Company Details

  OWNERS INSURANCE COMPANY License Status :
Active

NAIC Number :

32700


Phone Number:

5173231200


Company Address:

P.O. BOX 30660 
LANSING, MI  48909-8160

Description:

Property and Casualty


License Number:

B421665


Date Admitted:

1984-03-26


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2022 Total Property & Casualty 0.16% $59,011,750 $63,335,297 $32,674,924 $35,805,683 56.53 %
2022 Total Fire & Allied Lines 0.14% $1,628,180 $1,305,000 $49,269 $-297,624 -22.81 %
2022 Commercial Fire & Allied Lines 0.23% $1,628,180 $1,305,000 $49,269 $-297,624 -22.81 %
2022 Total Homeowners 0.00% $0 $0 $-1,460 $19,540 N/A
2022 Homeowners Multi-Peril 0.00% $0 $0 $-1,460 $19,540 N/A
2022 Commercial Multi-Peril 1.33% $35,874,329 $33,017,331 $11,286,655 $18,820,101 57.00 %
2022 Inland Marine (Incl Auto Cargo) 0.15% $2,366,201 $2,314,638 $2,695,743 $2,300,375 99.38 %
2022 Earthquake 0.13% $473,096 $432,961 $0 $0 0.00 %
2022 Direct Workers Compensation 0.12% $3,839,873 $3,979,796 $2,328,388 $609,542 15.32 %
2022 Other Liability - Bodily Injury & Property Damage 0.04% $1,036,582 $1,018,291 $359,016 $810,677 79.61 %
2022 Total Private Passenger Automobile 0.00% $-1,602 $-1,602 $3,154,661 $1,680,072 N/A
2022 Private Passenger Auto Liability Bodily Injury 0.00% $-307 $-307 $2,493,315 $1,244,199 N/A
2022 Private Passenger Auto Liability Property Damage 0.00% $-188 $-188 $30,948 $-33,686 17,918.09 %
2022 Private Passenger Auto Medical Payments 0.00% $-41 $-41 $25,479 $41,245 N/A
2022 Private Passenger Uninsured Motorists 0.00% $-215 $-215 $631,500 $338,940 N/A
2022 Private Passenger Auto Comprehensive 0.00% $-409 $-409 $37,399 $44,429 N/A
2022 Private Passenger Auto Collision 0.00% $-442 $-442 $-63,980 $44,945 N/A
2022 Total Commercial Automobile 0.42% $10,126,070 $17,769,704 $11,302,652 $10,294,545 57.93 %
2022 Commercial Auto Liability Bodily Injury 0.32% $3,763,813 $6,932,400 $4,252,356 $4,799,149 69.23 %
2022 Commercial Auto Liability Property Damage 0.31% $1,255,599 $2,556,651 $1,672,738 $1,853,304 72.49 %
2022 Commercial Auto Medical Payments 0.47% $89,668 $172,996 $51,999 $19,696 11.39 %
2022 Commercial Auto Uninsured Motorists 0.86% $828,770 $1,285,561 $347,979 $-40,615 -3.16 %
2022 Commercial Auto Comprehensive 1.16% $3,246,467 $4,248,369 $2,350,110 $1,342,004 31.59 %
2022 Commercial Auto Collision 0.22% $941,753 $2,573,727 $2,627,470 $2,321,007 90.18 %
2022 Fidelity 0.11% $78,333 $76,022 $0 $-526 -0.69 %
2022 Glass 19.99% $615 $572 $0 $29 5.07 %
2022 Burglary & Theft 0.05% $10,515 $10,501 $0 $20 0.19 %
2022 Umbrella 1.54% $3,579,558 $3,412,083 $1,500,000 $1,568,932 45.98 %
2021 Total Property & Casualty 0.19% $65,293,621 $64,743,978 $33,081,620 $35,228,735 54.41 %
2021 Total Fire & Allied Lines 0.06% $1,014,828 $759,989 $167,542 $209,172 27.52 %
2021 Commercial Fire & Allied Lines 0.16% $1,014,828 $759,989 $167,542 $209,172 27.52 %
2021 Total Homeowners 0.00% $0 $0 $-175 $591 N/A
2021 Homeowners Multi-Peril 0.00% $0 $0 $-175 $591 N/A
2021 Commercial Multi-Peril 1.24% $30,534,730 $28,679,104 $10,877,190 $13,411,923 46.77 %
2021 Inland Marine (Incl Auto Cargo) 0.15% $2,199,432 $2,084,066 $1,818,848 $1,294,985 62.14 %
2021 Earthquake 0.12% $410,574 $377,880 $0 $0 0.00 %
2021 Direct Workers Compensation 0.13% $3,879,152 $3,898,479 $2,565,542 $2,207,291 56.62 %
2021 Other Liability - Bodily Injury & Property Damage 0.04% $875,367 $827,725 $177,186 $223,526 27.00 %
2021 Total Private Passenger Automobile 0.00% $-46,594 $3,037,936 $6,780,829 $3,743,997 N/A
2021 Private Passenger Auto Liability Bodily Injury 0.00% $-20,503 $750,564 $3,184,384 $1,653,573 N/A
2021 Private Passenger Auto Liability Property Damage 0.00% $-9,804 $492,416 $916,849 $339,859 69.02 %
2021 Private Passenger Auto Medical Payments 0.00% $-1,248 $65,591 $168,616 $11,294 17.22 %
2021 Private Passenger Uninsured Motorists 0.00% $-6,697 $308,505 $1,659,241 $1,002,273 N/A
2021 Private Passenger Auto Comprehensive 0.00% $-3,391 $640,525 $433,314 $289,532 45.20 %
2021 Private Passenger Auto Collision 0.00% $-4,951 $780,335 $418,425 $447,466 57.34 %
2021 Total Commercial Automobile 1.04% $23,048,731 $21,888,731 $9,694,658 $12,431,342 56.79 %
2021 Commercial Auto Liability Bodily Injury 0.79% $9,184,048 $8,713,213 $3,067,836 $4,080,427 46.83 %
2021 Commercial Auto Liability Property Damage 1.07% $3,524,528 $3,459,194 $1,687,349 $1,824,981 52.76 %
2021 Commercial Auto Medical Payments 1.38% $228,511 $216,005 $80,495 $116,769 54.06 %
2021 Commercial Auto Uninsured Motorists 2.15% $1,608,966 $1,461,449 $247,493 $1,056,984 72.32 %
2021 Commercial Auto Comprehensive 1.93% $4,672,241 $4,440,267 $1,930,729 $2,773,187 62.46 %
2021 Commercial Auto Collision 0.98% $3,830,437 $3,598,603 $2,680,756 $2,578,994 71.67 %
2021 Fidelity 0.11% $77,497 $68,035 $0 $-102 -0.15 %
2021 Glass 21.80% $548 $1,035 $0 $-3 -0.29 %
2021 Burglary & Theft 0.05% $10,477 $8,728 $0 $12 0.14 %
2021 Umbrella 1.64% $3,288,879 $3,112,270 $1,000,000 $1,706,001 54.82 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2022 Private Passenger Auto 0.12% 5 278
2021 Private Passenger Auto 0.41% 11 177


Company Changes


Market Conduct

Date: 08/06/2007

Auto%20Owners_stipulation.pdf

Date: 08/06/2007

Auto%20Owners_order.pdf

Date: 01/06/2015

OwnersInsuranceCoMC.pdf


Financial Exams

This company does not have any financial exams.