Company Details

  AMERICAN GUARANTEE & LIABLITY INSURANCE COMPANY License Status :
Active

NAIC Number :

26247


Phone Number:

8476056000


Company Address:

1299 ZURICH WAY, 5TH FLOOR 
SCHAUMBURG, IL  60196-1056

Description:

Property and Casualty


License Number:

B419966


Date Admitted:

1939-10-11


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Property & Casualty 0.24% $37,371,585 $37,800,835 $18,520,128 $10,375,722 27.45 %
2023 Total Fire & Allied Lines 1.27% $9,893,167 $11,686,775 $4,983,111 $5,301,523 45.36 %
2023 Commercial Fire & Allied Lines 3.08% $9,893,167 $11,686,775 $4,983,111 $5,301,523 45.36 %
2023 Commercial Multi-Peril 0.28% $3,098,754 $2,847,267 $3,028,551 $927,472 32.57 %
2023 Inland Marine (Incl Auto Cargo) 0.06% $315,853 $321,342 $0 $2,380 0.74 %
2023 Earthquake 0.30% $425,217 $465,549 $0 $417 0.09 %
2023 Direct Workers Compensation 0.13% $1,372,304 $1,186,353 $329,679 $832,110 70.14 %
2023 Other Liability - Bodily Injury & Property Damage 2.06% $19,655,561 $18,447,907 $6,329,909 $5,804,951 31.47 %
2023 Excess Workers Compensation 0.00% $0 $0 $0 $-2,918 N/A
2023 Products Liability 0.01% $6,210 $5,501 $2,000,000 $-1,254,404 -22,803.20 %
2023 Total Commercial Automobile 0.10% $1,069,508 $1,080,309 $1,848,878 $-436,335 -40.39 %
2023 Commercial Auto Liability Bodily Injury 0.15% $788,397 $777,273 $1,296,268 $-816,843 -105.09 %
2023 Commercial Auto Liability Property Damage 0.00% $0 $0 $23,986 $24,236 N/A
2023 Commercial Auto Medical Payments 0.07% $5,229 $4,674 $0 $0 0.00 %
2023 Commercial Auto Uninsured Motorists 0.09% $39,463 $35,455 $175,000 $98,816 N/A
2023 Commercial Auto Comprehensive 0.08% $98,359 $106,967 $-22,456 $-22,526 -21.06 %
2023 Commercial Auto Collision 0.07% $138,060 $155,940 $376,080 $279,982 N/A
2023 Fidelity 0.02% $5,648 $4,789 $0 $13 0.27 %
2023 Burglary & Theft 0.00% $374 $377 $0 $-346 -91.78 %
2023 Boiler & Machinery 1.66% $761,013 $919,010 $0 $-2,257 -0.25 %
2023 Private Flood 11.24% $767,976 $835,656 $0 $-796,884 -95.36 %
2022 Total Property & Casualty 0.23% $33,514,493 $35,191,617 $7,487,277 $15,561,853 44.22 %
2022 Total Fire & Allied Lines 2.12% $10,182,934 $11,381,019 $3,737,976 $2,604,669 22.89 %
2022 Commercial Fire & Allied Lines 3.22% $10,182,934 $11,381,019 $3,737,976 $2,604,669 22.89 %
2022 Commercial Multi-Peril 0.22% $2,204,026 $1,900,171 $1,221,094 $2,946,248 N/A
2022 Inland Marine (Incl Auto Cargo) 0.06% $292,623 $228,721 $83,665 $87,166 38.11 %
2022 Earthquake 0.23% $308,484 $510,002 $0 $-413 -0.08 %
2022 Direct Workers Compensation 0.04% $363,509 $312,131 $162,968 $38,391 12.30 %
2022 Other Liability - Bodily Injury & Property Damage 1.94% $16,543,046 $15,244,443 $296,100 $6,099,317 40.01 %
2022 Excess Workers Compensation 0.00% $0 $0 $0 $-24,499 N/A
2022 Products Liability 0.01% $6,477 $5,262 $0 $1,379,704 N/A
