Company Details

  PHARMACISTS MUTUAL INSURANCE COMPANY License Status :
Active

NAIC Number :

13714


Phone Number:

515-395-7255


Company Address:

PO BOX 370 
ALGONA, IA  50511

Description:

Property and Casualty


License Number:

B424223


Date Admitted:

1926-05-18


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2019 Total Property & Casualty 0.02% $5,009,429 $5,182,701 $1,765,753 $1,153,329 22.25 %
2019 Total Homeowners 0.01% $317,608 $324,159 $542,740 $579,978 N/A
2019 Homeowners Multi-Peril 0.01% $317,608 $324,159 $542,740 $579,978 N/A
2019 Commercial Multi-Peril 0.07% $1,305,529 $1,370,674 $191,523 $12,294 0.90 %
2019 Inland Marine (Incl Auto Cargo) 0.00% $28,567 $28,808 $2,300 $1,420 4.93 %
2019 Total Medical Malpractice 0.71% $1,107,214 $1,125,384 $6,870 $59,850 5.32 %
2019 Medical Malpractice - Dentists 0.15% $6,601 $6,190 $0 $0 0.00 %
2019 Medical Malpractice - Other 8.16% $1,100,613 $1,119,194 $6,870 $59,850 5.35 %
2019 Earthquake 0.10% $216,692 $229,700 $0 $0 0.00 %
2019 Direct Workers Compensation 0.04% $975,420 $1,011,800 $500,393 $139,636 13.80 %
2019 Other Liability - Bodily Injury & Property Damage 0.00% $2,592 $2,589 $0 $0 0.00 %
2019 Total Private Passenger Automobile 0.01% $386,128 $396,410 $135,734 $102,915 25.96 %
2019 Private Passenger Auto Liability Bodily Injury 0.00% $99,625 $99,983 $6,836 $10,125 10.13 %
2019 Private Passenger Auto Liability Property Damage 0.01% $71,322 $71,529 $60,403 $39,638 55.42 %
2019 Private Passenger Auto Medical Payments 0.00% $8,276 $8,871 $4,126 $-1,034 -11.66 %
2019 Private Passenger Uninsured Motorists 0.00% $14,190 $14,019 $0 $461 3.29 %
2019 Private Passenger Underinsured Motorists 0.02% $20,809 $22,997 $0 $756 3.29 %
2019 Private Passenger Auto Comprehensive 0.00% $65,793 $68,823 $28,866 $31,748 46.13 %
2019 Private Passenger Auto Collision 0.01% $106,113 $110,188 $35,503 $21,221 19.26 %
2019 Total Commercial Automobile 0.02% $297,976 $316,768 $354,433 $255,606 80.69 %
2019 Commercial Auto Liability Bodily Injury 0.02% $175,891 $175,141 $246,522 $150,729 86.06 %
2019 Commercial Auto Liability Property Damage 0.01% $18,351 $20,475 $0 $-325 -1.59 %
2019 Commercial Auto Medical Payments 0.03% $6,706 $7,044 $0 $-112 -1.59 %
2019 Commercial Auto Uninsured Motorists 0.03% $13,571 $16,128 $0 $-256 -1.59 %
2019 Commercial Auto Comprehensive 0.01% $26,470 $33,014 $63,601 $60,046 N/A
2019 Commercial Auto Collision 0.02% $56,987 $64,966 $44,310 $45,524 70.07 %
2019 Boiler & Machinery 0.12% $69,486 $70,503 $31,760 $33,540 47.57 %
2019 Umbrella 0.21% $302,217 $305,906 $0 $-31,910 -10.43 %
2018 Total Property & Casualty 0.02% $5,675,704 $5,741,368 $2,434,334 $2,118,630 36.90 %
2018 Total Homeowners 0.01% $330,740 $386,005 $180,586 $140,540 36.41 %
2018 Homeowners Multi-Peril 0.01% $330,740 $386,005 $180,586 $140,540 36.41 %
2018 Commercial Multi-Peril 0.09% $1,529,267 $1,537,387 $948,944 $859,058 55.88 %
2018 Inland Marine (Incl Auto Cargo) 0.00% $31,477 $28,408 $1,250 $400 1.41 %
2018 Total Medical Malpractice 0.79% $1,182,633 $1,232,506 $285,540 $49,530 4.02 %
2018 Medical Malpractice - Dentists 0.12% $6,440 $5,947 $0 $0 0.00 %
2018 Medical Malpractice - Other 8.65% $1,176,193 $1,226,559 $285,540 $49,530 4.04 %
2018 Earthquake 0.11% $239,972 $248,370 $0 $0 0.00 %
2018 Direct Workers Compensation 0.05% $1,198,586 $1,150,873 $572,575 $847,463 73.64 %
2018 Other Liability - Bodily Injury & Property Damage 0.00% $2,765 $2,695 $0 $0 0.00 %
2018 Total Private Passenger Automobile 0.01% $393,495 $389,861 $320,450 $134,196 34.42 %
2018 Private Passenger Auto Liability Bodily Injury 0.01% $96,100 $94,595 $174,630 $-32,417 -34.27 %
2018 Private Passenger Auto Liability Property Damage 0.00% $68,819 $68,322 $38,109 $52,562 76.93 %
2018 Private Passenger Auto Medical Payments 0.01% $9,183 $9,537 $7,192 $9,793 N/A
