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Company Details
EMPLOYERS MUTUAL CASUALTY COMPANY License Status :
Active
NAIC Number :
21415
Phone Number:
5152802511
Company Address:
P. O. BOX 712
DES MOINES, IA 50306-0712
Description:
Property and Casualty
License Number:
B424264
Date Admitted:
1926-09-16
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2022 | Total Property & Casualty | 0.06% | $22,912,106 | $21,923,160 | $11,060,578 | $13,980,551 | 63.77 % |
| 2022 | Total Fire & Allied Lines | 0.30% | $3,480,225 | $3,410,480 | $4,724,236 | $5,562,178 | N/A |
| 2022 | Commercial Fire & Allied Lines | 0.50% | $3,480,225 | $3,410,480 | $4,724,236 | $5,562,178 | N/A |
| 2022 | Total Homeowners | 0.00% | $0 | $0 | $1,000 | $1,003 | N/A |
| 2022 | Homeowners Multi-Peril | 0.00% | $0 | $0 | $1,000 | $1,003 | N/A |
| 2022 | Commercial Multi-Peril | 0.03% | $837,970 | $832,353 | $336,251 | $365,382 | 43.90 % |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.10% | $1,581,603 | $1,549,511 | $441,415 | $490,391 | 31.65 % |
| 2022 | Earthquake | 0.02% | $84,469 | $84,065 | $0 | $-1,978 | -2.35 % |
| 2022 | Direct Workers Compensation | 0.09% | $2,819,552 | $2,789,762 | $1,814,288 | $3,671,350 | N/A |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.25% | $5,848,987 | $5,554,438 | $1,672,060 | $1,680,202 | 30.25 % |
| 2022 | Products Liability | 0.39% | $434,818 | $415,594 | $2,500 | $3,500 | 0.84 % |
| 2022 | Total Private Passenger Automobile | 0.00% | $0 | $0 | $-737 | $-2,965 | N/A |
| 2022 | Private Passenger Auto Liability Property Damage | 0.00% | $0 | $0 | $0 | $-677 | N/A |
| 2022 | Private Passenger Uninsured Motorists | 0.00% | $0 | $0 | $-50 | $-1,622 | N/A |
| 2022 | Private Passenger Auto Comprehensive | 0.00% | $0 | $0 | $0 | $2 | N/A |
| 2022 | Private Passenger Auto Collision | 0.00% | $0 | $0 | $-687 | $-668 | N/A |
| 2022 | Total Commercial Automobile | 0.28% | $6,644,634 | $6,172,624 | $1,928,727 | $2,129,764 | 34.50 % |
| 2022 | Commercial Auto Liability Bodily Injury | 0.39% | $4,488,076 | $4,167,500 | $671,391 | $390,087 | 9.36 % |
| 2022 | Commercial Auto Liability Property Damage | 0.00% | $0 | $0 | $514,193 | $593,904 | N/A |
| 2022 | Commercial Auto Medical Payments | 0.23% | $43,576 | $52,544 | $11,468 | $-14,167 | -26.96 % |
| 2022 | Commercial Auto Uninsured Motorists | 0.21% | $186,947 | $178,091 | $10,500 | $459,091 | N/A |
| 2022 | Commercial Auto Comprehensive | 0.28% | $767,188 | $694,298 | $390,377 | $367,855 | 52.98 % |
| 2022 | Commercial Auto Collision | 0.27% | $1,158,847 | $1,080,191 | $330,798 | $332,994 | 30.83 % |
| 2022 | Fidelity | 0.05% | $38,694 | $36,776 | $0 | $88,089 | N/A |
| 2022 | Surety | 0.45% | $887,610 | $833,632 | $140,838 | $-3,271 | -0.39 % |
| 2022 | Burglary & Theft | 0.02% | $3,797 | $3,853 | $0 | $-143 | -3.71 % |
| 2022 | Boiler & Machinery | 0.27% | $244,236 | $234,219 | $0 | $-2,841 | -1.21 % |
| 2022 | Private Flood | 0.03% | $5,511 | $5,853 | $0 | $-110 | -1.88 % |
