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Company Details
OWNERS INSURANCE COMPANY License Status :
Active
NAIC Number :
32700
Phone Number:
5173231200
Company Address:
P.O. BOX 30660
LANSING, MI 48909-8160
Description:
Property and Casualty
License Number:
B421665
Date Admitted:
1984-03-26
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2022 | Total Property & Casualty | 0.16% | $59,011,750 | $63,335,297 | $32,674,924 | $35,805,683 | 56.53 % |
| 2022 | Total Fire & Allied Lines | 0.14% | $1,628,180 | $1,305,000 | $49,269 | $-297,624 | -22.81 % |
| 2022 | Commercial Fire & Allied Lines | 0.23% | $1,628,180 | $1,305,000 | $49,269 | $-297,624 | -22.81 % |
| 2022 | Total Homeowners | 0.00% | $0 | $0 | $-1,460 | $19,540 | N/A |
| 2022 | Homeowners Multi-Peril | 0.00% | $0 | $0 | $-1,460 | $19,540 | N/A |
| 2022 | Commercial Multi-Peril | 1.34% | $35,874,329 | $33,017,331 | $11,286,655 | $18,820,101 | 57.00 % |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.15% | $2,366,201 | $2,314,638 | $2,695,743 | $2,300,375 | 99.38 % |
| 2022 | Earthquake | 0.14% | $473,096 | $432,961 | $0 | $0 | 0.00 % |
| 2022 | Direct Workers Compensation | 0.12% | $3,839,873 | $3,979,796 | $2,328,388 | $609,542 | 15.32 % |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.05% | $1,036,582 | $1,018,291 | $359,016 | $810,677 | 79.61 % |
| 2022 | Total Private Passenger Automobile | 0.00% | $-1,602 | $-1,602 | $3,154,661 | $1,680,072 | N/A |
| 2022 | Private Passenger Auto Liability Bodily Injury | 0.00% | $-307 | $-307 | $2,493,315 | $1,244,199 | N/A |
| 2022 | Private Passenger Auto Liability Property Damage | 0.00% | $-188 | $-188 | $30,948 | $-33,686 | 17,918.09 % |
| 2022 | Private Passenger Auto Medical Payments | 0.00% | $-41 | $-41 | $25,479 | $41,245 | N/A |
| 2022 | Private Passenger Uninsured Motorists | 0.00% | $-215 | $-215 | $631,500 | $338,940 | N/A |
| 2022 | Private Passenger Auto Comprehensive | 0.00% | $-409 | $-409 | $37,399 | $44,429 | N/A |
| 2022 | Private Passenger Auto Collision | 0.00% | $-442 | $-442 | $-63,980 | $44,945 | N/A |
| 2022 | Total Commercial Automobile | 0.43% | $10,126,070 | $17,769,704 | $11,302,652 | $10,294,545 | 57.93 % |
| 2022 | Commercial Auto Liability Bodily Injury | 0.33% | $3,763,813 | $6,932,400 | $4,252,356 | $4,799,149 | 69.23 % |
| 2022 | Commercial Auto Liability Property Damage | 0.31% | $1,255,599 | $2,556,651 | $1,672,738 | $1,853,304 | 72.49 % |
| 2022 | Commercial Auto Medical Payments | 0.48% | $89,668 | $172,996 | $51,999 | $19,696 | 11.39 % |
| 2022 | Commercial Auto Uninsured Motorists | 0.94% | $828,770 | $1,285,561 | $347,979 | $-40,615 | -3.16 % |
| 2022 | Commercial Auto Comprehensive | 1.19% | $3,246,467 | $4,248,369 | $2,350,110 | $1,342,004 | 31.59 % |
| 2022 | Commercial Auto Collision | 0.22% | $941,753 | $2,573,727 | $2,627,470 | $2,321,007 | 90.18 % |
| 2022 | Fidelity | 0.11% | $78,333 | $76,022 | $0 | $-526 | -0.69 % |
| 2022 | Glass | 19.99% | $615 | $572 | $0 | $29 | 5.07 % |
| 2022 | Burglary & Theft | 0.05% | $10,515 | $10,501 | $0 | $20 | 0.19 % |
