Company Details

  STATE AUTO PROPERTY & CASUALTY INSURANCE COMPANY License Status :
Active

NAIC Number :

25127


Phone Number:

5152239438


Company Address:

518 East Broad Street 
Columbus, OH  43215

Description:

Property and Casualty


License Number:

B418160


Date Admitted:

1969-10-08


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2022 Total Property & Casualty 0.06% $21,698,173 $22,816,945 $7,387,164 $13,779,550 60.39 %
2022 Total Fire & Allied Lines 0.74% $8,735,872 $8,890,329 $3,985,115 $6,150,268 69.18 %
2022 Dwelling Fire & Allied Lines 0.02% $100,164 $101,884 $78,815 $84,872 83.30 %
2022 Commercial Fire & Allied Lines 1.24% $8,635,708 $8,788,445 $3,906,300 $6,065,396 69.02 %
2022 Total Homeowners 0.03% $1,972,724 $2,062,689 $643,401 $716,768 34.75 %
2022 Homeowners Multi-Peril 0.03% $1,972,724 $2,062,689 $643,401 $716,768 34.75 %
2022 Commercial Multi-Peril 0.15% $3,929,571 $4,231,120 $1,093,456 $1,972,201 46.61 %
2022 Inland Marine (Incl Auto Cargo) 0.03% $403,374 $428,820 $179,090 $81,761 19.07 %
2022 Earthquake 0.20% $708,554 $739,979 $0 $0 0.00 %
2022 Direct Workers Compensation 0.01% $361,099 $406,855 $130,395 $119,828 29.45 %
2022 Other Liability - Bodily Injury & Property Damage 0.11% $2,652,357 $2,816,468 $110,886 $2,168,547 77.00 %
2022 Other Liability - Warranty 0.11% $64,256 $74,490 $0 $25,251 33.90 %
2022 Products Liability 0.46% $511,902 $528,817 $84,972 $205,988 38.95 %
2022 Total Private Passenger Automobile 0.00% $449,947 $457,583 $474,989 $399,374 87.28 %
2022 Private Passenger Auto Liability Bodily Injury 0.00% $106,226 $109,171 $270,529 $195,772 N/A
2022 Private Passenger Auto Liability Property Damage 0.00% $65,361 $67,174 $25,254 $23,318 34.71 %
2022 Private Passenger Auto Medical Payments 0.00% $8,147 $8,372 $5,658 $4,279 51.11 %
2022 Private Passenger Uninsured Motorists 0.00% $12,047 $12,379 $0 $0 0.00 %
2022 Private Passenger Underinsured Motorists 0.01% $18,980 $19,505 $15,368 $-22,495 -115.33 %
2022 Private Passenger Auto Comprehensive 0.00% $66,117 $66,613 $48,981 $89,301 N/A
2022 Private Passenger Auto Collision 0.01% $173,069 $174,369 $109,199 $109,199 62.63 %
2022 Total Commercial Automobile 0.07% $1,744,298 $2,002,328 $684,860 $1,931,194 96.45 %
2022 Commercial Auto Liability Bodily Injury 0.09% $1,055,252 $1,224,946 $183,599 $451,745 36.88 %
2022 Commercial Auto Medical Payments 0.15% $27,918 $32,403 $2,962 $10,200 31.48 %
2022 Commercial Auto Uninsured Motorists 0.11% $100,121 $116,205 $8,476 $935,134 N/A
2022 Commercial Auto Comprehensive 0.09% $239,521 $268,451 $208,905 $208,905 77.82 %
2022 Commercial Auto Collision 0.07% $321,486 $360,323 $280,918 $325,210 90.26 %
2022 Fidelity 0.04% $32,719 $36,039 $0 $1,729 4.80 %
2022 Burglary & Theft 0.02% $4,036 $4,352 $0 $195 4.48 %
2022 Boiler & Machinery 0.14% $127,464 $137,076 $0 $6,446 4.70 %
2021 Total Property & Casualty 0.07% $23,821,960 $25,217,860 $14,208,187 $12,498,375 49.56 %
2021 Total Fire & Allied Lines 0.57% $9,031,303 $9,493,619 $4,199,726 $3,929,127 41.39 %
2021 Dwelling Fire & Allied Lines 0.03% $103,551 $108,798 $83,060 $82,303 75.65 %
2021 Commercial Fire & Allied Lines 1.46% $8,927,752 $9,384,821 $4,116,666 $3,846,824 40.99 %
2021 Total Homeowners 0.03% $2,218,827 $2,404,173 $673,430 $755,902 31.44 %
2021 Homeowners Multi-Peril 0.03% $2,218,827 $2,404,173 $673,430 $755,902 31.44 %
2021 Commercial Multi-Peril 0.18% $4,504,127 $4,778,614 $2,999,475 $3,094,578 64.76 %
2021 Inland Marine (Incl Auto Cargo) 0.03% $442,112 $460,528 $124,892 $100,374 21.80 %
2021 Earthquake 0.23% $762,174 $861,849 $0 $34,104 3.96 %
2021 Direct Workers Compensation 0.01% $358,430 $319,563 $98,094 $-128,621 -40.25 %
2021 Other Liability - Bodily Injury & Property Damage 0.13% $2,975,777 $3,164,137 $2,318,636 $1,908,394 60.31 %
2021 Products Liability 0.40% $431,532 $461,966 $52,159 $197,766 42.81 %
2021 Total Private Passenger Automobile 0.01% $488,895 $508,658 $460,982 $516,434 N/A
2021 Private Passenger Auto Liability Bodily Injury 0.00% $118,955 $123,979 $262,650 $274,345 N/A
2021 Private Passenger Auto Liability Property Damage 0.00% $73,194 $76,285 $24,519 $24,822 32.54 %
