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Company Details
STATE AUTO PROPERTY & CASUALTY INSURANCE COMPANY License Status :
Active
NAIC Number :
25127
Phone Number:
614-917-5995
Company Address:
518 EAST BROAD STREET
COLUMBUS, OH 43215
Description:
Property and Casualty
License Number:
B418160
Date Admitted:
1969-10-08
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2019 | Total Property & Casualty | 0.09% | $23,567,989 | $21,918,589 | $8,093,055 | $8,513,919 | 38.84 % |
| 2019 | Total Fire & Allied Lines | 0.61% | $7,226,789 | $5,841,188 | $2,724,744 | $3,488,570 | 59.72 % |
| 2019 | Dwelling Fire & Allied Lines | 0.04% | $126,711 | $102,397 | $18,153 | $18,153 | 17.73 % |
| 2019 | Commercial Fire & Allied Lines | 1.85% | $7,100,078 | $5,738,791 | $2,706,591 | $3,470,417 | 60.47 % |
| 2019 | Total Homeowners | 0.07% | $3,181,441 | $3,537,972 | $1,190,598 | $666,236 | 18.83 % |
| 2019 | Homeowners Multi-Peril | 0.07% | $3,181,441 | $3,537,972 | $1,190,598 | $666,236 | 18.83 % |
| 2019 | Commercial Multi-Peril | 0.31% | $5,662,929 | $5,768,039 | $2,411,663 | $1,991,829 | 34.53 % |
| 2019 | Ocean Marine | 0.00% | $0 | $0 | $0 | $37 | N/A |
| 2019 | Inland Marine (Incl Auto Cargo) | 0.03% | $412,101 | $386,584 | $168,617 | $216,413 | 55.98 % |
| 2019 | Earthquake | 0.38% | $863,142 | $730,767 | $0 | $0 | 0.00 % |
| 2019 | Direct Workers Compensation | 0.01% | $245,670 | $229,416 | $60,419 | $-78,838 | -34.36 % |
| 2019 | Other Liability - Bodily Injury & Property Damage | 0.16% | $2,741,021 | $2,431,522 | $466,860 | $958,552 | 39.42 % |
| 2019 | Products Liability | 0.27% | $236,184 | $197,501 | $33,660 | $-6,898 | -3.49 % |
| 2019 | Total Private Passenger Automobile | 0.01% | $656,011 | $676,875 | $373,783 | $313,541 | 46.32 % |
| 2019 | Private Passenger Auto Liability Bodily Injury | 0.01% | $170,532 | $177,403 | $52,262 | $23,645 | 13.33 % |
| 2019 | Private Passenger Auto Liability Property Damage | 0.01% | $106,875 | $111,183 | $64,414 | $60,984 | 54.85 % |
| 2019 | Private Passenger Auto Medical Payments | 0.01% | $12,779 | $13,291 | $26,968 | $25,723 | N/A |
| 2019 | Private Passenger Uninsured Motorists | 0.00% | $18,645 | $19,394 | $0 | $-2,339 | -12.06 % |
| 2019 | Private Passenger Underinsured Motorists | 0.03% | $28,706 | $29,861 | $50,000 | $33,897 | N/A |
| 2019 | Private Passenger Auto Comprehensive | 0.01% | $88,148 | $90,160 | $38,248 | $29,740 | 32.99 % |
| 2019 | Private Passenger Auto Collision | 0.01% | $230,326 | $235,583 | $141,891 | $141,891 | 60.23 % |
| 2019 | Total Commercial Automobile | 0.13% | $2,151,543 | $1,947,863 | $661,084 | $943,845 | 48.46 % |
| 2019 | Commercial Auto Liability Bodily Injury | 0.16% | $1,365,978 | $1,239,501 | $208,071 | $467,819 | 37.74 % |
| 2019 | Commercial Auto Medical Payments | 0.20% | $44,080 | $39,993 | $0 | $0 | 0.00 % |
| 2019 | Commercial Auto Uninsured Motorists | 0.23% | $119,215 | $108,156 | $0 | $23,492 | 21.72 % |
| 2019 | Commercial Auto Comprehensive | 0.13% | $279,728 | $251,829 | $181,064 | $181,064 | 71.90 % |
