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Company Details
EMCASCO INSURANCE COMPANY License Status :
Active
NAIC Number :
21407
Phone Number:
515-345-7380
Company Address:
P. O. BOX 712
DES MOINES, IA 50306-0712
Description:
Property and Casualty
License Number:
B420785
Date Admitted:
1960-06-29
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2018 | Total Property & Casualty | 0.03% | $12,468,491 | $12,468,237 | $7,624,651 | $5,285,225 | 42.39 % |
| 2018 | Total Fire & Allied Lines | 0.09% | $1,872,859 | $1,826,767 | $1,494,306 | $294,819 | 16.14 % |
| 2018 | Commercial Fire & Allied Lines | 0.29% | $1,872,859 | $1,826,767 | $1,494,306 | $294,819 | 16.14 % |
| 2018 | Total Homeowners | 0.00% | $0 | $0 | $122,472 | $53,463 | N/A |
| 2018 | Homeowners Multi-Peril | 0.00% | $0 | $0 | $122,472 | $53,463 | N/A |
| 2018 | Commercial Multi-Peril | 0.03% | $879,661 | $901,124 | $482,795 | $170,745 | 18.95 % |
| 2018 | Inland Marine (Incl Auto Cargo) | 0.00% | $0 | $0 | $0 | $11 | N/A |
| 2018 | Earthquake | 0.02% | $83,037 | $75,390 | $0 | $-2 | 0.00 % |
| 2018 | Direct Workers Compensation | 0.07% | $3,380,961 | $3,446,718 | $1,246,054 | $1,275,848 | 37.02 % |
| 2018 | Other Liability - Bodily Injury & Property Damage | 0.06% | $1,878,312 | $2,000,059 | $2,316,553 | $1,028,342 | 51.42 % |
| 2018 | Products Liability | 0.14% | $216,877 | $234,027 | $193,266 | $17,091 | 7.30 % |
| 2018 | Total Private Passenger Automobile | 0.00% | $0 | $0 | $-1,530 | $-1,530 | N/A |
| 2018 | Private Passenger Auto Collision | 0.00% | $0 | $0 | $-1,530 | $-1,530 | N/A |
| 2018 | Total Commercial Automobile | 0.14% | $3,934,020 | $3,769,233 | $1,759,165 | $2,425,502 | 64.35 % |
| 2018 | Commercial Auto Liability Bodily Injury | 0.17% | $2,513,116 | $2,406,252 | $600,391 | $1,275,389 | 53.00 % |
| 2018 | Commercial Auto Liability Property Damage | 0.00% | $0 | $0 | $339,689 | $283,372 | N/A |
| 2018 | Commercial Auto Medical Payments | 0.40% | $134,898 | $133,787 | $10,588 | $13,534 | 10.12 % |
| 2018 | Commercial Auto Uninsured Motorists | 0.21% | $185,655 | $195,254 | $90,000 | $96,038 | 49.19 % |
| 2018 | Commercial Auto Comprehensive | 0.10% | $331,823 | $323,229 | $218,781 | $239,054 | 73.96 % |
| 2018 | Commercial Auto Collision | 0.15% | $768,528 | $710,711 | $499,716 | $518,115 | 72.90 % |
| 2018 | Boiler & Machinery | 0.22% | $222,764 | $214,919 | $11,570 | $20,936 | 9.74 % |
| 2017 | Total Property & Casualty | 0.06% | $12,969,492 | $13,166,137 | $11,215,939 | $15,609,944 | N/A |
| 2017 | Total Fire & Allied Lines | 0.17% | $1,813,235 | $1,871,649 | $3,039,369 | $4,500,124 | N/A |
| 2017 | Commercial Fire & Allied Lines | 0.68% | $1,813,235 | $1,871,649 | $3,039,369 | $4,500,124 | N/A |
| 2017 | Total Homeowners | 0.00% | $-7,024 | $200,923 | $195,767 | $199,321 | 99.20 % |
| 2017 | Homeowners Multi-Peril | 0.00% | $-7,024 | $200,923 | $195,767 | $199,321 | 99.20 % |
| 2017 | Commercial Multi-Peril | 0.05% | $946,487 | $1,010,927 | $2,091,002 | $2,476,537 | N/A |
| 2017 | Inland Marine (Incl Auto Cargo) | 0.00% | $-3 | $1,918 | $0 | $29 | 1.51 % |
| 2017 | Earthquake | 0.03% | $69,718 | $70,664 | $0 | $121 | 0.17 % |
| 2017 | Direct Workers Compensation | 0.15% | $3,722,000 | $3,793,237 | $1,801,191 | $3,065,407 | 80.81 % |
| 2017 | Other Liability - Bodily Injury & Property Damage | 0.12% | $2,134,449 | $2,155,283 | $897,621 | $836,485 | 38.81 % |
| 2017 | Products Liability | 0.30% | $247,809 | $207,231 | $23,607 | $327,433 | N/A |
| 2017 | Total Private Passenger Automobile | 0.00% | $0 | $0 | $23,044 | $-29,336 | N/A |
| 2017 | Private Passenger Auto Liability Bodily Injury | 0.00% | $0 | $0 | $24,296 | $-27,704 | N/A |
| 2017 | Private Passenger Auto Collision | 0.00% | $0 | $0 | $-1,252 | $-1,632 | N/A |