| 2022 | Umbrella | 1.60% | $3,579,558 | $3,412,083 | $1,500,000 | $1,568,932 | 45.98 % |
| 2021 | Total Property & Casualty | 0.19% | $65,293,621 | $64,743,978 | $33,081,620 | $35,228,735 | 54.41 % |
| 2021 | Total Fire & Allied Lines | 0.07% | $1,014,828 | $759,989 | $167,542 | $209,172 | 27.52 % |
| 2021 | Commercial Fire & Allied Lines | 0.17% | $1,014,828 | $759,989 | $167,542 | $209,172 | 27.52 % |
| 2021 | Total Homeowners | 0.00% | $0 | $0 | $-175 | $591 | N/A |
| 2021 | Homeowners Multi-Peril | 0.00% | $0 | $0 | $-175 | $591 | N/A |
| 2021 | Commercial Multi-Peril | 1.25% | $30,534,730 | $28,679,104 | $10,877,190 | $13,411,923 | 46.77 % |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.15% | $2,199,432 | $2,084,066 | $1,818,848 | $1,294,985 | 62.14 % |
| 2021 | Earthquake | 0.13% | $410,574 | $377,880 | $0 | $0 | 0.00 % |
| 2021 | Direct Workers Compensation | 0.13% | $3,879,152 | $3,898,479 | $2,565,542 | $2,207,291 | 56.62 % |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.04% | $875,367 | $827,725 | $177,186 | $223,526 | 27.00 % |
| 2021 | Total Private Passenger Automobile | 0.00% | $-46,594 | $3,037,936 | $6,780,829 | $3,743,997 | N/A |
| 2021 | Private Passenger Auto Liability Bodily Injury | 0.00% | $-20,503 | $750,564 | $3,184,384 | $1,653,573 | N/A |
| 2021 | Private Passenger Auto Liability Property Damage | 0.00% | $-9,804 | $492,416 | $916,849 | $339,859 | 69.02 % |
| 2021 | Private Passenger Auto Medical Payments | 0.00% | $-1,248 | $65,591 | $168,616 | $11,294 | 17.22 % |
| 2021 | Private Passenger Uninsured Motorists | 0.00% | $-6,697 | $308,505 | $1,659,241 | $1,002,273 | N/A |
| 2021 | Private Passenger Auto Comprehensive | 0.00% | $-3,391 | $640,525 | $433,314 | $289,532 | 45.20 % |
| 2021 | Private Passenger Auto Collision | 0.00% | $-4,951 | $780,335 | $418,425 | $447,466 | 57.34 % |
| 2021 | Total Commercial Automobile | 1.06% | $23,048,731 | $21,888,731 | $9,694,658 | $12,431,342 | 56.79 % |
| 2021 | Commercial Auto Liability Bodily Injury | 0.80% | $9,184,048 | $8,713,213 | $3,067,836 | $4,080,427 | 46.83 % |
| 2021 | Commercial Auto Liability Property Damage | 1.08% | $3,524,528 | $3,459,194 | $1,687,349 | $1,824,981 | 52.76 % |
| 2021 | Commercial Auto Medical Payments | 1.42% | $228,511 | $216,005 | $80,495 | $116,769 | 54.06 % |
| 2021 | Commercial Auto Uninsured Motorists | 2.21% | $1,608,966 | $1,461,449 | $247,493 | $1,056,984 | 72.32 % |
| 2021 | Commercial Auto Comprehensive | 1.98% | $4,672,241 | $4,440,267 | $1,930,729 | $2,773,187 | 62.46 % |
| 2021 | Commercial Auto Collision | 1.00% | $3,830,437 | $3,598,603 | $2,680,756 | $2,578,994 | 71.67 % |
| 2021 | Fidelity | 0.11% | $77,497 | $68,035 | $0 | $-102 | -0.15 % |
| 2021 | Glass | 21.80% | $548 | $1,035 | $0 | $-3 | -0.29 % |
| 2021 | Burglary & Theft | 0.05% | $10,477 | $8,728 | $0 | $12 | 0.14 % |
| 2021 | Umbrella | 1.70% | $3,288,879 | $3,112,270 | $1,000,000 | $1,706,001 | 54.82 % |
| 2020 | Total Property & Casualty | 0.24% | $73,195,031 | $83,864,273 | $43,373,875 | $46,669,370 | 55.65 % |
| 2020 | Total Fire & Allied Lines | 0.05% | $671,762 | $652,637 | $502,605 | $710,271 | N/A |
