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Company Details
AMERICAN NATIONAL PROPERTY & CASUALTY COMPANY License Status :
Active
NAIC Number :
28401
Phone Number:
4178870220
Company Address:
1949 E SUNSHINE
SPRINGFIELD, MO 65899-0001
Description:
Property and Casualty
License Number:
B420819
Date Admitted:
1973-11-27
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2023 | Total Property & Casualty | 0.28% | $45,042,406 | $43,919,540 | $28,626,903 | $31,704,385 | 72.19 % |
| 2023 | Total Fire & Allied Lines | 0.56% | $4,331,497 | $3,991,581 | $3,264,608 | $3,767,990 | 94.40 % |
| 2023 | Dwelling Fire & Allied Lines | 0.69% | $1,594,509 | $1,548,066 | $1,314,803 | $1,526,873 | 98.63 % |
| 2023 | Farm Fire & Allied Lines | 1.23% | $2,736,988 | $2,443,515 | $1,949,805 | $2,241,117 | 91.72 % |
| 2023 | Total Homeowners | 0.49% | $14,501,176 | $14,208,451 | $10,845,284 | $12,853,234 | 90.46 % |
| 2023 | Homeowners Multi-Peril | 0.50% | $14,501,176 | $14,208,451 | $10,845,284 | $12,853,234 | 90.46 % |
| 2023 | Commercial Multi-Peril | 0.32% | $3,551,869 | $3,156,795 | $1,022,507 | $1,361,428 | 43.13 % |
| 2023 | Inland Marine (Incl Auto Cargo) | 0.25% | $1,389,758 | $1,261,527 | $821,738 | $806,091 | 63.90 % |
| 2023 | Earthquake | 0.18% | $255,561 | $253,447 | $0 | $-5,000 | -1.97 % |
| 2023 | Direct Workers Compensation | 0.09% | $974,815 | $862,012 | $253,666 | $463,366 | 53.75 % |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0.05% | $451,255 | $416,909 | $372,154 | $460,771 | N/A |
| 2023 | Total Private Passenger Automobile | 0.29% | $15,955,417 | $15,875,178 | $10,864,158 | $10,265,182 | 64.66 % |
| 2023 | Private Passenger Auto Liability Bodily Injury | 0.30% | $4,079,888 | $4,097,569 | $1,820,925 | $2,551,057 | 62.26 % |
| 2023 | Private Passenger Auto Liability Property Damage | 0.29% | $2,936,007 | $2,851,262 | $2,018,206 | $2,181,448 | 76.51 % |
| 2023 | Private Passenger Auto Medical Payments | 0.38% | $334,180 | $335,911 | $123,697 | $183,741 | 54.70 % |
| 2023 | Private Passenger Uninsured Motorists | 0.14% | $390,737 | $386,243 | $753,242 | $-49,539 | -12.83 % |
| 2023 | Private Passenger Underinsured Motorists | 0.58% | $663,270 | $655,461 | $739,115 | $-62,661 | -9.56 % |
| 2023 | Private Passenger Accidential Death & Disab/Dism | 0.18% | $2,892 | $3,273 | $5,000 | $0 | 0.00 % |
| 2023 | Private Passenger Auto Comprehensive | 0.27% | $3,050,476 | $3,022,321 | $2,224,628 | $2,277,264 | 75.35 % |
| 2023 | Private Passenger Auto Collision | 0.30% | $4,497,967 | $4,523,138 | $3,179,345 | $3,183,872 | 70.39 % |
| 2023 | Total Commercial Automobile | 0.15% | $1,496,586 | $1,274,776 | $538,335 | $982,059 | 77.04 % |
| 2023 | Commercial Auto Liability Bodily Injury | 0.12% | $631,313 | $546,542 | $5,804 | $374,897 | 68.59 % |
