Company search
Company Details
STANDARD FIRE INSURANCE COMPANY License Status :
Active
NAIC Number :
19070
Phone Number:
860-277-0111
Company Address:
ONE TOWER SQUARE
HARTFORD, CT 06183
Description:
Property and Casualty
License Number:
B418161
Date Admitted:
1911-03-08
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2019 | Total Property & Casualty | 0.40% | $102,396,023 | $100,722,746 | $60,315,321 | $63,178,738 | 62.73 % |
| 2019 | Total Fire & Allied Lines | 0.15% | $1,748,438 | $1,915,113 | $993,349 | $1,084,975 | 56.65 % |
| 2019 | Dwelling Fire & Allied Lines | 0.50% | $1,748,438 | $1,915,113 | $993,349 | $1,084,975 | 56.65 % |
| 2019 | Total Homeowners | 0.12% | $5,759,957 | $6,006,940 | $2,141,525 | $1,996,977 | 33.24 % |
| 2019 | Homeowners Multi-Peril | 0.13% | $5,759,957 | $6,006,940 | $2,141,525 | $1,996,977 | 33.24 % |
| 2019 | Commercial Multi-Peril | 0.00% | $0 | $0 | $0 | $-51 | N/A |
| 2019 | Ocean Marine | 0.35% | $377,020 | $366,600 | $28,821 | $55,318 | 15.09 % |
| 2019 | Inland Marine (Incl Auto Cargo) | 0.01% | $72,286 | $75,250 | $3,567 | $4,183 | 5.56 % |
| 2019 | Earthquake | 0.33% | $731,688 | $756,939 | $0 | $-77 | -0.01 % |
| 2019 | Direct Workers Compensation | 0.32% | $7,742,154 | $7,745,169 | $5,764,493 | $5,221,030 | 67.41 % |
| 2019 | Other Liability - Bodily Injury & Property Damage | 0.01% | $90,119 | $95,875 | $6,925 | $4,156 | 4.33 % |
| 2019 | Products Liability | 0.00% | $0 | $0 | $0 | $-36,473 | N/A |
| 2019 | Total Private Passenger Automobile | 1.15% | $85,874,288 | $83,760,787 | $51,376,641 | $54,848,697 | 65.48 % |
| 2019 | Private Passenger Auto Liability Bodily Injury | 1.14% | $24,139,010 | $23,199,476 | $11,996,890 | $14,718,086 | 63.44 % |
| 2019 | Private Passenger Auto Liability Property Damage | 1.09% | $14,721,421 | $14,631,083 | $9,974,800 | $10,451,693 | 71.43 % |
| 2019 | Private Passenger Auto Medical Payments | 0.96% | $1,594,280 | $1,575,396 | $1,011,729 | $1,069,087 | 67.86 % |
| 2019 | Private Passenger Uninsured Motorists | 1.59% | $6,455,607 | $6,382,412 | $4,348,596 | $4,259,108 | 66.73 % |
| 2019 | Private Passenger Underinsured Motorists | 1.27% | $1,346,763 | $1,328,531 | $1,285,200 | $1,075,767 | 80.97 % |
| 2019 | Private Passenger Auto Comprehensive | 1.04% | $14,886,631 | $14,501,738 | $8,276,965 | $8,184,106 | 56.44 % |
| 2019 | Private Passenger Auto Collision | 1.19% | $22,730,576 | $22,142,151 | $14,482,461 | $15,090,850 | 68.15 % |
| 2019 | Total Commercial Automobile | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2019 | Commercial Auto Liability Bodily Injury | 0.00% | $0 | $0 | $0 | $-5 | N/A |
| 2019 | Commercial Auto Liability Property Damage | 0.00% | $0 | $0 | $0 | $5 | N/A |
| 2019 | Burglary & Theft | 0.00% | $73 | $73 | $0 | $0 | 0.00 % |
| 2019 | Professional Liability (Excl Medical Malpractice) | 0.00% | $0 | $0 | $0 | $3 | N/A |
| 2018 | Total Property & Casualty | 0.41% | $99,883,884 | $97,200,900 | $55,751,423 | $58,168,764 | 59.84 % |
| 2018 | Total Fire & Allied Lines | 0.19% | $2,093,157 | $2,359,441 | $1,192,887 | $986,852 | 41.83 % |
| 2018 | Dwelling Fire & Allied Lines | 0.63% | $2,093,157 | $2,359,441 | $1,192,887 | $986,852 | 41.83 % |
| 2018 | Total Homeowners | 0.14% | $6,283,225 | $6,745,408 | $2,593,190 | $2,294,147 | 34.01 % |
| 2018 | Homeowners Multi-Peril | 0.15% | $6,283,225 | $6,745,408 | $2,593,190 | $2,294,147 | 34.01 % |
| 2018 | Commercial Multi-Peril | 0.00% | $0 | $0 | $0 | $-514 | N/A |
| 2018 | Ocean Marine | 0.35% | $352,939 | $344,708 | $145,242 | $130,511 | 37.86 % |
| 2018 | Inland Marine (Incl Auto Cargo) | 0.01% | $73,646 | $75,084 | $4,723 | $7,331 | 9.76 % |
| 2018 | Earthquake | 0.36% | $792,968 | $838,082 | $0 | $0 | 0.00 % |
| 2018 | Direct Workers Compensation | 0.33% | $8,041,229 | $7,868,748 | $4,045,889 | $4,386,249 | 55.74 % |
| 2018 | Other Liability - Bodily Injury & Property Damage | 0.01% | $97,641 | $103,527 | $5,000 | $28,430 | 27.46 % |
| 2018 | Products Liability | 0.00% | $0 | $0 | $0 | $-2,024 | N/A |
