Company Details

  EMCASCO INSURANCE COMPANY License Status :
Active

NAIC Number :

21407


Phone Number:

515-345-7380


Company Address:

P. O. BOX 712 
DES MOINES, IA  50306-0712

Description:

Property and Casualty


License Number:

B420785


Date Admitted:

1960-06-29


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2019 Total Property & Casualty 0.05% $12,177,134 $12,296,530 $6,634,468 $5,926,035 48.19 %
2019 Total Fire & Allied Lines 0.18% $2,058,841 $2,051,298 $1,479,368 $1,351,923 65.91 %
2019 Commercial Fire & Allied Lines 0.54% $2,058,841 $2,051,298 $1,479,368 $1,351,923 65.91 %
2019 Total Homeowners 0.00% $0 $0 $246 $246 N/A
2019 Homeowners Multi-Peril 0.00% $0 $0 $246 $246 N/A
2019 Commercial Multi-Peril 0.04% $740,362 $798,329 $968,707 $-307,565 -38.53 %
2019 Earthquake 0.04% $86,603 $91,370 $0 $-2,426 -2.66 %
2019 Direct Workers Compensation 0.13% $3,054,583 $3,192,324 $1,402,895 $772,707 24.21 %
2019 Other Liability - Bodily Injury & Property Damage 0.11% $1,813,484 $1,787,862 $668,515 $1,147,509 64.18 %
2019 Products Liability 0.27% $234,064 $219,070 $105,134 $17,093 7.80 %
2019 Total Private Passenger Automobile 0.00% $0 $0 $-1,453 $-1,453 N/A
2019 Private Passenger Auto Collision 0.00% $0 $0 $-1,453 $-1,453 N/A
2019 Total Commercial Automobile 0.24% $3,982,751 $3,936,626 $1,849,218 $2,785,117 70.75 %
2019 Commercial Auto Liability Bodily Injury 0.30% $2,550,799 $2,518,060 $704,860 $1,729,589 68.69 %
2019 Commercial Auto Liability Property Damage 0.00% $0 $0 $371,643 $428,433 N/A
2019 Commercial Auto Medical Payments 0.64% $140,096 $137,911 $12,248 $13,252 9.61 %
2019 Commercial Auto Uninsured Motorists 0.33% $173,273 $174,767 $95,000 $-30,399 -17.39 %
2019 Commercial Auto Comprehensive 0.15% $324,493 $327,132 $304,912 $333,181 N/A
2019 Commercial Auto Collision 0.28% $794,090 $778,756 $360,555 $311,061 39.94 %
2019 Boiler & Machinery 0.36% $206,446 $219,651 $161,838 $162,884 74.16 %
2018 Total Property & Casualty 0.05% $12,468,491 $12,468,237 $7,624,651 $5,285,225 42.39 %
2018 Total Fire & Allied Lines 0.17% $1,872,859 $1,826,767 $1,494,306 $294,819 16.14 %
2018 Commercial Fire & Allied Lines 0.57% $1,872,859 $1,826,767 $1,494,306 $294,819 16.14 %
2018 Total Homeowners 0.00% $0 $0 $122,472 $53,463 N/A
2018 Homeowners Multi-Peril 0.00% $0 $0 $122,472 $53,463 N/A
2018 Commercial Multi-Peril 0.05% $879,661 $901,124 $482,795 $170,745 18.95 %
2018 Inland Marine (Incl Auto Cargo) 0.00% $0 $0 $0 $11 N/A
2018 Earthquake 0.04% $83,037 $75,390 $0 $-2 0.00 %
2018 Direct Workers Compensation 0.14% $3,380,961 $3,446,718 $1,246,054 $1,275,848 37.02 %
2018 Other Liability - Bodily Injury & Property Damage 0.11% $1,878,312 $2,000,059 $2,316,553 $1,028,342 51.42 %
2018 Products Liability 0.27% $216,877 $234,027 $193,266 $17,091 7.30 %
2018 Total Private Passenger Automobile 0.00% $0 $0 $-1,530 $-1,530 N/A
