Company search

Company Details

  OWNERS INSURANCE COMPANY License Status :
Active

NAIC Number :

32700


Phone Number:

5173231200


Company Address:

P.O. BOX 30660 
LANSING, MI  48909-8160

Description:

Property and Casualty


License Number:

B421665


Date Admitted:

1984-03-26


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2021 Total Property & Casualty 0.20% $65,293,621 $64,743,978 $33,081,620 $35,228,735 54.41 %
2021 Total Fire & Allied Lines 0.07% $1,014,828 $759,989 $167,542 $209,172 27.52 %
2021 Commercial Fire & Allied Lines 0.17% $1,014,828 $759,989 $167,542 $209,172 27.52 %
2021 Total Homeowners 0.00% $0 $0 $-175 $591 N/A
2021 Homeowners Multi-Peril 0.00% $0 $0 $-175 $591 N/A
2021 Commercial Multi-Peril 1.27% $30,534,730 $28,679,104 $10,877,190 $13,411,923 46.77 %
2021 Inland Marine (Incl Auto Cargo) 0.16% $2,199,432 $2,084,066 $1,818,848 $1,294,985 62.14 %
2021 Earthquake 0.13% $410,574 $377,880 $0 $0 0.00 %
2021 Direct Workers Compensation 0.13% $3,879,152 $3,898,479 $2,565,542 $2,207,291 56.62 %
2021 Other Liability - Bodily Injury & Property Damage 0.04% $875,367 $827,725 $177,186 $223,526 27.00 %
2021 Total Private Passenger Automobile 0.00% $-46,594 $3,037,936 $6,780,829 $3,743,997 N/A
2021 Private Passenger Auto Liability Bodily Injury 0.00% $-20,503 $750,564 $3,184,384 $1,653,573 N/A
2021 Private Passenger Auto Liability Property Damage 0.00% $-9,804 $492,416 $916,849 $339,859 69.02 %
2021 Private Passenger Auto Medical Payments 0.00% $-1,248 $65,591 $168,616 $11,294 17.22 %
2021 Private Passenger Uninsured Motorists 0.00% $-6,697 $308,505 $1,659,241 $1,002,273 N/A
2021 Private Passenger Auto Comprehensive 0.00% $-3,391 $640,525 $433,314 $289,532 45.20 %
2021 Private Passenger Auto Collision 0.00% $-4,951 $780,335 $418,425 $447,466 57.34 %
2021 Total Commercial Automobile 1.07% $23,048,731 $21,888,731 $9,694,658 $12,431,342 56.79 %
2021 Commercial Auto Liability Bodily Injury 0.81% $9,184,048 $8,713,213 $3,067,836 $4,080,427 46.83 %
2021 Commercial Auto Liability Property Damage 1.09% $3,524,528 $3,459,194 $1,687,349 $1,824,981 52.76 %
2021 Commercial Auto Medical Payments 1.44% $228,511 $216,005 $80,495 $116,769 54.06 %
2021 Commercial Auto Uninsured Motorists 2.24% $1,608,966 $1,461,449 $247,493 $1,056,984 72.32 %
2021 Commercial Auto Comprehensive 2.01% $4,672,241 $4,440,267 $1,930,729 $2,773,187 62.46 %
2021 Commercial Auto Collision 1.01% $3,830,437 $3,598,603 $2,680,756 $2,578,994 71.67 %
2021 Fidelity 0.11% $77,497 $68,035 $0 $-102 -0.15 %
2021 Glass 21.80% $548 $1,035 $0 $-3 -0.29 %
2021 Burglary & Theft 0.05% $10,477 $8,728 $0 $12 0.14 %
2021 Umbrella 1.70% $3,288,879 $3,112,270 $1,000,000 $1,706,001 54.82 %
2020 Total Property & Casualty 0.24% $73,195,031 $83,864,273 $43,373,875 $46,669,370 55.65 %
2020 Total Fire & Allied Lines 0.05% $671,762 $652,637 $502,605 $710,271 N/A
2020 Commercial Fire & Allied Lines 0.14% $671,762 $652,637 $502,605 $710,271 N/A
2020 Total Homeowners 0.00% $0 $0 $44,850 $44,944 N/A
2020 Homeowners Multi-Peril 0.00% $0 $0 $44,850 $44,944 N/A
2020 Commercial Multi-Peril 1.17% $25,750,369 $23,685,640 $9,863,213 $11,736,639 49.55 %
2020 Inland Marine (Incl Auto Cargo) 0.16% $1,990,855 $1,934,731 $897,244 $1,738,270 89.85 %
2020 Earthquake 0.11% $344,544 $334,443 $0 $0 0.00 %
2020 Direct Workers Compensation 0.13% $3,842,760 $3,864,199 $2,162,857 $2,860,111 74.02 %
2020 Other Liability - Bodily Injury & Property Damage 0.05% $895,472 $840,061 $147,067 $147,966 17.61 %
2020 Total Private Passenger Automobile 0.18% $16,102,358 $29,900,003 $20,130,145 $16,388,583 54.81 %
2020 Private Passenger Auto Liability Bodily Injury 0.17% $4,028,433 $7,602,598 $4,660,186 $3,168,692 41.68 %
2020 Private Passenger Auto Liability Property Damage 0.17% $2,641,148 $4,984,335 $3,392,627 $2,938,903 58.96 %
2020 Private Passenger Auto Medical Payments 0.19% $350,851 $667,894 $523,496 $343,535 51.44 %
2020 Private Passenger Uninsured Motorists 0.34% $1,646,042 $3,112,172 $2,100,824 $1,281,728 41.18 %
2020 Private Passenger Auto Comprehensive 0.21% $3,364,860 $6,093,431 $4,628,131 $4,347,930 71.35 %
2020 Private Passenger Auto Collision 0.17% $4,071,024 $7,439,573 $4,824,881 $4,307,795 57.90 %
2020 Total Commercial Automobile 1.08% $20,612,966 $19,731,026 $9,630,047 $12,881,134 65.28 %
2020 Commercial Auto Liability Bodily Injury 0.80% $7,877,383 $7,208,003 $1,477,411 $3,366,450 46.70 %
2020 Commercial Auto Liability Property Damage 1.17% $3,272,145 $3,116,088 $1,709,609 $1,834,412 58.87 %
2020 Commercial Auto Medical Payments 0.91% $198,688 $185,105 $53,186 $39,398 21.28 %
2020 Commercial Auto Uninsured Motorists 2.10% $1,268,188 $1,163,597 $407,850 $1,344,852 N/A
2020 Commercial Auto Comprehensive 2.20% $4,675,677 $4,869,739 $3,660,424 $3,793,331 77.90 %
2020 Commercial Auto Collision 0.96% $3,320,885 $3,188,494 $2,321,567 $2,502,691 78.49 %
2020 Fidelity 0.08% $53,882 $50,351 $-4,153 $-3,755 -7.46 %
2020 Glass 34.62% $1,420 $1,020 $0 $7 0.69 %
2020 Burglary & Theft 0.03% $6,115 $8,764 $0 $-2 -0.02 %
2020 Umbrella 1.30% $2,922,528 $2,861,398 $0 $165,202 5.77 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2021 Private Passenger Auto 0.39% 11 177
2020 Private Passenger Auto 0.63% 13 121


Company Changes


Market Conduct

Date: 08/06/2007

Auto%20Owners_stipulation.pdf

Date: 08/06/2007

Auto%20Owners_order.pdf

Date: 01/06/2015

OwnersInsuranceCoMC.pdf


Financial Exams

This company does not have any financial exams.