Company Details

  EMPLOYERS MUTUAL CASUALTY COMPANY License Status :
Active

NAIC Number :

21415


Phone Number:

515-345-7380


Company Address:

P. O. BOX 712 
DES MOINES, IA  50306-0712

Description:

Property and Casualty


License Number:

B424264


Date Admitted:

1926-09-16


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2018 Total Property & Casualty 0.04% $17,307,365 $17,657,822 $11,856,826 $8,757,844 49.60 %
2018 Total Fire & Allied Lines 0.10% $2,082,841 $2,382,079 $720,839 $2,641,118 N/A
2018 Dwelling Fire & Allied Lines 0.01% $38,839 $44,169 $40,421 $35,483 80.33 %
2018 Commercial Fire & Allied Lines 0.31% $2,044,002 $2,337,910 $680,418 $2,605,635 N/A
2018 Total Homeowners 0.01% $974,570 $1,099,151 $595,392 $574,154 52.24 %
2018 Homeowners Multi-Peril 0.01% $974,570 $1,099,151 $595,392 $574,154 52.24 %
2018 Commercial Multi-Peril 0.02% $757,592 $792,258 $381,335 $630,325 79.56 %
2018 Inland Marine (Incl Auto Cargo) 0.06% $1,427,358 $1,499,103 $933,385 $819,195 54.65 %
2018 Earthquake 0.02% $65,437 $79,864 $0 $-12 -0.02 %
2018 Direct Workers Compensation 0.05% $2,395,149 $2,468,719 $1,181,283 $1,064,857 43.13 %
2018 Other Liability - Bodily Injury & Property Damage 0.12% $3,956,453 $3,866,746 $6,112,869 $1,232,275 31.87 %
2018 Products Liability 0.19% $308,087 $312,910 $41,500 $9,797 3.13 %
2018 Total Private Passenger Automobile 0.00% $597,432 $644,648 $290,307 $310,601 48.18 %
2018 Private Passenger Auto Liability Bodily Injury 0.00% $138,934 $147,348 $9,350 $16,068 10.90 %
2018 Private Passenger Auto Liability Property Damage 0.00% $110,555 $115,290 $96,924 $96,055 83.32 %
2018 Private Passenger Auto Medical Payments 0.01% $18,598 $18,794 $15,454 $17,331 92.22 %
2018 Private Passenger Uninsured Motorists 0.00% $12,226 $12,665 $0 $9,218 72.78 %
2018 Private Passenger Underinsured Motorists 0.00% $16,154 $20,687 $0 $0 0.00 %
2018 Private Passenger Auto Comprehensive 0.00% $90,072 $103,452 $39,665 $37,703 36.44 %
2018 Private Passenger Auto Collision 0.01% $210,893 $226,412 $128,914 $134,226 59.28 %
2018 Total Commercial Automobile 0.12% $3,589,608 $3,309,278 $1,534,944 $1,420,212 42.92 %
2018 Commercial Auto Liability Bodily Injury 0.16% $2,271,325 $2,114,686 $581,045 $630,210 29.80 %
2018 Commercial Auto Liability Property Damage 0.00% $0 $0 $250,116 $252,629 N/A
2018 Commercial Auto Medical Payments 0.28% $96,253 $79,543 $21,511 $19,211 24.15 %
2018 Commercial Auto Uninsured Motorists 0.11% $94,584 $87,760 $95,000 $-105,661 -120.40 %
2018 Commercial Auto Comprehensive 0.10% $341,561 $312,755 $202,028 $225,480 72.09 %
2018 Commercial Auto Collision 0.15% $785,885 $714,534 $385,244 $398,343 55.75 %
2018 Fidelity 0.04% $45,753 $48,650 $0 $7,217 14.83 %
2018 Surety 0.32% $924,571 $959,916 $0 $-25,657 -2.67 %
2018 Burglary & Theft 0.02% $7,383 $7,960 $0 $753 9.46 %
