Company Details

  EMCASCO INSURANCE COMPANY License Status :
Active

NAIC Number :

21407


Phone Number:

515-345-7380


Company Address:

P. O. BOX 712 
DES MOINES, IA  50306-0712

Description:

Property and Casualty


License Number:

B420785


Date Admitted:

1960-06-29


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Earned Direct Premium Written Direct Losses Paid Direct Losses Incurred Loss Ratio
2018 Total Property & Casualty 0.03% $12,468,491 $12,468,237 $7,624,651 $5,285,225 42.39 %
2018 Total Fire & Allied Lines 0.09% $1,872,859 $1,826,767 $1,494,306 $294,819 16.14 %
2018 Commercial Fire & Allied Lines 0.29% $1,872,859 $1,826,767 $1,494,306 $294,819 16.14 %
2018 Total Homeowners 0.00% $0 $0 $122,472 $53,463 N/A
2018 Homeowners Multi-Peril 0.00% $0 $0 $122,472 $53,463 N/A
2018 Commercial Multi-Peril 0.03% $879,661 $901,124 $482,795 $170,745 18.95 %
2018 Inland Marine (Incl Auto Cargo) 0.00% $0 $0 $0 $11 N/A
2018 Earthquake 0.02% $83,037 $75,390 $0 $-2 0.00 %
2018 Direct Workers Compensation 0.07% $3,380,961 $3,446,718 $1,246,054 $1,275,848 37.02 %
2018 Other Liability - Bodily Injury & Property Damage 0.06% $1,878,312 $2,000,059 $2,316,553 $1,028,342 51.42 %
2018 Products Liability 0.14% $216,877 $234,027 $193,266 $17,091 7.30 %
2018 Total Private Passenger Automobile 0.00% $0 $0 $-1,530 $-1,530 N/A
2018 Private Passenger Auto Collision 0.00% $0 $0 $-1,530 $-1,530 N/A
2018 Total Commercial Automobile 0.14% $3,934,020 $3,769,233 $1,759,165 $2,425,502 64.35 %
2018 Commercial Auto Liability Bodily Injury 0.17% $2,513,116 $2,406,252 $600,391 $1,275,389 53.00 %
2018 Commercial Auto Liability Property Damage 0.00% $0 $0 $339,689 $283,372 N/A
2018 Commercial Auto Medical Payments 0.40% $134,898 $133,787 $10,588 $13,534 10.12 %
2018 Commercial Auto Uninsured Motorists 0.21% $185,655 $195,254 $90,000 $96,038 49.19 %
2018 Commercial Auto Comprehensive 0.10% $331,823 $323,229 $218,781 $239,054 73.96 %
2018 Commercial Auto Collision 0.15% $768,528 $710,711 $499,716 $518,115 72.90 %
2018 Boiler & Machinery 0.22% $222,764 $214,919 $11,570 $20,936 9.74 %
2017 Total Property & Casualty 0.06% $12,969,492 $13,166,137 $11,215,939 $15,609,944 N/A
2017 Total Fire & Allied Lines 0.17% $1,813,235 $1,871,649 $3,039,369 $4,500,124 N/A
2017 Commercial Fire & Allied Lines 0.68% $1,813,235 $1,871,649 $3,039,369 $4,500,124 N/A
2017 Total Homeowners 0.00% $-7,024 $200,923 $195,767 $199,321 99.20 %
2017 Homeowners Multi-Peril 0.00% $-7,024 $200,923 $195,767 $199,321 99.20 %
2017 Commercial Multi-Peril 0.05% $946,487 $1,010,927 $2,091,002 $2,476,537 N/A
2017 Inland Marine (Incl Auto Cargo) 0.00% $-3 $1,918 $0 $29 1.51 %
2017 Earthquake 0.03% $69,718 $70,664 $0 $121 0.17 %
2017 Direct Workers Compensation 0.15% $3,722,000 $3,793,237 $1,801,191 $3,065,407 80.81 %
2017 Other Liability - Bodily Injury & Property Damage 0.12% $2,134,449 $2,155,283 $897,621 $836,485 38.81 %
2017 Products Liability 0.30% $247,809 $207,231 $23,607 $327,433 N/A
2017 Total Private Passenger Automobile 0.00% $0 $0 $23,044 $-29,336 N/A
2017 Private Passenger Auto Liability Bodily Injury 0.00% $0 $0 $24,296 $-27,704 N/A
2017 Private Passenger Auto Collision 0.00% $0 $0 $-1,252 $-1,632 N/A
