Company Details

  FOREMOST INSURANCE COMPANY GRAND RAPIDS MICHIGAN License Status :
Active

NAIC Number :

11185


Phone Number:

6169562813


Company Address:

P.O. BOX 2450 Loc 1415
GRAND RAPIDS, MI  49501-2450

Description:

Property and Casualty


License Number:

B420834


Date Admitted:

1954-07-02


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2022 Total Property & Casualty 0.13% $46,209,527 $44,575,093 $17,260,125 $17,403,913 39.04 %
2022 Total Fire & Allied Lines 1.81% $20,882,396 $19,813,365 $7,469,853 $7,068,499 35.68 %
2022 Dwelling Fire & Allied Lines 4.91% $20,882,396 $19,813,365 $7,469,853 $7,068,506 35.68 %
2022 Commercial Fire & Allied Lines 0.00% $0 $0 $0 $-7 N/A
2022 Total Homeowners 0.06% $3,995,393 $3,676,786 $1,273,954 $1,360,759 37.01 %
2022 Homeowners Multi-Peril 0.06% $3,995,393 $3,676,786 $1,273,954 $1,360,759 37.01 %
2022 Commercial Multi-Peril 0.00% $0 $0 $0 $-12,144 N/A
2022 Mobile Homes 10.18% $8,685,026 $8,544,603 $2,476,827 $2,710,737 31.72 %
2022 Ocean Marine 1.22% $1,882,746 $1,902,084 $661,205 $682,369 35.87 %
2022 Inland Marine (Incl Auto Cargo) 0.02% $396,506 $404,761 $71,747 $58,366 14.42 %
2022 Earthquake 0.09% $325,230 $307,612 $0 $-8 0.00 %
2022 Direct Workers Compensation 0.00% $0 $0 $0 $-19,324 N/A
2022 Other Liability - Bodily Injury & Property Damage 0.10% $2,372,307 $2,415,909 $768,971 $1,252,035 51.82 %
2022 Total Private Passenger Automobile 0.08% $7,556,403 $7,373,672 $4,414,868 $4,183,816 56.74 %
2022 Private Passenger Auto Liability Bodily Injury 0.09% $2,466,687 $2,466,023 $1,401,371 $1,111,244 45.06 %
2022 Private Passenger Auto Liability Property Damage 0.02% $330,870 $327,453 $82,249 $79,136 24.17 %
2022 Private Passenger Auto Medical Payments 0.00% $0 $0 $4,415 $4,415 N/A
2022 Private Passenger Auto Comprehensive 0.10% $2,071,953 $1,963,833 $892,020 $935,492 47.64 %
2022 Private Passenger Auto Collision 0.10% $2,686,893 $2,616,363 $2,034,813 $2,053,529 78.49 %
2022 Total Commercial Automobile 0.00% $0 $0 $2,000 $499 N/A
2022 Commercial Auto Liability Bodily Injury 0.00% $0 $0 $2,000 $1,057 N/A
2022 Commercial Auto Liability Property Damage 0.00% $0 $0 $0 $-373 N/A
2022 Commercial Auto Medical Payments 0.00% $0 $0 $0 $-20 N/A
2022 Commercial Auto Uninsured Motorists 0.00% $0 $0 $0 $-165 N/A
2022 National Flood Insurance Program 0.39% $113,520 $136,301 $120,700 $118,309 86.80 %
2021 Total Property & Casualty 0.13% $43,547,147 $41,022,622 $16,389,507 $18,088,699 44.09 %
2021 Total Fire & Allied Lines 1.25% $19,401,485 $17,971,279 $7,002,307 $8,446,960 47.00 %
2021 Dwelling Fire & Allied Lines 4.99% $19,401,485 $17,971,279 $7,002,307 $8,446,964 47.00 %
2021 Commercial Fire & Allied Lines 0.00% $0 $0 $0 $-4 N/A
2021 Total Homeowners 0.05% $3,445,931 $2,960,596 $1,376,172 $1,369,085 46.24 %
2021 Homeowners Multi-Peril 0.06% $3,445,931 $2,960,596 $1,376,172 $1,369,085 46.24 %
2021 Commercial Multi-Peril 0.00% $0 $0 $0 $-4,566 N/A
2021 Mobile Homes 9.93% $8,417,583 $8,274,588 $3,138,055 $3,421,641 41.35 %
2021 Ocean Marine 1.36% $1,918,552 $1,900,180 $750,199 $613,028 32.26 %
2021 Inland Marine (Incl Auto Cargo) 0.03% $423,091 $412,758 $181,565 $196,412 47.59 %
2021 Earthquake 0.09% $291,647 $265,984 $0 $-6 0.00 %
2021 Direct Workers Compensation 0.00% $0 $0 $68 $-34,983 N/A
2021 Other Liability - Bodily Injury & Property Damage 0.11% $2,428,873 $2,348,096 $278,647 $279,995 11.92 %
2021 Total Private Passenger Automobile 0.07% $7,060,791 $6,738,280 $3,643,080 $3,804,998 56.47 %
