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Company Details
EMPLOYERS MUTUAL CASUALTY COMPANY License Status :
Active
NAIC Number :
21415
Phone Number:
515-280-2511
Company Address:
P. O. BOX 712
DES MOINES, IA 50306-0712
Description:
Property and Casualty
License Number:
B424264
Date Admitted:
1926-09-16
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2019 | Total Property & Casualty | 0.07% | $18,667,140 | $18,287,521 | $8,039,838 | $8,316,561 | 45.48 % |
| 2019 | Total Fire & Allied Lines | 0.21% | $2,411,684 | $2,296,216 | $2,117,379 | $675,181 | 29.40 % |
| 2019 | Dwelling Fire & Allied Lines | 0.00% | $7,912 | $23,808 | $31,753 | $36,507 | N/A |
| 2019 | Commercial Fire & Allied Lines | 0.63% | $2,403,772 | $2,272,408 | $2,085,626 | $638,674 | 28.11 % |
| 2019 | Total Homeowners | 0.00% | $122,557 | $612,014 | $415,745 | $347,919 | 56.85 % |
| 2019 | Homeowners Multi-Peril | 0.00% | $122,557 | $612,014 | $415,745 | $347,919 | 56.85 % |
| 2019 | Commercial Multi-Peril | 0.04% | $754,202 | $744,244 | $563,934 | $-100,625 | -13.52 % |
| 2019 | Inland Marine (Incl Auto Cargo) | 0.13% | $1,533,398 | $1,503,010 | $533,561 | $526,196 | 35.01 % |
| 2019 | Earthquake | 0.02% | $38,439 | $51,014 | $0 | $-1,152 | -2.26 % |
| 2019 | Direct Workers Compensation | 0.11% | $2,796,193 | $2,609,600 | $1,587,638 | $981,748 | 37.62 % |
| 2019 | Other Liability - Bodily Injury & Property Damage | 0.28% | $4,773,954 | $4,472,383 | $817,866 | $2,437,554 | 54.50 % |
| 2019 | Products Liability | 0.29% | $256,830 | $270,824 | $3,193 | $114,205 | 42.17 % |
| 2019 | Total Private Passenger Automobile | 0.00% | $63,984 | $367,507 | $210,712 | $311,362 | 84.72 % |
| 2019 | Private Passenger Auto Liability Bodily Injury | 0.00% | $13,435 | $83,870 | $48,366 | $148,046 | N/A |
| 2019 | Private Passenger Auto Liability Property Damage | 0.00% | $10,947 | $65,160 | $64,173 | $62,759 | 96.32 % |
| 2019 | Private Passenger Auto Medical Payments | 0.00% | $2,306 | $11,439 | $11,643 | $664 | 5.80 % |
| 2019 | Private Passenger Uninsured Motorists | 0.00% | $1,340 | $7,303 | $7,041 | $21,582 | N/A |
| 2019 | Private Passenger Underinsured Motorists | 0.00% | $2,019 | $9,688 | $0 | $0 | 0.00 % |
| 2019 | Private Passenger Auto Comprehensive | 0.00% | $11,955 | $60,577 | $47,838 | $48,267 | 79.68 % |
| 2019 | Private Passenger Auto Collision | 0.00% | $21,982 | $129,470 | $31,651 | $30,044 | 23.21 % |
| 2019 | Total Commercial Automobile | 0.28% | $4,706,095 | $4,203,108 | $1,245,104 | $2,220,309 | 52.83 % |
| 2019 | Commercial Auto Liability Bodily Injury | 0.35% | $3,002,943 | $2,656,165 | $258,349 | $1,282,644 | 48.29 % |
| 2019 | Commercial Auto Liability Property Damage | 0.00% | $0 | $0 | $260,750 | $248,980 | N/A |
| 2019 | Commercial Auto Medical Payments | 0.53% | $115,743 | $108,432 | $0 | $9,393 | 8.66 % |
| 2019 | Commercial Auto Uninsured Motorists | 0.23% | $120,172 | $107,410 | $83,167 | $64,813 | 60.34 % |
| 2019 | Commercial Auto Comprehensive | 0.21% | $446,584 | $404,418 | $258,427 | $230,142 | 56.91 % |
| 2019 | Commercial Auto Collision | 0.36% | $1,020,653 | $926,683 | $384,411 | $384,337 | 41.47 % |
| 2019 | Fidelity | 0.07% | $42,261 | $44,214 | $0 | $-8,409 | -19.02 % |
| 2019 | Surety | 0.51% | $989,217 | $935,894 | $527,130 | $793,738 | 84.81 % |
| 2019 | Burglary & Theft | 0.03% | $4,812 | $5,170 | $0 | $407 | 7.87 % |
