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Company Details
STATE AUTO PROPERTY & CASUALTY INSURANCE COMPANY License Status :
Active
NAIC Number :
25127
Phone Number:
5152239438
Company Address:
518 East Broad Street
Columbus, OH 43215
Description:
Property and Casualty
License Number:
B418160
Date Admitted:
1969-10-08
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2023 | Total Property & Casualty | 0.14% | $21,581,862 | $21,469,920 | $13,977,085 | $13,554,452 | 63.13 % |
| 2023 | Total Fire & Allied Lines | 1.20% | $9,293,614 | $8,902,201 | $7,403,794 | $4,763,645 | 53.51 % |
| 2023 | Dwelling Fire & Allied Lines | 0.05% | $106,558 | $102,020 | $146,428 | $139,043 | N/A |
| 2023 | Commercial Fire & Allied Lines | 2.86% | $9,187,056 | $8,800,181 | $7,257,366 | $4,624,602 | 52.55 % |
| 2023 | Total Homeowners | 0.06% | $1,831,233 | $1,920,580 | $1,144,479 | $1,080,149 | 56.24 % |
| 2023 | Homeowners Multi-Peril | 0.06% | $1,831,233 | $1,920,580 | $1,144,479 | $1,080,149 | 56.24 % |
| 2023 | Commercial Multi-Peril | 0.35% | $3,859,692 | $3,930,165 | $1,918,689 | $1,812,640 | 46.12 % |
| 2023 | Inland Marine (Incl Auto Cargo) | 0.05% | $289,563 | $322,078 | $37,436 | $42,530 | 13.20 % |
| 2023 | Earthquake | 0.47% | $670,714 | $679,239 | $0 | $0 | 0.00 % |
| 2023 | Direct Workers Compensation | 0.09% | $949,206 | $708,865 | $287,510 | $567,410 | 80.04 % |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0.24% | $2,309,952 | $2,445,149 | $342,851 | $3,243,981 | N/A |
| 2023 | Products Liability | 0.77% | $380,570 | $419,317 | $453,549 | $106,213 | 25.33 % |
| 2023 | Total Private Passenger Automobile | 0.01% | $412,784 | $423,585 | $293,949 | $240,437 | 56.76 % |
| 2023 | Private Passenger Auto Liability Bodily Injury | 0.01% | $94,741 | $98,265 | $187,554 | $153,867 | N/A |
| 2023 | Private Passenger Auto Liability Property Damage | 0.01% | $58,295 | $60,463 | $17,508 | $16,636 | 27.51 % |
| 2023 | Private Passenger Auto Medical Payments | 0.01% | $7,266 | $7,535 | $3,923 | $3,301 | 43.81 % |
| 2023 | Private Passenger Uninsured Motorists | 0.00% | $10,744 | $11,142 | $0 | $0 | 0.00 % |
| 2023 | Private Passenger Underinsured Motorists | 0.01% | $16,928 | $17,557 | $10,655 | $-6,407 | -36.49 % |
| 2023 | Private Passenger Auto Comprehensive | 0.01% | $62,143 | $63,197 | $23,010 | $21,741 | 34.40 % |
| 2023 | Private Passenger Auto Collision | 0.01% | $162,667 | $165,426 | $51,299 | $51,299 | 31.01 % |
| 2023 | Total Commercial Automobile | 0.14% | $1,451,383 | $1,572,046 | $2,056,128 | $1,652,805 | N/A |
| 2023 | Commercial Auto Liability Bodily Injury | 0.17% | $889,550 | $970,465 | $1,313,819 | $1,253,962 | N/A |
| 2023 | Commercial Auto Medical Payments | 0.31% | $23,534 | $25,671 | $21,195 | $19,580 | 76.27 % |
| 2023 | Commercial Auto Uninsured Motorists | 0.20% | $84,399 | $92,064 | $60,653 | $-146,199 | -158.80 % |
| 2023 | Commercial Auto Comprehensive | 0.16% | $193,792 | $206,575 | $281,681 | $281,681 | N/A |
| 2023 | Commercial Auto Collision | 0.13% | $260,108 | $277,271 | $378,780 | $243,781 | 87.92 % |
| 2023 | Fidelity | 0.10% | $26,659 | $28,474 | $38,700 | $39,877 | N/A |
| 2023 | Burglary & Theft | 0.03% | $2,505 | $2,925 | $0 | $118 | 4.03 % |
