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Company Details
STATE AUTO PROPERTY & CASUALTY INSURANCE COMPANY License Status :
Active
NAIC Number :
25127
Phone Number:
5152239438
Company Address:
518 East Broad Street
Columbus, OH 43215
Description:
Property and Casualty
License Number:
B418160
Date Admitted:
1969-10-08
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2022 | Total Property & Casualty | 0.06% | $21,698,173 | $22,816,945 | $7,387,164 | $13,779,550 | 60.39 % |
| 2022 | Total Fire & Allied Lines | 0.74% | $8,735,872 | $8,890,329 | $3,985,115 | $6,150,268 | 69.18 % |
| 2022 | Dwelling Fire & Allied Lines | 0.02% | $100,164 | $101,884 | $78,815 | $84,872 | 83.30 % |
| 2022 | Commercial Fire & Allied Lines | 1.24% | $8,635,708 | $8,788,445 | $3,906,300 | $6,065,396 | 69.02 % |
| 2022 | Total Homeowners | 0.03% | $1,972,724 | $2,062,689 | $643,401 | $716,768 | 34.75 % |
| 2022 | Homeowners Multi-Peril | 0.03% | $1,972,724 | $2,062,689 | $643,401 | $716,768 | 34.75 % |
| 2022 | Commercial Multi-Peril | 0.15% | $3,929,571 | $4,231,120 | $1,093,456 | $1,972,201 | 46.61 % |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.03% | $403,374 | $428,820 | $179,090 | $81,761 | 19.07 % |
| 2022 | Earthquake | 0.20% | $708,554 | $739,979 | $0 | $0 | 0.00 % |
| 2022 | Direct Workers Compensation | 0.01% | $361,099 | $406,855 | $130,395 | $119,828 | 29.45 % |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.11% | $2,652,357 | $2,816,468 | $110,886 | $2,168,547 | 77.00 % |
| 2022 | Other Liability - Warranty | 0.11% | $64,256 | $74,490 | $0 | $25,251 | 33.90 % |
| 2022 | Products Liability | 0.46% | $511,902 | $528,817 | $84,972 | $205,988 | 38.95 % |
| 2022 | Total Private Passenger Automobile | 0.00% | $449,947 | $457,583 | $474,989 | $399,374 | 87.28 % |
| 2022 | Private Passenger Auto Liability Bodily Injury | 0.00% | $106,226 | $109,171 | $270,529 | $195,772 | N/A |
| 2022 | Private Passenger Auto Liability Property Damage | 0.00% | $65,361 | $67,174 | $25,254 | $23,318 | 34.71 % |
| 2022 | Private Passenger Auto Medical Payments | 0.00% | $8,147 | $8,372 | $5,658 | $4,279 | 51.11 % |
| 2022 | Private Passenger Uninsured Motorists | 0.00% | $12,047 | $12,379 | $0 | $0 | 0.00 % |
| 2022 | Private Passenger Underinsured Motorists | 0.01% | $18,980 | $19,505 | $15,368 | $-22,495 | -115.33 % |
| 2022 | Private Passenger Auto Comprehensive | 0.00% | $66,117 | $66,613 | $48,981 | $89,301 | N/A |
| 2022 | Private Passenger Auto Collision | 0.01% | $173,069 | $174,369 | $109,199 | $109,199 | 62.63 % |
| 2022 | Total Commercial Automobile | 0.07% | $1,744,298 | $2,002,328 | $684,860 | $1,931,194 | 96.45 % |
| 2022 | Commercial Auto Liability Bodily Injury | 0.09% | $1,055,252 | $1,224,946 | $183,599 | $451,745 | 36.88 % |
| 2022 | Commercial Auto Medical Payments | 0.15% | $27,918 | $32,403 | $2,962 | $10,200 | 31.48 % |
| 2022 | Commercial Auto Uninsured Motorists | 0.11% | $100,121 | $116,205 | $8,476 | $935,134 | N/A |
| 2022 | Commercial Auto Comprehensive | 0.09% | $239,521 | $268,451 | $208,905 | $208,905 | 77.82 % |
| 2022 | Commercial Auto Collision | 0.07% | $321,486 | $360,323 | $280,918 | $325,210 | 90.26 % |
| 2022 | Fidelity | 0.04% | $32,719 | $36,039 | $0 | $1,729 | 4.80 % |
