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Company Details
PHARMACISTS MUTUAL INSURANCE COMPANY License Status :
Active
NAIC Number :
13714
Phone Number:
515-395-7255
Company Address:
PO BOX 370
ALGONA, IA 50511
Description:
Property and Casualty
License Number:
B424223
Date Admitted:
1926-05-18
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2019 | Total Property & Casualty | 0.02% | $5,009,429 | $5,182,701 | $1,765,753 | $1,153,329 | 22.25 % |
| 2019 | Total Homeowners | 0.01% | $317,608 | $324,159 | $542,740 | $579,978 | N/A |
| 2019 | Homeowners Multi-Peril | 0.01% | $317,608 | $324,159 | $542,740 | $579,978 | N/A |
| 2019 | Commercial Multi-Peril | 0.07% | $1,305,529 | $1,370,674 | $191,523 | $12,294 | 0.90 % |
| 2019 | Inland Marine (Incl Auto Cargo) | 0.00% | $28,567 | $28,808 | $2,300 | $1,420 | 4.93 % |
| 2019 | Total Medical Malpractice | 0.71% | $1,107,214 | $1,125,384 | $6,870 | $59,850 | 5.32 % |
| 2019 | Medical Malpractice - Dentists | 0.15% | $6,601 | $6,190 | $0 | $0 | 0.00 % |
| 2019 | Medical Malpractice - Other | 8.16% | $1,100,613 | $1,119,194 | $6,870 | $59,850 | 5.35 % |
| 2019 | Earthquake | 0.10% | $216,692 | $229,700 | $0 | $0 | 0.00 % |
| 2019 | Direct Workers Compensation | 0.04% | $975,420 | $1,011,800 | $500,393 | $139,636 | 13.80 % |
| 2019 | Other Liability - Bodily Injury & Property Damage | 0.00% | $2,592 | $2,589 | $0 | $0 | 0.00 % |
| 2019 | Total Private Passenger Automobile | 0.01% | $386,128 | $396,410 | $135,734 | $102,915 | 25.96 % |
| 2019 | Private Passenger Auto Liability Bodily Injury | 0.00% | $99,625 | $99,983 | $6,836 | $10,125 | 10.13 % |
| 2019 | Private Passenger Auto Liability Property Damage | 0.01% | $71,322 | $71,529 | $60,403 | $39,638 | 55.42 % |
| 2019 | Private Passenger Auto Medical Payments | 0.00% | $8,276 | $8,871 | $4,126 | $-1,034 | -11.66 % |
| 2019 | Private Passenger Uninsured Motorists | 0.00% | $14,190 | $14,019 | $0 | $461 | 3.29 % |
| 2019 | Private Passenger Underinsured Motorists | 0.02% | $20,809 | $22,997 | $0 | $756 | 3.29 % |
| 2019 | Private Passenger Auto Comprehensive | 0.00% | $65,793 | $68,823 | $28,866 | $31,748 | 46.13 % |
| 2019 | Private Passenger Auto Collision | 0.01% | $106,113 | $110,188 | $35,503 | $21,221 | 19.26 % |
| 2019 | Total Commercial Automobile | 0.02% | $297,976 | $316,768 | $354,433 | $255,606 | 80.69 % |
| 2019 | Commercial Auto Liability Bodily Injury | 0.02% | $175,891 | $175,141 | $246,522 | $150,729 | 86.06 % |
| 2019 | Commercial Auto Liability Property Damage | 0.01% | $18,351 | $20,475 | $0 | $-325 | -1.59 % |
| 2019 | Commercial Auto Medical Payments | 0.03% | $6,706 | $7,044 | $0 | $-112 | -1.59 % |
| 2019 | Commercial Auto Uninsured Motorists | 0.03% | $13,571 | $16,128 | $0 | $-256 | -1.59 % |
| 2019 | Commercial Auto Comprehensive | 0.01% | $26,470 | $33,014 | $63,601 | $60,046 | N/A |
| 2019 | Commercial Auto Collision | 0.02% | $56,987 | $64,966 | $44,310 | $45,524 | 70.07 % |
| 2019 | Boiler & Machinery | 0.12% | $69,486 | $70,503 | $31,760 | $33,540 | 47.57 % |
