Company Details

  OWNERS INSURANCE COMPANY License Status :
Active

NAIC Number :

32700


Phone Number:

5173231200


Company Address:

PO BOX 30660 
LANSING, MI  48909-8160

Description:

Property and Casualty


License Number:

B421665


Date Admitted:

1984-03-26


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Earned Direct Premium Written Direct Losses Paid Direct Losses Incurred Loss Ratio
2018 Total Property & Casualty 0.17% $80,135,489 $72,598,239 $32,260,217 $37,818,459 52.09 %
2018 Total Fire & Allied Lines 0.03% $546,557 $494,045 $5,025 $11,146 2.26 %
2018 Commercial Fire & Allied Lines 0.08% $546,557 $494,045 $5,025 $11,146 2.26 %
2018 Total Homeowners 0.00% $-49 $-49 $54,568 $83,765 -170,948.98 %
2018 Homeowners Multi-Peril 0.00% $-49 $-49 $54,568 $83,765 -170,948.98 %
2018 Commercial Multi-Peril 0.60% $21,052,081 $19,864,355 $6,984,626 $6,258,039 31.50 %
2018 Inland Marine (Incl Auto Cargo) 0.07% $1,669,290 $1,528,707 $610,458 $618,154 40.44 %
2018 Earthquake 0.09% $385,144 $375,263 $0 $0 0.00 %
2018 Direct Workers Compensation 0.09% $4,433,910 $4,734,797 $2,986,074 $319,701 6.75 %
2018 Other Liability - Bodily Injury & Property Damage 0.02% $785,460 $796,196 $134,440 $408,035 51.25 %
2018 Total Private Passenger Automobile 0.23% $31,114,389 $26,788,813 $14,447,335 $17,807,141 66.47 %
2018 Private Passenger Auto Liability Bodily Injury 0.22% $8,091,429 $6,916,069 $2,855,686 $4,628,998 66.93 %
2018 Private Passenger Auto Liability Property Damage 0.18% $5,159,443 $4,385,635 $3,174,430 $3,566,786 81.33 %
2018 Private Passenger Auto Medical Payments 0.23% $724,918 $645,838 $408,536 $522,160 80.85 %
2018 Private Passenger Uninsured Motorists 0.66% $3,263,557 $2,805,034 $651,625 $1,575,903 56.18 %
2018 Private Passenger Auto Comprehensive 0.24% $6,084,242 $5,232,596 $2,919,339 $2,996,497 57.27 %
2018 Private Passenger Auto Collision 0.22% $7,790,800 $6,803,641 $4,437,719 $4,516,797 66.39 %
2018 Total Commercial Automobile 0.61% $17,507,547 $15,655,598 $7,046,105 $10,545,293 67.36 %
2018 Commercial Auto Liability Bodily Injury 0.43% $6,252,078 $5,536,519 $1,533,796 $4,670,894 84.37 %
2018 Commercial Auto Liability Property Damage 0.61% $2,783,237 $2,499,020 $1,411,413 $1,540,168 61.63 %
2018 Commercial Auto Medical Payments 0.51% $173,063 $157,602 $33,372 $53,524 33.96 %
2018 Commercial Auto Uninsured Motorists 1.12% $996,474 $885,266 $250,000 $-78,858 -8.91 %
2018 Commercial Auto Comprehensive 1.39% $4,600,143 $4,084,608 $2,420,157 $2,954,540 72.33 %
2018 Commercial Auto Collision 0.52% $2,702,552 $2,492,583 $1,397,367 $1,405,025 56.37 %
2018 Fidelity 0.04% $48,766 $42,806 $-8,414 $-3,609 -8.43 %
2018 Glass 16.23% $539 $196 $0 $2 1.02 %
2018 Burglary & Theft 0.03% $9,165 $5,268 $0 $8 0.15 %
2018 Umbrella 0.95% $2,582,690 $2,312,244 $0 $1,770,784 76.58 %
2017 Total Property & Casualty 0.27% $62,633,694 $54,630,354 $34,612,669 $33,752,080 61.78 %
2017 Total Fire & Allied Lines 0.05% $523,137 $498,655 $170,781 $160,122 32.11 %
2017 Commercial Fire & Allied Lines 0.20% $523,137 $498,655 $170,781 $160,122 32.11 %
2017 Total Homeowners 0.00% $-522 $-522 $560,602 $508,923 -97,494.83 %
2017 Homeowners Multi-Peril 0.00% $-522 $-522 $560,602 $508,923 -97,494.83 %
2017 Commercial Multi-Peril 1.00% $18,153,841 $16,351,020 $9,729,400 $9,687,805 59.25 %
2017 Inland Marine (Incl Auto Cargo) 0.13% $1,381,565 $1,278,425 $618,282 $681,423 53.30 %
2017 Earthquake 0.16% $338,341 $272,258 $0 $0 0.00 %
2017 Direct Workers Compensation 0.21% $5,238,715 $5,232,400 $2,324,453 $3,127,534 59.77 %
2017 Other Liability - Bodily Injury & Property Damage 0.05% $804,033 $755,379 $90,284 $-184,548 -24.43 %
2017 Total Private Passenger Automobile 0.33% $21,416,394 $17,602,707 $11,580,643 $12,571,126 71.42 %
2017 Private Passenger Auto Liability Bodily Injury 0.33% $5,509,935 $4,599,271 $3,050,433 $4,030,368 87.63 %
2017 Private Passenger Auto Liability Property Damage 0.26% $3,416,194 $2,754,871 $2,098,260 $2,202,485 79.95 %
2017 Private Passenger Auto Medical Payments 0.35% $547,320 $464,428 $256,038 $242,451 52.20 %
