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Company Details
LIBERTY MUTUAL FIRE INSURANCE COMPANY License Status :
Active
NAIC Number :
23035
Phone Number:
6173579500
Company Address:
175 Berkeley Street
Boston, MA 02116
Description:
Property and Casualty
License Number:
B418189
Date Admitted:
1922-07-15
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2023 | Total Property & Casualty | 0.22% | $35,082,462 | $36,159,610 | $13,481,591 | $7,132,932 | 19.73 % |
| 2023 | Total Fire & Allied Lines | 0.37% | $2,849,071 | $3,196,267 | $1,289,204 | $460,451 | 14.41 % |
| 2023 | Dwelling Fire & Allied Lines | 0.04% | $86,203 | $110,896 | $7,725 | $-127,864 | -115.30 % |
| 2023 | Commercial Fire & Allied Lines | 0.86% | $2,762,868 | $3,085,371 | $1,281,479 | $588,315 | 19.07 % |
| 2023 | Total Homeowners | 0.13% | $3,813,219 | $4,044,941 | $958,522 | $605,233 | 14.96 % |
| 2023 | Homeowners Multi-Peril | 0.13% | $3,813,219 | $4,044,941 | $958,522 | $605,233 | 14.96 % |
| 2023 | Commercial Multi-Peril | 0.04% | $454,057 | $441,316 | $49,393 | $-97,201 | -22.03 % |
| 2023 | Ocean Marine | 0.04% | $21,180 | $26,648 | $4,440 | $-1,920 | -7.21 % |
| 2023 | Inland Marine (Incl Auto Cargo) | 0.97% | $5,396,970 | $7,972,297 | $10,821 | $-1,875,580 | -23.53 % |
| 2023 | Earthquake | 0.20% | $285,079 | $320,462 | $0 | $2,444 | 0.76 % |
| 2023 | Direct Workers Compensation | 0.40% | $4,268,120 | $4,553,878 | $4,304,013 | $-916,354 | -20.12 % |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0.47% | $4,519,016 | $3,796,668 | $580,482 | $1,099,758 | 28.97 % |
| 2023 | Excess Workers Compensation | 14.15% | $3,591,305 | $2,806,642 | $0 | $1,376,203 | 49.03 % |
| 2023 | Products Liability | 3.29% | $1,627,371 | $1,094,594 | $1,000,000 | $-49,593 | -4.53 % |
| 2023 | Total Private Passenger Automobile | 0.03% | $1,844,317 | $2,028,730 | $553,214 | $411,883 | 20.30 % |
| 2023 | Private Passenger Auto Liability Bodily Injury | 0.03% | $390,339 | $421,374 | $328,914 | $175,260 | 41.59 % |
| 2023 | Private Passenger Auto Liability Property Damage | 0.04% | $395,672 | $428,603 | $100,876 | $91,215 | 21.28 % |
| 2023 | Private Passenger Auto Medical Payments | 0.03% | $30,021 | $36,471 | $0 | $-2,042 | -5.60 % |
| 2023 | Private Passenger Uninsured Motorists | 0.03% | $92,996 | $99,873 | $-1,235 | $10,843 | 10.86 % |
| 2023 | Private Passenger Underinsured Motorists | 0.07% | $80,151 | $85,186 | $37,500 | $54,475 | 63.95 % |
| 2023 | Private Passenger Auto Comprehensive | 0.02% | $270,881 | $308,030 | $23,541 | $6,995 | 2.27 % |
| 2023 | Private Passenger Auto Collision | 0.04% | $584,257 | $649,193 | $63,618 | $75,137 | 11.57 % |
| 2023 | Total Commercial Automobile | 0.54% | $5,518,144 | $5,030,231 | $3,956,981 | $4,800,479 | 95.43 % |
| 2023 | Commercial Auto Liability Bodily Injury | 0.72% | $3,722,258 | $3,334,063 | $3,439,103 | $2,233,154 | 66.98 % |
| 2023 | Commercial Auto Liability Property Damage | 0.76% | $1,098,906 | $982,390 | $287,636 | $476,604 | 48.51 % |
| 2023 | Commercial Auto Medical Payments | 0.84% | $63,062 | $69,145 | $0 | $0 | 0.00 % |
| 2023 | Commercial Auto Uninsured Motorists | 0.27% | $110,802 | $87,242 | $0 | $1,913,621 | N/A |
| 2023 | Commercial Auto Comprehensive | 0.00% | $4,056 | $70,295 | $74,268 | $49,624 | 70.59 % |
| 2023 | Commercial Auto Collision | 0.26% | $519,060 | $487,096 | $155,974 | $127,476 | 26.17 % |
| 2023 | Fidelity | 0.00% | $0 | $0 | $-507 | $-1,555 | N/A |
| 2023 | Boiler & Machinery | 1.11% | $508,603 | $428,397 | $0 | $-104,057 | -24.29 % |
| 2023 | Professional Liability (Excl Medical Malpractice) | 0.02% | $36,582 | $35,886 | $-7,683 | $150,182 | N/A |
| 2023 | Umbrella | 0.04% | $43,774 | $43,774 | $0 | $474,848 | N/A |
| 2023 | National Flood Insurance Program | 0.87% | $134,662 | $150,581 | $782,711 | $797,711 | N/A |
| 2023 | Private Flood | 2.50% | $170,992 | $188,298 | $0 | $0 | 0.00 % |