| 2023 | Commercial Auto Liability Property Damage | 0.02% | $30,919 | $25,574 | $57,148 | $102,971 | N/A |
| 2023 | Commercial Auto Uninsured Motorists | 0.14% | $60,216 | $52,552 | $873 | $4,110 | 7.82 % |
| 2023 | Commercial Auto Comprehensive | 0.25% | $293,650 | $240,043 | $226,820 | $237,746 | 99.04 % |
| 2023 | Commercial Auto Collision | 0.24% | $480,488 | $410,065 | $247,690 | $262,335 | 63.97 % |
| 2023 | Aircraft | 1.55% | $494,552 | $695,335 | $187,063 | $114,563 | 16.48 % |
| 2023 | VSI/Collateral Protection | 7.87% | $1,048,853 | $1,164,890 | $435,746 | $442,118 | 37.95 % |
| 2023 | Umbrella | 0.56% | $579,773 | $541,790 | $0 | $172,729 | 31.88 % |
| 2023 | Other Specific | -0.25% | $-17,845 | $181,437 | $21,644 | $34,854 | 19.21 % |
| 2023 | National Flood Insurance Program | 0.19% | $29,139 | $35,412 | $0 | $-15,000 | -42.36 % |
| 2022 | Total Property & Casualty | 0.29% | $41,888,979 | $41,084,285 | $20,995,584 | $20,495,987 | 49.89 % |
| 2022 | Total Fire & Allied Lines | 0.77% | $3,703,532 | $3,483,239 | $1,915,119 | $1,331,578 | 38.23 % |
| 2022 | Dwelling Fire & Allied Lines | 0.99% | $1,529,315 | $1,518,650 | $1,030,584 | $612,758 | 40.35 % |
| 2022 | Farm Fire & Allied Lines | 21.79% | $2,174,217 | $1,964,589 | $884,535 | $718,820 | 36.59 % |
| 2022 | Total Homeowners | 0.52% | $13,997,365 | $13,423,943 | $5,661,351 | $6,328,289 | 47.14 % |
| 2022 | Homeowners Multi-Peril | 0.54% | $13,997,365 | $13,423,943 | $5,661,351 | $6,328,289 | 47.14 % |
| 2022 | Commercial Multi-Peril | 0.29% | $2,888,121 | $2,760,289 | $686,456 | $789,351 | 28.60 % |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.22% | $1,152,133 | $1,109,385 | $336,019 | $370,870 | 33.43 % |
| 2022 | Earthquake | 0.18% | $250,007 | $243,115 | $0 | $0 | 0.00 % |
| 2022 | Direct Workers Compensation | 0.06% | $648,135 | $615,720 | $220,556 | $441,708 | 71.74 % |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.05% | $387,312 | $371,474 | $747,656 | $861,643 | N/A |
| 2022 | Total Private Passenger Automobile | 0.33% | $15,509,160 | $15,632,914 | $10,077,690 | $8,870,479 | 56.74 % |
| 2022 | Private Passenger Auto Liability Bodily Injury | 0.32% | $3,922,702 | $3,986,465 | $2,587,233 | $1,178,008 | 29.55 % |
| 2022 | Private Passenger Auto Liability Property Damage | 0.33% | $2,803,498 | $2,875,210 | $1,746,185 | $1,759,425 | 61.19 % |
| 2022 | Private Passenger Auto Medical Payments | 0.36% | $317,865 | $321,620 | $69,835 | $79,663 | 24.77 % |
| 2022 | Private Passenger Uninsured Motorists | 0.14% | $365,515 | $369,947 | $753,320 | $690,492 | N/A |
| 2022 | Private Passenger Underinsured Motorists | 0.71% | $620,456 | $627,806 | $739,192 | $873,398 | N/A |
| 2022 | Private Passenger Accidential Death & Disab/Dism | 0.17% | $2,898 | $3,448 | $0 | $5,000 | N/A |
| 2022 | Private Passenger Auto Comprehensive | 0.32% | $2,951,916 | $2,929,893 | $1,594,260 | $1,616,726 | 55.18 % |
