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Company Details
PHARMACISTS MUTUAL INSURANCE COMPANY License Status :
Active
NAIC Number :
13714
Phone Number:
515-395-7255
Company Address:
PO BOX 370
ALGONA, IA 50511
Description:
Property and Casualty
License Number:
B424223
Date Admitted:
1926-05-18
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Earned | Direct Premium Written | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2018 | Total Property & Casualty | 0.01% | $5,675,704 | $5,741,368 | $2,434,334 | $2,118,630 | 36.90 % |
| 2018 | Total Homeowners | 0.00% | $330,740 | $386,005 | $180,586 | $140,540 | 36.41 % |
| 2018 | Homeowners Multi-Peril | 0.00% | $330,740 | $386,005 | $180,586 | $140,540 | 36.41 % |
| 2018 | Commercial Multi-Peril | 0.04% | $1,529,267 | $1,537,387 | $948,944 | $859,058 | 55.88 % |
| 2018 | Inland Marine (Incl Auto Cargo) | 0.00% | $31,477 | $28,408 | $1,250 | $400 | 1.41 % |
| 2018 | Total Medical Malpractice | 0.43% | $1,182,633 | $1,232,506 | $285,540 | $49,530 | 4.02 % |
| 2018 | Medical Malpractice - Dentists | 0.06% | $6,440 | $5,947 | $0 | $0 | 0.00 % |
| 2018 | Medical Malpractice - Other | 4.74% | $1,176,193 | $1,226,559 | $285,540 | $49,530 | 4.04 % |
| 2018 | Earthquake | 0.06% | $239,972 | $248,370 | $0 | $0 | 0.00 % |
| 2018 | Direct Workers Compensation | 0.02% | $1,198,586 | $1,150,873 | $572,575 | $847,463 | 73.64 % |
| 2018 | Other Liability - Bodily Injury & Property Damage | 0.00% | $2,765 | $2,695 | $0 | $0 | 0.00 % |
| 2018 | Total Private Passenger Automobile | 0.00% | $393,495 | $389,861 | $320,450 | $134,196 | 34.42 % |
| 2018 | Private Passenger Auto Liability Bodily Injury | 0.00% | $96,100 | $94,595 | $174,630 | $-32,417 | -34.27 % |
| 2018 | Private Passenger Auto Liability Property Damage | 0.00% | $68,819 | $68,322 | $38,109 | $52,562 | 76.93 % |
| 2018 | Private Passenger Auto Medical Payments | 0.00% | $9,183 | $9,537 | $7,192 | $9,793 | N/A |
| 2018 | Private Passenger Uninsured Motorists | 0.00% | $13,272 | $13,311 | $0 | $-288 | -2.16 % |
| 2018 | Private Passenger Underinsured Motorists | 0.01% | $24,992 | $26,413 | $0 | $-572 | -2.17 % |
| 2018 | Private Passenger Auto Comprehensive | 0.00% | $70,729 | $70,674 | $34,524 | $25,792 | 36.49 % |
| 2018 | Private Passenger Auto Collision | 0.00% | $110,400 | $107,009 | $65,995 | $79,326 | 74.13 % |
| 2018 | Total Commercial Automobile | 0.01% | $370,710 | $376,311 | $124,077 | $187,631 | 49.86 % |
| 2018 | Commercial Auto Liability Bodily Injury | 0.01% | $175,922 | $179,972 | $18,959 | $76,285 | 42.39 % |
| 2018 | Commercial Auto Liability Property Damage | 0.01% | $23,750 | $23,599 | $0 | $-233 | -0.99 % |
| 2018 | Commercial Auto Medical Payments | 0.02% | $7,326 | $7,298 | $0 | $-72 | -0.99 % |
| 2018 | Commercial Auto Uninsured Motorists | 0.02% | $18,782 | $19,035 | $0 | $-188 | -0.99 % |
| 2018 | Commercial Auto Comprehensive | 0.02% | $51,645 | $52,257 | $72,858 | $72,669 | N/A |
| 2018 | Commercial Auto Collision | 0.02% | $93,285 | $94,150 | $32,260 | $39,170 | 41.60 % |
| 2018 | Boiler & Machinery | 0.07% | $73,655 | $69,484 | $912 | $1,112 | 1.60 % |
| 2018 | Umbrella | 0.12% | $322,404 | $319,468 | $0 | $-101,300 | -31.71 % |
| 2017 | Total Property & Casualty | 0.02% | $5,620,768 | $5,781,442 | $3,527,315 | $2,293,630 | 39.67 % |
| 2017 | Total Homeowners | 0.01% | $445,520 | $454,758 | $241,384 | $221,814 | 48.78 % |
| 2017 | Homeowners Multi-Peril | 0.01% | $445,520 | $454,758 | $241,384 | $221,814 | 48.78 % |