2021 Private Passenger Auto Liability Bodily Injury 0.09% $2,399,506 $2,291,009 $1,193,141 $1,423,742 62.14 %
2021 Private Passenger Auto Liability Property Damage 0.02% $322,955 $314,991 $69,238 $57,201 18.16 %
2021 Private Passenger Auto Medical Payments 0.00% $0 $0 $85 $85 N/A
2021 Private Passenger Auto Comprehensive 0.10% $1,829,756 $1,720,104 $729,316 $775,010 45.06 %
2021 Private Passenger Auto Collision 0.10% $2,508,574 $2,412,176 $1,651,300 $1,548,960 64.21 %
2021 Total Commercial Automobile 0.00% $0 $0 $0 $-6,417 N/A
2021 Commercial Auto Liability Bodily Injury 0.00% $0 $0 $0 $-5,540 N/A
2021 Commercial Auto Liability Property Damage 0.00% $0 $0 $0 $-507 N/A
2021 Commercial Auto Medical Payments 0.00% $0 $0 $0 $-15 N/A
2021 Commercial Auto Uninsured Motorists 0.00% $0 $0 $0 $-230 N/A
2021 Commercial Auto Comprehensive 0.00% $0 $0 $0 $-42 N/A
2021 Commercial Auto Collision 0.00% $0 $0 $0 $-83 N/A
2021 National Flood Insurance Program 0.48% $159,194 $150,861 $19,414 $2,552 1.69 %
2020 Total Property & Casualty 0.13% $40,048,734 $38,463,614 $16,470,557 $15,489,081 40.27 %
2020 Total Fire & Allied Lines 1.30% $17,692,625 $16,550,734 $5,936,739 $5,730,062 34.62 %
2020 Dwelling Fire & Allied Lines 4.36% $17,692,625 $16,550,734 $5,936,739 $5,730,062 34.62 %
2020 Total Homeowners 0.05% $2,769,241 $2,770,277 $901,586 $944,706 34.10 %
2020 Homeowners Multi-Peril 0.05% $2,769,241 $2,770,277 $901,586 $944,706 34.10 %
2020 Commercial Multi-Peril 0.00% $0 $0 $39,367 $6,247 N/A
2020 Mobile Homes 8.84% $8,110,505 $8,058,138 $2,790,436 $2,929,676 36.36 %
2020 Ocean Marine 1.31% $1,844,908 $1,826,070 $964,951 $975,161 53.40 %
2020 Inland Marine (Incl Auto Cargo) 0.03% $410,642 $417,530 $130,359 $117,807 28.22 %
2020 Earthquake 0.08% $253,358 $237,178 $0 $-11 0.00 %
2020 Direct Workers Compensation 0.00% $-3,255 $-3,255 $186 $-59,550 1,829.49 %
2020 Other Liability - Bodily Injury & Property Damage 0.12% $2,315,396 $2,199,591 $1,313,195 $618,035 28.10 %
2020 Total Private Passenger Automobile 0.07% $6,506,493 $6,237,998 $4,393,738 $4,254,394 68.20 %
2020 Private Passenger Auto Liability Bodily Injury 0.09% $2,225,061 $2,158,501 $2,094,513 $1,780,925 82.51 %
2020 Private Passenger Auto Liability Property Damage 0.02% $302,173 $291,933 $122,168 $121,770 41.71 %
2020 Private Passenger Auto Comprehensive 0.14% $2,372,896 $2,282,456 $1,217,949 $1,393,219 61.04 %
2020 Private Passenger Auto Collision 0.07% $1,606,363 $1,505,108 $959,108 $958,480 63.68 %
2020 Total Commercial Automobile 0.00% $0 $0 $0 $-9,496 N/A
2020 Commercial Auto Liability Bodily Injury 0.00% $0 $0 $0 $-7,060 N/A
2020 Commercial Auto Liability Property Damage 0.00% $0 $0 $0 $-1,612 N/A
2020 Commercial Auto Medical Payments 0.00% $0 $0 $0 $-77 N/A
2020 Commercial Auto Uninsured Motorists 0.00% $0 $0 $0 $-736 N/A
2020 Commercial Auto Collision 0.00% $0 $0 $0 $-11 N/A
2020 National Flood Insurance Program 0.45% $148,821 $169,353 $0 $-17,950 -10.60 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2022 Private Passenger Auto 0.15% 2 84
2022 Homeowners 1.08% 10 96
2021 Private Passenger Auto 0.14% 1 44
2021 Homeowners 1.07% 10 105
2020 Private Passenger Auto 0.14% 2 84
2020 Homeowners 1.05% 8 97


Company Changes


Market Conduct

Date: 11/03/2006

B7603183_order.pdf

Date: 08/21/2015

Foremost.pdf

Date: 10/11/2016

ForemostMC.pdf


Financial Exams

This company does not have any financial exams.