| 2020 | Commercial Fire & Allied Lines | 0.13% | $671,762 | $652,637 | $502,605 | $710,271 | N/A |
| 2020 | Total Homeowners | 0.00% | $0 | $0 | $44,850 | $44,944 | N/A |
| 2020 | Homeowners Multi-Peril | 0.00% | $0 | $0 | $44,850 | $44,944 | N/A |
| 2020 | Commercial Multi-Peril | 1.15% | $25,750,369 | $23,685,640 | $9,863,213 | $11,736,639 | 49.55 % |
| 2020 | Inland Marine (Incl Auto Cargo) | 0.16% | $1,990,855 | $1,934,731 | $897,244 | $1,738,270 | 89.85 % |
| 2020 | Earthquake | 0.11% | $344,544 | $334,443 | $0 | $0 | 0.00 % |
| 2020 | Direct Workers Compensation | 0.13% | $3,842,760 | $3,864,199 | $2,162,857 | $2,860,111 | 74.02 % |
| 2020 | Other Liability - Bodily Injury & Property Damage | 0.05% | $895,472 | $840,061 | $147,067 | $147,966 | 17.61 % |
| 2020 | Total Private Passenger Automobile | 0.17% | $16,102,358 | $29,900,003 | $20,130,145 | $16,388,583 | 54.81 % |
| 2020 | Private Passenger Auto Liability Bodily Injury | 0.16% | $4,028,433 | $7,602,598 | $4,660,186 | $3,168,692 | 41.68 % |
| 2020 | Private Passenger Auto Liability Property Damage | 0.16% | $2,641,148 | $4,984,335 | $3,392,627 | $2,938,903 | 58.96 % |
| 2020 | Private Passenger Auto Medical Payments | 0.17% | $350,851 | $667,894 | $523,496 | $343,535 | 51.44 % |
| 2020 | Private Passenger Uninsured Motorists | 0.33% | $1,646,042 | $3,112,172 | $2,100,824 | $1,281,728 | 41.18 % |
| 2020 | Private Passenger Auto Comprehensive | 0.19% | $3,364,860 | $6,093,431 | $4,628,131 | $4,347,930 | 71.35 % |
| 2020 | Private Passenger Auto Collision | 0.16% | $4,071,024 | $7,439,573 | $4,824,881 | $4,307,795 | 57.90 % |
| 2020 | Total Commercial Automobile | 1.07% | $20,612,966 | $19,731,026 | $9,630,047 | $12,881,134 | 65.28 % |
| 2020 | Commercial Auto Liability Bodily Injury | 0.80% | $7,877,383 | $7,208,003 | $1,477,411 | $3,366,450 | 46.70 % |
| 2020 | Commercial Auto Liability Property Damage | 1.17% | $3,272,145 | $3,116,088 | $1,709,609 | $1,834,412 | 58.87 % |
| 2020 | Commercial Auto Medical Payments | 0.90% | $198,688 | $185,105 | $53,186 | $39,398 | 21.28 % |
| 2020 | Commercial Auto Uninsured Motorists | 2.08% | $1,268,188 | $1,163,597 | $407,850 | $1,344,852 | N/A |
| 2020 | Commercial Auto Comprehensive | 2.16% | $4,675,677 | $4,869,739 | $3,660,424 | $3,793,331 | 77.90 % |
| 2020 | Commercial Auto Collision | 0.95% | $3,320,885 | $3,188,494 | $2,321,567 | $2,502,691 | 78.49 % |
| 2020 | Fidelity | 0.08% | $53,882 | $50,351 | $-4,153 | $-3,755 | -7.46 % |
| 2020 | Glass | 34.62% | $1,420 | $1,020 | $0 | $7 | 0.69 % |
| 2020 | Burglary & Theft | 0.03% | $6,115 | $8,764 | $0 | $-2 | -0.02 % |
| 2020 | Umbrella | 1.30% | $2,922,528 | $2,861,398 | $0 | $165,202 | 5.77 % |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2022 | Private Passenger Auto | 0.11% | 5 | 278 |
| 2021 | Private Passenger Auto | 0.39% | 11 | 177 |
| 2020 | Private Passenger Auto | 0.63% | 13 | 121 |
Company Changes
Market Conduct
Date: 08/06/2007
Date: 08/06/2007
Date: 01/06/2015
Financial Exams
This company does not have any financial exams.