Company search
Company Details
HANOVER INSURANCE COMPANY THE License Status :
Active
NAIC Number :
22292
Phone Number:
5088537200
Company Address:
440 LINCOLN STREET CORPORATE SECRETARY
WORCESTER, MA 01653
Description:
Property and Casualty
License Number:
B424227
Date Admitted:
1874-02-09
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Earned | Direct Premium Written | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2018 | Total Property & Casualty | 0.02% | $8,658,625 | $8,291,063 | $5,239,854 | $4,070,054 | 49.09 % |
| 2018 | Total Fire & Allied Lines | 0.01% | $156,794 | $159,114 | $39,268 | $36,929 | 23.21 % |
| 2018 | Commercial Fire & Allied Lines | 0.02% | $156,794 | $159,114 | $39,268 | $36,929 | 23.21 % |
| 2018 | Total Homeowners | 0.00% | $4,707 | $4,670 | $0 | $0 | 0.00 % |
| 2018 | Homeowners Multi-Peril | 0.00% | $4,707 | $4,670 | $0 | $0 | 0.00 % |
| 2018 | Commercial Multi-Peril | 0.03% | $956,239 | $933,766 | $3,036,774 | $3,393,024 | N/A |
| 2018 | Ocean Marine | 0.37% | $699,314 | $670,723 | $194,529 | $270,151 | 40.28 % |
| 2018 | Inland Marine (Incl Auto Cargo) | 0.04% | $818,066 | $962,694 | $247,195 | $274,225 | 28.49 % |
| 2018 | Earthquake | 0.00% | $16,131 | $15,679 | $0 | $0 | 0.00 % |
| 2018 | Direct Workers Compensation | 0.01% | $566,286 | $544,052 | $221,350 | $32,322 | 5.94 % |
| 2018 | Other Liability - Bodily Injury & Property Damage | 0.05% | $1,575,451 | $1,408,688 | $215,978 | $756,615 | 53.71 % |
| 2018 | Products Liability | 0.05% | $82,669 | $47,389 | $0 | $4,180 | 8.82 % |
| 2018 | Total Private Passenger Automobile | 0.00% | $1,496 | $1,496 | $0 | $0 | 0.00 % |
| 2018 | Private Passenger Auto Liability Bodily Injury | 0.00% | $456 | $456 | $0 | $0 | 0.00 % |
| 2018 | Private Passenger Auto Liability Property Damage | 0.00% | $165 | $165 | $0 | $0 | 0.00 % |
| 2018 | Private Passenger Auto Comprehensive | 0.00% | $350 | $350 | $0 | $0 | 0.00 % |
| 2018 | Private Passenger Auto Collision | 0.00% | $525 | $525 | $0 | $0 | 0.00 % |
| 2018 | Total Commercial Automobile | 0.01% | $395,732 | $365,371 | $120,923 | $136,862 | 37.46 % |
| 2018 | Commercial Auto Liability Bodily Injury | 0.01% | $209,268 | $202,700 | $24,404 | $49,314 | 24.33 % |
| 2018 | Commercial Auto Liability Property Damage | 0.02% | $77,479 | $74,534 | $51,518 | $34,439 | 46.21 % |
| 2018 | Commercial Auto Medical Payments | 0.01% | $1,829 | $1,829 | $0 | $0 | 0.00 % |
| 2018 | Commercial Auto Uninsured Motorists | 0.00% | $3,671 | $3,671 | $0 | $0 | 0.00 % |
| 2018 | Commercial Auto Comprehensive | 0.01% | $35,869 | $28,497 | $366 | $2,836 | 9.95 % |
| 2018 | Commercial Auto Collision | 0.01% | $67,616 | $54,140 | $44,635 | $50,273 | 92.86 % |
| 2018 | Fidelity | 0.16% | $186,424 | $150,151 | $138,499 | $21,670 | 14.43 % |
| 2018 | Surety | 0.25% | $717,559 | $550,771 | $-5,600 | $1,749,392 | N/A |
| 2018 | Burglary & Theft | 0.51% | $155,291 | $147,319 | $0 | $2,427 | 1.65 % |
| 2018 | Boiler & Machinery | 0.01% | $7,550 | $7,881 | $0 | $0 | 0.00 % |
| 2018 | Professional Liability (Excl Medical Malpractice) | 0.11% | $504,607 | $561,501 | $27,330 | $-132,159 | -23.54 % |
| 2018 | Professional Liability (Excl Medical Malpractice) | 0.10% | $481,455 | $538,349 | $-4,170 | $-163,659 | -30.40 % |