| 2019 | Boiler & Machinery | 0.31% | $173,514 | $172,323 | $17,576 | $18,128 | 10.52 % |
| 2018 | Total Property & Casualty | 0.07% | $17,307,365 | $17,657,822 | $11,856,826 | $8,757,844 | 49.60 % |
| 2018 | Total Fire & Allied Lines | 0.19% | $2,082,841 | $2,382,079 | $720,839 | $2,641,118 | N/A |
| 2018 | Dwelling Fire & Allied Lines | 0.01% | $38,839 | $44,169 | $40,421 | $35,483 | 80.33 % |
| 2018 | Commercial Fire & Allied Lines | 0.62% | $2,044,002 | $2,337,910 | $680,418 | $2,605,635 | N/A |
| 2018 | Total Homeowners | 0.02% | $974,570 | $1,099,151 | $595,392 | $574,154 | 52.24 % |
| 2018 | Homeowners Multi-Peril | 0.02% | $974,570 | $1,099,151 | $595,392 | $574,154 | 52.24 % |
| 2018 | Commercial Multi-Peril | 0.04% | $757,592 | $792,258 | $381,335 | $630,325 | 79.56 % |
| 2018 | Inland Marine (Incl Auto Cargo) | 0.13% | $1,427,358 | $1,499,103 | $933,385 | $819,195 | 54.65 % |
| 2018 | Earthquake | 0.03% | $65,437 | $79,864 | $0 | $-12 | -0.02 % |
| 2018 | Direct Workers Compensation | 0.10% | $2,395,149 | $2,468,719 | $1,181,283 | $1,064,857 | 43.13 % |
| 2018 | Other Liability - Bodily Injury & Property Damage | 0.24% | $3,956,453 | $3,866,746 | $6,112,869 | $1,232,275 | 31.87 % |
| 2018 | Products Liability | 0.39% | $308,087 | $312,910 | $41,500 | $9,797 | 3.13 % |
| 2018 | Total Private Passenger Automobile | 0.01% | $597,432 | $644,648 | $290,307 | $310,601 | 48.18 % |
| 2018 | Private Passenger Auto Liability Bodily Injury | 0.01% | $138,934 | $147,348 | $9,350 | $16,068 | 10.90 % |
| 2018 | Private Passenger Auto Liability Property Damage | 0.01% | $110,555 | $115,290 | $96,924 | $96,055 | 83.32 % |
| 2018 | Private Passenger Auto Medical Payments | 0.01% | $18,598 | $18,794 | $15,454 | $17,331 | 92.22 % |
| 2018 | Private Passenger Uninsured Motorists | 0.00% | $12,226 | $12,665 | $0 | $9,218 | 72.78 % |
| 2018 | Private Passenger Underinsured Motorists | 0.01% | $16,154 | $20,687 | $0 | $0 | 0.00 % |
| 2018 | Private Passenger Auto Comprehensive | 0.01% | $90,072 | $103,452 | $39,665 | $37,703 | 36.44 % |
| 2018 | Private Passenger Auto Collision | 0.01% | $210,893 | $226,412 | $128,914 | $134,226 | 59.28 % |
| 2018 | Total Commercial Automobile | 0.24% | $3,589,608 | $3,309,278 | $1,534,944 | $1,420,212 | 42.92 % |
| 2018 | Commercial Auto Liability Bodily Injury | 0.30% | $2,271,325 | $2,114,686 | $581,045 | $630,210 | 29.80 % |
| 2018 | Commercial Auto Liability Property Damage | 0.00% | $0 | $0 | $250,116 | $252,629 | N/A |
| 2018 | Commercial Auto Medical Payments | 0.54% | $96,253 | $79,543 | $21,511 | $19,211 | 24.15 % |
| 2018 | Commercial Auto Uninsured Motorists | 0.20% | $94,584 | $87,760 | $95,000 | $-105,661 | -120.40 % |
| 2018 | Commercial Auto Comprehensive | 0.20% | $341,561 | $312,755 | $202,028 | $225,480 | 72.09 % |
| 2018 | Commercial Auto Collision | 0.29% | $785,885 | $714,534 | $385,244 | $398,343 | 55.75 % |
| 2018 | Fidelity | 0.08% | $45,753 | $48,650 | $0 | $7,217 | 14.83 % |
| 2018 | Surety | 0.64% | $924,571 | $959,916 | $0 | $-25,657 | -2.67 % |
| 2018 | Burglary & Theft | 0.05% | $7,383 | $7,960 | $0 | $753 | 9.46 % |
| 2018 | Boiler & Machinery | 0.34% | $175,131 | $186,540 | $64,972 | $73,009 | 39.14 % |
| 2017 | Total Property & Casualty | 0.08% | $18,538,916 | $17,848,364 | $11,665,706 | $15,252,973 | 85.46 % |
| 2017 | Total Fire & Allied Lines | 0.26% | $2,748,116 | $2,641,090 | $3,341,727 | $4,124,033 | N/A |