2018 Private Passenger Uninsured Motorists 0.01% $13,272 $13,311 $0 $-288 -2.16 %
2018 Private Passenger Underinsured Motorists 0.01% $24,992 $26,413 $0 $-572 -2.17 %
2018 Private Passenger Auto Comprehensive 0.01% $70,729 $70,674 $34,524 $25,792 36.49 %
2018 Private Passenger Auto Collision 0.01% $110,400 $107,009 $65,995 $79,326 74.13 %
2018 Total Commercial Automobile 0.02% $370,710 $376,311 $124,077 $187,631 49.86 %
2018 Commercial Auto Liability Bodily Injury 0.02% $175,922 $179,972 $18,959 $76,285 42.39 %
2018 Commercial Auto Liability Property Damage 0.01% $23,750 $23,599 $0 $-233 -0.99 %
2018 Commercial Auto Medical Payments 0.04% $7,326 $7,298 $0 $-72 -0.99 %
2018 Commercial Auto Uninsured Motorists 0.04% $18,782 $19,035 $0 $-188 -0.99 %
2018 Commercial Auto Comprehensive 0.03% $51,645 $52,257 $72,858 $72,669 N/A
2018 Commercial Auto Collision 0.03% $93,285 $94,150 $32,260 $39,170 41.60 %
2018 Boiler & Machinery 0.14% $73,655 $69,484 $912 $1,112 1.60 %
2018 Umbrella 0.23% $322,404 $319,468 $0 $-101,300 -31.71 %
2017 Total Property & Casualty 0.02% $5,620,768 $5,781,442 $3,527,315 $2,293,630 39.67 %
2017 Total Homeowners 0.01% $445,520 $454,758 $241,384 $221,814 48.78 %
2017 Homeowners Multi-Peril 0.01% $445,520 $454,758 $241,384 $221,814 48.78 %
2017 Commercial Multi-Peril 0.08% $1,569,024 $1,666,342 $1,754,884 $618,164 37.10 %
2017 Mobile Homes 0.00% $0 $3,731 $0 $0 0.00 %
2017 Inland Marine (Incl Auto Cargo) 0.00% $26,364 $34,450 $-2,700 $-6,920 -20.09 %
2017 Total Medical Malpractice 0.78% $1,315,950 $1,371,372 $27,687 $298,177 21.74 %
2017 Medical Malpractice - Dentists 0.09% $6,102 $5,690 $0 $0 0.00 %
2017 Medical Malpractice - Other 10.30% $1,309,848 $1,365,682 $27,687 $298,177 21.83 %
2017 Earthquake 0.12% $253,256 $258,848 $0 $0 0.00 %
2017 Direct Workers Compensation 0.03% $828,160 $833,496 $192,876 $95,997 11.52 %
2017 Other Liability - Bodily Injury & Property Damage 0.00% $2,570 $2,532 $0 $0 0.00 %
2017 Total Private Passenger Automobile 0.01% $391,567 $385,878 $274,953 $298,154 77.27 %
2017 Private Passenger Auto Liability Bodily Injury 0.01% $96,617 $100,269 $67,233 $116,775 N/A
2017 Private Passenger Auto Liability Property Damage 0.00% $68,695 $64,535 $73,050 $78,396 N/A
2017 Private Passenger Auto Medical Payments 0.01% $9,983 $9,860 $2,000 $4,337 43.99 %
2017 Private Passenger Uninsured Motorists 0.01% $13,634 $15,038 $0 $-1,010 -6.72 %
2017 Private Passenger Underinsured Motorists 0.01% $27,358 $29,047 $0 $-1,952 -6.72 %
2017 Private Passenger Auto Comprehensive 0.01% $70,598 $66,678 $62,397 $70,914 N/A
2017 Private Passenger Auto Collision 0.01% $104,682 $100,451 $70,273 $30,694 30.56 %
2017 Total Commercial Automobile 0.03% $380,079 $351,460 $288,231 $25,044 7.13 %
2017 Commercial Auto Liability Bodily Injury 0.03% $188,306 $175,924 $76,690 $42,835 24.35 %
2017 Commercial Auto Liability Property Damage 0.01% $24,856 $26,469 $0 $-951 -3.59 %
2017 Commercial Auto Medical Payments 0.04% $7,550 $7,111 $0 $-256 -3.60 %
2017 Commercial Auto Uninsured Motorists 0.04% $19,896 $18,764 $90,000 $-120,674 -643.11 %
2017 Commercial Auto Comprehensive 0.03% $50,695 $45,593 $96,326 $85,001 N/A
2017 Commercial Auto Collision 0.03% $88,776 $77,599 $25,215 $19,089 24.60 %
2017 Boiler & Machinery 0.11% $60,447 $62,124 $0 $1,830 2.95 %
2017 Umbrella 0.26% $347,831 $356,451 $750,000 $741,370 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2019 Private Passenger Auto 0.01% 1 596
2019 Homeowners 0.01% 0 0
2018 Homeowners 0.02% 0 0
2018 Private Passenger Auto 0.01% 1 525
2017 Private Passenger Auto 0.01% 1 449
2017 Homeowners 0.02% 1 510


Company Changes


Market Conduct

Date: 08/29/2014

PharmacistsMutualInsuranceCo.pdf


Financial Exams

This company does not have any financial exams.