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Company Details

  STATE AUTO PROPERTY & CASUALTY INSURANCE COMPANY License Status :
Active

NAIC Number :

25127


Phone Number:

5152239438


Company Address:

518 E BROAD ST 
COLUMBUS, OH  43216

Description:

Property and Casualty


License Number:

B418160


Date Admitted:

1969-10-08


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Earned Direct Premium Written Direct Losses Paid Direct Losses Incurred Loss Ratio
2018 Total Property & Casualty 0.04% $20,710,488 $20,142,476 $8,521,094 $5,817,962 28.88 %
2018 Total Fire & Allied Lines 0.20% $4,358,156 $3,276,592 $531,189 $498,263 15.21 %
2018 Commercial Fire & Allied Lines 0.67% $4,358,156 $3,276,592 $531,189 $498,263 15.21 %
2018 Total Homeowners 0.04% $3,924,146 $4,494,470 $2,400,595 $1,675,560 37.28 %
2018 Homeowners Multi-Peril 0.05% $3,924,146 $4,494,470 $2,400,595 $1,675,560 37.28 %
2018 Commercial Multi-Peril 0.17% $6,060,892 $6,188,805 $3,062,996 $1,693,406 27.36 %
2018 Ocean Marine 0.00% $0 $0 $0 $-41 N/A
2018 Inland Marine (Incl Auto Cargo) 0.02% $374,189 $388,091 $47,469 $36,958 9.52 %
2018 Earthquake 0.15% $637,878 $617,140 $0 $0 0.00 %
2018 Direct Workers Compensation 0.01% $298,825 $294,429 $76,659 $100,834 34.25 %
2018 Other Liability - Bodily Injury & Property Damage 0.06% $2,082,533 $1,917,521 $674,676 $580,310 30.26 %
2018 Products Liability 0.13% $198,491 $194,725 $0 $45,242 23.23 %
2018 Total Private Passenger Automobile 0.01% $716,940 $744,447 $357,381 $527,981 70.92 %
2018 Private Passenger Auto Liability Bodily Injury 0.01% $361,983 $365,849 $166,733 $352,453 96.34 %
2018 Private Passenger Auto Liability Property Damage 0.01% $354,957 $378,598 $190,648 $175,528 46.36 %
2018 Total Commercial Automobile 0.07% $1,911,063 $1,907,422 $1,344,999 $674,561 35.37 %
2018 Commercial Auto Liability Bodily Injury 0.09% $1,368,039 $1,370,869 $867,987 $240,183 17.52 %
2018 Commercial Auto Liability Property Damage 0.12% $543,024 $536,553 $477,012 $434,378 80.96 %
2018 Fidelity 0.03% $37,186 $29,207 $-4,106 $-6,111 -20.92 %
2018 Burglary & Theft 0.01% $3,897 $3,675 $0 $-932 -25.36 %
2018 Boiler & Machinery 0.11% $106,292 $85,952 $29,236 $-8,069 -9.39 %
2017 Total Property & Casualty 0.09% $20,177,483 $20,417,936 $11,063,998 $11,502,242 56.33 %
2017 Total Fire & Allied Lines 0.27% $2,822,242 $2,510,475 $1,379,612 $1,496,888 59.63 %
2017 Dwelling Fire & Allied Lines 0.06% $206,264 $183,468 $26,340 $26,099 14.23 %
2017 Commercial Fire & Allied Lines 0.98% $2,615,978 $2,327,007 $1,353,272 $1,470,789 63.21 %
2017 Total Homeowners 0.12% $5,045,145 $5,582,023 $2,683,172 $2,750,194 49.27 %
2017 Homeowners Multi-Peril 0.13% $5,045,145 $5,582,023 $2,683,172 $2,750,194 49.27 %
2017 Commercial Multi-Peril 0.34% $6,203,170 $6,116,990 $4,141,094 $4,569,327 74.70 %
2017 Ocean Marine 0.00% $0 $0 $0 $3 N/A
2017 Inland Marine (Incl Auto Cargo) 0.04% $399,491 $423,559 $146,124 $147,575 34.84 %
2017 Earthquake 0.32% $648,662 $770,791 $0 $0 0.00 %
2017 Direct Workers Compensation 0.01% $278,231 $266,774 $437,746 $153,990 57.72 %
2017 Other Liability - Bodily Injury & Property Damage 0.11% $1,834,896 $1,694,506 $218,530 $452,341 26.69 %
2017 Products Liability 0.23% $193,001 $197,960 $3,237 $-35,134 -17.75 %
2017 Total Private Passenger Automobile 0.01% $794,874 $821,172 $1,032,879 $512,181 62.37 %
2017 Private Passenger Auto Liability Bodily Injury 0.01% $199,346 $206,829 $655,627 $236,045 N/A
2017 Private Passenger Auto Liability Property Damage 0.01% $116,719 $121,096 $85,059 $97,843 80.80 %
2017 Private Passenger Auto Medical Payments 0.01% $17,414 $18,067 $10,389 $-5,461 -30.23 %
2017 Private Passenger Uninsured Motorists 0.01% $21,561 $22,369 $69,000 $-14,398 -64.37 %
2017 Private Passenger Underinsured Motorists 0.02% $33,221 $34,467 $50,000 $31,754 92.13 %
2017 Private Passenger Auto Comprehensive 0.01% $123,828 $127,399 $46,663 $48,538 38.10 %
2017 Private Passenger Auto Collision 0.02% $282,785 $290,945 $116,141 $117,860 40.51 %