| 2018 | Lawyers Malpractice | 1.19% | $765,192 | $771,829 | $0 | $-850,906 | -110.25 % |
| 2018 | Real Estate Malpractice | 0.21% | $23,152 | $23,152 | $31,500 | $31,500 | N/A |
| 2018 | Umbrella | 0.39% | $1,049,117 | $987,969 | $1,003,608 | $-1,624,678 | -164.45 % |
| 2017 | Total Property & Casualty | 0.03% | $7,584,902 | $7,486,631 | $11,924,570 | $15,929,682 | N/A |
| 2017 | Total Fire & Allied Lines | 0.01% | $121,577 | $124,975 | $11,841 | $17,286 | 13.83 % |
| 2017 | Commercial Fire & Allied Lines | 0.05% | $121,577 | $124,975 | $11,841 | $17,286 | 13.83 % |
| 2017 | Total Homeowners | 0.00% | $4,579 | $4,541 | $0 | $-5,391 | -118.72 % |
| 2017 | Homeowners Multi-Peril | 0.00% | $4,579 | $4,541 | $0 | $-5,391 | -118.72 % |
| 2017 | Commercial Multi-Peril | 0.05% | $896,005 | $873,214 | $240,747 | $170,844 | 19.56 % |
| 2017 | Ocean Marine | 0.69% | $642,177 | $606,176 | $182,916 | $167,165 | 27.58 % |
| 2017 | Inland Marine (Incl Auto Cargo) | 0.09% | $970,562 | $961,903 | $167,131 | $165,919 | 17.25 % |
| 2017 | Earthquake | 0.01% | $15,392 | $17,555 | $0 | $0 | 0.00 % |
| 2017 | Direct Workers Compensation | 0.01% | $349,636 | $394,954 | $180,054 | $182,641 | 46.24 % |
| 2017 | Other Liability - Bodily Injury & Property Damage | 0.10% | $1,774,054 | $1,650,673 | $840,453 | $438,698 | 26.58 % |
| 2017 | Products Liability | 0.02% | $14,425 | $5,989 | $0 | $4,623 | 77.19 % |
| 2017 | Total Private Passenger Automobile | 0.00% | $1,496 | $1,496 | $0 | $0 | 0.00 % |
| 2017 | Private Passenger Auto Liability Bodily Injury | 0.00% | $352 | $352 | $0 | $0 | 0.00 % |
| 2017 | Private Passenger Auto Liability Property Damage | 0.00% | $165 | $165 | $0 | $0 | 0.00 % |
| 2017 | Private Passenger Uninsured Motorists | 0.00% | $104 | $104 | $0 | $0 | 0.00 % |
| 2017 | Private Passenger Auto Comprehensive | 0.00% | $350 | $350 | $0 | $0 | 0.00 % |
| 2017 | Private Passenger Auto Collision | 0.00% | $525 | $525 | $0 | $0 | 0.00 % |
| 2017 | Total Commercial Automobile | 0.03% | $359,200 | $293,549 | $90,463 | $147,611 | 50.28 % |
| 2017 | Commercial Auto Liability Bodily Injury | 0.03% | $206,981 | $156,787 | $14,404 | $51,957 | 33.14 % |
| 2017 | Commercial Auto Liability Property Damage | 0.03% | $76,632 | $58,049 | $9,066 | $34,905 | 60.13 % |
| 2017 | Commercial Auto Medical Payments | 0.02% | $2,876 | $2,512 | $0 | $0 | 0.00 % |
| 2017 | Commercial Auto Uninsured Motorists | 0.01% | $4,211 | $3,205 | $0 | $0 | 0.00 % |
| 2017 | Commercial Auto Comprehensive | 0.01% | $23,494 | $24,136 | $12,902 | $21,059 | 87.25 % |
| 2017 | Commercial Auto Collision | 0.02% | $45,006 | $48,860 | $54,091 | $39,690 | 81.23 % |
| 2017 | Fidelity | 0.19% | $111,680 | $104,044 | $13,178 | $94,779 | 91.10 % |
| 2017 | Surety | 0.42% | $514,248 | $597,892 | $0 | $247,654 | 41.42 % |
| 2017 | Burglary & Theft | 0.58% | $93,280 | $76,274 | $5,159 | $9,760 | 12.80 % |
| 2017 | Boiler & Machinery | 0.01% | $6,592 | $7,356 | $0 | $0 | 0.00 % |
| 2017 | Lawyers Malpractice | 2.22% | $764,159 | $804,753 | $192,628 | $1,536,819 | N/A |
| 2017 | Umbrella | 0.74% | $945,840 | $961,287 | $10,000,000 | $12,751,274 | N/A |
| 2016 | Total Property & Casualty | 0.03% | $7,452,943 | $7,452,982 | $8,520,853 | $7,333,461 | 98.40 % |
