Company Details

  OWNERS INSURANCE COMPANY License Status :
Active

NAIC Number :

32700


Phone Number:

517-323-1200


Company Address:

P.O. BOX 30660 
LANSING, MI  48909-8160

Description:

Property and Casualty


License Number:

B421665


Date Admitted:

1984-03-26


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2019 Total Property & Casualty 0.35% $87,778,907 $84,093,081 $41,288,658 $40,094,435 47.68 %
2019 Total Fire & Allied Lines 0.05% $637,089 $577,295 $110,132 $300,006 51.97 %
2019 Commercial Fire & Allied Lines 0.17% $637,089 $577,295 $110,132 $300,006 51.97 %
2019 Total Homeowners 0.00% $0 $0 $48,765 $-30,198 N/A
2019 Homeowners Multi-Peril 0.00% $0 $0 $48,765 $-30,198 N/A
2019 Commercial Multi-Peril 1.18% $21,894,997 $21,280,559 $8,296,310 $10,004,535 47.01 %
2019 Inland Marine (Incl Auto Cargo) 0.15% $1,840,370 $1,752,110 $722,590 $736,734 42.05 %
2019 Earthquake 0.15% $339,091 $371,113 $0 $0 0.00 %
2019 Direct Workers Compensation 0.15% $3,781,795 $4,029,891 $3,082,460 $230,721 5.73 %
2019 Other Liability - Bodily Injury & Property Damage 0.04% $735,462 $758,096 $168,073 $-1,542 -0.20 %
2019 Total Private Passenger Automobile 0.50% $37,175,103 $34,584,749 $19,173,549 $21,143,259 61.13 %
2019 Private Passenger Auto Liability Bodily Injury 0.45% $9,487,178 $8,874,904 $3,251,374 $4,403,883 49.62 %
2019 Private Passenger Auto Liability Property Damage 0.46% $6,230,078 $5,768,277 $4,291,228 $4,543,393 78.77 %
2019 Private Passenger Auto Medical Payments 0.51% $843,320 $789,714 $439,010 $573,534 72.63 %
2019 Private Passenger Uninsured Motorists 0.95% $3,879,295 $3,611,820 $999,812 $983,524 27.23 %
2019 Private Passenger Auto Comprehensive 0.53% $7,540,553 $6,959,723 $4,235,594 $4,421,692 63.53 %
2019 Private Passenger Auto Collision 0.48% $9,194,679 $8,580,311 $5,956,531 $6,217,233 72.46 %
2019 Total Commercial Automobile 1.11% $18,615,673 $18,055,555 $9,086,779 $8,386,021 46.45 %
2019 Commercial Auto Liability Bodily Injury 0.76% $6,490,726 $6,320,762 $3,678,587 $2,892,501 45.76 %
2019 Commercial Auto Liability Property Damage 1.18% $2,895,812 $2,813,029 $1,559,390 $1,510,471 53.70 %
2019 Commercial Auto Medical Payments 0.77% $169,560 $168,228 $32,014 $36,350 21.61 %
2019 Commercial Auto Uninsured Motorists 2.00% $1,048,410 $1,016,895 $77,000 $242,540 23.85 %
2019 Commercial Auto Comprehensive 2.35% $5,023,909 $4,873,414 $1,514,515 $1,362,963 27.97 %
2019 Commercial Auto Collision 1.06% $2,987,256 $2,863,227 $2,225,273 $2,341,196 81.77 %
2019 Fidelity 0.08% $43,763 $46,539 $0 $-3,302 -7.10 %
2019 Glass 28.54% $713 $608 $0 $1 0.16 %
2019 Burglary & Theft 0.05% $8,836 $8,974 $0 $8 0.09 %
2019 Umbrella 1.91% $2,706,015 $2,627,592 $600,000 $-671,808 -25.57 %
2018 Total Property & Casualty 0.33% $80,135,489 $72,598,239 $32,260,217 $37,818,459 52.09 %
2018 Total Fire & Allied Lines 0.05% $546,557 $494,045 $5,025 $11,146 2.26 %
2018 Commercial Fire & Allied Lines 0.17% $546,557 $494,045 $5,025 $11,146 2.26 %
2018 Total Homeowners 0.00% $-49 $-49 $54,568 $83,765 -170,948.98 %
2018 Homeowners Multi-Peril 0.00% $-49 $-49 $54,568 $83,765 -170,948.98 %
2018 Commercial Multi-Peril 1.17% $21,052,081 $19,864,355 $6,984,626 $6,258,039 31.50 %
2018 Inland Marine (Incl Auto Cargo) 0.15% $1,669,290 $1,528,707 $610,458 $618,154 40.44 %
2018 Earthquake 0.18% $385,144 $375,263 $0 $0 0.00 %
2018 Direct Workers Compensation 0.18% $4,433,910 $4,734,797 $2,986,074 $319,701 6.75 %
2018 Other Liability - Bodily Injury & Property Damage 0.05% $785,460 $796,196 $134,440 $408,035 51.25 %
2018 Total Private Passenger Automobile 0.43% $31,114,389 $26,788,813 $14,447,335 $17,807,141 66.47 %
2018 Private Passenger Auto Liability Bodily Injury 0.42% $8,091,429 $6,916,069 $2,855,686 $4,628,998 66.93 %
2018 Private Passenger Auto Liability Property Damage 0.34% $5,159,443 $4,385,635 $3,174,430 $3,566,786 81.33 %
2018 Private Passenger Auto Medical Payments 0.43% $724,918 $645,838 $408,536 $522,160 80.85 %
