Company Details

  PHARMACISTS MUTUAL INSURANCE COMPANY License Status :
Active

NAIC Number :

13714


Phone Number:

5152952461


Company Address:

P O BOX 370 
ALGONA, IA  50511-0370

Description:

Property and Casualty


License Number:

B424223


Date Admitted:

1926-05-18


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Earned Direct Premium Written Direct Losses Paid Direct Losses Incurred Loss Ratio
2018 Total Property & Casualty 0.01% $5,675,704 $5,741,368 $2,434,334 $2,118,630 36.90 %
2018 Total Homeowners 0.00% $330,740 $386,005 $180,586 $140,540 36.41 %
2018 Homeowners Multi-Peril 0.00% $330,740 $386,005 $180,586 $140,540 36.41 %
2018 Commercial Multi-Peril 0.04% $1,529,267 $1,537,387 $948,944 $859,058 55.88 %
2018 Inland Marine (Incl Auto Cargo) 0.00% $31,477 $28,408 $1,250 $400 1.41 %
2018 Total Medical Malpractice 0.43% $1,182,633 $1,232,506 $285,540 $49,530 4.02 %
2018 Medical Malpractice - Dentists 0.06% $6,440 $5,947 $0 $0 0.00 %
2018 Medical Malpractice - Other 4.74% $1,176,193 $1,226,559 $285,540 $49,530 4.04 %
2018 Earthquake 0.06% $239,972 $248,370 $0 $0 0.00 %
2018 Direct Workers Compensation 0.02% $1,198,586 $1,150,873 $572,575 $847,463 73.64 %
2018 Other Liability - Bodily Injury & Property Damage 0.00% $2,765 $2,695 $0 $0 0.00 %
2018 Total Private Passenger Automobile 0.00% $393,495 $389,861 $320,450 $134,196 34.42 %
2018 Private Passenger Auto Liability Bodily Injury 0.00% $96,100 $94,595 $174,630 $-32,417 -34.27 %
2018 Private Passenger Auto Liability Property Damage 0.00% $68,819 $68,322 $38,109 $52,562 76.93 %
2018 Private Passenger Auto Medical Payments 0.00% $9,183 $9,537 $7,192 $9,793 N/A
2018 Private Passenger Uninsured Motorists 0.00% $13,272 $13,311 $0 $-288 -2.16 %
2018 Private Passenger Underinsured Motorists 0.01% $24,992 $26,413 $0 $-572 -2.17 %
2018 Private Passenger Auto Comprehensive 0.00% $70,729 $70,674 $34,524 $25,792 36.49 %
2018 Private Passenger Auto Collision 0.00% $110,400 $107,009 $65,995 $79,326 74.13 %
2018 Total Commercial Automobile 0.01% $370,710 $376,311 $124,077 $187,631 49.86 %
2018 Commercial Auto Liability Bodily Injury 0.01% $175,922 $179,972 $18,959 $76,285 42.39 %
2018 Commercial Auto Liability Property Damage 0.01% $23,750 $23,599 $0 $-233 -0.99 %
2018 Commercial Auto Medical Payments 0.02% $7,326 $7,298 $0 $-72 -0.99 %
2018 Commercial Auto Uninsured Motorists 0.02% $18,782 $19,035 $0 $-188 -0.99 %
2018 Commercial Auto Comprehensive 0.02% $51,645 $52,257 $72,858 $72,669 N/A
2018 Commercial Auto Collision 0.02% $93,285 $94,150 $32,260 $39,170 41.60 %
2018 Boiler & Machinery 0.07% $73,655 $69,484 $912 $1,112 1.60 %
2018 Umbrella 0.12% $322,404 $319,468 $0 $-101,300 -31.71 %
2017 Total Property & Casualty 0.02% $5,620,768 $5,781,442 $3,527,315 $2,293,630 39.67 %
2017 Total Homeowners 0.01% $445,520 $454,758 $241,384 $221,814 48.78 %
2017 Homeowners Multi-Peril 0.01% $445,520 $454,758 $241,384 $221,814 48.78 %
2017 Commercial Multi-Peril 0.09% $1,569,024 $1,666,342 $1,754,884 $618,164 37.10 %
2017 Mobile Homes 0.00% $0 $3,731 $0 $0 0.00 %
2017 Inland Marine (Incl Auto Cargo) 0.00% $26,364 $34,450 $-2,700 $-6,920 -20.09 %
2017 Total Medical Malpractice 0.81% $1,315,950 $1,371,372 $27,687 $298,177 21.74 %
2017 Medical Malpractice - Dentists 0.10% $6,102 $5,690 $0 $0 0.00 %
2017 Medical Malpractice - Other 11.23% $1,309,848 $1,365,682 $27,687 $298,177 21.83 %
2017 Earthquake 0.12% $253,256 $258,848 $0 $0 0.00 %
2017 Direct Workers Compensation 0.03% $828,160 $833,496 $192,876 $95,997 11.52 %
2017 Other Liability - Bodily Injury & Property Damage 0.00% $2,570 $2,532 $0 $0 0.00 %
2017 Total Private Passenger Automobile 0.01% $391,567 $385,878 $274,953 $298,154 77.27 %
2017 Private Passenger Auto Liability Bodily Injury 0.01% $96,617 $100,269 $67,233 $116,775 N/A
2017 Private Passenger Auto Liability Property Damage 0.01% $68,695 $64,535 $73,050 $78,396 N/A