| 2016 | Total Fire & Allied Lines | 0.01% | $129,037 | $108,472 | $0 | $-10,121 | -9.33 % |
| 2016 | Commercial Fire & Allied Lines | 0.05% | $129,037 | $108,472 | $0 | $-10,121 | -9.33 % |
| 2016 | Total Homeowners | 0.00% | $4,123 | $4,681 | $0 | $5,391 | N/A |
| 2016 | Homeowners Multi-Peril | 0.00% | $4,123 | $4,681 | $0 | $5,391 | N/A |
| 2016 | Commercial Multi-Peril | 0.05% | $851,003 | $996,886 | $2,642,434 | $1,344,277 | N/A |
| 2016 | Ocean Marine | 0.55% | $548,529 | $527,182 | $277,186 | $-115,696 | -21.95 % |
| 2016 | Inland Marine (Incl Auto Cargo) | 0.10% | $1,034,181 | $831,601 | $65,527 | $58,227 | 7.00 % |
| 2016 | Earthquake | 0.01% | $19,362 | $17,076 | $0 | $0 | 0.00 % |
| 2016 | Direct Workers Compensation | 0.02% | $480,250 | $452,552 | $160,776 | $76,876 | 16.99 % |
| 2016 | Other Liability - Bodily Injury & Property Damage | 0.03% | $472,801 | $474,645 | $485,343 | $1,040,659 | N/A |
| 2016 | Products Liability | 0.01% | $7,315 | $7,437 | $0 | $-1,034 | -13.90 % |
| 2016 | Total Private Passenger Automobile | 0.00% | $1,507 | $1,542 | $0 | $0 | 0.00 % |
| 2016 | Private Passenger Auto Liability Bodily Injury | 0.00% | $61 | $284 | $0 | $0 | 0.00 % |
| 2016 | Private Passenger Auto Liability Property Damage | 0.00% | $431 | $133 | $0 | $0 | 0.00 % |
| 2016 | Private Passenger Uninsured Motorists | 0.00% | $96 | $71 | $0 | $0 | 0.00 % |
| 2016 | Private Passenger Auto Comprehensive | 0.00% | $551 | $422 | $0 | $0 | 0.00 % |
| 2016 | Private Passenger Auto Collision | 0.00% | $368 | $632 | $0 | $0 | 0.00 % |
| 2016 | Total Commercial Automobile | 0.02% | $285,240 | $258,496 | $64,471 | $67,360 | 26.06 % |
| 2016 | Commercial Auto Liability Bodily Injury | 0.02% | $147,599 | $132,263 | $4,704 | $1,161 | 0.88 % |
| 2016 | Commercial Auto Liability Property Damage | 0.03% | $54,647 | $48,968 | $36,133 | $34,744 | 70.95 % |
| 2016 | Commercial Auto Medical Payments | 0.01% | $1,626 | $3,814 | $0 | $0 | 0.00 % |
| 2016 | Commercial Auto Uninsured Motorists | 0.00% | $1,737 | $7,766 | $0 | $0 | 0.00 % |
| 2016 | Commercial Auto Comprehensive | 0.02% | $26,316 | $22,020 | $5,135 | $4,529 | 20.57 % |
| 2016 | Commercial Auto Collision | 0.02% | $53,315 | $43,665 | $18,499 | $26,926 | 61.66 % |
| 2016 | Fidelity | 0.15% | $89,663 | $66,189 | $0 | $70,923 | N/A |
| 2016 | Surety | 0.43% | $559,069 | $756,884 | $-183,709 | $-119,190 | -15.75 % |
| 2016 | Burglary & Theft | 0.52% | $74,885 | $66,381 | $0 | $8,341 | 12.57 % |
| 2016 | Boiler & Machinery | 0.02% | $9,019 | $7,063 | $0 | $0 | 0.00 % |
| 2016 | Professional Liability (Excl Medical Malpractice) | 0.35% | $1,067,255 | $987,568 | $0 | $0 | 0.00 % |
| 2016 | Lawyers Malpractice | 2.58% | $881,416 | $920,311 | $508,825 | $353,148 | 38.37 % |
| 2016 | Umbrella | 0.67% | $938,288 | $968,016 | $4,500,000 | $4,554,300 | N/A |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2018 | Private Passenger Auto | 0.00% | 0 | 0 |
| 2018 | Homeowners | 0.00% | 0 | 0 |
| 2017 | Private Passenger Auto | 0.00% | 0 | 0 |
| 2017 | Homeowners | 0.00% | 0 | 0 |
| 2016 | Private Passenger Auto | 0.00% | 0 | 0 |
| 2016 | Homeowners | 0.00% | 0 | 0 |
Company Changes
Effective Date: 05/19/2014
Comments:
Market Conduct
Date: 05/19/2014
Financial Exams
This company does not have any financial exams.