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Company Details
EMPLOYERS MUTUAL CASUALTY COMPANY License Status :
Active
NAIC Number :
21415
Phone Number:
515-345-7380
Company Address:
P. O. BOX 712
DES MOINES, IA 50306-0712
Description:
Property and Casualty
License Number:
B424264
Date Admitted:
1926-09-16
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Earned | Direct Premium Written | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2018 | Total Property & Casualty | 0.04% | $17,307,365 | $17,657,822 | $11,856,826 | $8,757,844 | 49.60 % |
| 2018 | Total Fire & Allied Lines | 0.10% | $2,082,841 | $2,382,079 | $720,839 | $2,641,118 | N/A |
| 2018 | Dwelling Fire & Allied Lines | 0.01% | $38,839 | $44,169 | $40,421 | $35,483 | 80.33 % |
| 2018 | Commercial Fire & Allied Lines | 0.31% | $2,044,002 | $2,337,910 | $680,418 | $2,605,635 | N/A |
| 2018 | Total Homeowners | 0.01% | $974,570 | $1,099,151 | $595,392 | $574,154 | 52.24 % |
| 2018 | Homeowners Multi-Peril | 0.01% | $974,570 | $1,099,151 | $595,392 | $574,154 | 52.24 % |
| 2018 | Commercial Multi-Peril | 0.02% | $757,592 | $792,258 | $381,335 | $630,325 | 79.56 % |
| 2018 | Inland Marine (Incl Auto Cargo) | 0.06% | $1,427,358 | $1,499,103 | $933,385 | $819,195 | 54.65 % |
| 2018 | Earthquake | 0.02% | $65,437 | $79,864 | $0 | $-12 | -0.02 % |
| 2018 | Direct Workers Compensation | 0.05% | $2,395,149 | $2,468,719 | $1,181,283 | $1,064,857 | 43.13 % |
| 2018 | Other Liability - Bodily Injury & Property Damage | 0.12% | $3,956,453 | $3,866,746 | $6,112,869 | $1,232,275 | 31.87 % |
| 2018 | Products Liability | 0.19% | $308,087 | $312,910 | $41,500 | $9,797 | 3.13 % |
| 2018 | Total Private Passenger Automobile | 0.00% | $597,432 | $644,648 | $290,307 | $310,601 | 48.18 % |
| 2018 | Private Passenger Auto Liability Bodily Injury | 0.00% | $138,934 | $147,348 | $9,350 | $16,068 | 10.90 % |
| 2018 | Private Passenger Auto Liability Property Damage | 0.00% | $110,555 | $115,290 | $96,924 | $96,055 | 83.32 % |
| 2018 | Private Passenger Auto Medical Payments | 0.01% | $18,598 | $18,794 | $15,454 | $17,331 | 92.22 % |
| 2018 | Private Passenger Uninsured Motorists | 0.00% | $12,226 | $12,665 | $0 | $9,218 | 72.78 % |
| 2018 | Private Passenger Underinsured Motorists | 0.00% | $16,154 | $20,687 | $0 | $0 | 0.00 % |
| 2018 | Private Passenger Auto Comprehensive | 0.00% | $90,072 | $103,452 | $39,665 | $37,703 | 36.44 % |
| 2018 | Private Passenger Auto Collision | 0.01% | $210,893 | $226,412 | $128,914 | $134,226 | 59.28 % |
| 2018 | Total Commercial Automobile | 0.12% | $3,589,608 | $3,309,278 | $1,534,944 | $1,420,212 | 42.92 % |
| 2018 | Commercial Auto Liability Bodily Injury | 0.16% | $2,271,325 | $2,114,686 | $581,045 | $630,210 | 29.80 % |
| 2018 | Commercial Auto Liability Property Damage | 0.00% | $0 | $0 | $250,116 | $252,629 | N/A |
| 2018 | Commercial Auto Medical Payments | 0.28% | $96,253 | $79,543 | $21,511 | $19,211 | 24.15 % |
| 2018 | Commercial Auto Uninsured Motorists | 0.11% | $94,584 | $87,760 | $95,000 | $-105,661 | -120.40 % |
| 2018 | Commercial Auto Comprehensive | 0.10% | $341,561 | $312,755 | $202,028 | $225,480 | 72.09 % |
| 2018 | Commercial Auto Collision | 0.15% | $785,885 | $714,534 | $385,244 | $398,343 | 55.75 % |
| 2018 | Fidelity | 0.04% | $45,753 | $48,650 | $0 | $7,217 | 14.83 % |
| 2018 | Surety | 0.32% | $924,571 | $959,916 | $0 | $-25,657 | -2.67 % |
| 2018 | Burglary & Theft | 0.02% | $7,383 | $7,960 | $0 | $753 | 9.46 % |