2017 Private Passenger Uninsured Motorists 0.97% $2,249,653 $1,821,476 $1,187,800 $1,041,155 57.16 %
2017 Private Passenger Auto Comprehensive 0.35% $4,195,514 $3,453,159 $2,676,188 $2,736,123 79.24 %
2017 Private Passenger Auto Collision 0.32% $5,497,778 $4,509,502 $2,311,924 $2,318,544 51.41 %
2017 Total Commercial Automobile 0.94% $12,769,588 $11,042,064 $9,045,982 $8,106,493 73.41 %
2017 Commercial Auto Liability Bodily Injury 0.67% $4,467,105 $3,911,253 $4,350,317 $2,716,272 69.45 %
2017 Commercial Auto Liability Property Damage 0.94% $2,075,711 $1,809,905 $955,964 $1,181,147 65.26 %
2017 Commercial Auto Medical Payments 0.80% $130,627 $117,447 $11,105 $22,736 19.36 %
2017 Commercial Auto Uninsured Motorists 1.64% $718,690 $624,502 $77,986 $598,987 95.91 %
2017 Commercial Auto Comprehensive 1.97% $3,187,029 $2,685,368 $2,631,132 $2,597,627 96.73 %
2017 Commercial Auto Collision 0.90% $2,190,426 $1,893,589 $1,019,478 $989,724 52.27 %
2017 Fidelity 0.06% $33,698 $25,467 $-7,758 $-4,715 -18.51 %
2017 Burglary & Theft 0.01% $1,773 $1,669 $0 $-1 -0.06 %
2017 Umbrella 1.54% $1,973,131 $1,570,832 $500,000 $-902,082 -57.43 %
2016 Total Property & Casualty 0.22% $48,103,167 $45,888,366 $24,161,746 $25,391,195 55.33 %
2016 Total Fire & Allied Lines 0.05% $462,802 $490,575 $51,618 $19,034 3.88 %
2016 Commercial Fire & Allied Lines 0.18% $462,802 $490,575 $51,618 $19,034 3.88 %
2016 Total Homeowners 0.00% $-582 $-582 $354,245 $180,512 -31,015.81 %
2016 Homeowners Multi-Peril 0.00% $-582 $-582 $354,245 $180,512 -31,015.81 %
2016 Commercial Multi-Peril 0.85% $15,258,930 $15,058,982 $6,195,302 $5,195,662 34.50 %
2016 Inland Marine (Incl Auto Cargo) 0.11% $1,205,665 $1,147,964 $868,092 $779,666 67.92 %
2016 Earthquake 0.12% $244,492 $236,367 $0 $0 0.00 %
2016 Direct Workers Compensation 0.21% $5,264,424 $5,605,193 $3,275,394 $2,845,735 50.77 %
2016 Other Liability - Bodily Injury & Property Damage 0.05% $649,014 $695,467 $262,306 $-294,183 -42.30 %
2016 Total Private Passenger Automobile 0.23% $13,830,098 $12,477,730 $7,903,687 $9,074,161 72.72 %
2016 Private Passenger Auto Liability Bodily Injury 0.25% $3,703,125 $3,407,947 $1,970,996 $1,834,254 53.82 %
2016 Private Passenger Auto Liability Property Damage 0.17% $2,129,795 $1,910,242 $1,516,532 $1,633,878 85.53 %
2016 Private Passenger Auto Medical Payments 0.25% $380,920 $349,467 $297,527 $375,981 N/A
2016 Private Passenger Uninsured Motorists 0.67% $1,413,516 $1,243,566 $300,600 $1,318,511 N/A
2016 Private Passenger Auto Comprehensive 0.24% $2,695,916 $2,438,104 $1,555,052 $1,595,805 65.45 %
2016 Private Passenger Auto Collision 0.22% $3,506,826 $3,128,404 $2,262,980 $2,315,732 74.02 %
2016 Total Commercial Automobile 0.76% $9,947,915 $9,046,041 $4,251,102 $6,136,800 67.84 %
2016 Commercial Auto Liability Bodily Injury 0.53% $3,575,237 $3,321,993 $1,760,882 $3,449,876 N/A
2016 Commercial Auto Liability Property Damage 0.78% $1,643,451 $1,522,161 $770,183 $832,713 54.71 %
2016 Commercial Auto Medical Payments 0.67% $105,554 $98,715 $27,142 $49,107 49.75 %
2016 Commercial Auto Uninsured Motorists 1.35% $543,269 $499,052 $100,000 $96,838 19.40 %
2016 Commercial Auto Comprehensive 1.58% $2,365,710 $2,034,571 $873,775 $876,909 43.10 %
2016 Commercial Auto Collision 0.75% $1,714,694 $1,569,549 $719,120 $831,357 52.97 %
2016 Fidelity 0.04% $21,965 $23,214 $0 $-9,462 -40.76 %
2016 Burglary & Theft 0.01% $1,524 $1,929 $0 $-94 -4.87 %
2016 Umbrella 0.87% $1,216,920 $1,105,486 $1,000,000 $1,463,364 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2018 Private Passenger Auto 0.55% 7 64
2018 Homeowners 0.00% 1 9999
2017 Private Passenger Auto 0.42% 7 77
2017 Homeowners 0.00% 3 9999
2016 Private Passenger Auto 0.35% 7 90
2016 Homeowners 0.14% 5 327


Company Changes

Effective Date: 08/06/2007

Comments:

Effective Date: 01/06/2015

Comments:


Market Conduct

Date: 08/06/2007

Auto%20Owners_stipulation.pdf

Date: 08/06/2007

Auto%20Owners_order.pdf

Date: 01/06/2015

OwnersInsuranceCoMC.pdf


Financial Exams

This company does not have any financial exams.