Company Details

  HANOVER INSURANCE COMPANY THE License Status :
Active

NAIC Number :

22292


Phone Number:

508-853-7200


Company Address:

440 LINCOLN STREET 
WORCESTER, MA  01653-0002

Description:

Property and Casualty


License Number:

B424227


Date Admitted:

1874-02-09


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2020 Total Property & Casualty 0.04% $10,733,702 $9,882,413 $3,227,902 $3,266,507 33.05 %
2020 Total Fire & Allied Lines 0.02% $206,140 $219,814 $0 $13,267 6.04 %
2020 Commercial Fire & Allied Lines 0.04% $206,140 $219,814 $0 $13,267 6.04 %
2020 Total Homeowners 0.00% $5,012 $4,955 $0 $3,690 74.47 %
2020 Homeowners Multi-Peril 0.00% $5,012 $4,955 $0 $3,690 74.47 %
2020 Commercial Multi-Peril 0.06% $1,260,507 $1,220,932 $159,403 $17,961 1.47 %
2020 Ocean Marine 0.44% $606,965 $599,299 $669,793 $-17,301 -2.89 %
2020 Inland Marine (Incl Auto Cargo) 0.07% $834,989 $718,647 $158,513 $169,509 23.59 %
2020 Earthquake 0.01% $24,967 $22,909 $0 $-39 -0.17 %
2020 Direct Workers Compensation 0.04% $1,057,789 $996,593 $335,799 $510,412 51.22 %
2020 Other Liability - Bodily Injury & Property Damage 0.08% $1,572,332 $1,260,555 $1,329,228 $1,481,584 N/A
2020 Products Liability 0.11% $104,445 $87,653 $0 $845 0.96 %
2020 Total Private Passenger Automobile 0.00% $2,050 $2,049 $0 $-63 -3.07 %
2020 Private Passenger Auto Liability Bodily Injury 0.00% $445 $445 $0 $17 3.82 %
2020 Private Passenger Auto Liability Property Damage 0.00% $160 $160 $0 $-3 -1.88 %
2020 Private Passenger Auto Comprehensive 0.00% $341 $340 $0 $-45 -13.24 %
2020 Private Passenger Auto Collision 0.00% $1,104 $1,104 $0 $-32 -2.90 %
2020 Total Commercial Automobile 0.01% $199,301 $203,894 $70,144 $15,183 7.45 %
2020 Commercial Auto Liability Bodily Injury 0.01% $85,657 $85,811 $15,404 $-29,866 -34.80 %
2020 Commercial Auto Liability Property Damage 0.01% $31,708 $31,550 $34,948 $22,790 72.23 %
2020 Commercial Auto Medical Payments 0.01% $2,563 $2,563 $0 $0 0.00 %
2020 Commercial Auto Uninsured Motorists 0.01% $5,204 $5,204 $0 $0 0.00 %
2020 Commercial Auto Comprehensive 0.01% $27,231 $31,507 $15,060 $16,585 52.64 %
2020 Commercial Auto Collision 0.01% $46,938 $47,259 $4,732 $5,674 12.01 %
2020 Fidelity 0.39% $255,372 $226,817 $185,022 $92,563 40.81 %
2020 Surety 1.16% $1,970,035 $1,525,405 $0 $172,246 11.29 %
2020 Burglary & Theft 0.90% $171,384 $176,674 $0 $-1,275 -0.72 %
2020 Boiler & Machinery 0.02% $16,842 $14,701 $0 $0 0.00 %
2020 Professional Liability (Excl Medical Malpractice) 0.19% $673,406 $859,417 $10,000 $806,361 93.83 %
2020 Lawyers Malpractice 2.62% $947,620 $897,992 $310,000 $-103,901 -11.57 %
2020 Umbrella 0.37% $824,537 $844,105 $0 $105,465 12.49 %
2020 Private Flood 0.00% $9 $2 $0 $0 0.00 %
2019 Total Property & Casualty 0.03% $8,735,351 $8,914,355 $6,799,712 $6,191,831 69.46 %
2019 Total Fire & Allied Lines 0.02% $244,531 $189,538 $0 $-216 -0.11 %
2019 Commercial Fire & Allied Lines 0.06% $244,531 $189,538 $0 $-216 -0.11 %
2019 Total Homeowners 0.00% $4,844 $4,806 $0 $-3,360 -69.91 %
2019 Homeowners Multi-Peril 0.00% $4,844 $4,806 $0 $-3,360 -69.91 %
2019 Commercial Multi-Peril 0.05% $960,547 $974,795 $417,172 $33,080 3.39 %
2019 Ocean Marine 0.53% $641,868 $664,100 $40,487 $1,094,392 N/A
2019 Inland Marine (Incl Auto Cargo) 0.07% $827,329 $777,375 $89,673 $54,575 7.02 %
2019 Earthquake 0.01% $19,868 $17,062 $0 $688 4.03 %
2019 Direct Workers Compensation 0.03% $803,125 $690,843 $147,673 $517,218 74.87 %
2019 Other Liability - Bodily Injury & Property Damage 0.17% $3,107,425 $3,184,970 $1,010,463 $1,185,758 37.23 %
2019 Products Liability 0.09% $82,029 $88,565 $0 $1,179 1.33 %
2019 Total Private Passenger Automobile 0.00% $1,854 $1,575 $0 $231 14.67 %
2019 Private Passenger Auto Liability Bodily Injury 0.00% $456 $456 $0 $242 53.07 %
2019 Private Passenger Auto Liability Property Damage 0.00% $165 $165 $0 $20 12.12 %
2019 Private Passenger Auto Comprehensive 0.00% $350 $350 $0 $15 4.29 %
2019 Private Passenger Auto Collision 0.00% $883 $604 $0 $-46 -7.62 %
2019 Total Commercial Automobile 0.02% $387,101 $584,806 $256,776 $231,897 39.65 %
2019 Commercial Auto Liability Bodily Injury 0.02% $196,644 $316,187 $207,154 $191,547 60.58 %
2019 Commercial Auto Liability Property Damage 0.03% $72,805 $117,333 $5,409 $8,896 7.58 %
2019 Commercial Auto Medical Payments 0.02% $3,487 $3,487 $0 $0 0.00 %
2019 Commercial Auto Uninsured Motorists 0.01% $5,679 $5,679 $0 $0 0.00 %
2019 Commercial Auto Comprehensive 0.02% $41,437 $49,274 $10,664 $-2,074 -4.21 %
2019 Commercial Auto Collision 0.02% $67,049 $92,846 $33,549 $33,528 36.11 %
2019 Fidelity 0.37% $241,175 $167,309 $2,177 $146,167 87.36 %
2019 Surety 0.16% $322,452 $504,018 $4,709,805 $2,694,120 N/A
2019 Burglary & Theft 1.02% $209,671 $184,103 $55,486 $66,584 36.17 %
2019 Boiler & Machinery 0.01% $8,344 $7,302 $0 $0 0.00 %
2019 Lawyers Malpractice 2.14% $873,188 $873,188 $70,000 $169,518 19.41 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2020 Homeowners 0.00% 0 0
2020 Private Passenger Auto 0.00% 0 0
2019 Private Passenger Auto 0.00% 0 0
2019 Homeowners 0.00% 0 0


Company Changes


Market Conduct

Date: 05/19/2014

TheHanoverInsuranceCo.pdf


Financial Exams

This company does not have any financial exams.