| 2018 | Total Private Passenger Automobile | 1.14% | $82,149,006 | $78,865,829 | $47,764,492 | $50,337,776 | 63.83 % |
| 2018 | Private Passenger Auto Liability Bodily Injury | 1.17% | $22,240,828 | $21,097,050 | $10,577,729 | $13,134,379 | 62.26 % |
| 2018 | Private Passenger Auto Liability Property Damage | 0.97% | $14,688,030 | $14,431,779 | $9,750,505 | $9,559,675 | 66.24 % |
| 2018 | Private Passenger Auto Medical Payments | 0.94% | $1,576,329 | $1,558,338 | $963,988 | $957,447 | 61.44 % |
| 2018 | Private Passenger Uninsured Motorists | 2.44% | $6,366,120 | $6,291,150 | $3,351,470 | $4,213,184 | 66.97 % |
| 2018 | Private Passenger Underinsured Motorists | 0.60% | $1,318,144 | $1,306,161 | $1,809,910 | $1,983,657 | N/A |
| 2018 | Private Passenger Auto Comprehensive | 1.09% | $14,232,249 | $13,269,315 | $7,028,980 | $6,806,309 | 51.29 % |
| 2018 | Private Passenger Auto Collision | 1.17% | $21,727,306 | $20,912,036 | $14,281,910 | $13,683,125 | 65.43 % |
| 2018 | Total Commercial Automobile | 0.00% | $0 | $0 | $0 | $5 | N/A |
| 2018 | Commercial Auto Liability Property Damage | 0.00% | $0 | $0 | $0 | $5 | N/A |
| 2018 | Burglary & Theft | 0.00% | $73 | $73 | $0 | $0 | 0.00 % |
| 2018 | Professional Liability (Excl Medical Malpractice) | 0.00% | $0 | $0 | $0 | $1 | N/A |
| 2017 | Total Property & Casualty | 0.40% | $93,374,653 | $87,403,729 | $53,723,684 | $69,146,854 | 79.11 % |
| 2017 | Total Fire & Allied Lines | 0.24% | $2,536,673 | $2,658,613 | $1,049,431 | $1,088,832 | 40.95 % |
| 2017 | Dwelling Fire & Allied Lines | 0.74% | $2,536,673 | $2,658,613 | $1,049,431 | $1,088,832 | 40.95 % |
| 2017 | Total Homeowners | 0.17% | $7,167,998 | $7,726,668 | $3,910,680 | $3,815,291 | 49.38 % |
| 2017 | Homeowners Multi-Peril | 0.18% | $7,167,998 | $7,726,668 | $3,910,680 | $3,815,291 | 49.38 % |
| 2017 | Commercial Multi-Peril | 0.00% | $0 | $0 | $0 | $-4 | N/A |
| 2017 | Ocean Marine | 0.33% | $331,634 | $333,222 | $90,574 | $-38,379 | -11.52 % |
| 2017 | Inland Marine (Incl Auto Cargo) | 0.01% | $79,234 | $85,037 | $19,477 | $17,592 | 20.69 % |
| 2017 | Earthquake | 0.43% | $884,801 | $946,850 | $0 | $0 | 0.00 % |
| 2017 | Direct Workers Compensation | 0.29% | $7,265,664 | $7,379,587 | $5,678,477 | $9,713,191 | N/A |
| 2017 | Other Liability - Bodily Injury & Property Damage | 0.01% | $107,230 | $113,499 | $19,537 | $28,618 | 25.21 % |
| 2017 | Products Liability | 0.00% | $0 | $0 | $0 | $-4,966 | N/A |
| 2017 | Total Private Passenger Automobile | 1.11% | $75,001,378 | $68,160,076 | $42,955,508 | $54,526,692 | 80.00 % |
| 2017 | Private Passenger Auto Liability Bodily Injury | 1.13% | $19,623,218 | $17,836,102 | $6,364,168 | $15,696,492 | 88.00 % |
| 2017 | Private Passenger Auto Liability Property Damage | 1.02% | $14,238,084 | $13,119,180 | $9,312,102 | $10,080,065 | 76.83 % |
| 2017 | Private Passenger Auto Medical Payments | 0.96% | $1,566,078 | $1,440,522 | $957,104 | $982,414 | 68.20 % |
| 2017 | Private Passenger Uninsured Motorists | 2.56% | $6,305,495 | $5,800,963 | $2,070,194 | $2,817,284 | 48.57 % |
| 2017 | Private Passenger Underinsured Motorists | 0.68% | $1,314,178 | $1,209,929 | $547,768 | $856,260 | 70.77 % |
| 2017 | Private Passenger Auto Comprehensive | 0.97% | $12,040,698 | $11,027,512 | $9,341,803 | $9,529,853 | 86.42 % |
| 2017 | Private Passenger Auto Collision | 1.13% | $19,913,627 | $17,725,868 | $14,362,369 | $14,564,324 | 82.16 % |
| 2017 | Total Commercial Automobile | 0.00% | $0 | $0 | $0 | $-13 | N/A |
| 2017 | Commercial Auto Liability Property Damage | 0.00% | $0 | $0 | $0 | $-13 | N/A |
| 2017 | Burglary & Theft | 0.00% | $41 | $177 | $0 | $0 | 0.00 % |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2019 | Private Passenger Auto | 1.89% | 20 | 57 |
| 2019 | Homeowners | 0.34% | 3 | 103 |
| 2018 | Homeowners | 0.41% | 3 | 83 |
| 2018 | Private Passenger Auto | 1.78% | 17 | 48 |
| 2017 | Private Passenger Auto | 1.52% | 17 | 51 |
| 2017 | Homeowners | 0.49% | 3 | 65 |
Company Changes
Market Conduct
Date: 03/21/2008
Date: 02/11/2015
Date: 12/28/2016
Financial Exams
This company does not have any financial exams.