| 2022 | Private Passenger Auto Collision | 0.35% | $4,524,310 | $4,518,525 | $2,587,665 | $2,667,767 | 59.04 % |
| 2022 | Total Commercial Automobile | 0.11% | $1,073,651 | $961,768 | $784,186 | $820,630 | 85.33 % |
| 2022 | Commercial Auto Liability Bodily Injury | 0.10% | $476,563 | $430,885 | $39,762 | $84,185 | 19.54 % |
| 2022 | Commercial Auto Liability Property Damage | 0.01% | $18,858 | $15,742 | $84,321 | $88,185 | N/A |
| 2022 | Commercial Auto Uninsured Motorists | 0.12% | $44,295 | $41,344 | $0 | $-5,876 | -14.21 % |
| 2022 | Commercial Auto Comprehensive | 0.14% | $176,674 | $150,810 | $183,996 | $177,009 | N/A |
| 2022 | Commercial Auto Collision | 0.20% | $357,261 | $322,987 | $476,107 | $477,127 | N/A |
| 2022 | Aircraft | 1.62% | $497,008 | $446,470 | $37,684 | $102,684 | 23.00 % |
| 2022 | Credit Property (Excluding V.S.I.) | 0.88% | $122,540 | $408,168 | $167,510 | $123,247 | 30.20 % |
| 2022 | VSI/Collateral Protection | 11.94% | $1,220,003 | $847,913 | $175,477 | $213,351 | 25.16 % |
| 2022 | Umbrella | 0.51% | $482,490 | $474,956 | $0 | $78,898 | 16.61 % |
| 2022 | Other Specific | -0.98% | $-71,721 | $269,601 | $98,481 | $60,860 | 22.57 % |
| 2022 | National Flood Insurance Program | 0.20% | $29,243 | $35,330 | $87,399 | $102,399 | N/A |
| 2021 | Total Property & Casualty | 0.30% | $40,496,255 | $41,105,538 | $21,233,483 | $20,979,160 | 51.04 % |
| 2021 | Total Fire & Allied Lines | 0.49% | $3,253,507 | $3,190,649 | $1,774,226 | $1,998,510 | 62.64 % |
| 2021 | Dwelling Fire & Allied Lines | 1.03% | $1,499,337 | $1,566,116 | $694,106 | $1,029,720 | 65.75 % |
| 2021 | Farm Fire & Allied Lines | 0.97% | $1,754,170 | $1,624,533 | $1,080,120 | $968,790 | 59.63 % |
| 2021 | Total Homeowners | 0.55% | $13,426,807 | $13,733,863 | $6,730,679 | $5,943,195 | 43.27 % |
| 2021 | Homeowners Multi-Peril | 0.57% | $13,426,807 | $13,733,863 | $6,730,679 | $5,943,195 | 43.27 % |
| 2021 | Commercial Multi-Peril | 0.29% | $2,666,632 | $2,521,358 | $668,806 | $937,502 | 37.18 % |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.23% | $1,061,185 | $960,943 | $1,229,020 | $600,455 | 62.49 % |
| 2021 | Earthquake | 0.18% | $234,897 | $243,030 | $0 | $5,000 | 2.06 % |
| 2021 | Direct Workers Compensation | 0.06% | $539,893 | $513,491 | $41,010 | $18,890 | 3.68 % |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.04% | $364,842 | $346,928 | $566,282 | $475,588 | N/A |
| 2021 | Total Private Passenger Automobile | 0.37% | $16,376,325 | $16,773,817 | $9,203,858 | $10,066,183 | 60.01 % |
| 2021 | Private Passenger Auto Liability Bodily Injury | 0.36% | $4,237,701 | $4,372,783 | $2,206,448 | $2,533,860 | 57.95 % |
| 2021 | Private Passenger Auto Liability Property Damage | 0.38% | $3,023,295 | $3,153,782 | $1,991,785 | $2,102,488 | 66.67 % |
