Company Details

  ACUITY A MUTUAL INSURANCE COMPANY License Status :
Active

NAIC Number :

14184


Phone Number:

9204589131


Company Address:

2800 South Taylor Drive, P.O. Box 58 
Sheboygan, WI  53082-0058

Description:

Property and Casualty


License Number:

B423381


Date Admitted:

1981-08-11


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Property & Casualty 1.04% $165,065,968 $141,805,206 $89,955,137 $110,218,290 77.73 %
2023 Total Fire & Allied Lines 2.04% $15,845,447 $12,831,169 $7,569,914 $10,967,187 85.47 %
2023 Dwelling Fire & Allied Lines 0.20% $467,739 $464,058 $551,070 $673,700 N/A
2023 Commercial Fire & Allied Lines 4.78% $15,377,708 $12,367,111 $7,018,844 $10,293,487 83.23 %
2023 Total Homeowners 0.69% $20,707,372 $16,457,625 $13,926,734 $15,341,769 93.22 %
2023 Homeowners Multi-Peril 0.72% $20,707,372 $16,457,625 $13,926,734 $15,341,769 93.22 %
2023 Commercial Multi-Peril 1.76% $19,476,633 $17,655,677 $10,786,147 $11,430,427 64.74 %
2023 Inland Marine (Incl Auto Cargo) 0.54% $3,027,517 $2,767,747 $1,568,352 $1,488,927 53.80 %
2023 Direct Workers Compensation 1.66% $17,812,150 $16,520,661 $7,616,637 $6,620,664 40.08 %
2023 Other Liability - Bodily Injury & Property Damage 1.99% $18,991,992 $15,560,875 $8,901,077 $21,104,837 N/A
2023 Products Liability 2.00% $987,658 $718,425 $43,174 $-218,636 -30.43 %
2023 Total Private Passenger Automobile 0.36% $19,652,619 $14,623,429 $9,653,616 $10,961,065 74.96 %
2023 Private Passenger Auto Liability Bodily Injury 0.30% $4,063,465 $2,899,971 $2,247,178 $2,945,392 N/A
2023 Private Passenger Auto Liability Property Damage 0.33% $3,290,941 $2,496,704 $1,599,522 $1,881,126 75.34 %
2023 Private Passenger Auto Medical Payments 0.53% $472,723 $384,242 $204,657 $160,327 41.73 %
2023 Private Passenger Uninsured Motorists 0.19% $538,382 $438,750 $45,988 $111,582 25.43 %
2023 Private Passenger Underinsured Motorists 1.35% $1,549,589 $1,083,566 $871,500 $1,089,806 N/A
2023 Private Passenger Auto Comprehensive 0.32% $3,650,710 $2,865,620 $1,957,352 $1,880,591 65.63 %
2023 Private Passenger Auto Collision 0.40% $6,086,809 $4,454,576 $2,727,419 $2,892,241 64.93 %
2023 Total Commercial Automobile 4.59% $47,274,854 $43,511,203 $29,677,027 $32,398,258 74.46 %
2023 Commercial Auto Liability Bodily Injury 6.15% $31,775,331 $29,012,490 $12,917,761 $17,649,381 60.83 %
2023 Commercial Auto Liability Property Damage 0.09% $124,411 $107,761 $3,457,748 $3,841,976 N/A
2023 Commercial Auto Medical Payments 3.45% $259,438 $238,609 $12,694 $8,780 3.68 %
2023 Commercial Auto Uninsured Motorists 1.48% $617,890 $561,342 $2,994,854 $356,367 63.48 %
2023 Commercial Auto Comprehensive 4.22% $5,041,444 $4,718,075 $2,263,795 $2,223,601 47.13 %
2023 Commercial Auto Collision 4.70% $9,456,340 $8,872,926 $8,030,175 $8,318,153 93.75 %
2023 Fidelity 0.26% $69,500 $65,713 $27,224 $33,557 51.07 %
2023 Burglary & Theft 0.27% $20,805 $19,896 $0 $0 0.00 %
