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Company Details

  STATE AUTO PROPERTY & CASUALTY INSURANCE COMPANY License Status :
Active

NAIC Number :

25127


Phone Number:

5152239438


Company Address:

518 East Broad Street 
Columbus, OH  43215

Description:

Property and Casualty


License Number:

B418160


Date Admitted:

1969-10-08


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2021 Total Property & Casualty 0.07% $23,821,960 $25,217,860 $14,208,187 $12,498,375 49.56 %
2021 Total Fire & Allied Lines 0.60% $9,031,303 $9,493,619 $4,199,726 $3,929,127 41.39 %
2021 Dwelling Fire & Allied Lines 0.03% $103,551 $108,798 $83,060 $82,303 75.65 %
2021 Commercial Fire & Allied Lines 1.49% $8,927,752 $9,384,821 $4,116,666 $3,846,824 40.99 %
2021 Total Homeowners 0.03% $2,218,827 $2,404,173 $673,430 $755,902 31.44 %
2021 Homeowners Multi-Peril 0.04% $2,218,827 $2,404,173 $673,430 $755,902 31.44 %
2021 Commercial Multi-Peril 0.19% $4,504,127 $4,778,614 $2,999,475 $3,094,578 64.76 %
2021 Inland Marine (Incl Auto Cargo) 0.03% $442,112 $460,528 $124,892 $100,374 21.80 %
2021 Earthquake 0.24% $762,174 $861,849 $0 $34,104 3.96 %
2021 Direct Workers Compensation 0.01% $358,430 $319,563 $98,094 $-128,621 -40.25 %
2021 Other Liability - Bodily Injury & Property Damage 0.14% $2,975,777 $3,164,137 $2,318,636 $1,908,394 60.31 %
2021 Products Liability 0.40% $431,532 $461,966 $52,159 $197,766 42.81 %
2021 Total Private Passenger Automobile 0.01% $488,895 $508,658 $460,982 $516,434 N/A
2021 Private Passenger Auto Liability Bodily Injury 0.00% $118,955 $123,979 $262,650 $274,345 N/A
2021 Private Passenger Auto Liability Property Damage 0.00% $73,194 $76,285 $24,519 $24,822 32.54 %
2021 Private Passenger Auto Medical Payments 0.00% $9,123 $9,507 $5,493 $5,709 60.05 %
2021 Private Passenger Uninsured Motorists 0.00% $13,490 $14,058 $0 $0 0.00 %
2021 Private Passenger Underinsured Motorists 0.02% $21,254 $22,151 $14,921 $20,844 94.10 %
2021 Private Passenger Auto Comprehensive 0.00% $69,902 $72,610 $47,500 $84,815 N/A
2021 Private Passenger Auto Collision 0.01% $182,977 $190,068 $105,899 $105,899 55.72 %
2021 Total Commercial Automobile 0.11% $2,412,836 $2,558,501 $3,267,478 $2,083,690 81.44 %
2021 Commercial Auto Liability Bodily Injury 0.13% $1,515,281 $1,593,662 $2,766,512 $2,507,068 N/A
2021 Commercial Auto Medical Payments 0.25% $40,089 $42,156 $44,631 $37,628 89.26 %
2021 Commercial Auto Uninsured Motorists 0.20% $143,767 $151,183 $127,717 $-768,870 -508.57 %
2021 Commercial Auto Comprehensive 0.13% $304,713 $329,388 $140,153 $140,153 42.55 %
2021 Commercial Auto Collision 0.11% $408,986 $442,112 $188,465 $167,711 37.93 %
2021 Fidelity 0.05% $37,862 $40,988 $0 $-6,017 -14.68 %
2021 Burglary & Theft 0.02% $4,789 $4,632 $0 $1,210 26.12 %
2021 Boiler & Machinery 0.17% $153,296 $160,632 $13,315 $11,434 7.12 %