| 2018 | Boiler & Machinery | 0.18% | $175,131 | $186,540 | $64,972 | $73,009 | 39.14 % |
| 2017 | Total Property & Casualty | 0.08% | $18,538,916 | $17,848,364 | $11,665,706 | $15,252,973 | 85.46 % |
| 2017 | Total Fire & Allied Lines | 0.26% | $2,748,116 | $2,641,090 | $3,341,727 | $4,124,033 | N/A |
| 2017 | Dwelling Fire & Allied Lines | 0.01% | $48,568 | $55,996 | $31,969 | $34,094 | 60.89 % |
| 2017 | Commercial Fire & Allied Lines | 1.02% | $2,699,548 | $2,585,094 | $3,309,758 | $4,089,939 | N/A |
| 2017 | Total Homeowners | 0.03% | $1,247,101 | $850,712 | $382,941 | $491,661 | 57.79 % |
| 2017 | Homeowners Multi-Peril | 0.03% | $1,247,101 | $850,712 | $382,941 | $491,661 | 57.79 % |
| 2017 | Commercial Multi-Peril | 0.04% | $809,326 | $859,671 | $1,051,049 | $1,175,679 | N/A |
| 2017 | Inland Marine (Incl Auto Cargo) | 0.15% | $1,597,321 | $1,551,597 | $726,499 | $722,362 | 46.56 % |
| 2017 | Earthquake | 0.04% | $88,157 | $73,087 | $0 | $1 | 0.00 % |
| 2017 | Direct Workers Compensation | 0.12% | $2,905,762 | $2,933,919 | $1,496,457 | $454,812 | 15.50 % |
| 2017 | Other Liability - Bodily Injury & Property Damage | 0.22% | $3,837,573 | $3,843,660 | $2,496,197 | $6,586,912 | N/A |
| 2017 | Products Liability | 0.38% | $318,797 | $258,667 | $0 | $21,640 | 8.37 % |
| 2017 | Total Private Passenger Automobile | 0.01% | $691,081 | $811,613 | $692,947 | $291,871 | 35.96 % |
| 2017 | Private Passenger Auto Liability Bodily Injury | 0.01% | $153,837 | $177,449 | $82,866 | $294 | 0.17 % |
| 2017 | Private Passenger Auto Liability Property Damage | 0.01% | $117,536 | $128,945 | $98,734 | $64,190 | 49.78 % |
| 2017 | Private Passenger Auto Medical Payments | 0.01% | $18,206 | $24,019 | $15,840 | $2,590 | 10.78 % |
| 2017 | Private Passenger Uninsured Motorists | 0.01% | $13,034 | $15,816 | $320 | $256 | 1.62 % |
| 2017 | Private Passenger Underinsured Motorists | 0.01% | $23,677 | $29,083 | $350,000 | $80,143 | N/A |
| 2017 | Private Passenger Auto Comprehensive | 0.01% | $122,701 | $151,990 | $87,864 | $88,170 | 58.01 % |
| 2017 | Private Passenger Auto Collision | 0.01% | $242,090 | $284,311 | $57,323 | $56,228 | 19.78 % |
| 2017 | Total Commercial Automobile | 0.23% | $3,112,900 | $2,871,544 | $1,459,624 | $1,328,443 | 46.26 % |
| 2017 | Commercial Auto Liability Bodily Injury | 0.30% | $2,002,388 | $1,868,782 | $737,285 | $578,789 | 30.97 % |
| 2017 | Commercial Auto Liability Property Damage | 0.00% | $0 | $0 | $253,079 | $243,208 | N/A |
| 2017 | Commercial Auto Medical Payments | 0.42% | $68,831 | $64,570 | $1,000 | $-6,389 | -9.89 % |
| 2017 | Commercial Auto Uninsured Motorists | 0.19% | $84,319 | $80,014 | $0 | $53,569 | 66.95 % |
| 2017 | Commercial Auto Comprehensive | 0.19% | $300,134 | $275,521 | $176,640 | $166,213 | 60.33 % |
| 2017 | Commercial Auto Collision | 0.27% | $657,228 | $582,657 | $291,620 | $293,053 | 50.30 % |
| 2017 | Fidelity | 0.09% | $52,872 | $51,165 | $0 | $1,937 | 3.79 % |
| 2017 | Surety | 0.76% | $917,693 | $902,901 | $3,972 | $38,894 | 4.31 % |
| 2017 | Burglary & Theft | 0.05% | $8,450 | $8,467 | $0 | $24 | 0.28 % |
| 2017 | Boiler & Machinery | 0.38% | $203,767 | $190,271 | $14,293 | $14,704 | 7.73 % |
| 2016 | Total Property & Casualty | 0.08% | $16,720,476 | $16,981,385 | $13,875,431 | $13,544,522 | 79.76 % |
| 2016 | Total Fire & Allied Lines | 0.25% | $2,535,712 | $2,541,996 | $569,124 | $561,842 | 22.10 % |