2017 Total Commercial Automobile 0.14% $1,860,201 $1,941,184 $967,742 $1,380,205 71.10 %
2017 Commercial Auto Liability Bodily Injury 0.18% $1,183,726 $1,243,902 $576,458 $481,100 38.68 %
2017 Commercial Auto Medical Payments 0.26% $42,176 $44,315 $20,219 $15,405 34.76 %
2017 Commercial Auto Uninsured Motorists 0.25% $109,903 $115,484 $63,620 $556,044 N/A
2017 Commercial Auto Comprehensive 0.14% $232,862 $238,672 $161,027 $164,995 69.13 %
2017 Commercial Auto Collision 0.12% $291,534 $298,811 $146,418 $162,661 54.44 %
2017 Fidelity 0.04% $25,961 $23,700 $14,106 $15,539 65.57 %
2017 Burglary & Theft 0.03% $4,126 $4,000 $0 $675 16.88 %
2017 Boiler & Machinery 0.14% $72,322 $64,701 $39,756 $58,458 90.35 %
2017 National Flood Insurance Program -0.02% $-4,839 $101 $0 $0 0.00 %
2016 Total Property & Casualty 0.09% $20,463,152 $20,516,255 $8,080,599 $7,931,290 38.66 %
2016 Total Fire & Allied Lines 0.22% $2,225,888 $2,054,641 $586,055 $448,146 21.81 %
2016 Dwelling Fire & Allied Lines 0.08% $267,979 $247,361 $67,451 $70,690 28.58 %
2016 Commercial Fire & Allied Lines 0.77% $1,957,909 $1,807,280 $518,604 $377,456 20.89 %
2016 Total Homeowners 0.15% $5,865,334 $6,138,399 $2,439,974 $1,279,263 20.84 %
2016 Homeowners Multi-Peril 0.15% $5,865,334 $6,138,399 $2,439,974 $1,279,263 20.84 %
2016 Commercial Multi-Peril 0.34% $6,125,183 $6,099,349 $2,696,350 $3,295,001 54.02 %
2016 Ocean Marine 0.00% $0 $0 $0 $-5 N/A
2016 Inland Marine (Incl Auto Cargo) 0.04% $414,901 $413,273 $131,173 $158,732 38.41 %
2016 Earthquake 0.44% $856,514 $862,837 $0 $0 0.00 %
2016 Direct Workers Compensation 0.01% $261,784 $267,915 $149,508 $748,194 N/A
2016 Other Liability - Bodily Injury & Property Damage 0.12% $1,589,789 $1,518,342 $78,612 $306,293 20.17 %
2016 Products Liability 0.28% $214,194 $218,529 $16,693 $6,949 3.18 %
2016 Total Private Passenger Automobile 0.01% $868,999 $905,005 $921,678 $763,566 84.37 %
2016 Private Passenger Auto Liability Bodily Injury 0.01% $221,040 $233,952 $269,535 $165,323 70.67 %
2016 Private Passenger Auto Liability Property Damage 0.01% $130,514 $138,136 $138,490 $125,721 91.01 %
2016 Private Passenger Auto Medical Payments 0.01% $19,978 $21,142 $7,926 $20,688 97.85 %
2016 Private Passenger Uninsured Motorists 0.01% $24,517 $25,947 $20,036 $-18,903 -72.85 %
2016 Private Passenger Underinsured Motorists 0.02% $37,612 $39,809 $250,000 $224,678 N/A
2016 Private Passenger Auto Comprehensive 0.01% $136,038 $139,373 $44,089 $44,894 32.21 %
2016 Private Passenger Auto Collision 0.02% $299,300 $306,646 $191,602 $201,165 65.60 %
2016 Total Commercial Automobile 0.15% $1,947,438 $1,926,614 $844,278 $696,167 36.13 %
2016 Commercial Auto Liability Bodily Injury 0.19% $1,250,339 $1,237,737 $363,343 $239,386 19.34 %
2016 Commercial Auto Medical Payments 0.30% $47,480 $46,997 $7,415 $727 1.55 %
2016 Commercial Auto Uninsured Motorists 0.32% $127,019 $125,729 $0 $-21,356 -16.99 %
2016 Commercial Auto Comprehensive 0.16% $232,632 $229,762 $184,668 $184,701 80.39 %
2016 Commercial Auto Collision 0.13% $289,968 $286,389 $288,852 $292,709 N/A
2016 Fidelity 0.04% $22,587 $21,887 $0 $1,556 7.11 %
2016 Burglary & Theft 0.03% $3,885 $3,920 $0 $-358 -9.13 %
2016 Boiler & Machinery 0.11% $56,152 $51,005 $0 $11,508 22.56 %
2016 National Flood Insurance Program 0.03% $10,504 $34,539 $216,278 $216,278 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2018 Private Passenger Auto 0.02% 0 0
2018 Homeowners 0.21% 4 211
2017 Private Passenger Auto 0.02% 1 194
2017 Homeowners 0.26% 5 201
2016 Private Passenger Auto 0.03% 3 453
2016 Homeowners 0.31% 8 239


Company Changes

Effective Date: 04/26/2010

Comments:

Effective Date: 01/29/2015

Comments:

Effective Date: 06/29/2015

Comments:


Market Conduct

Date: 04/26/2010

StateAutoInsurance.pdf

Date: 01/29/2015

StateAutomobilePC.pdf

Date: 06/29/2015

StateAutoMC.pdf


Financial Exams

This company does not have any financial exams.