2022 Total Commercial Automobile 0.21% $2,061,884 $3,023,202 $1,985,474 $1,931,266 63.88 %
2022 Commercial Auto Liability Bodily Injury 0.31% $1,476,319 $2,046,818 $1,266,172 $1,388,256 67.83 %
2022 Commercial Auto Liability Property Damage 0.00% $0 $0 $214,298 $173,281 N/A
2022 Commercial Auto Medical Payments 0.32% $22,989 $24,108 $0 $0 0.00 %
2022 Commercial Auto Uninsured Motorists 0.08% $31,090 $36,144 $2,500 $2,499 6.91 %
2022 Commercial Auto Comprehensive 0.17% $207,652 $342,868 $378,825 $379,692 N/A
2022 Commercial Auto Collision 0.18% $323,834 $573,264 $123,679 $-12,462 -2.17 %
2022 Fidelity 0.01% $3,212 $3,145 $0 $-21 -0.67 %
2022 Burglary & Theft 0.01% $369 $2,261 $0 $-437 -19.33 %
2022 Boiler & Machinery 2.15% $835,203 $1,230,147 $0 $-108,554 -8.82 %
2022 Private Flood 9.98% $712,726 $1,351,113 $0 $609,016 45.08 %
2021 Total Property & Casualty 0.28% $37,272,989 $36,016,616 $11,241,173 $11,205,528 31.11 %
2021 Total Fire & Allied Lines 2.04% $13,445,753 $12,926,432 $2,651,577 $4,032,229 31.19 %
2021 Commercial Fire & Allied Lines 4.03% $13,445,753 $12,926,432 $2,651,577 $4,032,229 31.19 %
2021 Commercial Multi-Peril 0.16% $1,484,550 $1,260,788 $1,246,390 $1,538,233 N/A
2021 Inland Marine (Incl Auto Cargo) 0.04% $165,650 $133,812 $0 $9,700 7.25 %
2021 Earthquake 0.67% $869,359 $902,984 $0 $973 0.11 %
2021 Direct Workers Compensation 0.03% $274,609 $398,712 $97,195 $-124,047 -31.11 %
2021 Other Liability - Bodily Injury & Property Damage 1.65% $13,420,473 $10,577,145 $1,670,096 $2,684,054 25.38 %
2021 Excess Workers Compensation 0.00% $0 $0 $0 $-49,089 N/A
2021 Products Liability 0.01% $3,159 $2,400,832 $0 $-646,897 -26.94 %
2021 Total Commercial Automobile 0.33% $3,004,502 $3,877,716 $4,664,460 $3,349,381 86.38 %
2021 Commercial Auto Liability Bodily Injury 0.41% $1,904,760 $2,277,919 $2,852,718 $1,543,915 67.78 %
2021 Commercial Auto Liability Property Damage 0.00% $0 $0 $186,954 $157,035 N/A
2021 Commercial Auto Medical Payments 0.09% $5,738 $8,295 $5,000 $4,999 60.27 %
2021 Commercial Auto Uninsured Motorists 0.11% $33,978 $55,052 $1,103,500 $1,133,326 N/A
2021 Commercial Auto Comprehensive 0.37% $381,539 $473,628 $142,738 $130,714 27.60 %
2021 Commercial Auto Collision 0.39% $678,487 $1,062,822 $373,550 $379,392 35.70 %
2021 Fidelity 0.01% $3,426 $3,673 $896,908 $148,972 N/A
2021 Burglary & Theft 0.05% $3,170 $2,884 $0 $184 6.38 %
2021 Boiler & Machinery 5.19% $1,956,199 $1,422,073 $0 $120,465 8.47 %
2021 Private Flood 32.42% $2,642,139 $2,109,565 $14,547 $141,370 6.70 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

This company does not have any complaint information.

Link to Complaint Index Page

Company Changes


Market Conduct

Date: 09/22/2016

ZurichOrder.pdf

Date: 12/15/2016

AG.pdf


Financial Exams

This company does not have any financial exams.