2020 Total Property & Casualty 0.09% $25,656,670 $25,024,820 $17,793,445 $18,998,770 75.92 %
2020 Total Fire & Allied Lines 0.74% $9,708,811 $8,589,968 $4,150,660 $5,291,526 61.60 %
2020 Dwelling Fire & Allied Lines 0.03% $111,319 $98,442 $82,089 $88,062 89.46 %
2020 Commercial Fire & Allied Lines 1.93% $9,597,492 $8,491,526 $4,068,571 $5,203,464 61.28 %
2020 Total Homeowners 0.04% $2,628,958 $2,922,791 $1,106,466 $1,093,381 37.41 %
2020 Homeowners Multi-Peril 0.05% $2,628,958 $2,922,791 $1,106,466 $1,093,381 37.41 %
2020 Commercial Multi-Peril 0.23% $4,974,402 $5,388,275 $3,397,659 $3,156,331 58.58 %
2020 Inland Marine (Incl Auto Cargo) 0.03% $403,389 $414,086 $125,793 $112,311 27.12 %
2020 Earthquake 0.31% $929,800 $903,952 $0 $0 0.00 %
2020 Direct Workers Compensation 0.01% $251,290 $235,819 $56,413 $-87,017 -36.90 %
2020 Other Liability - Bodily Injury & Property Damage 0.16% $2,994,288 $2,802,132 $6,732,651 $6,340,765 N/A
2020 Products Liability 0.46% $431,211 $356,105 $15,199 $19,580 5.50 %
2020 Total Private Passenger Automobile 0.01% $574,348 $602,076 $637,133 $566,870 94.15 %
2020 Private Passenger Auto Liability Bodily Injury 0.01% $141,861 $151,035 $440,080 $426,904 N/A
2020 Private Passenger Auto Liability Property Damage 0.01% $87,288 $92,932 $41,082 $22,385 24.09 %
2020 Private Passenger Auto Medical Payments 0.01% $10,880 $11,582 $9,204 $4,063 35.08 %
2020 Private Passenger Uninsured Motorists 0.00% $16,088 $17,126 $0 $-15,971 -93.26 %
2020 Private Passenger Underinsured Motorists 0.02% $25,347 $26,985 $25,000 $7,348 27.23 %
2020 Private Passenger Auto Comprehensive 0.00% $80,960 $83,595 $37,705 $38,079 45.55 %
2020 Private Passenger Auto Collision 0.01% $211,924 $218,821 $84,062 $84,062 38.42 %
2020 Total Commercial Automobile 0.13% $2,458,962 $2,504,374 $1,559,904 $2,494,451 99.60 %
2020 Commercial Auto Liability Bodily Injury 0.15% $1,515,932 $1,561,994 $929,798 $281,481 18.02 %
2020 Commercial Auto Medical Payments 0.18% $40,106 $41,319 $15,000 $28,128 68.08 %
2020 Commercial Auto Uninsured Motorists 0.24% $143,829 $148,179 $42,924 $1,621,152 N/A
2020 Commercial Auto Comprehensive 0.15% $324,095 $321,439 $244,031 $244,029 75.92 %
2020 Commercial Auto Collision 0.13% $435,000 $431,443 $328,151 $319,661 74.09 %
2020 Fidelity 0.07% $44,190 $44,887 $0 $1,053 2.35 %
2020 Burglary & Theft 0.02% $3,544 $3,993 $0 $-47 -1.18 %
2020 Boiler & Machinery 0.21% $160,748 $156,826 $11,567 $9,566 6.10 %
2020 Title 0.02% $92,729 $99,536 $0 $0 0.00 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2021 Private Passenger Auto 0.01% 0 0
2021 Homeowners 0.10% 1 109
2020 Private Passenger Auto 0.01% 0 0
2020 Homeowners 0.13% 0 0


Company Changes


Market Conduct

Date: 04/26/2010

StateAutoInsurance.pdf

Date: 01/29/2015

StateAutomobilePC.pdf

Date: 06/29/2015

StateAutoMC.pdf


Financial Exams

This company does not have any financial exams.