damage 0.21% $4,020,465 $2,841,898 $2,222,880 $2,482,879 87.37 %
2020 Products Liability 1.52% $1,424,889 $968,109 $1,335,310 $1,946,818 N/A
2020 Total Private Passenger Automobile 0.04% $3,205,496 $3,813,492 $1,842,027 $744,434 19.52 %
2020 Private Passenger Auto Liability Bodily Injury 0.03% $601,042 $716,377 $1,211,606 $471,337 65.79 %
2020 Private Passenger Auto Liability Property Damage 0.04% $632,634 $762,701 $172,880 $209,242 27.43 %
2020 Private Passenger Auto Medical Payments 0.04% $71,164 $86,607 $0 $2,754 3.18 %
2020 Private Passenger Uninsured Motorists 0.03% $150,437 $182,747 $52,572 $-187,401 -102.55 %
2020 Private Passenger Underinsured Motorists 0.09% $126,308 $158,320 $84,500 $-85,906 -54.26 %
2020 Private Passenger Auto Comprehensive 0.04% $565,573 $663,649 $151,599 $122,381 18.44 %
2020 Private Passenger Auto Collision 0.05% $1,058,338 $1,243,091 $168,870 $212,027 17.06 %
2020 Total Commercial Automobile 0.28% $5,300,778 $4,997,599 $1,508,457 $1,841,019 36.84 %
2020 Commercial Auto Liability Bodily Injury 0.36% $3,497,657 $3,193,001 $623,864 $808,522 25.32 %
2020 Commercial Auto Liability Property Damage 0.37% $1,033,206 $975,727 $190,163 $373,276 38.26 %
2020 Commercial Auto Medical Payments 0.25% $54,538 $87,714 $0 $0 0.00 %
2020 Commercial Auto Uninsured Motorists 0.18% $110,988 $96,302 $14,073 $-24,332 -25.27 %
2020 Commercial Auto Comprehensive 0.01% $23,452 $47,214 $314,546 $314,404 N/A
2020 Commercial Auto Collision 0.17% $580,937 $597,641 $365,811 $369,149 61.77 %
2020 Fidelity 0.00% $0 $0 $-233 $-20,147 N/A
2020 Boiler & Machinery 0.38% $285,879 $256,828 $0 $20,031 7.80 %
2020 Professional Liability (Excl Medical Malpractice) 0.00% $11,000 $11,023 $0 $0 0.00 %
2020 Umbrella 0.01% $16,162 $17,825 $0 $544,865 N/A
2020 National Flood Insurance Program 0.38% $123,973 $139,393 $71,368 $60,368 43.31 %
2020 Private Flood 0.36% $41,992 $45,133 $0 $0 0.00 %
2019 Total Property & Casualty 0.10% $29,771,713 $31,203,759 $20,225,647 $14,363,832 46.03 %
2019 Total Fire & Allied Lines 0.19% $2,271,680 $2,868,112 $907,417 $-500,550 -17.45 %
2019 Dwelling Fire & Allied Lines 0.07% $239,702 $281,451 $0 $-65,385 -23.23 %
2019 Commercial Fire & Allied Lines 0.52% $2,031,978 $2,586,661 $907,417 $-435,165 -16.82 %
2019 Total Homeowners 0.11% $6,470,348 $7,431,013 $2,315,686 $2,446,153 32.92 %
2019 Homeowners Multi-Peril 0.12% $6,470,348 $7,431,013 $2,315,686 $2,446,153 32.92 %
2019 Commercial Multi-Peril 0.03% $675,395 $817,901 $366,356 $61,417 7.51 %
2019 Ocean Marine 0.04% $49,236 $53,136 $25,001 $19,163 36.06 %
2019 Inland Marine (Incl Auto Cargo) 0.00% $-36,098 $17,693 $31,398 $-1,190,431 -6,728.26 %
2019 Earthquake 0.12% $330,235 $399,088 $0 $4,564 1.14 %
2019 Direct Workers Compensation 0.24% $7,268,736 $5,482,653 $4,320,613 $41,801 0.76 %
2019 Other Liability - Bodily Injury & Property Damage 0.13% $2,505,707 $2,724,538 $5,270,193 $6,071,059 N/A
2019 Products Liability 0.99% $921,498 $838,934 $100,000 $3,179,204 N/A
2019 Total Private Passenger Automobile 0.05% $4,601,896 $5,483,847 $2,412,019 $1,251,506 22.82 %
2019 Private Passenger Auto Liability Bodily Injury 0.04% $869,160 $1,040,489 $913,223 $845,989 81.31 %
2019 Private Passenger Auto Liability Property Damage 0.06% $920,998 $1,110,446 $336,929 $269,683 24.29 %
2019 Private Passenger Auto Medical Payments 0.06% $102,877 $125,624 $0 $-36,234 -28.84 %
2019 Private Passenger Uninsured Motorists 0.05% $215,590 $260,522 $114,238 $-138,088 -53.00 %
2019 Private Passenger Underinsured Motorists 0.16% $193,870 $239,035 $442,500 $-273,731 -114.52 %
2019 Private Passenger Auto Comprehensive 0.05% $799,511 $949,270 $269,223 $206,430 21.75 %
2019 Private Passenger Auto Collision 0.07% $1,499,890 $1,758,461 $335,906 $377,457 21.47 %
2019 Total Commercial Automobile 0.24% $4,217,028 $4,420,820 $3,865,207 $1,795,411 40.61 %
2019 Commercial Auto Liability Bodily Injury 0.28% $2,550,044 $2,564,047 $3,085,462 $911,880 35.56 %
2019 Commercial Auto Liability Property Damage 0.31% $797,347 $849,552 $201,942 $274,594 32.32 %
2019 Commercial Auto Medical Payments 0.69% $162,200 $180,973 $0 $-1,820 -1.01 %
2019 Commercial Auto Uninsured Motorists 0.21% $114,712 $124,308 $185 $38,590 31.04 %
2019 Commercial Auto Comprehensive 0.01% $22,244 $146,408 $225,117 $222,912 N/A
2019 Commercial Auto Collision 0.19% $570,481 $555,532 $352,501 $349,255 62.87 %
2019 Fidelity 0.00% $0 $182 $0 $-2,504 -1,375.82 %
2019 Burglary & Theft 0.00% $319 $837 $661 $661 78.97 %
2019 Boiler & Machinery 0.41% $245,414 $340,930 $395,264 $375,261 N/A
2019 Professional Liability (Excl Medical Malpractice) 0.00% $11,000 $10,977 $0 $0 0.00 %
2019 Umbrella 0.01% $19,074 $81,502 $0 $584,285 N/A
2019 National Flood Insurance Program 0.44% $148,150 $137,961 $215,832 $226,832 N/A
2019 Private Flood 0.81% $72,095 $93,635 $0 $0 0.00 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2021 Private Passenger Auto 0.08% 2 166
2021 Homeowners 0.21% 2 108
2020 Private Passenger Auto 0.11% 3 166
2020 Homeowners 0.27% 6 284
2019 Private Passenger Auto 0.15% 6 214
2019 Homeowners 0.35% 7 237


Company Changes


Market Conduct

Date: 10/23/2017

LMFIC1017.pdf


Financial Exams

This company does not have any financial exams.