| 2019 | Commercial Auto Collision | 0.12% | $342,542 | $308,384 | $271,949 | $271,470 | 88.03 % |
| 2019 | Fidelity | 0.07% | $42,135 | $38,510 | $0 | $2,591 | 6.73 % |
| 2019 | Burglary & Theft | 0.02% | $4,755 | $3,985 | $0 | $-106 | -2.66 % |
| 2019 | Boiler & Machinery | 0.25% | $144,268 | $128,367 | $1,627 | $18,147 | 14.14 % |
| 2018 | Total Property & Casualty | 0.09% | $20,710,488 | $20,142,476 | $8,521,094 | $5,817,962 | 28.88 % |
| 2018 | Total Fire & Allied Lines | 0.40% | $4,358,156 | $3,276,592 | $531,189 | $498,263 | 15.21 % |
| 2018 | Commercial Fire & Allied Lines | 1.33% | $4,358,156 | $3,276,592 | $531,189 | $498,263 | 15.21 % |
| 2018 | Total Homeowners | 0.09% | $3,924,146 | $4,494,470 | $2,400,595 | $1,675,560 | 37.28 % |
| 2018 | Homeowners Multi-Peril | 0.09% | $3,924,146 | $4,494,470 | $2,400,595 | $1,675,560 | 37.28 % |
| 2018 | Commercial Multi-Peril | 0.34% | $6,060,892 | $6,188,805 | $3,062,996 | $1,693,406 | 27.36 % |
| 2018 | Ocean Marine | 0.00% | $0 | $0 | $0 | $-41 | N/A |
| 2018 | Inland Marine (Incl Auto Cargo) | 0.03% | $374,189 | $388,091 | $47,469 | $36,958 | 9.52 % |
| 2018 | Earthquake | 0.29% | $637,878 | $617,140 | $0 | $0 | 0.00 % |
| 2018 | Direct Workers Compensation | 0.01% | $298,825 | $294,429 | $76,659 | $100,834 | 34.25 % |
| 2018 | Other Liability - Bodily Injury & Property Damage | 0.13% | $2,082,533 | $1,917,521 | $674,676 | $580,310 | 30.26 % |
| 2018 | Products Liability | 0.25% | $198,491 | $194,725 | $0 | $45,242 | 23.23 % |
| 2018 | Total Private Passenger Automobile | 0.01% | $716,940 | $744,447 | $357,381 | $527,981 | 70.92 % |
| 2018 | Private Passenger Auto Liability Bodily Injury | 0.02% | $361,983 | $365,849 | $166,733 | $352,453 | 96.34 % |
| 2018 | Private Passenger Auto Liability Property Damage | 0.02% | $354,957 | $378,598 | $190,648 | $175,528 | 46.36 % |
| 2018 | Total Commercial Automobile | 0.13% | $1,911,063 | $1,907,422 | $1,344,999 | $674,561 | 35.37 % |
| 2018 | Commercial Auto Liability Bodily Injury | 0.18% | $1,368,039 | $1,370,869 | $867,987 | $240,183 | 17.52 % |
| 2018 | Commercial Auto Liability Property Damage | 0.22% | $543,024 | $536,553 | $477,012 | $434,378 | 80.96 % |
| 2018 | Fidelity | 0.06% | $37,186 | $29,207 | $-4,106 | $-6,111 | -20.92 % |
| 2018 | Burglary & Theft | 0.02% | $3,897 | $3,675 | $0 | $-932 | -25.36 % |
| 2018 | Boiler & Machinery | 0.21% | $106,292 | $85,952 | $29,236 | $-8,069 | -9.39 % |
| 2017 | Total Property & Casualty | 0.09% | $20,177,483 | $20,417,936 | $11,063,998 | $11,502,242 | 56.33 % |
| 2017 | Total Fire & Allied Lines | 0.27% | $2,822,242 | $2,510,475 | $1,379,612 | $1,496,888 | 59.63 % |
| 2017 | Dwelling Fire & Allied Lines | 0.06% | $206,264 | $183,468 | $26,340 | $26,099 | 14.23 % |
| 2017 | Commercial Fire & Allied Lines | 0.98% | $2,615,978 | $2,327,007 | $1,353,272 | $1,470,789 | 63.21 % |
| 2017 | Total Homeowners | 0.12% | $5,045,145 | $5,582,023 | $2,683,172 | $2,750,194 | 49.27 % |