| 2017 | Total Commercial Automobile | 0.28% | $3,816,933 | $3,616,534 | $3,122,570 | $4,211,459 | N/A |
| 2017 | Commercial Auto Liability Bodily Injury | 0.36% | $2,443,491 | $2,331,365 | $1,697,273 | $2,585,730 | N/A |
| 2017 | Commercial Auto Liability Property Damage | 0.00% | $0 | $0 | $509,251 | $490,967 | N/A |
| 2017 | Commercial Auto Medical Payments | 0.86% | $141,148 | $130,353 | $6,863 | $6,347 | 4.87 % |
| 2017 | Commercial Auto Uninsured Motorists | 0.48% | $210,797 | $195,918 | $25,000 | $221,914 | N/A |
| 2017 | Commercial Auto Comprehensive | 0.21% | $341,984 | $323,856 | $431,986 | $438,830 | N/A |
| 2017 | Commercial Auto Collision | 0.28% | $679,513 | $635,042 | $452,197 | $467,671 | 73.64 % |
| 2017 | Boiler & Machinery | 0.42% | $225,888 | $237,771 | $21,768 | $22,364 | 9.41 % |
| 2016 | Total Property & Casualty | 0.06% | $13,608,520 | $14,064,380 | $8,716,858 | $9,293,638 | 66.08 % |
| 2016 | Total Fire & Allied Lines | 0.19% | $1,898,807 | $1,827,800 | $1,597,510 | $1,628,614 | 89.10 % |
| 2016 | Commercial Fire & Allied Lines | 0.74% | $1,898,807 | $1,827,800 | $1,597,510 | $1,628,614 | 89.10 % |
| 2016 | Total Homeowners | 0.01% | $464,691 | $547,215 | $468,964 | $520,826 | 95.18 % |
| 2016 | Homeowners Multi-Peril | 0.01% | $464,691 | $547,215 | $468,964 | $520,826 | 95.18 % |
| 2016 | Commercial Multi-Peril | 0.06% | $1,087,729 | $1,251,820 | $999,622 | $1,453,591 | N/A |
| 2016 | Inland Marine (Incl Auto Cargo) | 0.00% | $4,236 | $4,990 | $0 | $262 | 5.25 % |
| 2016 | Earthquake | 0.03% | $61,996 | $65,614 | $0 | $-522 | -0.80 % |
| 2016 | Direct Workers Compensation | 0.16% | $3,893,164 | $4,002,741 | $1,926,564 | $1,786,046 | 44.62 % |
| 2016 | Other Liability - Bodily Injury & Property Damage | 0.17% | $2,266,181 | $2,361,213 | $813,700 | $2,371,841 | N/A |
| 2016 | Products Liability | 0.25% | $191,677 | $210,181 | $33,769 | $-272,811 | -129.80 % |
| 2016 | Total Private Passenger Automobile | 0.00% | $-258 | $-258 | $33,275 | $-91,979 | N/A |
| 2016 | Private Passenger Auto Liability Bodily Injury | 0.00% | $0 | $0 | $30,000 | $-86,305 | N/A |
| 2016 | Private Passenger Auto Liability Property Damage | 0.00% | $0 | $0 | $-490 | $-1,536 | N/A |
| 2016 | Private Passenger Auto Medical Payments | 0.00% | $0 | $0 | $5,000 | $-1,523 | N/A |
| 2016 | Private Passenger Uninsured Motorists | 0.00% | $0 | $0 | $0 | $-1,523 | N/A |
| 2016 | Private Passenger Auto Comprehensive | 0.00% | $-89 | $-89 | $0 | $91 | -102.25 % |
| 2016 | Private Passenger Auto Collision | 0.00% | $-169 | $-169 | $-1,235 | $-1,183 | N/A |
| 2016 | Total Commercial Automobile | 0.27% | $3,500,094 | $3,548,412 | $2,807,416 | $1,869,874 | 52.70 % |
| 2016 | Commercial Auto Liability Bodily Injury | 0.34% | $2,270,788 | $2,305,030 | $1,604,617 | $724,481 | 31.43 % |
| 2016 | Commercial Auto Liability Property Damage | 0.00% | $0 | $0 | $458,655 | $516,479 | N/A |
| 2016 | Commercial Auto Medical Payments | 0.77% | $122,597 | $125,277 | $13,340 | $8,115 | 6.48 % |
| 2016 | Commercial Auto Uninsured Motorists | 0.48% | $191,013 | $195,733 | $1,799 | $-25,682 | -13.12 % |
| 2016 | Commercial Auto Comprehensive | 0.20% | $305,149 | $306,529 | $281,849 | $209,736 | 68.42 % |
| 2016 | Commercial Auto Collision | 0.27% | $610,547 | $615,843 | $447,156 | $436,745 | 70.92 % |
| 2016 | Boiler & Machinery | 0.46% | $240,203 | $244,652 | $36,038 | $27,896 | 11.40 % |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2018 | Homeowners | 0.01% | 0 | 0 |
| 2017 | Homeowners | 0.01% | 0 | 0 |
| 2016 | Private Passenger Auto | 0.00% | 1 | 2145 |
| 2016 | Homeowners | 0.03% | 1 | 365 |
Company Changes
Effective Date: 12/31/2013
Comments:
Effective Date: 02/19/2014
Comments:
Market Conduct
Date: 12/31/2013
Date: 02/19/2014
Financial Exams
This company does not have any financial exams.