Company search
Company Details
STANDARD FIRE INSURANCE COMPANY License Status :
Active
NAIC Number :
19070
Phone Number:
8339032382
Company Address:
ONE TOWER SQUARE
HARTFORD, CT 06183
Description:
Property and Casualty
License Number:
B418161
Date Admitted:
1911-03-08
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2023 | Total Property & Casualty | 1.04% | $164,317,120 | $154,299,609 | $109,638,509 | $123,474,137 | 80.02 % |
| 2023 | Total Fire & Allied Lines | 0.12% | $968,891 | $979,924 | $756,735 | $857,089 | 87.46 % |
| 2023 | Dwelling Fire & Allied Lines | 0.41% | $946,438 | $964,289 | $756,735 | $857,021 | 88.88 % |
| 2023 | Commercial Fire & Allied Lines | 0.01% | $22,453 | $15,635 | $0 | $68 | 0.43 % |
| 2023 | Total Homeowners | 0.15% | $4,548,445 | $4,585,711 | $2,593,945 | $2,373,166 | 51.75 % |
| 2023 | Homeowners Multi-Peril | 0.16% | $4,548,445 | $4,585,711 | $2,593,945 | $2,373,166 | 51.75 % |
| 2023 | Commercial Multi-Peril | 0.23% | $2,563,108 | $1,968,056 | $1,641,524 | $2,789,179 | N/A |
| 2023 | Ocean Marine | 0.82% | $432,361 | $423,907 | $462,681 | $477,027 | N/A |
| 2023 | Inland Marine (Incl Auto Cargo) | 0.01% | $51,753 | $54,197 | $6,990 | $15,816 | 29.18 % |
| 2023 | Earthquake | 0.40% | $565,179 | $566,473 | $0 | $83 | 0.01 % |
| 2023 | Direct Workers Compensation | 0.83% | $8,882,636 | $8,683,411 | $4,988,984 | $6,456,779 | 74.36 % |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0.01% | $63,930 | $63,648 | $0 | $3,319 | 5.21 % |
| 2023 | Products Liability | 0.00% | $1,092 | $998 | $0 | $-1,212 | -121.44 % |
| 2023 | Total Private Passenger Automobile | 2.67% | $146,239,639 | $136,973,205 | $99,187,650 | $110,502,885 | 80.67 % |
| 2023 | Private Passenger Auto Liability Bodily Injury | 3.27% | $44,148,385 | $41,616,332 | $21,126,250 | $30,910,547 | 74.28 % |
| 2023 | Private Passenger Auto Liability Property Damage | 2.13% | $21,429,011 | $20,348,429 | $16,378,168 | $17,030,307 | 83.69 % |
| 2023 | Private Passenger Auto Medical Payments | 2.20% | $1,949,325 | $1,956,479 | $1,173,168 | $1,149,935 | 58.78 % |
| 2023 | Private Passenger Uninsured Motorists | 4.54% | $12,959,880 | $11,297,151 | $7,836,714 | $8,375,288 | 74.14 % |
| 2023 | Private Passenger Underinsured Motorists | 2.49% | $2,861,911 | $2,471,548 | $4,026,127 | $4,104,775 | N/A |
| 2023 | Private Passenger Auto Comprehensive | 2.25% | $25,472,495 | $23,767,178 | $21,565,074 | $21,676,498 | 91.20 % |
| 2023 | Private Passenger Auto Collision | 2.49% | $37,418,632 | $35,516,088 | $27,082,149 | $27,255,535 | 76.74 % |
| 2023 | Fidelity | 0.00% | $72 | $67 | $0 | $5 | 7.46 % |
| 2023 | Burglary & Theft | 0.00% | $14 | $12 | $0 | $1 | 8.33 % |
| 2022 | Total Property & Casualty | 0.99% | $142,926,289 | $133,389,746 | $89,530,104 | $103,511,147 | 77.60 % |
| 2022 | Total Fire & Allied Lines | 0.20% | $969,625 | $1,066,770 | $523,653 | $529,423 | 49.63 % |
| 2022 | Dwelling Fire & Allied Lines | 0.63% | $967,972 | $1,065,660 | $523,653 | $529,339 | 49.67 % |
| 2022 | Commercial Fire & Allied Lines | 0.00% | $1,653 | $1,110 | $0 | $84 | 7.57 % |
| 2022 | Total Homeowners | 0.17% | $4,654,853 | $4,721,438 | $2,132,170 | $2,592,098 | 54.90 % |
| 2022 | Homeowners Multi-Peril | 0.18% | $4,654,853 | $4,721,438 | $2,132,170 | $2,592,098 | 54.90 % |
| 2022 | Commercial Multi-Peril | 0.13% | $1,329,714 | $811,905 | $463,193 | $654,327 | 80.59 % |
| 2022 | Ocean Marine | 0.85% | $418,320 | $411,900 | $443,509 | $440,444 | N/A |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.01% | $67,230 | $71,444 | $9,000 | $16,484 | 23.07 % |
| 2022 | Earthquake | 0.41% | $568,526 | $577,419 | $0 | $93 | 0.02 % |
| 2022 | Direct Workers Compensation | 0.79% | $8,216,084 | $8,162,110 | $7,742,289 | $8,261,645 | N/A |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.01% | $75,435 | $80,594 | $0 | $-4,804 | -5.96 % |
| 2022 | Products Liability | 0.00% | $1,476 | $1,028 | $0 | $-361 | -35.12 % |