2017 Private Passenger Auto Medical Payments 0.01% $9,983 $9,860 $2,000 $4,337 43.99 %
2017 Private Passenger Uninsured Motorists 0.01% $13,634 $15,038 $0 $-1,010 -6.72 %
2017 Private Passenger Underinsured Motorists 0.01% $27,358 $29,047 $0 $-1,952 -6.72 %
2017 Private Passenger Auto Comprehensive 0.01% $70,598 $66,678 $62,397 $70,914 N/A
2017 Private Passenger Auto Collision 0.01% $104,682 $100,451 $70,273 $30,694 30.56 %
2017 Total Commercial Automobile 0.03% $380,079 $351,460 $288,231 $25,044 7.13 %
2017 Commercial Auto Liability Bodily Injury 0.03% $188,306 $175,924 $76,690 $42,835 24.35 %
2017 Commercial Auto Liability Property Damage 0.01% $24,856 $26,469 $0 $-951 -3.59 %
2017 Commercial Auto Medical Payments 0.05% $7,550 $7,111 $0 $-256 -3.60 %
2017 Commercial Auto Uninsured Motorists 0.05% $19,896 $18,764 $90,000 $-120,674 -643.11 %
2017 Commercial Auto Comprehensive 0.03% $50,695 $45,593 $96,326 $85,001 N/A
2017 Commercial Auto Collision 0.04% $88,776 $77,599 $25,215 $19,089 24.60 %
2017 Boiler & Machinery 0.11% $60,447 $62,124 $0 $1,830 2.95 %
2017 Umbrella 0.27% $347,831 $356,451 $750,000 $741,370 N/A
2016 Total Property & Casualty 0.03% $6,050,410 $6,047,445 $1,733,175 $2,391,787 39.55 %
2016 Total Homeowners 0.01% $464,216 $480,781 $128,996 $116,201 24.17 %
2016 Homeowners Multi-Peril 0.01% $464,216 $480,781 $128,996 $116,201 24.17 %
2016 Commercial Multi-Peril 0.10% $1,746,609 $2,099,894 $814,875 $1,133,932 54.00 %
2016 Mobile Homes 0.01% $5,209 $5,212 $0 $0 0.00 %
2016 Inland Marine (Incl Auto Cargo) 0.01% $70,558 $113,135 $5,122 $4,512 3.99 %
2016 Total Medical Malpractice 0.85% $1,518,977 $1,109,245 $38,566 $372,105 33.55 %
2016 Medical Malpractice - Dentists 0.11% $7,607 $8,046 $0 $0 0.00 %
2016 Medical Malpractice - Other 12.22% $1,511,370 $1,101,199 $38,566 $372,105 33.79 %
2016 Earthquake 0.13% $256,318 $269,218 $0 $0 0.00 %
2016 Direct Workers Compensation 0.03% $829,462 $818,403 $322,037 $178,975 21.87 %
2016 Other Liability - Bodily Injury & Property Damage 0.00% $2,599 $2,765 $0 $0 0.00 %
2016 Total Private Passenger Automobile 0.01% $373,036 $374,225 $218,193 $153,032 40.89 %
2016 Private Passenger Auto Liability Bodily Injury 0.01% $103,247 $108,599 $75,267 $20,419 18.80 %
2016 Private Passenger Auto Liability Property Damage 0.00% $62,072 $64,138 $26,067 $15,888 24.77 %
2016 Private Passenger Auto Medical Payments 0.01% $9,745 $10,181 $835 $-3,061 -30.07 %
2016 Private Passenger Uninsured Motorists 0.01% $16,200 $16,165 $0 $-679 -4.20 %
2016 Private Passenger Underinsured Motorists 0.02% $30,381 $30,651 $7,678 $-18,612 -60.72 %
2016 Private Passenger Auto Comprehensive 0.01% $58,836 $56,154 $62,952 $58,782 N/A
2016 Private Passenger Auto Collision 0.01% $92,555 $88,337 $45,394 $80,295 90.90 %
2016 Total Commercial Automobile 0.03% $346,712 $370,709 $201,403 $327,917 88.46 %
2016 Commercial Auto Liability Bodily Injury 0.03% $178,827 $187,938 $60,790 $70,881 37.72 %
2016 Commercial Auto Liability Property Damage 0.01% $28,576 $29,063 $0 $-93 -0.32 %
2016 Commercial Auto Medical Payments 0.05% $7,212 $7,693 $-1,041 $-1,397 -18.16 %
2016 Commercial Auto Uninsured Motorists 0.05% $18,874 $21,017 $5,000 $97,641 N/A
2016 Commercial Auto Comprehensive 0.03% $41,857 $46,425 $75,505 $90,024 N/A
2016 Commercial Auto Collision 0.03% $71,366 $78,573 $61,149 $70,861 90.18 %
2016 Boiler & Machinery 0.12% $64,861 $35,816 $3,983 $4,563 12.74 %
2016 Umbrella 0.26% $371,853 $368,042 $0 $100,550 27.32 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2018 Private Passenger Auto 0.01% 1 525
2018 Homeowners 0.02% 0 0
2017 Private Passenger Auto 0.01% 1 449
2017 Homeowners 0.02% 1 510
2016 Private Passenger Auto 0.01% 0 0
2016 Homeowners 0.02% 1 426


Company Changes

Effective Date: 08/29/2014

Comments:


Market Conduct

Date: 08/29/2014

PharmacistsMutualInsuranceCo.pdf


Financial Exams

This company does not have any financial exams.