Company Details

  PHARMACISTS MUTUAL INSURANCE COMPANY License Status :
Active

NAIC Number :

13714


Phone Number:

5152952461


Company Address:

PO BOX 370 
ALGONA, IA  50511

Description:

Property and Casualty


License Number:

B424223


Date Admitted:

2024-07-01


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2022 Total Property & Casualty 0.01% $4,726,711 $4,575,551 $2,042,960 $2,830,530 61.86 %
2022 Total Homeowners 0.00% $292,228 $291,045 $203,464 $270,384 92.90 %
2022 Homeowners Multi-Peril 0.00% $292,228 $291,045 $203,464 $270,384 92.90 %
2022 Commercial Multi-Peril 0.06% $1,678,395 $1,511,038 $1,154,283 $1,505,591 99.64 %
2022 Inland Marine (Incl Auto Cargo) 0.00% $22,191 $25,777 $500 $-420 -1.63 %
2022 Total Medical Malpractice 0.39% $984,638 $969,983 $99,678 $181,674 18.73 %
2022 Medical Malpractice - Dentists 0.11% $5,183 $5,656 $0 $-330 -5.83 %
2022 Medical Malpractice - Other 4.94% $979,455 $964,327 $99,678 $182,004 18.87 %
2022 Earthquake 0.10% $342,680 $357,540 $0 $0 0.00 %
2022 Direct Workers Compensation 0.02% $535,961 $518,814 $430,038 $649,124 N/A
2022 Other Liability - Bodily Injury & Property Damage 0.00% $-14 $778 $0 $0 0.00 %
2022 Total Private Passenger Automobile 0.00% $336,411 $347,422 $64,421 $209,497 60.30 %
2022 Private Passenger Auto Liability Bodily Injury 0.00% $67,510 $70,776 $0 $4,294 6.07 %
2022 Private Passenger Auto Liability Property Damage 0.00% $61,626 $64,838 $5,237 $11,432 17.63 %
2022 Private Passenger Auto Medical Payments 0.00% $5,663 $5,989 $0 $10,373 N/A
2022 Private Passenger Uninsured Motorists 0.00% $16,753 $17,431 $0 $102,328 N/A
2022 Private Passenger Underinsured Motorists 0.01% $16,788 $17,777 $0 $1,398 7.86 %
2022 Private Passenger Auto Comprehensive 0.00% $64,383 $65,930 $46,786 $48,678 73.83 %
2022 Private Passenger Auto Collision 0.00% $103,688 $104,681 $12,398 $30,994 29.61 %
2022 Total Commercial Automobile 0.01% $190,615 $205,996 $86,551 $48,095 23.35 %
2022 Commercial Auto Liability Bodily Injury 0.01% $129,875 $128,518 $77,641 $36,891 28.70 %
2022 Commercial Auto Liability Property Damage 0.00% $0 $2,969 $0 $-6,985 -235.26 %
2022 Commercial Auto Medical Payments 0.01% $1,154 $1,294 $3,042 $2,186 N/A
2022 Commercial Auto Uninsured Motorists 0.01% $7,318 $8,343 $0 $-551 -6.60 %
2022 Commercial Auto Comprehensive 0.01% $20,067 $24,023 $16,449 $21,449 89.29 %
2022 Commercial Auto Collision 0.01% $32,201 $40,849 $-10,581 $-4,895 -11.98 %
2022 Boiler & Machinery 0.11% $96,264 $97,897 $4,025 $30,065 30.71 %
2022 Umbrella 0.11% $247,342 $249,261 $0 $-63,480 -25.47 %
2021 Total Property & Casualty 0.01% $4,464,477 $4,534,718 $3,206,792 $3,124,167 68.89 %
2021 Total Homeowners 0.00% $271,135 $243,330 $295,715 $256,240 N/A
2021 Homeowners Multi-Peril 0.00% $271,135 $243,330 $295,715 $256,240 N/A
2021 Commercial Multi-Peril 0.05% $1,333,745 $1,263,322 $2,076,352 $1,625,792 N/A
2021 Inland Marine (Incl Auto Cargo) 0.00% $26,312 $28,961 $6,650 $2,610 9.01 %
2021 Total Medical Malpractice 0.38% $926,184 $977,695 $100,859 $255,760 26.16 %
2021 Medical Malpractice - Dentists 0.12% $5,573 $5,407 $0 $-180 -3.33 %
2021 Medical Malpractice - Other 6.22% $920,611 $972,288 $100,859 $255,940 26.32 %
2021 Earthquake 0.11% $375,518 $397,488 $0 $0 0.00 %
2021 Direct Workers Compensation 0.02% $645,419 $714,289 $609,167 $827,001 N/A
2021 Other Liability - Bodily Injury & Property Damage 0.00% $1,469 $1,356 $0 $0 0.00 %
2021 Total Private Passenger Automobile 0.00% $355,448 $386,674 $98,415 $77,771 20.11 %
2021 Private Passenger Auto Liability Bodily Injury 0.00% $72,627 $86,041 $26,000 $17,983 20.90 %
2021 Private Passenger Auto Liability Property Damage 0.00% $68,292 $72,957 $23,798 $7,031 9.64 %
2021 Private Passenger Auto Medical Payments 0.00% $6,344 $7,255 $-2,907 $-3,838 -52.90 %
2021 Private Passenger Uninsured Motorists 0.00% $17,713 $17,896 $0 $70 0.39 %
2021 Private Passenger Underinsured Motorists 0.01% $18,204 $20,783 $-15,000 $-17,110 -82.33 %
2021 Private Passenger Auto Comprehensive 0.00% $66,996 $69,697 $19,427 $25,327 36.34 %
2021 Private Passenger Auto Collision 0.00% $105,272 $112,045 $47,097 $48,308 43.11 %
2021 Total Commercial Automobile 0.01% $200,380 $198,455 $19,634 $107,653 54.25 %
2021 Commercial Auto Liability Bodily Injury 0.01% $111,634 $106,421 $-30,526 $66,951 62.91 %
2021 Commercial Auto Liability Property Damage 0.00% $12,126 $15,326 $0 $1,734 11.31 %
2021 Commercial Auto Medical Payments 0.01% $1,250 $2,802 $0 $-1,166 -41.61 %
2021 Commercial Auto Uninsured Motorists 0.01% $8,028 $8,373 $0 $-526 -6.28 %
2021 Commercial Auto Comprehensive 0.01% $24,459 $22,141 $6,723 $6,723 30.36 %
2021 Commercial Auto Collision 0.01% $42,883 $43,392 $43,437 $33,937 78.21 %
2021 Boiler & Machinery 0.11% $99,688 $88,855 $0 $30 0.03 %
2021 Umbrella 0.11% $229,179 $234,293 $0 $-28,690 -12.25 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2022 Private Passenger Auto 0.01% 0 0
2022 Homeowners 0.01% 0 0
2021 Homeowners 0.01% 0 0
2021 Private Passenger Auto 0.01% 0 0


Company Changes


Market Conduct

Date: 08/29/2014

PharmacistsMutualInsuranceCo.pdf


Financial Exams

This company does not have any financial exams.