2018 Private Passenger Uninsured Motorists 1.24% $3,263,557 $2,805,034 $651,625 $1,575,903 56.18 %
2018 Private Passenger Auto Comprehensive 0.46% $6,084,242 $5,232,596 $2,919,339 $2,996,497 57.27 %
2018 Private Passenger Auto Collision 0.42% $7,790,800 $6,803,641 $4,437,719 $4,516,797 66.39 %
2018 Total Commercial Automobile 1.15% $17,507,547 $15,655,598 $7,046,105 $10,545,293 67.36 %
2018 Commercial Auto Liability Bodily Injury 0.81% $6,252,078 $5,536,519 $1,533,796 $4,670,894 84.37 %
2018 Commercial Auto Liability Property Damage 1.14% $2,783,237 $2,499,020 $1,411,413 $1,540,168 61.63 %
2018 Commercial Auto Medical Payments 0.97% $173,063 $157,602 $33,372 $53,524 33.96 %
2018 Commercial Auto Uninsured Motorists 2.07% $996,474 $885,266 $250,000 $-78,858 -8.91 %
2018 Commercial Auto Comprehensive 2.65% $4,600,143 $4,084,608 $2,420,157 $2,954,540 72.33 %
2018 Commercial Auto Collision 0.99% $2,702,552 $2,492,583 $1,397,367 $1,405,025 56.37 %
2018 Fidelity 0.08% $48,766 $42,806 $-8,414 $-3,609 -8.43 %
2018 Glass 32.47% $539 $196 $0 $2 1.02 %
2018 Burglary & Theft 0.06% $9,165 $5,268 $0 $8 0.15 %
2018 Umbrella 1.83% $2,582,690 $2,312,244 $0 $1,770,784 76.58 %
2017 Total Property & Casualty 0.26% $62,633,694 $54,630,354 $34,612,669 $33,752,080 61.78 %
2017 Total Fire & Allied Lines 0.05% $523,137 $498,655 $170,781 $160,122 32.11 %
2017 Commercial Fire & Allied Lines 0.20% $523,137 $498,655 $170,781 $160,122 32.11 %
2017 Total Homeowners 0.00% $-522 $-522 $560,602 $508,923 -97,494.83 %
2017 Homeowners Multi-Peril 0.00% $-522 $-522 $560,602 $508,923 -97,494.83 %
2017 Commercial Multi-Peril 0.98% $18,153,841 $16,351,020 $9,729,400 $9,687,805 59.25 %
2017 Inland Marine (Incl Auto Cargo) 0.13% $1,381,565 $1,278,425 $618,282 $681,423 53.30 %
2017 Earthquake 0.16% $338,341 $272,258 $0 $0 0.00 %
2017 Direct Workers Compensation 0.21% $5,238,715 $5,232,400 $2,324,453 $3,127,534 59.77 %
2017 Other Liability - Bodily Injury & Property Damage 0.04% $804,033 $755,379 $90,284 $-184,548 -24.43 %
2017 Total Private Passenger Automobile 0.32% $21,416,394 $17,602,707 $11,580,643 $12,571,126 71.42 %
2017 Private Passenger Auto Liability Bodily Injury 0.32% $5,509,935 $4,599,271 $3,050,433 $4,030,368 87.63 %
2017 Private Passenger Auto Liability Property Damage 0.24% $3,416,194 $2,754,871 $2,098,260 $2,202,485 79.95 %
2017 Private Passenger Auto Medical Payments 0.33% $547,320 $464,428 $256,038 $242,451 52.20 %
2017 Private Passenger Uninsured Motorists 0.91% $2,249,653 $1,821,476 $1,187,800 $1,041,155 57.16 %
2017 Private Passenger Auto Comprehensive 0.34% $4,195,514 $3,453,159 $2,676,188 $2,736,123 79.24 %
2017 Private Passenger Auto Collision 0.31% $5,497,778 $4,509,502 $2,311,924 $2,318,544 51.41 %
2017 Total Commercial Automobile 0.90% $12,769,588 $11,042,064 $9,045,982 $8,106,493 73.41 %
2017 Commercial Auto Liability Bodily Injury 0.64% $4,467,105 $3,911,253 $4,350,317 $2,716,272 69.45 %
2017 Commercial Auto Liability Property Damage 0.89% $2,075,711 $1,809,905 $955,964 $1,181,147 65.26 %
2017 Commercial Auto Medical Payments 0.76% $130,627 $117,447 $11,105 $22,736 19.36 %
2017 Commercial Auto Uninsured Motorists 1.52% $718,690 $624,502 $77,986 $598,987 95.91 %
2017 Commercial Auto Comprehensive 1.89% $3,187,029 $2,685,368 $2,631,132 $2,597,627 96.73 %
2017 Commercial Auto Collision 0.85% $2,190,426 $1,893,589 $1,019,478 $989,724 52.27 %
2017 Fidelity 0.05% $33,698 $25,467 $-7,758 $-4,715 -18.51 %
2017 Burglary & Theft 0.01% $1,773 $1,669 $0 $-1 -0.06 %
2017 Umbrella 1.48% $1,973,131 $1,570,832 $500,000 $-902,082 -57.43 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2019 Private Passenger Auto 0.70% 12 93
2018 Private Passenger Auto 0.55% 7 64
2018 Homeowners 0.00% 1 9999
2017 Private Passenger Auto 0.42% 7 77
2017 Homeowners 0.00% 3 9999


Company Changes


Market Conduct

Date: 08/06/2007

Auto%20Owners_stipulation.pdf

Date: 08/06/2007

Auto%20Owners_order.pdf

Date: 01/06/2015

OwnersInsuranceCoMC.pdf


Financial Exams

This company does not have any financial exams.