Company Details

  OWNERS INSURANCE COMPANY License Status :
Active

NAIC Number :

32700


Phone Number:

517-323-1200


Company Address:

P.O. BOX 30660 
LANSING, MI  48909-8160

Description:

Property and Casualty


License Number:

B421665


Date Admitted:

1984-03-26


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2020 Total Property & Casualty 0.25% $73,195,031 $83,864,273 $43,373,875 $46,669,370 55.65 %
2020 Total Fire & Allied Lines 0.05% $671,762 $652,637 $502,605 $710,271 N/A
2020 Commercial Fire & Allied Lines 0.14% $671,762 $652,637 $502,605 $710,271 N/A
2020 Total Homeowners 0.00% $0 $0 $44,850 $44,944 N/A
2020 Homeowners Multi-Peril 0.00% $0 $0 $44,850 $44,944 N/A
2020 Commercial Multi-Peril 1.18% $25,750,369 $23,685,640 $9,863,213 $11,736,639 49.55 %
2020 Inland Marine (Incl Auto Cargo) 0.17% $1,990,855 $1,934,731 $897,244 $1,738,270 89.85 %
2020 Earthquake 0.12% $344,544 $334,443 $0 $0 0.00 %
2020 Direct Workers Compensation 0.13% $3,842,760 $3,864,199 $2,162,857 $2,860,111 74.02 %
2020 Other Liability - Bodily Injury & Property Damage 0.05% $895,472 $840,061 $147,067 $147,966 17.61 %
2020 Total Private Passenger Automobile 0.20% $16,102,358 $29,900,003 $20,130,145 $16,388,583 54.81 %
2020 Private Passenger Auto Liability Bodily Injury 0.18% $4,028,433 $7,602,598 $4,660,186 $3,168,692 41.68 %
2020 Private Passenger Auto Liability Property Damage 0.18% $2,641,148 $4,984,335 $3,392,627 $2,938,903 58.96 %
2020 Private Passenger Auto Medical Payments 0.20% $350,851 $667,894 $523,496 $343,535 51.44 %
2020 Private Passenger Uninsured Motorists 0.36% $1,646,042 $3,112,172 $2,100,824 $1,281,728 41.18 %
2020 Private Passenger Auto Comprehensive 0.22% $3,364,860 $6,093,431 $4,628,131 $4,347,930 71.35 %
2020 Private Passenger Auto Collision 0.19% $4,071,024 $7,439,573 $4,824,881 $4,307,795 57.90 %
2020 Total Commercial Automobile 1.09% $20,612,966 $19,731,026 $9,630,047 $12,881,134 65.28 %
2020 Commercial Auto Liability Bodily Injury 0.81% $7,877,383 $7,208,003 $1,477,411 $3,366,450 46.70 %
2020 Commercial Auto Liability Property Damage 1.18% $3,272,145 $3,116,088 $1,709,609 $1,834,412 58.87 %
2020 Commercial Auto Medical Payments 0.93% $198,688 $185,105 $53,186 $39,398 21.28 %
2020 Commercial Auto Uninsured Motorists 2.12% $1,268,188 $1,163,597 $407,850 $1,344,852 N/A
2020 Commercial Auto Comprehensive 2.21% $4,675,677 $4,869,739 $3,660,424 $3,793,331 77.90 %
2020 Commercial Auto Collision 0.96% $3,320,885 $3,188,494 $2,321,567 $2,502,691 78.49 %
2020 Fidelity 0.08% $53,882 $50,351 $-4,153 $-3,755 -7.46 %
2020 Glass 34.62% $1,420 $1,020 $0 $7 0.69 %
2020 Burglary & Theft 0.03% $6,115 $8,764 $0 $-2 -0.02 %
2020 Umbrella 1.31% $2,922,528 $2,861,398 $0 $165,202 5.77 %