2021 Private Passenger Auto Medical Payments 0.00% $9,123 $9,507 $5,493 $5,709 60.05 %
2021 Private Passenger Uninsured Motorists 0.00% $13,490 $14,058 $0 $0 0.00 %
2021 Private Passenger Underinsured Motorists 0.02% $21,254 $22,151 $14,921 $20,844 94.10 %
2021 Private Passenger Auto Comprehensive 0.00% $69,902 $72,610 $47,500 $84,815 N/A
2021 Private Passenger Auto Collision 0.01% $182,977 $190,068 $105,899 $105,899 55.72 %
2021 Total Commercial Automobile 0.11% $2,412,836 $2,558,501 $3,267,478 $2,083,690 81.44 %
2021 Commercial Auto Liability Bodily Injury 0.13% $1,515,281 $1,593,662 $2,766,512 $2,507,068 N/A
2021 Commercial Auto Medical Payments 0.25% $40,089 $42,156 $44,631 $37,628 89.26 %
2021 Commercial Auto Uninsured Motorists 0.20% $143,767 $151,183 $127,717 $-768,870 -508.57 %
2021 Commercial Auto Comprehensive 0.13% $304,713 $329,388 $140,153 $140,153 42.55 %
2021 Commercial Auto Collision 0.11% $408,986 $442,112 $188,465 $167,711 37.93 %
2021 Fidelity 0.05% $37,862 $40,988 $0 $-6,017 -14.68 %
2021 Burglary & Theft 0.02% $4,789 $4,632 $0 $1,210 26.12 %
2021 Boiler & Machinery 0.17% $153,296 $160,632 $13,315 $11,434 7.12 %
2020 Total Property & Casualty 0.08% $25,656,670 $25,024,820 $17,793,445 $18,998,770 75.92 %
2020 Total Fire & Allied Lines 0.70% $9,708,811 $8,589,968 $4,150,660 $5,291,526 61.60 %
2020 Dwelling Fire & Allied Lines 0.03% $111,319 $98,442 $82,089 $88,062 89.46 %
2020 Commercial Fire & Allied Lines 1.89% $9,597,492 $8,491,526 $4,068,571 $5,203,464 61.28 %
2020 Total Homeowners 0.04% $2,628,958 $2,922,791 $1,106,466 $1,093,381 37.41 %
2020 Homeowners Multi-Peril 0.04% $2,628,958 $2,922,791 $1,106,466 $1,093,381 37.41 %
2020 Commercial Multi-Peril 0.22% $4,974,402 $5,388,275 $3,397,659 $3,156,331 58.58 %
2020 Inland Marine (Incl Auto Cargo) 0.03% $403,389 $414,086 $125,793 $112,311 27.12 %
2020 Earthquake 0.29% $929,800 $903,952 $0 $0 0.00 %
2020 Direct Workers Compensation 0.01% $251,290 $235,819 $56,413 $-87,017 -36.90 %
2020 Other Liability - Bodily Injury & Property Damage 0.15% $2,994,288 $2,802,132 $6,732,651 $6,340,765 N/A
2020 Products Liability 0.46% $431,211 $356,105 $15,199 $19,580 5.50 %
2020 Total Private Passenger Automobile 0.01% $574,348 $602,076 $637,133 $566,870 94.15 %
2020 Private Passenger Auto Liability Bodily Injury 0.01% $141,861 $151,035 $440,080 $426,904 N/A
2020 Private Passenger Auto Liability Property Damage 0.01% $87,288 $92,932 $41,082 $22,385 24.09 %
2020 Private Passenger Auto Medical Payments 0.01% $10,880 $11,582 $9,204 $4,063 35.08 %
2020 Private Passenger Uninsured Motorists 0.00% $16,088 $17,126 $0 $-15,971 -93.26 %
2020 Private Passenger Underinsured Motorists 0.02% $25,347 $26,985 $25,000 $7,348 27.23 %
2020 Private Passenger Auto Comprehensive 0.00% $80,960 $83,595 $37,705 $38,079 45.55 %
2020 Private Passenger Auto Collision 0.01% $211,924 $218,821 $84,062 $84,062 38.42 %
2020 Total Commercial Automobile 0.13% $2,458,962 $2,504,374 $1,559,904 $2,494,451 99.60 %
2020 Commercial Auto Liability Bodily Injury 0.15% $1,515,932 $1,561,994 $929,798 $281,481 18.02 %
2020 Commercial Auto Medical Payments 0.18% $40,106 $41,319 $15,000 $28,128 68.08 %
2020 Commercial Auto Uninsured Motorists 0.24% $143,829 $148,179 $42,924 $1,621,152 N/A
2020 Commercial Auto Comprehensive 0.15% $324,095 $321,439 $244,031 $244,029 75.92 %
2020 Commercial Auto Collision 0.12% $435,000 $431,443 $328,151 $319,661 74.09 %
2020 Fidelity 0.07% $44,190 $44,887 $0 $1,053 2.35 %
2020 Burglary & Theft 0.02% $3,544 $3,993 $0 $-47 -1.18 %
2020 Boiler & Machinery 0.21% $160,748 $156,826 $11,567 $9,566 6.10 %
2020 Title 0.02% $92,729 $99,536 $0 $0 0.00 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2022 Private Passenger Auto 0.01% 0 0
2022 Homeowners 0.08% 1 126
2021 Private Passenger Auto 0.01% 0 0
2021 Homeowners 0.10% 1 109
2020 Private Passenger Auto 0.01% 0 0
2020 Homeowners 0.13% 0 0


Company Changes


Market Conduct

Date: 04/26/2010

StateAutoInsurance.pdf

Date: 01/29/2015

StateAutomobilePC.pdf

Date: 06/29/2015

StateAutoMC.pdf


Financial Exams

This company does not have any financial exams.