| 2022 | Burglary & Theft | 0.02% | $4,036 | $4,352 | $0 | $195 | 4.48 % |
| 2022 | Boiler & Machinery | 0.14% | $127,464 | $137,076 | $0 | $6,446 | 4.70 % |
| 2021 | Total Property & Casualty | 0.07% | $23,821,960 | $25,217,860 | $14,208,187 | $12,498,375 | 49.56 % |
| 2021 | Total Fire & Allied Lines | 0.57% | $9,031,303 | $9,493,619 | $4,199,726 | $3,929,127 | 41.39 % |
| 2021 | Dwelling Fire & Allied Lines | 0.03% | $103,551 | $108,798 | $83,060 | $82,303 | 75.65 % |
| 2021 | Commercial Fire & Allied Lines | 1.46% | $8,927,752 | $9,384,821 | $4,116,666 | $3,846,824 | 40.99 % |
| 2021 | Total Homeowners | 0.03% | $2,218,827 | $2,404,173 | $673,430 | $755,902 | 31.44 % |
| 2021 | Homeowners Multi-Peril | 0.03% | $2,218,827 | $2,404,173 | $673,430 | $755,902 | 31.44 % |
| 2021 | Commercial Multi-Peril | 0.18% | $4,504,127 | $4,778,614 | $2,999,475 | $3,094,578 | 64.76 % |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.03% | $442,112 | $460,528 | $124,892 | $100,374 | 21.80 % |
| 2021 | Earthquake | 0.23% | $762,174 | $861,849 | $0 | $34,104 | 3.96 % |
| 2021 | Direct Workers Compensation | 0.01% | $358,430 | $319,563 | $98,094 | $-128,621 | -40.25 % |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.13% | $2,975,777 | $3,164,137 | $2,318,636 | $1,908,394 | 60.31 % |
| 2021 | Products Liability | 0.40% | $431,532 | $461,966 | $52,159 | $197,766 | 42.81 % |
| 2021 | Total Private Passenger Automobile | 0.01% | $488,895 | $508,658 | $460,982 | $516,434 | N/A |
| 2021 | Private Passenger Auto Liability Bodily Injury | 0.00% | $118,955 | $123,979 | $262,650 | $274,345 | N/A |
| 2021 | Private Passenger Auto Liability Property Damage | 0.00% | $73,194 | $76,285 | $24,519 | $24,822 | 32.54 % |
| 2021 | Private Passenger Auto Medical Payments | 0.00% | $9,123 | $9,507 | $5,493 | $5,709 | 60.05 % |
| 2021 | Private Passenger Uninsured Motorists | 0.00% | $13,490 | $14,058 | $0 | $0 | 0.00 % |
| 2021 | Private Passenger Underinsured Motorists | 0.02% | $21,254 | $22,151 | $14,921 | $20,844 | 94.10 % |
| 2021 | Private Passenger Auto Comprehensive | 0.00% | $69,902 | $72,610 | $47,500 | $84,815 | N/A |
| 2021 | Private Passenger Auto Collision | 0.01% | $182,977 | $190,068 | $105,899 | $105,899 | 55.72 % |
| 2021 | Total Commercial Automobile | 0.11% | $2,412,836 | $2,558,501 | $3,267,478 | $2,083,690 | 81.44 % |
| 2021 | Commercial Auto Liability Bodily Injury | 0.13% | $1,515,281 | $1,593,662 | $2,766,512 | $2,507,068 | N/A |
| 2021 | Commercial Auto Medical Payments | 0.25% | $40,089 | $42,156 | $44,631 | $37,628 | 89.26 % |
| 2021 | Commercial Auto Uninsured Motorists | 0.20% | $143,767 | $151,183 | $127,717 | $-768,870 | -508.57 % |
| 2021 | Commercial Auto Comprehensive | 0.13% | $304,713 | $329,388 | $140,153 | $140,153 | 42.55 % |
| 2021 | Commercial Auto Collision | 0.11% | $408,986 | $442,112 | $188,465 | $167,711 | 37.93 % |
| 2021 | Fidelity | 0.05% | $37,862 | $40,988 | $0 | $-6,017 | -14.68 % |
| 2021 | Burglary & Theft | 0.02% | $4,789 | $4,632 | $0 | $1,210 | 26.12 % |
| 2021 | Boiler & Machinery | 0.17% | $153,296 | $160,632 | $13,315 | $11,434 | 7.12 % |
| 2020 | Total Property & Casualty | 0.08% | $25,656,670 | $25,024,820 | $17,793,445 | $18,998,770 | 75.92 % |
| 2020 | Total Fire & Allied Lines | 0.70% | $9,708,811 | $8,589,968 | $4,150,660 | $5,291,526 | 61.60 % |
