Company Details

  GRINNELL MUTUAL REINSURANCE COMPANY License Status :
Active

NAIC Number :

14117


Phone Number:

6412698000


Company Address:

4215 HIGHWAY 146, PO BOX 790 
GRINNELL, IA  50112-0790

Description:

Property and Casualty


License Number:

B424226


Date Admitted:

1946-03-01


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Property & Casualty 0.25% $39,752,383 $41,191,547 $28,173,278 $26,955,831 65.44 %
2023 Total Fire & Allied Lines 0.06% $482,958 $465,545 $251,982 $269,264 57.84 %
2023 Dwelling Fire & Allied Lines 0.03% $71,090 $69,842 $32,551 $30,051 43.03 %
2023 Commercial Fire & Allied Lines 0.13% $411,868 $395,703 $219,431 $239,213 60.45 %
2023 Total Homeowners 0.01% $152,624 $306,257 $302,557 $271,090 88.52 %
2023 Homeowners Multi-Peril 0.01% $152,624 $306,257 $302,557 $271,090 88.52 %
2023 Commercial Multi-Peril 1.61% $17,860,258 $18,999,726 $15,051,781 $15,328,101 80.68 %
2023 Inland Marine (Incl Auto Cargo) 0.36% $2,034,994 $2,016,049 $971,854 $1,119,173 55.51 %
2023 Earthquake 0.19% $268,630 $328,949 $0 $0 0.00 %
2023 Direct Workers Compensation 0.40% $4,285,338 $4,615,658 $1,125,608 $1,678,838 36.37 %
2023 Other Liability - Bodily Injury & Property Damage 0.34% $3,276,341 $3,087,651 $2,349,895 $53,032 1.72 %
2023 Products Liability 2.73% $1,349,947 $1,300,260 $5,412 $468,317 36.02 %
2023 Total Private Passenger Automobile 0.07% $3,972,854 $4,037,988 $3,356,977 $2,389,603 59.18 %
2023 Private Passenger Auto Liability Bodily Injury 0.08% $1,048,825 $1,029,107 $1,343,107 $757,828 73.64 %
2023 Private Passenger Auto Liability Property Damage 0.07% $690,617 $693,888 $45,393 $-17,130 -2.47 %
2023 Private Passenger Auto Medical Payments 0.14% $124,713 $123,996 $46,088 $39,223 31.63 %
2023 Private Passenger Uninsured Motorists 0.07% $196,909 $193,516 $384,770 $94,398 48.78 %
2023 Private Passenger Underinsured Motorists 0.11% $122,959 $120,946 $0 $-349 -0.29 %
2023 Private Passenger Accidential Death & Disab/Dism 0.03% $435 $463 $0 $0 0.00 %
2023 Private Passenger Auto Comprehensive 0.09% $999,887 $1,031,758 $1,001,137 $1,004,525 97.36 %
2023 Private Passenger Auto Collision 0.05% $788,509 $844,314 $536,482 $511,108 60.54 %
2023 Total Commercial Automobile 0.59% $6,061,357 $6,025,916 $4,757,212 $5,378,413 89.25 %
2023 Commercial Auto Liability Bodily Injury 0.46% $2,359,210 $2,312,509 $2,810,326 $3,373,444 N/A
2023 Commercial Auto Liability Property Damage 0.03% $45,355 $43,358 $5,800 $4,147 9.56 %
2023 Commercial Auto Medical Payments 1.01% $76,103 $110,141 $23,309 $35,974 32.66 %
2023 Commercial Auto Uninsured Motorists 0.97% $402,746 $375,982 $0 $230,696 61.36 %
2023 Commercial Auto Comprehensive 0.96% $1,150,698 $1,062,837 $1,008,222 $1,002,223 94.30 %
2023 Commercial Auto Collision 1.01% $2,027,245 $2,121,089 $909,555 $731,929 34.51 %
