Company search

Company Details

  WEST AMERICAN INSURANCE COMPANY License Status :
Active

NAIC Number :

44393


Phone Number:

5136032400


Company Address:

175 Berkeley Street 
Boston, MA  02116

Description:

Property and Casualty


License Number:

B431929


Date Admitted:

1995-08-03


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Property & Casualty 0.03% $4,608,647 $4,073,747 $1,201,843 $258,980 6.36 %
2023 Total Fire & Allied Lines 0.01% $80,733 $94,175 $2,411 $-33,701 -35.79 %
2023 Commercial Fire & Allied Lines 0.03% $80,733 $94,175 $2,411 $-33,701 -35.79 %
2023 Farmowners Multi-Peril 0.19% $446,144 $255,826 $40,885 $25,558 9.99 %
2023 Total Homeowners 0.00% $0 $0 $0 $-11,268 N/A
2023 Homeowners Multi-Peril 0.00% $0 $0 $0 $-11,268 N/A
2023 Commercial Multi-Peril 0.19% $2,154,464 $1,870,188 $624,238 $-270,818 -14.48 %
2023 Inland Marine (Incl Auto Cargo) 0.04% $212,270 $210,660 $256,565 $273,916 N/A
2023 Earthquake 0.00% $2,170 $3,185 $0 $0 0.00 %
2023 Direct Workers Compensation 0.06% $644,211 $632,517 $132,752 $387,853 61.32 %
2023 Other Liability - Bodily Injury & Property Damage 0.00% $17,613 $19,276 $0 $46,185 N/A
2023 Products Liability 0.01% $3,249 $4,634 $0 $14,343 N/A
2023 Total Private Passenger Automobile 0.00% $0 $0 $0 $8,676 N/A
2023 Private Passenger Auto Liability Bodily Injury 0.00% $0 $0 $0 $8,676 N/A
2023 Total Commercial Automobile 0.10% $1,045,083 $980,246 $144,992 $-181,747 -18.54 %
2023 Commercial Auto Liability Bodily Injury 0.13% $651,176 $614,146 $2,501 $-4,993 -0.81 %
2023 Commercial Auto Liability Property Damage 0.00% $0 $0 $85,782 $-171,298 N/A
2023 Commercial Auto Medical Payments 0.05% $3,509 $3,522 $0 $0 0.00 %
2023 Commercial Auto Uninsured Motorists 0.11% $44,882 $39,576 $15,000 $-29,954 -75.69 %
2023 Commercial Auto Comprehensive 0.13% $158,937 $152,439 $4,317 $-23,308 -15.29 %
2023 Commercial Auto Collision 0.09% $186,579 $170,563 $37,392 $47,806 28.03 %
2023 Surety 0.00% $0 $7 $0 $1 14.29 %
2023 Boiler & Machinery 0.01% $2,710 $3,033 $0 $0 0.00 %
2023 Umbrella 0.00% $0 $0 $0 $-18 N/A
2022 Total Property & Casualty 0.03% $4,042,757 $5,320,122 $1,143,838 $911,280 17.13 %
2022 Total Fire & Allied Lines 0.02% $99,193 $110,270 $0 $44,530 40.38 %
2022 Commercial Fire & Allied Lines 0.03% $99,193 $110,270 $0 $44,530 40.38 %
2022 Farmowners Multi-Peril 0.08% $173,796 $226,095 $1,301 $-5,195 -2.30 %
2022 Total Homeowners 0.00% $0 $0 $0 $33 N/A
2022 Homeowners Multi-Peril 0.00% $0 $0 $0 $33 N/A
2022 Commercial Multi-Peril 0.18% $1,810,710 $2,118,660 $287,061 $471,110 22.24 %
2022 Inland Marine (Incl Auto Cargo) 0.05% $260,600 $261,171 $23,297 $25,110 9.61 %
2022 Earthquake 0.00% $4,141 $3,117 $0 $0 0.00 %
2022 Direct Workers Compensation 0.06% $658,388 $1,313,998 $403,726 $620,323 47.21 %
2022 Other Liability - Bodily Injury & Property Damage 0.00% $17,870 $16,729 $0 $9,727 58.14 %