| 2022 | Total Private Passenger Automobile | 2.67% | $126,624,977 | $117,485,105 | $78,216,290 | $91,021,794 | 77.48 % |
| 2022 | Private Passenger Auto Liability Bodily Injury | 3.14% | $38,440,510 | $34,691,724 | $16,705,427 | $24,504,925 | 70.64 % |
| 2022 | Private Passenger Auto Liability Property Damage | 2.25% | $19,271,322 | $18,158,998 | $13,358,864 | $15,773,943 | 86.87 % |
| 2022 | Private Passenger Auto Medical Payments | 2.22% | $1,973,049 | $1,937,852 | $1,031,880 | $1,088,792 | 56.19 % |
| 2022 | Private Passenger Uninsured Motorists | 3.73% | $9,442,381 | $8,794,422 | $4,846,021 | $5,794,045 | 65.88 % |
| 2022 | Private Passenger Underinsured Motorists | 2.35% | $2,052,921 | $1,901,452 | $2,528,725 | $3,794,962 | N/A |
| 2022 | Private Passenger Auto Comprehensive | 2.39% | $22,193,257 | $20,826,303 | $16,522,488 | $17,229,660 | 82.73 % |
| 2022 | Private Passenger Auto Collision | 2.56% | $33,251,537 | $31,174,354 | $23,222,885 | $22,835,467 | 73.25 % |
| 2022 | Fidelity | 0.00% | $45 | $30 | $0 | $4 | 13.33 % |
| 2022 | Burglary & Theft | 0.00% | $4 | $3 | $0 | $0 | 0.00 % |
| 2021 | Total Property & Casualty | 0.90% | $119,343,790 | $111,977,706 | $61,676,414 | $75,592,517 | 67.51 % |
| 2021 | Total Fire & Allied Lines | 0.17% | $1,151,473 | $1,301,228 | $302,561 | $245,314 | 18.85 % |
| 2021 | Dwelling Fire & Allied Lines | 0.79% | $1,151,473 | $1,301,228 | $302,561 | $245,314 | 18.85 % |
| 2021 | Total Homeowners | 0.19% | $4,708,791 | $4,885,309 | $2,170,864 | $1,885,781 | 38.60 % |
| 2021 | Homeowners Multi-Peril | 0.20% | $4,708,791 | $4,885,309 | $2,170,864 | $1,885,781 | 38.60 % |
| 2021 | Commercial Multi-Peril | 0.03% | $289,137 | $147,087 | $0 | $27,621 | 18.78 % |
| 2021 | Ocean Marine | 0.92% | $399,349 | $404,657 | $100,143 | $124,690 | 30.81 % |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.01% | $66,603 | $66,934 | $402 | $-18,409 | -27.50 % |
| 2021 | Earthquake | 0.45% | $582,361 | $620,127 | $0 | $-464 | -0.07 % |
| 2021 | Direct Workers Compensation | 0.89% | $8,653,584 | $8,479,988 | $4,430,401 | $9,550,231 | N/A |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.01% | $74,243 | $76,686 | $0 | $-93,470 | -121.89 % |
| 2021 | Products Liability | 0.00% | $708 | $111 | $0 | $528 | N/A |
| 2021 | Total Private Passenger Automobile | 2.33% | $103,417,541 | $95,995,158 | $54,672,043 | $63,870,692 | 66.54 % |
| 2021 | Private Passenger Auto Liability Bodily Injury | 2.44% | $28,676,633 | $26,675,912 | $12,993,742 | $18,292,256 | 68.57 % |
| 2021 | Private Passenger Auto Liability Property Damage | 2.07% | $16,670,062 | $15,781,553 | $9,459,405 | $11,006,694 | 69.74 % |
| 2021 | Private Passenger Auto Medical Payments | 2.01% | $1,825,298 | $1,699,764 | $835,337 | $819,308 | 48.20 % |
| 2021 | Private Passenger Uninsured Motorists | 3.31% | $7,612,428 | $7,071,556 | $3,791,379 | $4,735,951 | 66.97 % |
| 2021 | Private Passenger Underinsured Motorists | 2.12% | $1,636,861 | $1,516,448 | $1,923,500 | $2,006,099 | N/A |
| 2021 | Private Passenger Auto Comprehensive | 2.18% | $18,804,842 | $17,267,665 | $9,042,147 | $9,720,745 | 56.29 % |
| 2021 | Private Passenger Auto Collision | 2.36% | $28,191,417 | $25,982,260 | $16,626,533 | $17,289,639 | 66.54 % |
| 2021 | Surety | 0.00% | $0 | $360 | $0 | $0 | 0.00 % |
| 2021 | Burglary & Theft | 0.00% | $0 | $61 | $0 | $0 | 0.00 % |
| 2021 | Professional Liability (Excl Medical Malpractice) | 0.00% | $0 | $0 | $0 | $3 | N/A |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2023 | Private Passenger Auto | 2.57% | 26 | 58 |
| 2023 | Homeowners | 0.18% | 2 | 89 |
| 2022 | Private Passenger Auto | 2.37% | 25 | 70 |
| 2022 | Homeowners | 0.21% | 1 | 50 |
| 2021 | Private Passenger Auto | 2.14% | 21 | 65 |
| 2021 | Homeowners | 0.25% | 2 | 91 |
Company Changes
Market Conduct
Date: 03/21/2008
Date: 02/11/2015
Date: 12/28/2016
Financial Exams
This company does not have any financial exams.