Company Details

  AMERICAN NATIONAL PROPERTY & CASUALTY COMPANY License Status :
Active

NAIC Number :

28401


Phone Number:

4178870220


Company Address:

1949 E SUNSHINE 
SPRINGFIELD, MO  65899-0001

Description:

Property and Casualty


License Number:

B420819


Date Admitted:

1973-11-27


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2022 Total Property & Casualty 0.11% $41,888,979 $41,084,285 $20,995,584 $20,495,987 49.89 %
2022 Total Fire & Allied Lines 0.31% $3,703,532 $3,483,239 $1,915,119 $1,331,578 38.23 %
2022 Dwelling Fire & Allied Lines 0.34% $1,529,315 $1,518,650 $1,030,584 $612,758 40.35 %
2022 Farm Fire & Allied Lines 5.89% $2,174,217 $1,964,589 $884,535 $718,820 36.59 %
2022 Total Homeowners 0.19% $13,997,365 $13,423,943 $5,661,351 $6,328,289 47.14 %
2022 Homeowners Multi-Peril 0.20% $13,997,365 $13,423,943 $5,661,351 $6,328,289 47.14 %
2022 Commercial Multi-Peril 0.11% $2,888,121 $2,760,289 $686,456 $789,351 28.60 %
2022 Inland Marine (Incl Auto Cargo) 0.07% $1,152,133 $1,109,385 $336,019 $370,870 33.43 %
2022 Earthquake 0.07% $250,007 $243,115 $0 $0 0.00 %
2022 Direct Workers Compensation 0.02% $648,135 $615,720 $220,556 $441,708 71.74 %
2022 Other Liability - Bodily Injury & Property Damage 0.02% $387,312 $371,474 $747,656 $861,643 N/A
2022 Total Private Passenger Automobile 0.13% $15,509,160 $15,632,914 $10,077,690 $8,870,479 56.74 %
2022 Private Passenger Auto Liability Bodily Injury 0.13% $3,922,702 $3,986,465 $2,587,233 $1,178,008 29.55 %
2022 Private Passenger Auto Liability Property Damage 0.14% $2,803,498 $2,875,210 $1,746,185 $1,759,425 61.19 %
2022 Private Passenger Auto Medical Payments 0.14% $317,865 $321,620 $69,835 $79,663 24.77 %
2022 Private Passenger Uninsured Motorists 0.06% $365,515 $369,947 $753,320 $690,492 N/A
2022 Private Passenger Underinsured Motorists 0.33% $620,456 $627,806 $739,192 $873,398 N/A
2022 Private Passenger Accidential Death & Disab/Dism 0.05% $2,898 $3,448 $0 $5,000 N/A
2022 Private Passenger Auto Comprehensive 0.13% $2,951,916 $2,929,893 $1,594,260 $1,616,726 55.18 %
2022 Private Passenger Auto Collision 0.14% $4,524,310 $4,518,525 $2,587,665 $2,667,767 59.04 %
2022 Total Commercial Automobile 0.04% $1,073,651 $961,768 $784,186 $820,630 85.33 %
2022 Commercial Auto Liability Bodily Injury 0.04% $476,563 $430,885 $39,762 $84,185 19.54 %
2022 Commercial Auto Liability Property Damage 0.00% $18,858 $15,742 $84,321 $88,185 N/A
2022 Commercial Auto Uninsured Motorists 0.05% $44,295 $41,344 $0 $-5,876 -14.21 %
2022 Commercial Auto Comprehensive 0.06% $176,674 $150,810 $183,996 $177,009 N/A
2022 Commercial Auto Collision 0.08% $357,261 $322,987 $476,107 $477,127 N/A
2022 Aircraft 0.40% $497,008 $446,470 $37,684 $102,684 23.00 %
2022 Credit Property (Excluding V.S.I.) 0.23% $122,540 $408,168 $167,510 $123,247 30.20 %
2022 VSI/Collateral Protection 6.66% $1,220,003 $847,913 $175,477 $213,351 25.16 %
2022 Umbrella 0.21% $482,490 $474,956 $0 $78,898 16.61 %
2022 Other Specific -0.92% $-71,721 $269,601 $98,481 $60,860 22.57 %
2022 National Flood Insurance Program 0.10% $29,243 $35,330 $87,399 $102,399 N/A
2021 Total Property & Casualty 0.11% $40,496,255 $41,105,538 $21,233,483 $20,979,160 51.04 %
2021 Total Fire & Allied Lines 0.21% $3,253,507 $3,190,649 $1,774,226 $1,998,510 62.64 %
2021 Dwelling Fire & Allied Lines 0.37% $1,499,337 $1,566,116 $694,106 $1,029,720 65.75 %