| 2019 | Umbrella | 0.21% | $302,217 | $305,906 | $0 | $-31,910 | -10.43 % |
| 2018 | Total Property & Casualty | 0.02% | $5,675,704 | $5,741,368 | $2,434,334 | $2,118,630 | 36.90 % |
| 2018 | Total Homeowners | 0.01% | $330,740 | $386,005 | $180,586 | $140,540 | 36.41 % |
| 2018 | Homeowners Multi-Peril | 0.01% | $330,740 | $386,005 | $180,586 | $140,540 | 36.41 % |
| 2018 | Commercial Multi-Peril | 0.09% | $1,529,267 | $1,537,387 | $948,944 | $859,058 | 55.88 % |
| 2018 | Inland Marine (Incl Auto Cargo) | 0.00% | $31,477 | $28,408 | $1,250 | $400 | 1.41 % |
| 2018 | Total Medical Malpractice | 0.79% | $1,182,633 | $1,232,506 | $285,540 | $49,530 | 4.02 % |
| 2018 | Medical Malpractice - Dentists | 0.12% | $6,440 | $5,947 | $0 | $0 | 0.00 % |
| 2018 | Medical Malpractice - Other | 8.65% | $1,176,193 | $1,226,559 | $285,540 | $49,530 | 4.04 % |
| 2018 | Earthquake | 0.11% | $239,972 | $248,370 | $0 | $0 | 0.00 % |
| 2018 | Direct Workers Compensation | 0.05% | $1,198,586 | $1,150,873 | $572,575 | $847,463 | 73.64 % |
| 2018 | Other Liability - Bodily Injury & Property Damage | 0.00% | $2,765 | $2,695 | $0 | $0 | 0.00 % |
| 2018 | Total Private Passenger Automobile | 0.01% | $393,495 | $389,861 | $320,450 | $134,196 | 34.42 % |
| 2018 | Private Passenger Auto Liability Bodily Injury | 0.01% | $96,100 | $94,595 | $174,630 | $-32,417 | -34.27 % |
| 2018 | Private Passenger Auto Liability Property Damage | 0.00% | $68,819 | $68,322 | $38,109 | $52,562 | 76.93 % |
| 2018 | Private Passenger Auto Medical Payments | 0.01% | $9,183 | $9,537 | $7,192 | $9,793 | N/A |
| 2018 | Private Passenger Uninsured Motorists | 0.01% | $13,272 | $13,311 | $0 | $-288 | -2.16 % |
| 2018 | Private Passenger Underinsured Motorists | 0.01% | $24,992 | $26,413 | $0 | $-572 | -2.17 % |
| 2018 | Private Passenger Auto Comprehensive | 0.01% | $70,729 | $70,674 | $34,524 | $25,792 | 36.49 % |
| 2018 | Private Passenger Auto Collision | 0.01% | $110,400 | $107,009 | $65,995 | $79,326 | 74.13 % |
| 2018 | Total Commercial Automobile | 0.02% | $370,710 | $376,311 | $124,077 | $187,631 | 49.86 % |
| 2018 | Commercial Auto Liability Bodily Injury | 0.02% | $175,922 | $179,972 | $18,959 | $76,285 | 42.39 % |
| 2018 | Commercial Auto Liability Property Damage | 0.01% | $23,750 | $23,599 | $0 | $-233 | -0.99 % |
| 2018 | Commercial Auto Medical Payments | 0.04% | $7,326 | $7,298 | $0 | $-72 | -0.99 % |
| 2018 | Commercial Auto Uninsured Motorists | 0.04% | $18,782 | $19,035 | $0 | $-188 | -0.99 % |
| 2018 | Commercial Auto Comprehensive | 0.03% | $51,645 | $52,257 | $72,858 | $72,669 | N/A |
| 2018 | Commercial Auto Collision | 0.03% | $93,285 | $94,150 | $32,260 | $39,170 | 41.60 % |
| 2018 | Boiler & Machinery | 0.14% | $73,655 | $69,484 | $912 | $1,112 | 1.60 % |
| 2018 | Umbrella | 0.23% | $322,404 | $319,468 | $0 | $-101,300 | -31.71 % |
| 2017 | Total Property & Casualty | 0.02% | $5,620,768 | $5,781,442 | $3,527,315 | $2,293,630 | 39.67 % |
| 2017 | Total Homeowners | 0.01% | $445,520 | $454,758 | $241,384 | $221,814 | 48.78 % |