| 2021 | Total Property & Casualty | 0.06% | $20,595,634 | $19,884,470 | $8,288,404 | $7,906,939 | 39.76 % |
| 2021 | Total Fire & Allied Lines | 0.22% | $3,388,511 | $3,128,647 | $2,619,095 | $-185,122 | -5.92 % |
| 2021 | Commercial Fire & Allied Lines | 0.55% | $3,388,511 | $3,128,647 | $2,619,095 | $-185,122 | -5.92 % |
| 2021 | Total Homeowners | 0.00% | $0 | $0 | $3,436 | $2,804 | N/A |
| 2021 | Homeowners Multi-Peril | 0.00% | $0 | $0 | $3,436 | $2,804 | N/A |
| 2021 | Commercial Multi-Peril | 0.03% | $814,848 | $775,487 | $105,902 | $155,785 | 20.09 % |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.12% | $1,659,292 | $1,699,120 | $487,411 | $450,175 | 26.49 % |
| 2021 | Earthquake | 0.02% | $76,832 | $60,273 | $0 | $1,013 | 1.68 % |
| 2021 | Direct Workers Compensation | 0.08% | $2,396,564 | $2,564,636 | $1,191,837 | $1,250,502 | 48.76 % |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.23% | $5,100,504 | $5,015,954 | $1,548,513 | $3,052,475 | 60.86 % |
| 2021 | Products Liability | 0.21% | $230,139 | $280,651 | $130,071 | $138,810 | 49.46 % |
| 2021 | Total Private Passenger Automobile | 0.00% | $0 | $0 | $-817 | $-2,734 | N/A |
| 2021 | Private Passenger Auto Liability Property Damage | 0.00% | $0 | $0 | $0 | $-2,373 | N/A |
| 2021 | Private Passenger Auto Medical Payments | 0.00% | $0 | $0 | $216 | $-4,842 | N/A |
| 2021 | Private Passenger Auto Comprehensive | 0.00% | $0 | $0 | $0 | $1,873 | N/A |
| 2021 | Private Passenger Auto Collision | 0.00% | $0 | $0 | $-1,033 | $2,608 | N/A |
| 2021 | Total Commercial Automobile | 0.27% | $5,930,828 | $5,376,409 | $2,619,824 | $3,425,918 | 63.72 % |
| 2021 | Commercial Auto Liability Bodily Injury | 0.35% | $4,029,219 | $3,618,244 | $363,600 | $882,943 | 24.40 % |
| 2021 | Commercial Auto Liability Property Damage | 0.00% | $0 | $0 | $1,056,920 | $1,108,406 | N/A |
| 2021 | Commercial Auto Medical Payments | 0.35% | $55,866 | $75,207 | $7,405 | $22,150 | 29.45 % |
| 2021 | Commercial Auto Uninsured Motorists | 0.24% | $177,061 | $167,487 | $20,575 | $163,998 | 97.92 % |
| 2021 | Commercial Auto Comprehensive | 0.26% | $619,016 | $536,777 | $404,404 | $432,890 | 80.65 % |
| 2021 | Commercial Auto Collision | 0.27% | $1,049,666 | $978,694 | $766,920 | $815,531 | 83.33 % |
| 2021 | Fidelity | 0.05% | $36,681 | $37,949 | $0 | $16,224 | 42.75 % |
| 2021 | Surety | 0.38% | $736,931 | $729,603 | $-529,899 | $-489,197 | -67.05 % |
| 2021 | Burglary & Theft | 0.02% | $3,878 | $3,910 | $0 | $30 | 0.77 % |
| 2021 | Boiler & Machinery | 0.25% | $220,626 | $211,831 | $113,031 | $90,256 | 42.61 % |
| 2020 | Total Property & Casualty | 0.06% | $17,908,198 | $17,975,991 | $11,423,721 | $13,055,956 | 72.63 % |
| 2020 | Total Fire & Allied Lines | 0.20% | $2,767,676 | $2,635,003 | $2,830,322 | $4,581,472 | N/A |
| 2020 | Dwelling Fire & Allied Lines | 0.00% | $0 | $699 | $24,849 | $17,064 | N/A |
| 2020 | Commercial Fire & Allied Lines | 0.55% | $2,767,676 | $2,634,304 | $2,805,473 | $4,564,408 | N/A |
| 2020 | Total Homeowners | 0.00% | $-299 | $20,253 | $73,073 | $53,059 | N/A |