2021 Farm Fire & Allied Lines 0.32% $1,754,170 $1,624,533 $1,080,120 $968,790 59.63 %
2021 Total Homeowners 0.20% $13,426,807 $13,733,863 $6,730,679 $5,943,195 43.27 %
2021 Homeowners Multi-Peril 0.21% $13,426,807 $13,733,863 $6,730,679 $5,943,195 43.27 %
2021 Commercial Multi-Peril 0.11% $2,666,632 $2,521,358 $668,806 $937,502 37.18 %
2021 Inland Marine (Incl Auto Cargo) 0.07% $1,061,185 $960,943 $1,229,020 $600,455 62.49 %
2021 Earthquake 0.07% $234,897 $243,030 $0 $5,000 2.06 %
2021 Direct Workers Compensation 0.02% $539,893 $513,491 $41,010 $18,890 3.68 %
2021 Other Liability - Bodily Injury & Property Damage 0.02% $364,842 $346,928 $566,282 $475,588 N/A
2021 Total Private Passenger Automobile 0.15% $16,376,325 $16,773,817 $9,203,858 $10,066,183 60.01 %
2021 Private Passenger Auto Liability Bodily Injury 0.15% $4,237,701 $4,372,783 $2,206,448 $2,533,860 57.95 %
2021 Private Passenger Auto Liability Property Damage 0.16% $3,023,295 $3,153,782 $1,991,785 $2,102,488 66.67 %
2021 Private Passenger Auto Medical Payments 0.15% $336,383 $350,644 $173,748 $165,386 47.17 %
2021 Private Passenger Uninsured Motorists 0.07% $387,594 $396,798 $310,174 $508,281 N/A
2021 Private Passenger Underinsured Motorists 0.40% $657,935 $673,373 $304,357 $642,921 95.48 %
2021 Private Passenger Accidential Death & Disab/Dism 0.05% $3,033 $4,104 $0 $0 0.00 %
2021 Private Passenger Auto Comprehensive 0.14% $3,064,630 $3,083,290 $1,617,515 $1,629,795 52.86 %
2021 Private Passenger Auto Collision 0.16% $4,665,754 $4,739,043 $2,599,831 $2,483,452 52.40 %
2021 Total Commercial Automobile 0.04% $808,884 $755,602 $349,282 $238,028 31.50 %
2021 Commercial Auto Liability Bodily Injury 0.03% $367,385 $347,114 $16,500 $-24,010 -6.92 %
2021 Commercial Auto Liability Property Damage 0.00% $13,696 $14,556 $64,252 $79,573 N/A
2021 Commercial Auto Uninsured Motorists 0.05% $38,771 $38,584 $9,590 $-54,708 -141.79 %
2021 Commercial Auto Comprehensive 0.05% $123,175 $112,335 $93,958 $98,420 87.61 %
2021 Commercial Auto Collision 0.07% $265,857 $243,013 $164,982 $138,753 57.10 %
2021 Aircraft 0.37% $379,230 $345,653 $106,500 $161,500 46.72 %
2021 Credit Property (Excluding V.S.I.) 0.21% $152,791 $130,281 $129,389 $136,032 N/A
2021 VSI/Collateral Protection 5.60% $777,586 $738,215 $175,897 $181,933 24.64 %
2021 Umbrella 0.23% $450,942 $447,294 $0 $22,480 5.03 %
2021 Other Specific -0.29% $-34,770 $366,143 $258,534 $193,864 52.95 %
2021 National Flood Insurance Program 0.11% $37,504 $38,271 $0 $0 0.00 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2022 Homeowners 0.54% 7 136
2022 Private Passenger Auto 0.37% 2 36
2021 Private Passenger Auto 0.41% 3 49
2021 Homeowners 0.58% 6 115


Company Changes

Effective Date: 12/31/1969

Comments: Proposed Acquisition of American National Property and Casualty Company and American National General Insurance Company, subsidiaries of American National Group, Inc. by Partners FC Ltd.; Partners FC II Ltd.; Partners BK Ltd.; BAM Re Trustee Ltd.; BAM Re Partners Trust; Brookfield Asset Management Reinsurance Partners Ltd.; BAM Re Holdings Ltd.; BAMR US Holdings (Bermuda) I Ltd,; Brian Kingston; and James "Bruce" Flatt


Market Conduct

Date: 01/08/2015

AmericanNationalMC.pdf

Date: 01/15/2015

americannationalpropertyandcasualtymc.pdf


Financial Exams

Date: 09/18/2017

ANatPCCoORD.pdf

Date: 07/05/2022

Order and Exam Report - American National Property and Casualty Company.pdf