| 2017 | Homeowners Multi-Peril | 0.01% | $445,520 | $454,758 | $241,384 | $221,814 | 48.78 % |
| 2017 | Commercial Multi-Peril | 0.08% | $1,569,024 | $1,666,342 | $1,754,884 | $618,164 | 37.10 % |
| 2017 | Mobile Homes | 0.00% | $0 | $3,731 | $0 | $0 | 0.00 % |
| 2017 | Inland Marine (Incl Auto Cargo) | 0.00% | $26,364 | $34,450 | $-2,700 | $-6,920 | -20.09 % |
| 2017 | Total Medical Malpractice | 0.78% | $1,315,950 | $1,371,372 | $27,687 | $298,177 | 21.74 % |
| 2017 | Medical Malpractice - Dentists | 0.09% | $6,102 | $5,690 | $0 | $0 | 0.00 % |
| 2017 | Medical Malpractice - Other | 10.30% | $1,309,848 | $1,365,682 | $27,687 | $298,177 | 21.83 % |
| 2017 | Earthquake | 0.12% | $253,256 | $258,848 | $0 | $0 | 0.00 % |
| 2017 | Direct Workers Compensation | 0.03% | $828,160 | $833,496 | $192,876 | $95,997 | 11.52 % |
| 2017 | Other Liability - Bodily Injury & Property Damage | 0.00% | $2,570 | $2,532 | $0 | $0 | 0.00 % |
| 2017 | Total Private Passenger Automobile | 0.01% | $391,567 | $385,878 | $274,953 | $298,154 | 77.27 % |
| 2017 | Private Passenger Auto Liability Bodily Injury | 0.01% | $96,617 | $100,269 | $67,233 | $116,775 | N/A |
| 2017 | Private Passenger Auto Liability Property Damage | 0.00% | $68,695 | $64,535 | $73,050 | $78,396 | N/A |
| 2017 | Private Passenger Auto Medical Payments | 0.01% | $9,983 | $9,860 | $2,000 | $4,337 | 43.99 % |
| 2017 | Private Passenger Uninsured Motorists | 0.01% | $13,634 | $15,038 | $0 | $-1,010 | -6.72 % |
| 2017 | Private Passenger Underinsured Motorists | 0.01% | $27,358 | $29,047 | $0 | $-1,952 | -6.72 % |
| 2017 | Private Passenger Auto Comprehensive | 0.01% | $70,598 | $66,678 | $62,397 | $70,914 | N/A |
| 2017 | Private Passenger Auto Collision | 0.01% | $104,682 | $100,451 | $70,273 | $30,694 | 30.56 % |
| 2017 | Total Commercial Automobile | 0.03% | $380,079 | $351,460 | $288,231 | $25,044 | 7.13 % |
| 2017 | Commercial Auto Liability Bodily Injury | 0.03% | $188,306 | $175,924 | $76,690 | $42,835 | 24.35 % |
| 2017 | Commercial Auto Liability Property Damage | 0.01% | $24,856 | $26,469 | $0 | $-951 | -3.59 % |
| 2017 | Commercial Auto Medical Payments | 0.04% | $7,550 | $7,111 | $0 | $-256 | -3.60 % |
| 2017 | Commercial Auto Uninsured Motorists | 0.04% | $19,896 | $18,764 | $90,000 | $-120,674 | -643.11 % |
| 2017 | Commercial Auto Comprehensive | 0.03% | $50,695 | $45,593 | $96,326 | $85,001 | N/A |
| 2017 | Commercial Auto Collision | 0.03% | $88,776 | $77,599 | $25,215 | $19,089 | 24.60 % |
| 2017 | Boiler & Machinery | 0.11% | $60,447 | $62,124 | $0 | $1,830 | 2.95 % |
| 2017 | Umbrella | 0.26% | $347,831 | $356,451 | $750,000 | $741,370 | N/A |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2019 | Private Passenger Auto | 0.01% | 1 | 596 |
| 2019 | Homeowners | 0.01% | 0 | 0 |
| 2018 | Homeowners | 0.02% | 0 | 0 |
| 2018 | Private Passenger Auto | 0.01% | 1 | 525 |
| 2017 | Private Passenger Auto | 0.01% | 1 | 449 |
| 2017 | Homeowners | 0.02% | 1 | 510 |
Company Changes
Market Conduct
Date: 08/29/2014
PharmacistsMutualInsuranceCo.pdf
Financial Exams
This company does not have any financial exams.