| 2023 | Boiler & Machinery | 0.23% | $103,987 | $115,296 | $0 | $4,647 | 4.03 % |
| 2022 | Total Property & Casualty | 0.15% | $21,698,173 | $22,816,945 | $7,387,164 | $13,779,550 | 60.39 % |
| 2022 | Total Fire & Allied Lines | 1.82% | $8,735,872 | $8,890,329 | $3,985,115 | $6,150,268 | 69.18 % |
| 2022 | Dwelling Fire & Allied Lines | 0.06% | $100,164 | $101,884 | $78,815 | $84,872 | 83.30 % |
| 2022 | Commercial Fire & Allied Lines | 2.73% | $8,635,708 | $8,788,445 | $3,906,300 | $6,065,396 | 69.02 % |
| 2022 | Total Homeowners | 0.07% | $1,972,724 | $2,062,689 | $643,401 | $716,768 | 34.75 % |
| 2022 | Homeowners Multi-Peril | 0.08% | $1,972,724 | $2,062,689 | $643,401 | $716,768 | 34.75 % |
| 2022 | Commercial Multi-Peril | 0.39% | $3,929,571 | $4,231,120 | $1,093,456 | $1,972,201 | 46.61 % |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.08% | $403,374 | $428,820 | $179,090 | $81,761 | 19.07 % |
| 2022 | Earthquake | 0.52% | $708,554 | $739,979 | $0 | $0 | 0.00 % |
| 2022 | Direct Workers Compensation | 0.03% | $361,099 | $406,855 | $130,395 | $119,828 | 29.45 % |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.31% | $2,652,357 | $2,816,468 | $110,886 | $2,168,547 | 77.00 % |
| 2022 | Other Liability - Warranty | 0.21% | $64,256 | $74,490 | $0 | $25,251 | 33.90 % |
| 2022 | Products Liability | 1.16% | $511,902 | $528,817 | $84,972 | $205,988 | 38.95 % |
| 2022 | Total Private Passenger Automobile | 0.01% | $449,947 | $457,583 | $474,989 | $399,374 | 87.28 % |
| 2022 | Private Passenger Auto Liability Bodily Injury | 0.01% | $106,226 | $109,171 | $270,529 | $195,772 | N/A |
| 2022 | Private Passenger Auto Liability Property Damage | 0.01% | $65,361 | $67,174 | $25,254 | $23,318 | 34.71 % |
| 2022 | Private Passenger Auto Medical Payments | 0.01% | $8,147 | $8,372 | $5,658 | $4,279 | 51.11 % |
| 2022 | Private Passenger Uninsured Motorists | 0.00% | $12,047 | $12,379 | $0 | $0 | 0.00 % |
| 2022 | Private Passenger Underinsured Motorists | 0.02% | $18,980 | $19,505 | $15,368 | $-22,495 | -115.33 % |
| 2022 | Private Passenger Auto Comprehensive | 0.01% | $66,117 | $66,613 | $48,981 | $89,301 | N/A |
| 2022 | Private Passenger Auto Collision | 0.01% | $173,069 | $174,369 | $109,199 | $109,199 | 62.63 % |
| 2022 | Total Commercial Automobile | 0.18% | $1,744,298 | $2,002,328 | $684,860 | $1,931,194 | 96.45 % |
| 2022 | Commercial Auto Liability Bodily Injury | 0.22% | $1,055,252 | $1,224,946 | $183,599 | $451,745 | 36.88 % |
| 2022 | Commercial Auto Medical Payments | 0.39% | $27,918 | $32,403 | $2,962 | $10,200 | 31.48 % |
| 2022 | Commercial Auto Uninsured Motorists | 0.27% | $100,121 | $116,205 | $8,476 | $935,134 | N/A |
| 2022 | Commercial Auto Comprehensive | 0.19% | $239,521 | $268,451 | $208,905 | $208,905 | 77.82 % |
| 2022 | Commercial Auto Collision | 0.18% | $321,486 | $360,323 | $280,918 | $325,210 | 90.26 % |
| 2022 | Fidelity | 0.12% | $32,719 | $36,039 | $0 | $1,729 | 4.80 % |
| 2022 | Burglary & Theft | 0.06% | $4,036 | $4,352 | $0 | $195 | 4.48 % |
| 2022 | Boiler & Machinery | 0.33% | $127,464 | $137,076 | $0 | $6,446 | 4.70 % |
| 2021 | Total Property & Casualty | 0.18% | $23,821,960 | $25,217,860 | $14,208,187 | $12,498,375 | 49.56 % |
| 2021 | Total Fire & Allied Lines | 1.37% | $9,031,303 | $9,493,619 | $4,199,726 | $3,929,127 | 41.39 % |