| 2016 | Dwelling Fire & Allied Lines | 0.02% | $62,298 | $67,292 | $13,193 | $13,511 | 20.08 % |
| 2016 | Commercial Fire & Allied Lines | 0.97% | $2,473,414 | $2,474,704 | $555,931 | $548,331 | 22.16 % |
| 2016 | Total Homeowners | 0.01% | $297,689 | $101,246 | $8,317 | $-4,979 | -4.92 % |
| 2016 | Homeowners Multi-Peril | 0.01% | $297,689 | $101,246 | $8,317 | $-4,979 | -4.92 % |
| 2016 | Commercial Multi-Peril | 0.05% | $924,238 | $1,019,852 | $451,428 | $649,127 | 63.65 % |
| 2016 | Inland Marine (Incl Auto Cargo) | 0.15% | $1,607,226 | $1,614,200 | $518,232 | $644,233 | 39.91 % |
| 2016 | Earthquake | 0.03% | $57,518 | $52,323 | $0 | $-416 | -0.80 % |
| 2016 | Direct Workers Compensation | 0.09% | $2,362,250 | $2,461,312 | $1,454,515 | $1,909,401 | 77.58 % |
| 2016 | Other Liability - Bodily Injury & Property Damage | 0.28% | $3,815,028 | $3,875,572 | $7,557,621 | $7,015,574 | N/A |
| 2016 | Products Liability | 0.29% | $224,254 | $208,250 | $10,000 | $-40,947 | -19.66 % |
| 2016 | Total Private Passenger Automobile | 0.02% | $985,349 | $1,046,955 | $696,308 | $740,993 | 70.78 % |
| 2016 | Private Passenger Auto Liability Bodily Injury | 0.01% | $212,928 | $228,777 | $55,868 | $69,641 | 30.44 % |
| 2016 | Private Passenger Auto Liability Property Damage | 0.01% | $141,205 | $148,311 | $93,931 | $107,721 | 72.63 % |
| 2016 | Private Passenger Auto Medical Payments | 0.02% | $31,986 | $35,724 | $30,854 | $23,992 | 67.16 % |
| 2016 | Private Passenger Uninsured Motorists | 0.01% | $19,804 | $21,662 | $4,003 | $-14,920 | -68.88 % |
| 2016 | Private Passenger Underinsured Motorists | 0.02% | $37,433 | $40,861 | $240,000 | $315,769 | N/A |
| 2016 | Private Passenger Auto Comprehensive | 0.02% | $194,340 | $207,254 | $98,532 | $83,047 | 40.07 % |
| 2016 | Private Passenger Auto Collision | 0.02% | $347,653 | $364,366 | $173,120 | $155,743 | 42.74 % |
| 2016 | Total Commercial Automobile | 0.20% | $2,677,773 | $2,782,160 | $2,603,137 | $2,172,813 | 78.10 % |
| 2016 | Commercial Auto Liability Bodily Injury | 0.26% | $1,756,333 | $1,869,103 | $1,763,060 | $1,181,187 | 63.20 % |
| 2016 | Commercial Auto Liability Property Damage | 0.00% | $0 | $0 | $283,491 | $275,441 | N/A |
| 2016 | Commercial Auto Medical Payments | 0.39% | $61,401 | $62,605 | $7,926 | $24,120 | 38.53 % |
| 2016 | Commercial Auto Uninsured Motorists | 0.19% | $75,416 | $77,871 | $23,604 | $182,936 | N/A |
| 2016 | Commercial Auto Comprehensive | 0.17% | $258,482 | $249,705 | $111,543 | $118,138 | 47.31 % |
| 2016 | Commercial Auto Collision | 0.23% | $526,141 | $522,876 | $413,513 | $390,991 | 74.78 % |
| 2016 | Fidelity | 0.09% | $57,991 | $58,531 | $-3,851 | $-2,998 | -5.12 % |
| 2016 | Surety | 0.76% | $983,842 | $1,022,586 | $0 | $-103,640 | -10.14 % |
| 2016 | Burglary & Theft | 0.06% | $8,892 | $9,001 | $0 | $-392 | -4.36 % |
| 2016 | Boiler & Machinery | 0.35% | $182,714 | $187,401 | $10,600 | $3,911 | 2.09 % |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2018 | Private Passenger Auto | 0.02% | 0 | 0 |
| 2018 | Homeowners | 0.04% | 2 | 605 |
| 2017 | Private Passenger Auto | 0.02% | 0 | 0 |
| 2017 | Homeowners | 0.03% | 2 | 800 |
| 2016 | Homeowners | 0.01% | 1 | 907 |
| 2016 | Private Passenger Auto | 0.03% | 0 | 0 |
Company Changes
Effective Date: 05/17/2011
Comments: Effective 5/17/11 the above company deleted B4 authority
Effective Date: 02/19/2014
Comments:
Market Conduct
Date: 02/19/2014
Financial Exams
This company does not have any financial exams.