2018 Boiler & Machinery 0.18% $175,131 $186,540 $64,972 $73,009 39.14 %
2017 Total Property & Casualty 0.08% $18,538,916 $17,848,364 $11,665,706 $15,252,973 85.46 %
2017 Total Fire & Allied Lines 0.26% $2,748,116 $2,641,090 $3,341,727 $4,124,033 N/A
2017 Dwelling Fire & Allied Lines 0.01% $48,568 $55,996 $31,969 $34,094 60.89 %
2017 Commercial Fire & Allied Lines 1.02% $2,699,548 $2,585,094 $3,309,758 $4,089,939 N/A
2017 Total Homeowners 0.03% $1,247,101 $850,712 $382,941 $491,661 57.79 %
2017 Homeowners Multi-Peril 0.03% $1,247,101 $850,712 $382,941 $491,661 57.79 %
2017 Commercial Multi-Peril 0.04% $809,326 $859,671 $1,051,049 $1,175,679 N/A
2017 Inland Marine (Incl Auto Cargo) 0.15% $1,597,321 $1,551,597 $726,499 $722,362 46.56 %
2017 Earthquake 0.04% $88,157 $73,087 $0 $1 0.00 %
2017 Direct Workers Compensation 0.12% $2,905,762 $2,933,919 $1,496,457 $454,812 15.50 %
2017 Other Liability - Bodily Injury & Property Damage 0.22% $3,837,573 $3,843,660 $2,496,197 $6,586,912 N/A
2017 Products Liability 0.38% $318,797 $258,667 $0 $21,640 8.37 %
2017 Total Private Passenger Automobile 0.01% $691,081 $811,613 $692,947 $291,871 35.96 %
2017 Private Passenger Auto Liability Bodily Injury 0.01% $153,837 $177,449 $82,866 $294 0.17 %
2017 Private Passenger Auto Liability Property Damage 0.01% $117,536 $128,945 $98,734 $64,190 49.78 %
2017 Private Passenger Auto Medical Payments 0.01% $18,206 $24,019 $15,840 $2,590 10.78 %
2017 Private Passenger Uninsured Motorists 0.01% $13,034 $15,816 $320 $256 1.62 %
2017 Private Passenger Underinsured Motorists 0.01% $23,677 $29,083 $350,000 $80,143 N/A
2017 Private Passenger Auto Comprehensive 0.01% $122,701 $151,990 $87,864 $88,170 58.01 %
2017 Private Passenger Auto Collision 0.01% $242,090 $284,311 $57,323 $56,228 19.78 %
2017 Total Commercial Automobile 0.23% $3,112,900 $2,871,544 $1,459,624 $1,328,443 46.26 %
2017 Commercial Auto Liability Bodily Injury 0.30% $2,002,388 $1,868,782 $737,285 $578,789 30.97 %
2017 Commercial Auto Liability Property Damage 0.00% $0 $0 $253,079 $243,208 N/A
2017 Commercial Auto Medical Payments 0.42% $68,831 $64,570 $1,000 $-6,389 -9.89 %
2017 Commercial Auto Uninsured Motorists 0.19% $84,319 $80,014 $0 $53,569 66.95 %
2017 Commercial Auto Comprehensive 0.19% $300,134 $275,521 $176,640 $166,213 60.33 %
2017 Commercial Auto Collision 0.27% $657,228 $582,657 $291,620 $293,053 50.30 %
2017 Fidelity 0.09% $52,872 $51,165 $0 $1,937 3.79 %
2017 Surety 0.76% $917,693 $902,901 $3,972 $38,894 4.31 %
2017 Burglary & Theft 0.05% $8,450 $8,467 $0 $24 0.28 %
2017 Boiler & Machinery 0.38% $203,767 $190,271 $14,293 $14,704 7.73 %
2016 Total Property & Casualty 0.08% $16,720,476 $16,981,385 $13,875,431 $13,544,522 79.76 %
2016 Total Fire & Allied Lines 0.25% $2,535,712 $2,541,996 $569,124 $561,842 22.10 %
2016 Dwelling Fire & Allied Lines 0.02% $62,298 $67,292 $13,193 $13,511 20.08 %