2018 Private Passenger Auto Collision 0.00% $0 $0 $-1,530 $-1,530 N/A
2018 Total Commercial Automobile 0.26% $3,934,020 $3,769,233 $1,759,165 $2,425,502 64.35 %
2018 Commercial Auto Liability Bodily Injury 0.33% $2,513,116 $2,406,252 $600,391 $1,275,389 53.00 %
2018 Commercial Auto Liability Property Damage 0.00% $0 $0 $339,689 $283,372 N/A
2018 Commercial Auto Medical Payments 0.76% $134,898 $133,787 $10,588 $13,534 10.12 %
2018 Commercial Auto Uninsured Motorists 0.39% $185,655 $195,254 $90,000 $96,038 49.19 %
2018 Commercial Auto Comprehensive 0.19% $331,823 $323,229 $218,781 $239,054 73.96 %
2018 Commercial Auto Collision 0.28% $768,528 $710,711 $499,716 $518,115 72.90 %
2018 Boiler & Machinery 0.44% $222,764 $214,919 $11,570 $20,936 9.74 %
2017 Total Property & Casualty 0.06% $12,969,492 $13,166,137 $11,215,939 $15,609,944 N/A
2017 Total Fire & Allied Lines 0.17% $1,813,235 $1,871,649 $3,039,369 $4,500,124 N/A
2017 Commercial Fire & Allied Lines 0.68% $1,813,235 $1,871,649 $3,039,369 $4,500,124 N/A
2017 Total Homeowners 0.00% $-7,024 $200,923 $195,767 $199,321 99.20 %
2017 Homeowners Multi-Peril 0.00% $-7,024 $200,923 $195,767 $199,321 99.20 %
2017 Commercial Multi-Peril 0.05% $946,487 $1,010,927 $2,091,002 $2,476,537 N/A
2017 Inland Marine (Incl Auto Cargo) 0.00% $-3 $1,918 $0 $29 1.51 %
2017 Earthquake 0.03% $69,718 $70,664 $0 $121 0.17 %
2017 Direct Workers Compensation 0.15% $3,722,000 $3,793,237 $1,801,191 $3,065,407 80.81 %
2017 Other Liability - Bodily Injury & Property Damage 0.12% $2,134,449 $2,155,283 $897,621 $836,485 38.81 %
2017 Products Liability 0.30% $247,809 $207,231 $23,607 $327,433 N/A
2017 Total Private Passenger Automobile 0.00% $0 $0 $23,044 $-29,336 N/A
2017 Private Passenger Auto Liability Bodily Injury 0.00% $0 $0 $24,296 $-27,704 N/A
2017 Private Passenger Auto Collision 0.00% $0 $0 $-1,252 $-1,632 N/A
2017 Total Commercial Automobile 0.27% $3,816,933 $3,616,534 $3,122,570 $4,211,459 N/A
2017 Commercial Auto Liability Bodily Injury 0.35% $2,443,491 $2,331,365 $1,697,273 $2,585,730 N/A
2017 Commercial Auto Liability Property Damage 0.00% $0 $0 $509,251 $490,967 N/A
2017 Commercial Auto Medical Payments 0.82% $141,148 $130,353 $6,863 $6,347 4.87 %
2017 Commercial Auto Uninsured Motorists 0.45% $210,797 $195,918 $25,000 $221,914 N/A
2017 Commercial Auto Comprehensive 0.20% $341,984 $323,856 $431,986 $438,830 N/A
2017 Commercial Auto Collision 0.27% $679,513 $635,042 $452,197 $467,671 73.64 %
2017 Boiler & Machinery 0.41% $225,888 $237,771 $21,768 $22,364 9.41 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2018 Homeowners 0.01% 0 0
2017 Homeowners 0.01% 0 0


Company Changes


Market Conduct

Date: 12/31/2013

EMCExam.pdf

Date: 02/19/2014

EmcascoInsuranceCo.pdf


Financial Exams

This company does not have any financial exams.