| 2017 | Dwelling Fire & Allied Lines | 0.01% | $48,568 | $55,996 | $31,969 | $34,094 | 60.89 % |
| 2017 | Commercial Fire & Allied Lines | 1.01% | $2,699,548 | $2,585,094 | $3,309,758 | $4,089,939 | N/A |
| 2017 | Total Homeowners | 0.03% | $1,247,101 | $850,712 | $382,941 | $491,661 | 57.79 % |
| 2017 | Homeowners Multi-Peril | 0.03% | $1,247,101 | $850,712 | $382,941 | $491,661 | 57.79 % |
| 2017 | Commercial Multi-Peril | 0.04% | $809,326 | $859,671 | $1,051,049 | $1,175,679 | N/A |
| 2017 | Inland Marine (Incl Auto Cargo) | 0.15% | $1,597,321 | $1,551,597 | $726,499 | $722,362 | 46.56 % |
| 2017 | Earthquake | 0.04% | $88,157 | $73,087 | $0 | $1 | 0.00 % |
| 2017 | Direct Workers Compensation | 0.12% | $2,905,762 | $2,933,919 | $1,496,457 | $454,812 | 15.50 % |
| 2017 | Other Liability - Bodily Injury & Property Damage | 0.22% | $3,837,573 | $3,843,660 | $2,496,197 | $6,586,912 | N/A |
| 2017 | Products Liability | 0.38% | $318,797 | $258,667 | $0 | $21,640 | 8.37 % |
| 2017 | Total Private Passenger Automobile | 0.01% | $691,081 | $811,613 | $692,947 | $291,871 | 35.96 % |
| 2017 | Private Passenger Auto Liability Bodily Injury | 0.01% | $153,837 | $177,449 | $82,866 | $294 | 0.17 % |
| 2017 | Private Passenger Auto Liability Property Damage | 0.01% | $117,536 | $128,945 | $98,734 | $64,190 | 49.78 % |
| 2017 | Private Passenger Auto Medical Payments | 0.01% | $18,206 | $24,019 | $15,840 | $2,590 | 10.78 % |
| 2017 | Private Passenger Uninsured Motorists | 0.01% | $13,034 | $15,816 | $320 | $256 | 1.62 % |
| 2017 | Private Passenger Underinsured Motorists | 0.01% | $23,677 | $29,083 | $350,000 | $80,143 | N/A |
| 2017 | Private Passenger Auto Comprehensive | 0.01% | $122,701 | $151,990 | $87,864 | $88,170 | 58.01 % |
| 2017 | Private Passenger Auto Collision | 0.01% | $242,090 | $284,311 | $57,323 | $56,228 | 19.78 % |
| 2017 | Total Commercial Automobile | 0.22% | $3,112,900 | $2,871,544 | $1,459,624 | $1,328,443 | 46.26 % |
| 2017 | Commercial Auto Liability Bodily Injury | 0.29% | $2,002,388 | $1,868,782 | $737,285 | $578,789 | 30.97 % |
| 2017 | Commercial Auto Liability Property Damage | 0.00% | $0 | $0 | $253,079 | $243,208 | N/A |
| 2017 | Commercial Auto Medical Payments | 0.40% | $68,831 | $64,570 | $1,000 | $-6,389 | -9.89 % |
| 2017 | Commercial Auto Uninsured Motorists | 0.18% | $84,319 | $80,014 | $0 | $53,569 | 66.95 % |
| 2017 | Commercial Auto Comprehensive | 0.18% | $300,134 | $275,521 | $176,640 | $166,213 | 60.33 % |
| 2017 | Commercial Auto Collision | 0.26% | $657,228 | $582,657 | $291,620 | $293,053 | 50.30 % |
| 2017 | Fidelity | 0.09% | $52,872 | $51,165 | $0 | $1,937 | 3.79 % |
| 2017 | Surety | 0.75% | $917,693 | $902,901 | $3,972 | $38,894 | 4.31 % |
| 2017 | Burglary & Theft | 0.05% | $8,450 | $8,467 | $0 | $24 | 0.28 % |
| 2017 | Boiler & Machinery | 0.37% | $203,767 | $190,271 | $14,293 | $14,704 | 7.73 % |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2019 | Private Passenger Auto | 0.01% | 0 | 0 |
| 2019 | Homeowners | 0.03% | 1 | 360 |
| 2018 | Private Passenger Auto | 0.02% | 0 | 0 |
| 2018 | Homeowners | 0.04% | 2 | 605 |
| 2017 | Homeowners | 0.03% | 2 | 800 |
| 2017 | Private Passenger Auto | 0.02% | 0 | 0 |
Company Changes
Effective Date: 05/17/2011
Comments: Effective 5/17/11 the above company deleted B4 authority
Effective Date: 02/19/2014
Comments:
Market Conduct
Date: 02/19/2014
Financial Exams
This company does not have any financial exams.