2023 Boiler & Machinery 2.62% $1,199,421 $1,072,786 $185,235 $90,235 8.41 %
2022 Total Property & Casualty 0.87% $125,358,059 $116,384,194 $56,631,995 $73,991,264 63.58 %
2022 Total Fire & Allied Lines 2.24% $10,787,263 $9,655,871 $4,048,632 $4,276,935 44.29 %
2022 Dwelling Fire & Allied Lines 0.28% $427,633 $382,675 $198,201 $291,177 76.09 %
2022 Commercial Fire & Allied Lines 3.28% $10,359,630 $9,273,196 $3,850,431 $3,985,758 42.98 %
2022 Total Homeowners 0.48% $12,856,496 $10,872,641 $4,550,970 $3,842,427 35.34 %
2022 Homeowners Multi-Peril 0.49% $12,856,496 $10,872,641 $4,550,970 $3,842,427 35.34 %
2022 Commercial Multi-Peril 1.62% $16,263,353 $15,441,771 $5,975,018 $6,948,768 45.00 %
2022 Inland Marine (Incl Auto Cargo) 0.47% $2,477,063 $2,344,638 $811,600 $1,024,834 43.71 %
2022 Direct Workers Compensation 1.60% $16,599,100 $16,634,454 $8,066,300 $7,254,426 43.61 %
2022 Other Liability - Bodily Injury & Property Damage 1.55% $13,205,930 $12,175,219 $4,629,917 $10,592,906 87.00 %
2022 Products Liability 1.33% $586,300 $534,671 $1,141,373 $1,416,754 N/A
2022 Total Private Passenger Automobile 0.23% $10,810,679 $9,240,585 $6,260,742 $8,455,600 91.51 %
2022 Private Passenger Auto Liability Bodily Injury 0.16% $1,973,085 $1,556,506 $1,818,732 $3,462,614 N/A
2022 Private Passenger Auto Liability Property Damage 0.22% $1,883,777 $1,645,813 $1,201,408 $1,273,478 77.38 %
2022 Private Passenger Auto Medical Payments 0.35% $314,305 $278,676 $137,136 $208,341 74.76 %
2022 Private Passenger Uninsured Motorists 0.14% $366,634 $331,415 $112,755 $84,857 25.60 %
2022 Private Passenger Underinsured Motorists 0.86% $747,469 $629,814 $220,000 $595,428 94.54 %
2022 Private Passenger Auto Comprehensive 0.25% $2,287,520 $1,966,627 $829,499 $868,381 44.16 %
2022 Private Passenger Auto Collision 0.25% $3,237,889 $2,831,734 $1,941,212 $1,962,501 69.30 %
2022 Total Commercial Automobile 4.15% $40,745,248 $38,539,109 $21,025,424 $30,014,095 77.88 %
2022 Commercial Auto Liability Bodily Injury 5.60% $26,784,201 $24,984,817 $7,612,836 $13,267,127 53.10 %
2022 Commercial Auto Liability Property Damage 0.06% $96,107 $89,052 $3,011,325 $4,050,707 N/A
2022 Commercial Auto Medical Payments 3.07% $219,461 $206,933 $23,786 $21,735 10.50 %
2022 Commercial Auto Uninsured Motorists 1.40% $527,697 $507,323 $1,242,526 $3,857,529 N/A
2022 Commercial Auto Comprehensive 3.56% $4,417,193 $4,204,873 $3,238,924 $3,115,148 74.08 %
2022 Commercial Auto Collision 4.77% $8,700,589 $8,546,111 $5,896,027 $5,701,849 66.72 %
2022 Fidelity 0.24% $62,469 $58,559 $0 $0 0.00 %
2022 Burglary & Theft 0.24% $17,462 $17,748 $0 $0 0.00 %
2022 Boiler & Machinery 2.44% $946,696 $868,928 $122,019 $164,519 18.93 %
2021 Total Property & Casualty 0.78% $104,319,388 $95,899,057 $45,873,380 $58,463,934 60.96 %
2021 Total Fire & Allied Lines 1.25% $8,242,942 $7,603,484 $4,206,043 $4,520,456 59.45 %