| 2017 | Homeowners Multi-Peril | 0.13% | $5,045,145 | $5,582,023 | $2,683,172 | $2,750,194 | 49.27 % |
| 2017 | Commercial Multi-Peril | 0.33% | $6,203,170 | $6,116,990 | $4,141,094 | $4,569,327 | 74.70 % |
| 2017 | Ocean Marine | 0.00% | $0 | $0 | $0 | $3 | N/A |
| 2017 | Inland Marine (Incl Auto Cargo) | 0.04% | $399,491 | $423,559 | $146,124 | $147,575 | 34.84 % |
| 2017 | Earthquake | 0.31% | $648,662 | $770,791 | $0 | $0 | 0.00 % |
| 2017 | Direct Workers Compensation | 0.01% | $278,231 | $266,774 | $437,746 | $153,990 | 57.72 % |
| 2017 | Other Liability - Bodily Injury & Property Damage | 0.10% | $1,834,896 | $1,694,506 | $218,530 | $452,341 | 26.69 % |
| 2017 | Products Liability | 0.23% | $193,001 | $197,960 | $3,237 | $-35,134 | -17.75 % |
| 2017 | Total Private Passenger Automobile | 0.01% | $794,874 | $821,172 | $1,032,879 | $512,181 | 62.37 % |
| 2017 | Private Passenger Auto Liability Bodily Injury | 0.01% | $199,346 | $206,829 | $655,627 | $236,045 | N/A |
| 2017 | Private Passenger Auto Liability Property Damage | 0.01% | $116,719 | $121,096 | $85,059 | $97,843 | 80.80 % |
| 2017 | Private Passenger Auto Medical Payments | 0.01% | $17,414 | $18,067 | $10,389 | $-5,461 | -30.23 % |
| 2017 | Private Passenger Uninsured Motorists | 0.01% | $21,561 | $22,369 | $69,000 | $-14,398 | -64.37 % |
| 2017 | Private Passenger Underinsured Motorists | 0.02% | $33,221 | $34,467 | $50,000 | $31,754 | 92.13 % |
| 2017 | Private Passenger Auto Comprehensive | 0.01% | $123,828 | $127,399 | $46,663 | $48,538 | 38.10 % |
| 2017 | Private Passenger Auto Collision | 0.02% | $282,785 | $290,945 | $116,141 | $117,860 | 40.51 % |
| 2017 | Total Commercial Automobile | 0.13% | $1,860,201 | $1,941,184 | $967,742 | $1,380,205 | 71.10 % |
| 2017 | Commercial Auto Liability Bodily Injury | 0.17% | $1,183,726 | $1,243,902 | $576,458 | $481,100 | 38.68 % |
| 2017 | Commercial Auto Medical Payments | 0.25% | $42,176 | $44,315 | $20,219 | $15,405 | 34.76 % |
| 2017 | Commercial Auto Uninsured Motorists | 0.23% | $109,903 | $115,484 | $63,620 | $556,044 | N/A |
| 2017 | Commercial Auto Comprehensive | 0.14% | $232,862 | $238,672 | $161,027 | $164,995 | 69.13 % |
| 2017 | Commercial Auto Collision | 0.11% | $291,534 | $298,811 | $146,418 | $162,661 | 54.44 % |
| 2017 | Fidelity | 0.04% | $25,961 | $23,700 | $14,106 | $15,539 | 65.57 % |
| 2017 | Burglary & Theft | 0.02% | $4,126 | $4,000 | $0 | $675 | 16.88 % |
| 2017 | Boiler & Machinery | 0.13% | $72,322 | $64,701 | $39,756 | $58,458 | 90.35 % |
| 2017 | National Flood Insurance Program | -0.02% | $-4,839 | $101 | $0 | $0 | 0.00 % |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2019 | Homeowners | 0.17% | 0 | 0 |
| 2019 | Private Passenger Auto | 0.02% | 0 | 0 |
| 2018 | Private Passenger Auto | 0.02% | 0 | 0 |
| 2018 | Homeowners | 0.21% | 4 | 211 |
| 2017 | Private Passenger Auto | 0.02% | 1 | 194 |
| 2017 | Homeowners | 0.26% | 5 | 201 |
Company Changes
Market Conduct
Date: 04/26/2010
Date: 01/29/2015
Date: 06/29/2015
Financial Exams
This company does not have any financial exams.