2016 Commercial Fire & Allied Lines 0.97% $2,473,414 $2,474,704 $555,931 $548,331 22.16 %
2016 Total Homeowners 0.01% $297,689 $101,246 $8,317 $-4,979 -4.92 %
2016 Homeowners Multi-Peril 0.01% $297,689 $101,246 $8,317 $-4,979 -4.92 %
2016 Commercial Multi-Peril 0.05% $924,238 $1,019,852 $451,428 $649,127 63.65 %
2016 Inland Marine (Incl Auto Cargo) 0.15% $1,607,226 $1,614,200 $518,232 $644,233 39.91 %
2016 Earthquake 0.03% $57,518 $52,323 $0 $-416 -0.80 %
2016 Direct Workers Compensation 0.09% $2,362,250 $2,461,312 $1,454,515 $1,909,401 77.58 %
2016 Other Liability - Bodily Injury & Property Damage 0.28% $3,815,028 $3,875,572 $7,557,621 $7,015,574 N/A
2016 Products Liability 0.29% $224,254 $208,250 $10,000 $-40,947 -19.66 %
2016 Total Private Passenger Automobile 0.02% $985,349 $1,046,955 $696,308 $740,993 70.78 %
2016 Private Passenger Auto Liability Bodily Injury 0.01% $212,928 $228,777 $55,868 $69,641 30.44 %
2016 Private Passenger Auto Liability Property Damage 0.01% $141,205 $148,311 $93,931 $107,721 72.63 %
2016 Private Passenger Auto Medical Payments 0.02% $31,986 $35,724 $30,854 $23,992 67.16 %
2016 Private Passenger Uninsured Motorists 0.01% $19,804 $21,662 $4,003 $-14,920 -68.88 %
2016 Private Passenger Underinsured Motorists 0.02% $37,433 $40,861 $240,000 $315,769 N/A
2016 Private Passenger Auto Comprehensive 0.02% $194,340 $207,254 $98,532 $83,047 40.07 %
2016 Private Passenger Auto Collision 0.02% $347,653 $364,366 $173,120 $155,743 42.74 %
2016 Total Commercial Automobile 0.20% $2,677,773 $2,782,160 $2,603,137 $2,172,813 78.10 %
2016 Commercial Auto Liability Bodily Injury 0.26% $1,756,333 $1,869,103 $1,763,060 $1,181,187 63.20 %
2016 Commercial Auto Liability Property Damage 0.00% $0 $0 $283,491 $275,441 N/A
2016 Commercial Auto Medical Payments 0.39% $61,401 $62,605 $7,926 $24,120 38.53 %
2016 Commercial Auto Uninsured Motorists 0.19% $75,416 $77,871 $23,604 $182,936 N/A
2016 Commercial Auto Comprehensive 0.17% $258,482 $249,705 $111,543 $118,138 47.31 %
2016 Commercial Auto Collision 0.23% $526,141 $522,876 $413,513 $390,991 74.78 %
2016 Fidelity 0.09% $57,991 $58,531 $-3,851 $-2,998 -5.12 %
2016 Surety 0.76% $983,842 $1,022,586 $0 $-103,640 -10.14 %
2016 Burglary & Theft 0.06% $8,892 $9,001 $0 $-392 -4.36 %
2016 Boiler & Machinery 0.35% $182,714 $187,401 $10,600 $3,911 2.09 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2018 Private Passenger Auto 0.02% 0 0
2018 Homeowners 0.04% 2 605
2017 Private Passenger Auto 0.02% 0 0
2017 Homeowners 0.03% 2 800
2016 Homeowners 0.01% 1 907
2016 Private Passenger Auto 0.03% 0 0


Company Changes

Effective Date: 05/17/2011

Comments: Effective 5/17/11 the above company deleted B4 authority

Effective Date: 02/19/2014

Comments:


Market Conduct

Date: 02/19/2014

EmployersMutualCasualtyCo.pdf


Financial Exams

This company does not have any financial exams.