| 2022 | Total Property & Casualty | 0.28% | $40,976,961 | $39,764,588 | $11,917,725 | $15,735,496 | 39.57 % |
| 2022 | Total Fire & Allied Lines | 0.95% | $4,551,831 | $3,724,177 | $162,495 | $647,743 | 17.39 % |
| 2022 | Dwelling Fire & Allied Lines | 0.08% | $125,624 | $140,448 | $107,850 | $144,832 | N/A |
| 2022 | Commercial Fire & Allied Lines | 1.40% | $4,426,207 | $3,583,729 | $54,645 | $502,911 | 14.03 % |
| 2022 | Total Homeowners | 0.15% | $4,048,333 | $4,248,039 | $1,237,470 | $1,639,151 | 38.59 % |
| 2022 | Homeowners Multi-Peril | 0.16% | $4,048,333 | $4,248,039 | $1,237,470 | $1,639,151 | 38.59 % |
| 2022 | Commercial Multi-Peril | 0.05% | $494,760 | $458,749 | $60,676 | $29,493 | 6.43 % |
| 2022 | Ocean Marine | 0.06% | $29,925 | $33,435 | $145,794 | $150,710 | N/A |
| 2022 | Inland Marine (Incl Auto Cargo) | 2.10% | $11,094,236 | $9,431,333 | $332,046 | $689,851 | 7.31 % |
| 2022 | Earthquake | 0.27% | $372,167 | $289,036 | $0 | $3,223 | 1.12 % |
| 2022 | Direct Workers Compensation | 0.67% | $6,945,444 | $6,255,471 | $3,127,874 | $3,148,493 | 50.33 % |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.32% | $2,688,372 | $3,084,903 | $4,044,101 | $4,027,242 | N/A |
| 2022 | Excess Workers Compensation | 1.95% | $705,463 | $2,251,573 | $0 | $1,112,924 | 49.43 % |
| 2022 | Products Liability | 3.17% | $1,397,191 | $1,591,504 | $192,628 | $-181,725 | -11.42 % |
| 2022 | Total Private Passenger Automobile | 0.05% | $2,173,641 | $2,368,678 | $1,111,114 | $615,091 | 25.97 % |
| 2022 | Private Passenger Auto Liability Bodily Injury | 0.04% | $441,706 | $464,982 | $558,395 | $-37,958 | -8.16 % |
| 2022 | Private Passenger Auto Liability Property Damage | 0.05% | $451,826 | $476,760 | $115,549 | $81,126 | 17.02 % |
| 2022 | Private Passenger Auto Medical Payments | 0.05% | $42,643 | $49,529 | $0 | $-1,186 | -2.39 % |
| 2022 | Private Passenger Uninsured Motorists | 0.04% | $105,150 | $109,307 | $36,630 | $37,699 | 34.49 % |
| 2022 | Private Passenger Underinsured Motorists | 0.10% | $89,321 | $92,403 | $60,000 | $167,380 | N/A |
| 2022 | Private Passenger Auto Comprehensive | 0.04% | $346,194 | $405,631 | $119,063 | $117,452 | 28.96 % |
| 2022 | Private Passenger Auto Collision | 0.05% | $696,801 | $770,066 | $221,477 | $250,578 | 32.54 % |
| 2022 | Total Commercial Automobile | 0.56% | $5,516,259 | $5,184,517 | $1,454,041 | $3,932,425 | 75.85 % |
| 2022 | Commercial Auto Liability Bodily Injury | 0.77% | $3,667,542 | $3,455,443 | $888,659 | $3,227,656 | 93.41 % |
| 2022 | Commercial Auto Liability Property Damage | 0.73% | $1,096,485 | $1,013,494 | $169,037 | $317,108 | 31.29 % |
| 2022 | Commercial Auto Medical Payments | 1.29% | $92,155 | $77,807 | $0 | $0 | 0.00 % |
| 2022 | Commercial Auto Uninsured Motorists | 0.34% | $127,839 | $127,059 | $0 | $0 | 0.00 % |
| 2022 | Commercial Auto Comprehensive | 0.03% | $38,111 | $22,033 | $152,533 | $156,711 | N/A |
| 2022 | Commercial Auto Collision | 0.27% | $494,127 | $488,681 | $243,812 | $230,950 | 47.26 % |
| 2022 | Fidelity | 0.00% | $0 | $0 | $-2,909 | $19 | N/A |
| 2022 | Boiler & Machinery | 1.07% | $414,394 | $341,819 | $-27,500 | $-46,401 | -13.57 % |
| 2022 | Professional Liability (Excl Medical Malpractice) | 0.04% | $76,241 | $80,167 | $59,895 | $-1,130 | -1.41 % |
| 2022 | Umbrella | 0.04% | $41,600 | $62,518 | $0 | $-315,113 | -504.04 % |
| 2022 | National Flood Insurance Program | 1.01% | $150,370 | $133,313 | $20,000 | $283,500 | N/A |
| 2022 | Private Flood | 3.87% | $276,734 | $225,356 | $0 | $0 | 0.00 % |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2023 | Private Passenger Auto | 0.04% | 2 | 257 |
| 2023 | Homeowners | 0.14% | 1 | 59 |
| 2022 | Private Passenger Auto | 0.06% | 3 | 337 |
| 2022 | Homeowners | 0.17% | 1 | 63 |
Company Changes
Market Conduct
Date: 10/23/2017
Financial Exams
This company does not have any financial exams.