| 2020 | Dwelling Fire & Allied Lines | 0.03% | $111,319 | $98,442 | $82,089 | $88,062 | 89.46 % |
| 2020 | Commercial Fire & Allied Lines | 1.89% | $9,597,492 | $8,491,526 | $4,068,571 | $5,203,464 | 61.28 % |
| 2020 | Total Homeowners | 0.04% | $2,628,958 | $2,922,791 | $1,106,466 | $1,093,381 | 37.41 % |
| 2020 | Homeowners Multi-Peril | 0.04% | $2,628,958 | $2,922,791 | $1,106,466 | $1,093,381 | 37.41 % |
| 2020 | Commercial Multi-Peril | 0.22% | $4,974,402 | $5,388,275 | $3,397,659 | $3,156,331 | 58.58 % |
| 2020 | Inland Marine (Incl Auto Cargo) | 0.03% | $403,389 | $414,086 | $125,793 | $112,311 | 27.12 % |
| 2020 | Earthquake | 0.29% | $929,800 | $903,952 | $0 | $0 | 0.00 % |
| 2020 | Direct Workers Compensation | 0.01% | $251,290 | $235,819 | $56,413 | $-87,017 | -36.90 % |
| 2020 | Other Liability - Bodily Injury & Property Damage | 0.15% | $2,994,288 | $2,802,132 | $6,732,651 | $6,340,765 | N/A |
| 2020 | Products Liability | 0.46% | $431,211 | $356,105 | $15,199 | $19,580 | 5.50 % |
| 2020 | Total Private Passenger Automobile | 0.01% | $574,348 | $602,076 | $637,133 | $566,870 | 94.15 % |
| 2020 | Private Passenger Auto Liability Bodily Injury | 0.01% | $141,861 | $151,035 | $440,080 | $426,904 | N/A |
| 2020 | Private Passenger Auto Liability Property Damage | 0.01% | $87,288 | $92,932 | $41,082 | $22,385 | 24.09 % |
| 2020 | Private Passenger Auto Medical Payments | 0.01% | $10,880 | $11,582 | $9,204 | $4,063 | 35.08 % |
| 2020 | Private Passenger Uninsured Motorists | 0.00% | $16,088 | $17,126 | $0 | $-15,971 | -93.26 % |
| 2020 | Private Passenger Underinsured Motorists | 0.02% | $25,347 | $26,985 | $25,000 | $7,348 | 27.23 % |
| 2020 | Private Passenger Auto Comprehensive | 0.00% | $80,960 | $83,595 | $37,705 | $38,079 | 45.55 % |
| 2020 | Private Passenger Auto Collision | 0.01% | $211,924 | $218,821 | $84,062 | $84,062 | 38.42 % |
| 2020 | Total Commercial Automobile | 0.13% | $2,458,962 | $2,504,374 | $1,559,904 | $2,494,451 | 99.60 % |
| 2020 | Commercial Auto Liability Bodily Injury | 0.15% | $1,515,932 | $1,561,994 | $929,798 | $281,481 | 18.02 % |
| 2020 | Commercial Auto Medical Payments | 0.18% | $40,106 | $41,319 | $15,000 | $28,128 | 68.08 % |
| 2020 | Commercial Auto Uninsured Motorists | 0.24% | $143,829 | $148,179 | $42,924 | $1,621,152 | N/A |
| 2020 | Commercial Auto Comprehensive | 0.15% | $324,095 | $321,439 | $244,031 | $244,029 | 75.92 % |
| 2020 | Commercial Auto Collision | 0.12% | $435,000 | $431,443 | $328,151 | $319,661 | 74.09 % |
| 2020 | Fidelity | 0.07% | $44,190 | $44,887 | $0 | $1,053 | 2.35 % |
| 2020 | Burglary & Theft | 0.02% | $3,544 | $3,993 | $0 | $-47 | -1.18 % |
| 2020 | Boiler & Machinery | 0.21% | $160,748 | $156,826 | $11,567 | $9,566 | 6.10 % |
| 2020 | Title | 0.02% | $92,729 | $99,536 | $0 | $0 | 0.00 % |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2022 | Private Passenger Auto | 0.01% | 0 | 0 |
| 2022 | Homeowners | 0.08% | 1 | 126 |
| 2021 | Private Passenger Auto | 0.01% | 0 | 0 |
| 2021 | Homeowners | 0.10% | 1 | 109 |
| 2020 | Private Passenger Auto | 0.01% | 0 | 0 |
| 2020 | Homeowners | 0.13% | 0 | 0 |
Company Changes
Market Conduct
Date: 04/26/2010
Date: 01/29/2015
Date: 06/29/2015
Financial Exams
This company does not have any financial exams.