| 2021 | Private Passenger Auto Medical Payments | 0.37% | $336,383 | $350,644 | $173,748 | $165,386 | 47.17 % |
| 2021 | Private Passenger Uninsured Motorists | 0.17% | $387,594 | $396,798 | $310,174 | $508,281 | N/A |
| 2021 | Private Passenger Underinsured Motorists | 0.85% | $657,935 | $673,373 | $304,357 | $642,921 | 95.48 % |
| 2021 | Private Passenger Accidential Death & Disab/Dism | 0.18% | $3,033 | $4,104 | $0 | $0 | 0.00 % |
| 2021 | Private Passenger Auto Comprehensive | 0.36% | $3,064,630 | $3,083,290 | $1,617,515 | $1,629,795 | 52.86 % |
| 2021 | Private Passenger Auto Collision | 0.39% | $4,665,754 | $4,739,043 | $2,599,831 | $2,483,452 | 52.40 % |
| 2021 | Total Commercial Automobile | 0.09% | $808,884 | $755,602 | $349,282 | $238,028 | 31.50 % |
| 2021 | Commercial Auto Liability Bodily Injury | 0.08% | $367,385 | $347,114 | $16,500 | $-24,010 | -6.92 % |
| 2021 | Commercial Auto Liability Property Damage | 0.01% | $13,696 | $14,556 | $64,252 | $79,573 | N/A |
| 2021 | Commercial Auto Uninsured Motorists | 0.13% | $38,771 | $38,584 | $9,590 | $-54,708 | -141.79 % |
| 2021 | Commercial Auto Comprehensive | 0.12% | $123,175 | $112,335 | $93,958 | $98,420 | 87.61 % |
| 2021 | Commercial Auto Collision | 0.15% | $265,857 | $243,013 | $164,982 | $138,753 | 57.10 % |
| 2021 | Aircraft | 1.36% | $379,230 | $345,653 | $106,500 | $161,500 | 46.72 % |
| 2021 | Credit Property (Excluding V.S.I.) | 0.91% | $152,791 | $130,281 | $129,389 | $136,032 | N/A |
| 2021 | VSI/Collateral Protection | 8.85% | $777,586 | $738,215 | $175,897 | $181,933 | 24.64 % |
| 2021 | Umbrella | 0.57% | $450,942 | $447,294 | $0 | $22,480 | 5.03 % |
| 2021 | Other Specific | -0.36% | $-34,770 | $366,143 | $258,534 | $193,864 | 52.95 % |
| 2021 | National Flood Insurance Program | 0.22% | $37,504 | $38,271 | $0 | $0 | 0.00 % |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2023 | Private Passenger Auto | 0.33% | 6 | 106 |
| 2023 | Homeowners | 0.49% | 5 | 82 |
| 2022 | Private Passenger Auto | 0.37% | 2 | 36 |
| 2022 | Homeowners | 0.54% | 7 | 136 |
| 2021 | Private Passenger Auto | 0.41% | 3 | 49 |
| 2021 | Homeowners | 0.58% | 6 | 115 |
Company Changes
Effective Date: 12/31/1969
Comments: Proposed Acquisition of American National Property and Casualty Company and American National General Insurance Company, subsidiaries of American National Group, Inc. by Partners FC Ltd.; Partners FC II Ltd.; Partners BK Ltd.; BAM Re Trustee Ltd.; BAM Re Partners Trust; Brookfield Asset Management Reinsurance Partners Ltd.; BAM Re Holdings Ltd.; BAMR US Holdings (Bermuda) I Ltd,; Brian Kingston; and James "Bruce" Flatt
Market Conduct
Date: 01/08/2015
Date: 01/15/2015
americannationalpropertyandcasualtymc.pdf
Financial Exams
Date: 09/18/2017
Date: 07/05/2022
Order and Exam Report - American National Property and Casualty Company.pdf