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Company Details

  SHELTER GENERAL INSURANCE COMPANY License Status :
Active

NAIC Number :

23361


Phone Number:

5734458441


Company Address:

1817 WEST BROADWAY 
COLUMBIA, MO  65218-0001

Description:

Property and Casualty


License Number:

B418179


Date Admitted:

1957-12-24


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Property & Casualty 0.10% $15,980,993 $14,918,831 $10,617,345 $11,431,639 76.63 %
2023 Total Fire & Allied Lines 0.91% $7,055,742 $6,410,302 $5,319,935 $5,341,051 83.32 %
2023 Dwelling Fire & Allied Lines 0.05% $117,925 $123,830 $64,361 $64,617 52.18 %
2023 Commercial Fire & Allied Lines 2.16% $6,937,817 $6,286,472 $5,255,574 $5,276,434 83.93 %
2023 Earthquake 0.02% $23,442 $22,176 $0 $0 0.00 %
2023 Total Private Passenger Automobile 0.00% $-7,299 $46,686 $678,517 $-50,604 -108.39 %
2023 Private Passenger Auto Liability Bodily Injury 0.00% $-999 $7,798 $397,000 $-39,808 -510.49 %
2023 Private Passenger Auto Liability Property Damage 0.00% $-1,593 $12,268 $56,378 $-5,653 -46.08 %
2023 Private Passenger Auto Medical Payments 0.00% $-253 $964 $7,114 $-713 -73.96 %
2023 Private Passenger Uninsured Motorists 0.00% $-538 $3,074 $150,505 $-15,091 -490.92 %
2023 Private Passenger Underinsured Motorists 0.00% $0 $0 $25,000 $-2,507 N/A
2023 Private Passenger Auto Comprehensive 0.00% $-1,157 $6,721 $8,414 $2,606 38.77 %
2023 Private Passenger Auto Collision 0.00% $-2,759 $15,861 $34,106 $10,562 66.59 %
2023 Total Commercial Automobile 0.86% $8,907,932 $8,438,368 $4,618,893 $6,141,192 72.78 %
2023 Commercial Auto Liability Bodily Injury 0.58% $3,022,683 $2,901,345 $1,728,792 $2,653,580 91.46 %
2023 Commercial Auto Liability Property Damage 1.13% $1,627,598 $1,562,263 $991,627 $1,522,081 97.43 %
2023 Commercial Auto Medical Payments 1.27% $95,395 $91,684 $5,000 $7,675 8.37 %
2023 Commercial Auto Uninsured Motorists 0.83% $346,205 $332,400 $560 $860 0.26 %
2023 Commercial Auto Comprehensive 1.16% $1,381,168 $1,276,791 $569,849 $589,140 46.14 %
2023 Commercial Auto Collision 1.21% $2,434,883 $2,273,885 $1,323,065 $1,367,856 60.16 %
2023 Burglary & Theft 0.02% $1,176 $1,299 $0 $0 0.00 %
2022 Total Property & Casualty 0.10% $14,438,863 $13,784,386 $8,108,139 $9,768,753 70.87 %
2022 Total Fire & Allied Lines 1.24% $5,982,402 $5,329,347 $3,458,617 $4,389,820 82.37 %
2022 Dwelling Fire & Allied Lines 0.09% $140,612 $132,372 $162,231 $205,910 N/A
2022 Commercial Fire & Allied Lines 1.85% $5,841,790 $5,196,975 $3,296,386 $4,183,910 80.51 %
2022 Earthquake 0.02% $21,447 $20,126 $0 $0 0.00 %
2022 Total Private Passenger Automobile 0.02% $907,050 $1,233,241 $1,626,269 $1,631,009 N/A
2022 Private Passenger Auto Liability Bodily Injury 0.02% $235,611 $320,462 $425,943 $455,712 N/A
2022 Private Passenger Auto Liability Property Damage 0.02% $158,548 $214,797 $301,774 $322,865 N/A
2022 Private Passenger Auto Medical Payments 0.03% $23,787 $31,821 $46,070 $49,290 N/A
2022 Private Passenger Uninsured Motorists 0.02% $63,113 $83,707 $115,629 $123,710 N/A
2022 Private Passenger Underinsured Motorists 0.00% $0 $0 $62,500 $66,870 N/A