| 2020 | Homeowners Multi-Peril | 0.00% | $-299 | $20,253 | $73,073 | $53,059 | N/A |
| 2020 | Commercial Multi-Peril | 0.03% | $782,422 | $782,415 | $407,554 | $317,865 | 40.63 % |
| 2020 | Inland Marine (Incl Auto Cargo) | 0.13% | $1,603,819 | $1,553,878 | $723,973 | $774,358 | 49.83 % |
| 2020 | Earthquake | 0.01% | $44,300 | $43,110 | $0 | $307 | 0.71 % |
| 2020 | Direct Workers Compensation | 0.09% | $2,544,950 | $2,611,343 | $1,670,363 | $1,966,033 | 75.29 % |
| 2020 | Other Liability - Bodily Injury & Property Damage | 0.23% | $4,430,574 | $4,354,185 | $3,087,666 | $2,441,615 | 56.08 % |
| 2020 | Products Liability | 0.29% | $269,406 | $274,869 | $118,132 | $929,450 | N/A |
| 2020 | Total Private Passenger Automobile | 0.00% | $19 | $10,529 | $199,267 | $68,397 | N/A |
| 2020 | Private Passenger Auto Liability Bodily Injury | 0.00% | $-177 | $2,031 | $175,000 | $63,410 | N/A |
| 2020 | Private Passenger Auto Liability Property Damage | 0.00% | $-26 | $1,763 | $0 | $-5,378 | -305.05 % |
| 2020 | Private Passenger Auto Medical Payments | 0.00% | $-39 | $339 | $200 | $4,011 | N/A |
| 2020 | Private Passenger Uninsured Motorists | 0.00% | $1 | $197 | $25,000 | $37 | 18.78 % |
| 2020 | Private Passenger Underinsured Motorists | 0.00% | $-28 | $279 | $0 | $0 | 0.00 % |
| 2020 | Private Passenger Auto Comprehensive | 0.00% | $104 | $2,010 | $0 | $2,195 | N/A |
| 2020 | Private Passenger Auto Collision | 0.00% | $184 | $3,910 | $-933 | $4,122 | N/A |
| 2020 | Total Commercial Automobile | 0.23% | $4,473,874 | $4,605,796 | $2,282,088 | $2,055,872 | 44.64 % |
| 2020 | Commercial Auto Liability Bodily Injury | 0.30% | $2,918,317 | $2,937,824 | $1,131,234 | $909,473 | 30.96 % |
| 2020 | Commercial Auto Liability Property Damage | 0.00% | $0 | $0 | $273,278 | $273,182 | N/A |
| 2020 | Commercial Auto Medical Payments | 0.52% | $114,062 | $123,281 | $1,376 | $5,683 | 4.61 % |
| 2020 | Commercial Auto Uninsured Motorists | 0.23% | $142,552 | $132,910 | $19,562 | $42,329 | 31.85 % |
| 2020 | Commercial Auto Comprehensive | 0.20% | $424,215 | $442,706 | $420,032 | $420,862 | 95.07 % |
| 2020 | Commercial Auto Collision | 0.25% | $874,728 | $969,075 | $436,606 | $404,343 | 41.72 % |
| 2020 | Fidelity | 0.06% | $39,955 | $41,158 | $0 | $-7,849 | -19.07 % |
| 2020 | Surety | 0.44% | $760,719 | $855,772 | $26,500 | $-153,778 | -17.97 % |
| 2020 | Burglary & Theft | 0.02% | $4,077 | $4,257 | $0 | $-528 | -12.40 % |
| 2020 | Boiler & Machinery | 0.25% | $186,706 | $183,423 | $4,783 | $29,683 | 16.18 % |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2022 | Private Passenger Auto | 0.00% | 0 | 0 |
| 2022 | Homeowners | 0.00% | 1 | 9999 |
| 2021 | Private Passenger Auto | 0.00% | 0 | 0 |
| 2021 | Homeowners | 0.00% | 0 | 0 |
| 2020 | Private Passenger Auto | 0.00% | 0 | 0 |
| 2020 | Homeowners | 0.01% | 0 | 0 |
Company Changes
Effective Date: 05/17/2011
Comments: Effective 5/17/11 the above company deleted B4 authority
Market Conduct
Date: 02/19/2014
Financial Exams
This company does not have any financial exams.