| 2021 | Dwelling Fire & Allied Lines | 0.07% | $103,551 | $108,798 | $83,060 | $82,303 | 75.65 % |
| 2021 | Commercial Fire & Allied Lines | 2.67% | $8,927,752 | $9,384,821 | $4,116,666 | $3,846,824 | 40.99 % |
| 2021 | Total Homeowners | 0.09% | $2,218,827 | $2,404,173 | $673,430 | $755,902 | 31.44 % |
| 2021 | Homeowners Multi-Peril | 0.09% | $2,218,827 | $2,404,173 | $673,430 | $755,902 | 31.44 % |
| 2021 | Commercial Multi-Peril | 0.49% | $4,504,127 | $4,778,614 | $2,999,475 | $3,094,578 | 64.76 % |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.09% | $442,112 | $460,528 | $124,892 | $100,374 | 21.80 % |
| 2021 | Earthquake | 0.58% | $762,174 | $861,849 | $0 | $34,104 | 3.96 % |
| 2021 | Direct Workers Compensation | 0.04% | $358,430 | $319,563 | $98,094 | $-128,621 | -40.25 % |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.37% | $2,975,777 | $3,164,137 | $2,318,636 | $1,908,394 | 60.31 % |
| 2021 | Products Liability | 1.06% | $431,532 | $461,966 | $52,159 | $197,766 | 42.81 % |
| 2021 | Total Private Passenger Automobile | 0.01% | $488,895 | $508,658 | $460,982 | $516,434 | N/A |
| 2021 | Private Passenger Auto Liability Bodily Injury | 0.01% | $118,955 | $123,979 | $262,650 | $274,345 | N/A |
| 2021 | Private Passenger Auto Liability Property Damage | 0.01% | $73,194 | $76,285 | $24,519 | $24,822 | 32.54 % |
| 2021 | Private Passenger Auto Medical Payments | 0.01% | $9,123 | $9,507 | $5,493 | $5,709 | 60.05 % |
| 2021 | Private Passenger Uninsured Motorists | 0.01% | $13,490 | $14,058 | $0 | $0 | 0.00 % |
| 2021 | Private Passenger Underinsured Motorists | 0.03% | $21,254 | $22,151 | $14,921 | $20,844 | 94.10 % |
| 2021 | Private Passenger Auto Comprehensive | 0.01% | $69,902 | $72,610 | $47,500 | $84,815 | N/A |
| 2021 | Private Passenger Auto Collision | 0.02% | $182,977 | $190,068 | $105,899 | $105,899 | 55.72 % |
| 2021 | Total Commercial Automobile | 0.27% | $2,412,836 | $2,558,501 | $3,267,478 | $2,083,690 | 81.44 % |
| 2021 | Commercial Auto Liability Bodily Injury | 0.33% | $1,515,281 | $1,593,662 | $2,766,512 | $2,507,068 | N/A |
| 2021 | Commercial Auto Medical Payments | 0.60% | $40,089 | $42,156 | $44,631 | $37,628 | 89.26 % |
| 2021 | Commercial Auto Uninsured Motorists | 0.49% | $143,767 | $151,183 | $127,717 | $-768,870 | -508.57 % |
| 2021 | Commercial Auto Comprehensive | 0.30% | $304,713 | $329,388 | $140,153 | $140,153 | 42.55 % |
| 2021 | Commercial Auto Collision | 0.24% | $408,986 | $442,112 | $188,465 | $167,711 | 37.93 % |
| 2021 | Fidelity | 0.15% | $37,862 | $40,988 | $0 | $-6,017 | -14.68 % |
| 2021 | Burglary & Theft | 0.07% | $4,789 | $4,632 | $0 | $1,210 | 26.12 % |
| 2021 | Boiler & Machinery | 0.41% | $153,296 | $160,632 | $13,315 | $11,434 | 7.12 % |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2023 | Private Passenger Auto | 0.01% | 0 | 0 |
| 2023 | Homeowners | 0.07% | 2 | 240 |
| 2022 | Private Passenger Auto | 0.01% | 0 | 0 |
| 2022 | Homeowners | 0.08% | 1 | 126 |
| 2021 | Private Passenger Auto | 0.01% | 0 | 0 |
| 2021 | Homeowners | 0.10% | 1 | 109 |
Company Changes
Market Conduct
Date: 04/26/2010
Date: 01/29/2015
Date: 06/29/2015
Financial Exams
This company does not have any financial exams.