2023 Burglary & Theft 0.09% $7,082 $7,548 $0 $0 0.00 %
2022 Total Property & Casualty 0.29% $41,171,453 $39,895,336 $21,917,070 $33,496,460 83.96 %
2022 Total Fire & Allied Lines 0.09% $445,895 $413,011 $12,673 $-55,831 -13.52 %
2022 Dwelling Fire & Allied Lines 0.04% $68,525 $68,221 $9,550 $22,550 33.05 %
2022 Commercial Fire & Allied Lines 0.12% $377,370 $344,790 $3,123 $-78,381 -22.73 %
2022 Total Homeowners 0.01% $384,538 $366,651 $132,586 $179,256 48.89 %
2022 Homeowners Multi-Peril 0.01% $384,538 $366,651 $132,586 $179,256 48.89 %
2022 Commercial Multi-Peril 1.89% $18,977,720 $18,086,194 $12,087,082 $16,178,386 89.45 %
2022 Inland Marine (Incl Auto Cargo) 0.38% $2,006,776 $1,893,730 $887,427 $1,007,794 53.22 %
2022 Earthquake 0.26% $357,121 $348,894 $0 $0 0.00 %
2022 Direct Workers Compensation 0.42% $4,347,376 $4,439,654 $1,383,414 $1,282,632 28.89 %
2022 Other Liability - Bodily Injury & Property Damage 0.35% $2,989,728 $2,909,419 $1,837,263 $4,694,057 N/A
2022 Products Liability 2.90% $1,277,861 $1,206,229 $47,894 $333,096 27.61 %
2022 Total Private Passenger Automobile 0.09% $4,318,423 $4,480,015 $2,756,920 $4,046,613 90.33 %
2022 Private Passenger Auto Liability Bodily Injury 0.09% $1,052,512 $1,097,118 $592,107 $1,608,403 N/A
2022 Private Passenger Auto Liability Property Damage 0.09% $733,506 $774,135 $584,545 $529,678 68.42 %
2022 Private Passenger Auto Medical Payments 0.14% $127,355 $132,266 $65,550 $50,824 38.43 %
2022 Private Passenger Uninsured Motorists 0.08% $196,241 $203,047 $74,305 $418,513 N/A
2022 Private Passenger Underinsured Motorists 0.14% $123,024 $126,854 $85,000 $55,185 43.50 %
2022 Private Passenger Accidential Death & Disab/Dism 0.03% $575 $408 $0 $0 0.00 %
2022 Private Passenger Auto Comprehensive 0.12% $1,105,619 $1,128,023 $923,234 $909,203 80.60 %
2022 Private Passenger Auto Collision 0.08% $979,591 $1,018,164 $432,179 $474,807 46.63 %
2022 Total Commercial Automobile 0.62% $6,058,104 $5,743,619 $2,771,811 $5,830,457 N/A
2022 Commercial Auto Liability Bodily Injury 0.48% $2,317,984 $2,206,260 $962,981 $3,562,986 N/A
2022 Commercial Auto Liability Property Damage 0.03% $41,053 $40,881 $8,680 $9,710 23.75 %
2022 Commercial Auto Medical Payments 2.12% $151,576 $144,536 $26,847 $20,803 14.39 %
2022 Commercial Auto Uninsured Motorists 0.95% $357,376 $343,499 $0 $214,036 62.31 %
2022 Commercial Auto Comprehensive 0.79% $978,945 $894,286 $519,764 $520,195 58.17 %
2022 Commercial Auto Collision 1.21% $2,211,170 $2,114,157 $1,253,539 $1,502,727 71.08 %
2022 Burglary & Theft 0.11% $7,911 $7,920 $0 $0 0.00 %
2021 Total Property & Casualty 0.28% $37,831,839 $36,142,108 $22,835,339 $25,564,431 70.73 %
2021 Total Fire & Allied Lines 0.06% $392,043 $347,441 $125,300 $117,016 33.68 %