2022 Products Liability 0.01% $3,585 $4,390 $0 $-7,915 -180.30 %
2022 Total Private Passenger Automobile 0.00% $0 $0 $0 $-13,901 N/A
2022 Private Passenger Auto Liability Bodily Injury 0.00% $0 $0 $0 $-13,901 N/A
2022 Total Commercial Automobile 0.10% $1,011,162 $1,262,936 $428,453 $-232,542 -18.41 %
2022 Commercial Auto Liability Bodily Injury 0.13% $635,958 $809,359 $125,317 $-265,024 -32.74 %
2022 Commercial Auto Liability Property Damage 0.00% $0 $0 $90,633 $-191,674 N/A
2022 Commercial Auto Medical Payments 0.06% $4,341 $6,353 $-5,000 $10,574 N/A
2022 Commercial Auto Uninsured Motorists 0.11% $39,818 $49,488 $0 $0 0.00 %
2022 Commercial Auto Comprehensive 0.13% $159,576 $186,162 $126,995 $142,418 76.50 %
2022 Commercial Auto Collision 0.09% $171,469 $211,574 $90,508 $71,164 33.64 %
2022 Surety 0.00% $0 $13 $0 $0 0.00 %
2022 Boiler & Machinery 0.01% $3,312 $2,743 $0 $0 0.00 %
2021 Total Property & Casualty 0.04% $5,710,610 $6,008,955 $2,317,744 $2,045,913 34.05 %
2021 Total Fire & Allied Lines 0.02% $122,676 $100,893 $66,463 $55,821 55.33 %
2021 Commercial Fire & Allied Lines 0.04% $122,676 $100,893 $66,463 $55,821 55.33 %
2021 Farmowners Multi-Peril 0.15% $309,313 $203,173 $22,151 $62,738 30.88 %
2021 Total Homeowners 0.00% $0 $0 $0 $-64 N/A
2021 Homeowners Multi-Peril 0.00% $0 $0 $0 $-64 N/A
2021 Commercial Multi-Peril 0.25% $2,266,393 $2,670,915 $704,972 $635,572 23.80 %
2021 Inland Marine (Incl Auto Cargo) 0.05% $237,766 $234,881 $5,527 $3,881 1.65 %
2021 Earthquake 0.00% $2,356 $2,095 $0 $0 0.00 %
2021 Direct Workers Compensation 0.15% $1,414,975 $1,197,277 $623,503 $785,438 65.60 %
2021 Other Liability - Bodily Injury & Property Damage 0.00% $4,919 $22,371 $275,000 $308,816 N/A
2021 Products Liability -0.01% $-6,041 $11,448 $0 $-765 -6.68 %
2021 Total Private Passenger Automobile 0.00% $0 $0 $0 $657 N/A
2021 Private Passenger Auto Liability Bodily Injury 0.00% $0 $0 $0 $657 N/A
2021 Total Commercial Automobile 0.15% $1,355,847 $1,563,629 $620,128 $193,819 12.40 %
2021 Commercial Auto Liability Bodily Injury 0.19% $853,097 $985,730 $94,799 $18,933 1.92 %
2021 Commercial Auto Liability Property Damage 0.00% $0 $0 $81,485 $16,274 N/A
2021 Commercial Auto Medical Payments 0.11% $7,124 $8,050 $6,119 $1,222 15.18 %
2021 Commercial Auto Uninsured Motorists 0.18% $52,489 $54,946 $316,000 $63,111 N/A
2021 Commercial Auto Comprehensive 0.20% $200,572 $237,261 $37,340 $27,248 11.48 %
2021 Commercial Auto Collision 0.14% $242,565 $277,642 $84,385 $67,031 24.14 %
2021 Surety 0.00% $0 $12 $0 $0 0.00 %
2021 Boiler & Machinery 0.01% $2,406 $2,261 $0 $0 0.00 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2023 Homeowners 0.01% 0 0
2022 Homeowners 0.01% 0 0
2021 Homeowners 0.00% 0 0


Company Changes


Market Conduct

Date: 10/18/2021

WAIC1021.pdf


Financial Exams

This company does not have any financial exams.