2021 Dwelling Fire & Allied Lines 0.25% $363,834 $347,664 $137,043 $110,860 31.89 %
2021 Commercial Fire & Allied Lines 2.36% $7,879,108 $7,255,820 $4,069,000 $4,409,596 60.77 %
2021 Total Homeowners 0.38% $9,350,387 $8,526,613 $5,043,977 $6,269,228 73.53 %
2021 Homeowners Multi-Peril 0.40% $9,350,387 $8,526,613 $5,043,977 $6,269,228 73.53 %
2021 Commercial Multi-Peril 1.52% $13,960,847 $12,869,946 $4,431,234 $7,509,122 58.35 %
2021 Inland Marine (Incl Auto Cargo) 0.47% $2,208,594 $2,036,178 $548,611 $465,833 22.88 %
2021 Direct Workers Compensation 1.60% $15,606,378 $14,730,086 $8,926,992 $10,810,259 73.39 %
2021 Other Liability - Bodily Injury & Property Damage 1.31% $10,607,564 $9,493,625 $4,049,977 $3,947,861 41.58 %
2021 Products Liability 0.95% $389,061 $357,094 $32,259 $-364,440 -102.06 %
2021 Total Private Passenger Automobile 0.19% $8,215,564 $7,809,698 $4,598,470 $5,305,933 67.94 %
2021 Private Passenger Auto Liability Bodily Injury 0.11% $1,299,193 $1,272,202 $1,046,689 $1,501,722 N/A
2021 Private Passenger Auto Liability Property Damage 0.19% $1,498,104 $1,443,277 $978,356 $1,057,120 73.24 %
2021 Private Passenger Auto Medical Payments 0.28% $256,399 $247,674 $166,578 $182,166 73.55 %
2021 Private Passenger Uninsured Motorists 0.13% $309,277 $297,897 $10,406 $34,765 11.67 %
2021 Private Passenger Underinsured Motorists 0.72% $556,551 $511,947 $323,000 $452,847 88.46 %
2021 Private Passenger Auto Comprehensive 0.20% $1,727,172 $1,601,995 $812,729 $796,098 49.69 %
2021 Private Passenger Auto Collision 0.22% $2,568,868 $2,434,706 $1,260,712 $1,281,215 52.62 %
2021 Total Commercial Automobile 3.86% $34,872,463 $31,692,014 $13,992,905 $19,912,309 62.83 %
2021 Commercial Auto Liability Bodily Injury 4.85% $22,287,429 $19,830,163 $5,304,521 $9,793,053 49.38 %
2021 Commercial Auto Liability Property Damage 0.06% $84,677 $89,970 $2,360,917 $2,722,523 N/A
2021 Commercial Auto Medical Payments 2.87% $191,259 $209,718 $62,437 $73,234 34.92 %
2021 Commercial Auto Uninsured Motorists 1.62% $480,872 $452,480 $218,423 $1,077,048 N/A
2021 Commercial Auto Comprehensive 3.77% $3,844,313 $3,481,556 $1,281,132 $1,397,253 40.13 %
2021 Commercial Auto Collision 4.62% $7,983,913 $7,628,127 $4,765,475 $4,849,198 63.57 %
2021 Fidelity 0.20% $51,403 $48,346 $0 $0 0.00 %
2021 Burglary & Theft 0.24% $16,676 $16,122 $0 $-539 -3.34 %
2021 Boiler & Machinery 2.12% $797,509 $715,851 $42,912 $87,912 12.28 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2023 Private Passenger Auto 0.26% 6 131
2023 Homeowners 0.47% 3 52
2022 Private Passenger Auto 0.20% 4 135
2022 Homeowners 0.36% 1 29
2021 Private Passenger Auto 0.18% 3 113
2021 Homeowners 0.31% 2 71


Company Changes

Effective Date: 04/01/2001

Comments: Heritage Mutual Insurance Co. changed its name to Acuity A MutualInsurance Co.


Market Conduct

Date: 12/30/2015

AcuityMC.pdf


Financial Exams

This company does not have any financial exams.