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Company Details

  STATE AUTO PROPERTY & CASUALTY INSURANCE COMPANY License Status :
Active

NAIC Number :

25127


Phone Number:

614-917-5995


Company Address:

518 EAST BROAD STREET 
COLUMBUS, OH  43215

Description:

Property and Casualty


License Number:

B418160


Date Admitted:

1969-10-08


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2020 Total Property & Casualty 0.09% $25,656,670 $25,024,820 $17,793,445 $18,998,770 75.92 %
2020 Total Fire & Allied Lines 0.75% $9,708,811 $8,589,968 $4,150,660 $5,291,526 61.60 %
2020 Dwelling Fire & Allied Lines 0.03% $111,319 $98,442 $82,089 $88,062 89.46 %
2020 Commercial Fire & Allied Lines 1.95% $9,597,492 $8,491,526 $4,068,571 $5,203,464 61.28 %
2020 Total Homeowners 0.05% $2,628,958 $2,922,791 $1,106,466 $1,093,381 37.41 %
2020 Homeowners Multi-Peril 0.05% $2,628,958 $2,922,791 $1,106,466 $1,093,381 37.41 %
2020 Commercial Multi-Peril 0.23% $4,974,402 $5,388,275 $3,397,659 $3,156,331 58.58 %
2020 Inland Marine (Incl Auto Cargo) 0.03% $403,389 $414,086 $125,793 $112,311 27.12 %
2020 Earthquake 0.31% $929,800 $903,952 $0 $0 0.00 %
2020 Direct Workers Compensation 0.01% $251,290 $235,819 $56,413 $-87,017 -36.90 %
2020 Other Liability - Bodily Injury & Property Damage 0.16% $2,994,288 $2,802,132 $6,732,651 $6,340,765 N/A
2020 Products Liability 0.46% $431,211 $356,105 $15,199 $19,580 5.50 %
2020 Total Private Passenger Automobile 0.01% $574,348 $602,076 $637,133 $566,870 94.15 %
2020 Private Passenger Auto Liability Bodily Injury 0.01% $141,861 $151,035 $440,080 $426,904 N/A
2020 Private Passenger Auto Liability Property Damage 0.01% $87,288 $92,932 $41,082 $22,385 24.09 %
2020 Private Passenger Auto Medical Payments 0.01% $10,880 $11,582 $9,204 $4,063 35.08 %
2020 Private Passenger Uninsured Motorists 0.00% $16,088 $17,126 $0 $-15,971 -93.26 %
2020 Private Passenger Underinsured Motorists 0.02% $25,347 $26,985 $25,000 $7,348 27.23 %
2020 Private Passenger Auto Comprehensive 0.01% $80,960 $83,595 $37,705 $38,079 45.55 %
2020 Private Passenger Auto Collision 0.01% $211,924 $218,821 $84,062 $84,062 38.42 %
2020 Total Commercial Automobile 0.13% $2,458,962 $2,504,374 $1,559,904 $2,494,451 99.60 %
2020 Commercial Auto Liability Bodily Injury 0.16% $1,515,932 $1,561,994 $929,798 $281,481 18.02 %
2020 Commercial Auto Medical Payments 0.19% $40,106 $41,319 $15,000 $28,128 68.08 %
2020 Commercial Auto Uninsured Motorists 0.24% $143,829 $148,179 $42,924 $1,621,152 N/A
2020 Commercial Auto Comprehensive 0.15% $324,095 $321,439 $244,031 $244,029 75.92 %
2020 Commercial Auto Collision 0.13% $435,000 $431,443 $328,151 $319,661 74.09 %
2020 Fidelity 0.07% $44,190 $44,887 $0 $1,053 2.35 %
2020 Burglary & Theft 0.02% $3,544 $3,993 $0 $-47 -1.18 %
2020 Boiler & Machinery 0.22% $160,748 $156,826 $11,567 $9,566 6.10 %
2020 Title 0.02% $92,729 $99,536 $0 $0 0.00 %