2021 Dwelling Fire & Allied Lines 0.05% $70,375 $70,448 $16,711 $14,211 20.17 %
2021 Commercial Fire & Allied Lines 0.10% $321,668 $276,993 $108,589 $102,805 37.11 %
2021 Total Homeowners 0.01% $335,533 $334,498 $109,013 $75,541 22.58 %
2021 Homeowners Multi-Peril 0.01% $335,533 $334,498 $109,013 $75,541 22.58 %
2021 Commercial Multi-Peril 1.84% $16,902,751 $15,789,069 $9,063,648 $11,615,475 73.57 %
2021 Inland Marine (Incl Auto Cargo) 0.38% $1,766,721 $1,632,156 $563,358 $521,422 31.95 %
2021 Earthquake 0.26% $337,315 $330,708 $0 $0 0.00 %
2021 Direct Workers Compensation 0.42% $4,044,031 $3,967,563 $1,446,867 $1,315,558 33.16 %
2021 Other Liability - Bodily Injury & Property Damage 0.34% $2,794,132 $2,685,661 $2,286,098 $1,689,881 62.92 %
2021 Products Liability 2.50% $1,018,452 $937,463 $154,768 $112,100 11.96 %
2021 Total Private Passenger Automobile 0.11% $4,818,897 $5,013,743 $4,597,302 $4,373,199 87.22 %
2021 Private Passenger Auto Liability Bodily Injury 0.10% $1,203,002 $1,264,326 $2,352,073 $1,974,119 N/A
2021 Private Passenger Auto Liability Property Damage 0.11% $870,730 $926,445 $542,419 $666,518 71.94 %
2021 Private Passenger Auto Medical Payments 0.16% $142,949 $149,635 $103,500 $133,612 89.29 %
2021 Private Passenger Uninsured Motorists 0.10% $220,384 $230,845 $24,225 $54,393 23.56 %
2021 Private Passenger Underinsured Motorists 0.17% $134,781 $140,549 $77,000 $30,331 21.58 %
2021 Private Passenger Accidential Death & Disab/Dism 0.04% $596 $596 $0 $0 0.00 %
2021 Private Passenger Auto Comprehensive 0.14% $1,172,948 $1,194,988 $740,832 $745,707 62.40 %
2021 Private Passenger Auto Collision 0.09% $1,073,507 $1,106,359 $757,253 $768,519 69.46 %
2021 Total Commercial Automobile 0.60% $5,414,273 $5,096,168 $4,488,985 $5,744,239 N/A
2021 Commercial Auto Liability Bodily Injury 0.45% $2,074,848 $1,992,645 $2,898,012 $4,071,932 N/A
2021 Commercial Auto Liability Property Damage 0.03% $42,339 $42,501 $11,213 $12,383 29.14 %
2021 Commercial Auto Medical Payments 2.07% $137,834 $133,873 $11,894 $26,092 19.49 %
2021 Commercial Auto Uninsured Motorists 1.11% $328,639 $305,960 $100,284 $171,715 56.12 %
2021 Commercial Auto Comprehensive 0.78% $798,267 $750,090 $583,452 $603,865 80.51 %
2021 Commercial Auto Collision 1.18% $2,032,346 $1,871,099 $884,130 $858,252 45.87 %
2021 Burglary & Theft 0.11% $7,691 $7,638 $0 $0 0.00 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2023 Private Passenger Auto 0.09% 2 129
2023 Homeowners 0.01% 1 701
2022 Private Passenger Auto 0.11% 2 122
2022 Homeowners 0.01% 1 701
2021 Private Passenger Auto 0.13% 4 208
2021 Homeowners 0.01% 0 0


Company Changes


Market Conduct

Date: 08/20/2014

GrinnellMutualReinsuranceCoMC.pdf

Date: 06/24/2015

Grinnell.pdf


Financial Exams

This company does not have any financial exams.