2022 Private Passenger Auto Comprehensive 0.01% $126,759 $173,969 $342,545 $311,157 N/A
2022 Private Passenger Auto Collision 0.02% $299,232 $408,485 $331,808 $301,405 73.79 %
2022 Total Commercial Automobile 0.77% $7,526,485 $7,200,095 $3,023,253 $3,747,924 52.05 %
2022 Commercial Auto Liability Bodily Injury 0.85% $4,068,405 $3,916,896 $615,150 $1,001,705 25.57 %
2022 Commercial Auto Liability Property Damage 0.00% $0 $0 $516,238 $840,638 N/A
2022 Commercial Auto Medical Payments 1.20% $85,753 $83,559 $4,000 $6,514 7.80 %
2022 Commercial Auto Uninsured Motorists 0.82% $309,856 $300,896 $-547 $-890 -0.30 %
2022 Commercial Auto Comprehensive 0.87% $1,081,413 $1,008,151 $603,562 $607,252 60.23 %
2022 Commercial Auto Collision 1.09% $1,981,058 $1,890,593 $1,284,850 $1,292,705 68.38 %
2022 Burglary & Theft 0.02% $1,479 $1,577 $0 $0 0.00 %
2021 Total Property & Casualty 0.10% $12,841,454 $12,451,381 $8,913,663 $8,132,097 65.31 %
2021 Total Fire & Allied Lines 0.69% $4,580,633 $4,365,535 $2,307,971 $2,398,884 54.95 %
2021 Dwelling Fire & Allied Lines 0.08% $118,233 $149,226 $133,473 $138,731 92.97 %
2021 Commercial Fire & Allied Lines 1.34% $4,462,400 $4,216,309 $2,174,498 $2,260,153 53.61 %
2021 Earthquake 0.01% $17,052 $17,951 $0 $0 0.00 %
2021 Total Private Passenger Automobile 0.03% $1,507,764 $1,520,718 $1,950,136 $1,892,019 N/A
2021 Private Passenger Auto Liability Bodily Injury 0.03% $404,736 $408,740 $410,767 $375,949 91.98 %
2021 Private Passenger Auto Liability Property Damage 0.03% $269,333 $271,699 $459,944 $420,954 N/A
2021 Private Passenger Auto Medical Payments 0.04% $37,492 $38,145 $66,423 $60,792 N/A
2021 Private Passenger Uninsured Motorists 0.04% $99,320 $101,197 $208,108 $190,466 N/A
2021 Private Passenger Underinsured Motorists 0.00% $0 $0 $50,000 $45,761 N/A
2021 Private Passenger Auto Comprehensive 0.02% $207,801 $208,976 $215,497 $227,830 N/A
2021 Private Passenger Auto Collision 0.04% $489,082 $491,961 $539,397 $570,267 N/A
2021 Total Commercial Automobile 0.75% $6,736,005 $6,547,177 $4,655,556 $3,841,194 58.67 %
2021 Commercial Auto Liability Bodily Injury 0.82% $3,744,700 $3,648,983 $2,744,545 $2,050,484 56.19 %
2021 Commercial Auto Liability Property Damage 0.00% $0 $0 $466,232 $348,328 N/A
2021 Commercial Auto Medical Payments 1.23% $81,674 $79,466 $7,796 $5,824 7.33 %
2021 Commercial Auto Uninsured Motorists 0.98% $289,925 $285,108 $217,321 $162,363 56.95 %
2021 Commercial Auto Comprehensive 0.88% $895,711 $857,703 $517,832 $540,985 63.07 %
2021 Commercial Auto Collision 1.00% $1,723,995 $1,675,917 $701,830 $733,210 43.75 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2023 Private Passenger Auto 0.02% 1 350
2023 Homeowners 0.00% 1 2014
2022 Private Passenger Auto 0.03% 3 664
2022 Homeowners 0.00% 2 4256
2021 Private Passenger Auto 0.04% 4 659
2021 Homeowners 0.01% 0 0


Company Changes


Market Conduct

Date: 10/26/2009

ShelterGeneralInsurance.pdf

Date: 11/23/2016

SG.pdf


Financial Exams

Date: 06/06/2014

ShelterGeneralReport.pdf

Date: 06/18/2018

SGICExam.pdf

Date: 05/01/2023

Order and Exam Report - Shelter General Insurance Company.pdf