2019 Total Property & Casualty 0.08% $23,567,989 $21,918,589 $8,093,055 $8,513,919 38.84 %
2019 Total Fire & Allied Lines 0.60% $7,226,789 $5,841,188 $2,724,744 $3,488,570 59.72 %
2019 Dwelling Fire & Allied Lines 0.04% $126,711 $102,397 $18,153 $18,153 17.73 %
2019 Commercial Fire & Allied Lines 1.82% $7,100,078 $5,738,791 $2,706,591 $3,470,417 60.47 %
2019 Total Homeowners 0.06% $3,181,441 $3,537,972 $1,190,598 $666,236 18.83 %
2019 Homeowners Multi-Peril 0.06% $3,181,441 $3,537,972 $1,190,598 $666,236 18.83 %
2019 Commercial Multi-Peril 0.28% $5,662,929 $5,768,039 $2,411,663 $1,991,829 34.53 %
2019 Ocean Marine 0.00% $0 $0 $0 $37 N/A
2019 Inland Marine (Incl Auto Cargo) 0.03% $412,101 $386,584 $168,617 $216,413 55.98 %
2019 Earthquake 0.32% $863,142 $730,767 $0 $0 0.00 %
2019 Direct Workers Compensation 0.01% $245,670 $229,416 $60,419 $-78,838 -34.36 %
2019 Other Liability - Bodily Injury & Property Damage 0.15% $2,741,021 $2,431,522 $466,860 $958,552 39.42 %
2019 Products Liability 0.26% $236,184 $197,501 $33,660 $-6,898 -3.49 %
2019 Total Private Passenger Automobile 0.01% $656,011 $676,875 $373,783 $313,541 46.32 %
2019 Private Passenger Auto Liability Bodily Injury 0.01% $170,532 $177,403 $52,262 $23,645 13.33 %
2019 Private Passenger Auto Liability Property Damage 0.01% $106,875 $111,183 $64,414 $60,984 54.85 %
2019 Private Passenger Auto Medical Payments 0.01% $12,779 $13,291 $26,968 $25,723 N/A
2019 Private Passenger Uninsured Motorists 0.00% $18,645 $19,394 $0 $-2,339 -12.06 %
2019 Private Passenger Underinsured Motorists 0.02% $28,706 $29,861 $50,000 $33,897 N/A
2019 Private Passenger Auto Comprehensive 0.01% $88,148 $90,160 $38,248 $29,740 32.99 %
2019 Private Passenger Auto Collision 0.01% $230,326 $235,583 $141,891 $141,891 60.23 %
2019 Total Commercial Automobile 0.12% $2,151,543 $1,947,863 $661,084 $943,845 48.46 %
2019 Commercial Auto Liability Bodily Injury 0.15% $1,365,978 $1,239,501 $208,071 $467,819 37.74 %
2019 Commercial Auto Medical Payments 0.19% $44,080 $39,993 $0 $0 0.00 %
2019 Commercial Auto Uninsured Motorists 0.22% $119,215 $108,156 $0 $23,492 21.72 %
2019 Commercial Auto Comprehensive 0.12% $279,728 $251,829 $181,064 $181,064 71.90 %
2019 Commercial Auto Collision 0.12% $342,542 $308,384 $271,949 $271,470 88.03 %
2019 Fidelity 0.06% $42,135 $38,510 $0 $2,591 6.73 %
2019 Burglary & Theft 0.02% $4,755 $3,985 $0 $-106 -2.66 %
2019 Boiler & Machinery 0.24% $144,268 $128,367 $1,627 $18,147 14.14 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2021 Homeowners 0.10% 1 109
2021 Private Passenger Auto 0.01% 0 0
2020 Private Passenger Auto 0.01% 0 0
2020 Homeowners 0.13% 0 0
2019 Private Passenger Auto 0.02% 0 0
2019 Homeowners 0.17% 0 0


Company Changes


Market Conduct

Date: 04/26/2010

StateAutoInsurance.pdf

Date: 01/29/2015

StateAutomobilePC.pdf

Date: 06/29/2015

StateAutoMC.pdf


Financial Exams

This company does not have any financial exams.