2019 Total Property & Casualty 0.30% $87,778,907 $84,093,081 $41,288,658 $40,094,435 47.68 %
2019 Total Fire & Allied Lines 0.05% $637,089 $577,295 $110,132 $300,006 51.97 %
2019 Commercial Fire & Allied Lines 0.16% $637,089 $577,295 $110,132 $300,006 51.97 %
2019 Total Homeowners 0.00% $0 $0 $48,765 $-30,198 N/A
2019 Homeowners Multi-Peril 0.00% $0 $0 $48,765 $-30,198 N/A
2019 Commercial Multi-Peril 1.07% $21,894,997 $21,280,559 $8,296,310 $10,004,535 47.01 %
2019 Inland Marine (Incl Auto Cargo) 0.15% $1,840,370 $1,752,110 $722,590 $736,734 42.05 %
2019 Earthquake 0.12% $339,091 $371,113 $0 $0 0.00 %
2019 Direct Workers Compensation 0.13% $3,781,795 $4,029,891 $3,082,460 $230,721 5.73 %
2019 Other Liability - Bodily Injury & Property Damage 0.04% $735,462 $758,096 $168,073 $-1,542 -0.20 %
2019 Total Private Passenger Automobile 0.43% $37,175,103 $34,584,749 $19,173,549 $21,143,259 61.13 %
2019 Private Passenger Auto Liability Bodily Injury 0.39% $9,487,178 $8,874,904 $3,251,374 $4,403,883 49.62 %
2019 Private Passenger Auto Liability Property Damage 0.41% $6,230,078 $5,768,277 $4,291,228 $4,543,393 78.77 %
2019 Private Passenger Auto Medical Payments 0.46% $843,320 $789,714 $439,010 $573,534 72.63 %
2019 Private Passenger Uninsured Motorists 0.82% $3,879,295 $3,611,820 $999,812 $983,524 27.23 %
2019 Private Passenger Auto Comprehensive 0.47% $7,540,553 $6,959,723 $4,235,594 $4,421,692 63.53 %
2019 Private Passenger Auto Collision 0.42% $9,194,679 $8,580,311 $5,956,531 $6,217,233 72.46 %
2019 Total Commercial Automobile 1.06% $18,615,673 $18,055,555 $9,086,779 $8,386,021 46.45 %
2019 Commercial Auto Liability Bodily Injury 0.72% $6,490,726 $6,320,762 $3,678,587 $2,892,501 45.76 %
2019 Commercial Auto Liability Property Damage 1.13% $2,895,812 $2,813,029 $1,559,390 $1,510,471 53.70 %
2019 Commercial Auto Medical Payments 0.73% $169,560 $168,228 $32,014 $36,350 21.61 %
2019 Commercial Auto Uninsured Motorists 1.90% $1,048,410 $1,016,895 $77,000 $242,540 23.85 %
2019 Commercial Auto Comprehensive 2.24% $5,023,909 $4,873,414 $1,514,515 $1,362,963 27.97 %
2019 Commercial Auto Collision 1.02% $2,987,256 $2,863,227 $2,225,273 $2,341,196 81.77 %
2019 Fidelity 0.07% $43,763 $46,539 $0 $-3,302 -7.10 %
2019 Glass 28.54% $713 $608 $0 $1 0.16 %
2019 Burglary & Theft 0.04% $8,836 $8,974 $0 $8 0.09 %
2019 Umbrella 1.71% $2,706,015 $2,627,592 $600,000 $-671,808 -25.57 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2021 Private Passenger Auto 0.39% 11 177
2020 Private Passenger Auto 0.63% 13 121
2019 Private Passenger Auto 0.70% 12 93


Company Changes


Market Conduct

Date: 08/06/2007

Auto%20Owners_stipulation.pdf

Date: 08/06/2007

Auto%20Owners_order.pdf

Date: 01/06/2015

OwnersInsuranceCoMC.pdf


Financial Exams

This company does not have any financial exams.