2017 Total Commercial Automobile 0.28% $3,816,933 $3,616,534 $3,122,570 $4,211,459 N/A
2017 Commercial Auto Liability Bodily Injury 0.37% $2,443,491 $2,331,365 $1,697,273 $2,585,730 N/A
2017 Commercial Auto Liability Property Damage 0.00% $0 $0 $509,251 $490,967 N/A
2017 Commercial Auto Medical Payments 0.86% $141,148 $130,353 $6,863 $6,347 4.87 %
2017 Commercial Auto Uninsured Motorists 0.48% $210,797 $195,918 $25,000 $221,914 N/A
2017 Commercial Auto Comprehensive 0.21% $341,984 $323,856 $431,986 $438,830 N/A
2017 Commercial Auto Collision 0.28% $679,513 $635,042 $452,197 $467,671 73.64 %
2017 Boiler & Machinery 0.42% $225,888 $237,771 $21,768 $22,364 9.41 %
2016 Total Property & Casualty 0.06% $13,608,520 $14,064,380 $8,716,858 $9,293,638 66.08 %
2016 Total Fire & Allied Lines 0.19% $1,898,807 $1,827,800 $1,597,510 $1,628,614 89.10 %
2016 Commercial Fire & Allied Lines 0.74% $1,898,807 $1,827,800 $1,597,510 $1,628,614 89.10 %
2016 Total Homeowners 0.01% $464,691 $547,215 $468,964 $520,826 95.18 %
2016 Homeowners Multi-Peril 0.01% $464,691 $547,215 $468,964 $520,826 95.18 %
2016 Commercial Multi-Peril 0.06% $1,087,729 $1,251,820 $999,622 $1,453,591 N/A
2016 Inland Marine (Incl Auto Cargo) 0.00% $4,236 $4,990 $0 $262 5.25 %
2016 Earthquake 0.03% $61,996 $65,614 $0 $-522 -0.80 %
2016 Direct Workers Compensation 0.16% $3,893,164 $4,002,741 $1,926,564 $1,786,046 44.62 %
2016 Other Liability - Bodily Injury & Property Damage 0.17% $2,266,181 $2,361,213 $813,700 $2,371,841 N/A
2016 Products Liability 0.25% $191,677 $210,181 $33,769 $-272,811 -129.80 %
2016 Total Private Passenger Automobile 0.00% $-258 $-258 $33,275 $-91,979 N/A
2016 Private Passenger Auto Liability Bodily Injury 0.00% $0 $0 $30,000 $-86,305 N/A
2016 Private Passenger Auto Liability Property Damage 0.00% $0 $0 $-490 $-1,536 N/A
2016 Private Passenger Auto Medical Payments 0.00% $0 $0 $5,000 $-1,523 N/A
2016 Private Passenger Uninsured Motorists 0.00% $0 $0 $0 $-1,523 N/A
2016 Private Passenger Auto Comprehensive 0.00% $-89 $-89 $0 $91 -102.25 %
2016 Private Passenger Auto Collision 0.00% $-169 $-169 $-1,235 $-1,183 N/A
2016 Total Commercial Automobile 0.27% $3,500,094 $3,548,412 $2,807,416 $1,869,874 52.70 %
2016 Commercial Auto Liability Bodily Injury 0.34% $2,270,788 $2,305,030 $1,604,617 $724,481 31.43 %
2016 Commercial Auto Liability Property Damage 0.00% $0 $0 $458,655 $516,479 N/A
2016 Commercial Auto Medical Payments 0.78% $122,597 $125,277 $13,340 $8,115 6.48 %
2016 Commercial Auto Uninsured Motorists 0.48% $191,013 $195,733 $1,799 $-25,682 -13.12 %
2016 Commercial Auto Comprehensive 0.20% $305,149 $306,529 $281,849 $209,736 68.42 %
2016 Commercial Auto Collision 0.27% $610,547 $615,843 $447,156 $436,745 70.92 %
2016 Boiler & Machinery 0.46% $240,203 $244,652 $36,038 $27,896 11.40 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2018 Homeowners 0.01% 0 0
2017 Homeowners 0.01% 0 0
2016 Private Passenger Auto 0.00% 1 2145
2016 Homeowners 0.03% 1 365


Company Changes

Effective Date: 12/31/2013

Comments:

Effective Date: 02/19/2014

Comments:


Market Conduct

Date: 12/31/2013

EMCExam.pdf

Date: 02/19/2014

EmcascoInsuranceCo.pdf


Financial Exams

This company does not have any financial exams.