| 2017 | Commercial Multi-Peril | 0.09% | $1,569,024 | $1,666,342 | $1,754,884 | $618,164 | 37.10 % |
| 2017 | Mobile Homes | 0.00% | $0 | $3,731 | $0 | $0 | 0.00 % |
| 2017 | Inland Marine (Incl Auto Cargo) | 0.00% | $26,364 | $34,450 | $-2,700 | $-6,920 | -20.09 % |
| 2017 | Total Medical Malpractice | 0.81% | $1,315,950 | $1,371,372 | $27,687 | $298,177 | 21.74 % |
| 2017 | Medical Malpractice - Dentists | 0.10% | $6,102 | $5,690 | $0 | $0 | 0.00 % |
| 2017 | Medical Malpractice - Other | 11.23% | $1,309,848 | $1,365,682 | $27,687 | $298,177 | 21.83 % |
| 2017 | Earthquake | 0.12% | $253,256 | $258,848 | $0 | $0 | 0.00 % |
| 2017 | Direct Workers Compensation | 0.03% | $828,160 | $833,496 | $192,876 | $95,997 | 11.52 % |
| 2017 | Other Liability - Bodily Injury & Property Damage | 0.00% | $2,570 | $2,532 | $0 | $0 | 0.00 % |
| 2017 | Total Private Passenger Automobile | 0.01% | $391,567 | $385,878 | $274,953 | $298,154 | 77.27 % |
| 2017 | Private Passenger Auto Liability Bodily Injury | 0.01% | $96,617 | $100,269 | $67,233 | $116,775 | N/A |
| 2017 | Private Passenger Auto Liability Property Damage | 0.01% | $68,695 | $64,535 | $73,050 | $78,396 | N/A |
| 2017 | Private Passenger Auto Medical Payments | 0.01% | $9,983 | $9,860 | $2,000 | $4,337 | 43.99 % |
| 2017 | Private Passenger Uninsured Motorists | 0.01% | $13,634 | $15,038 | $0 | $-1,010 | -6.72 % |
| 2017 | Private Passenger Underinsured Motorists | 0.01% | $27,358 | $29,047 | $0 | $-1,952 | -6.72 % |
| 2017 | Private Passenger Auto Comprehensive | 0.01% | $70,598 | $66,678 | $62,397 | $70,914 | N/A |
| 2017 | Private Passenger Auto Collision | 0.01% | $104,682 | $100,451 | $70,273 | $30,694 | 30.56 % |
| 2017 | Total Commercial Automobile | 0.03% | $380,079 | $351,460 | $288,231 | $25,044 | 7.13 % |
| 2017 | Commercial Auto Liability Bodily Injury | 0.03% | $188,306 | $175,924 | $76,690 | $42,835 | 24.35 % |
| 2017 | Commercial Auto Liability Property Damage | 0.01% | $24,856 | $26,469 | $0 | $-951 | -3.59 % |
| 2017 | Commercial Auto Medical Payments | 0.05% | $7,550 | $7,111 | $0 | $-256 | -3.60 % |
| 2017 | Commercial Auto Uninsured Motorists | 0.05% | $19,896 | $18,764 | $90,000 | $-120,674 | -643.11 % |
| 2017 | Commercial Auto Comprehensive | 0.03% | $50,695 | $45,593 | $96,326 | $85,001 | N/A |
| 2017 | Commercial Auto Collision | 0.04% | $88,776 | $77,599 | $25,215 | $19,089 | 24.60 % |
| 2017 | Boiler & Machinery | 0.11% | $60,447 | $62,124 | $0 | $1,830 | 2.95 % |
| 2017 | Umbrella | 0.27% | $347,831 | $356,451 | $750,000 | $741,370 | N/A |
| 2016 | Total Property & Casualty | 0.03% | $6,050,410 | $6,047,445 | $1,733,175 | $2,391,787 | 39.55 % |
| 2016 | Total Homeowners | 0.01% | $464,216 | $480,781 | $128,996 | $116,201 | 24.17 % |
| 2016 | Homeowners Multi-Peril | 0.01% | $464,216 | $480,781 | $128,996 | $116,201 | 24.17 % |
| 2016 | Commercial Multi-Peril | 0.10% | $1,746,609 | $2,099,894 | $814,875 | $1,133,932 | 54.00 % |
| 2016 | Mobile Homes | 0.01% | $5,209 | $5,212 | $0 | $0 | 0.00 % |
| 2016 | Inland Marine (Incl Auto Cargo) | 0.01% | $70,558 | $113,135 | $5,122 | $4,512 | 3.99 % |
| 2016 | Total Medical Malpractice | 0.85% | $1,518,977 | $1,109,245 | $38,566 | $372,105 | 33.55 % |
| 2016 | Medical Malpractice - Dentists | 0.11% | $7,607 | $8,046 | $0 | $0 | 0.00 % |
| 2016 | Medical Malpractice - Other | 12.22% | $1,511,370 | $1,101,199 | $38,566 | $372,105 | 33.79 % |
| 2016 | Earthquake | 0.13% | $256,318 | $269,218 | $0 | $0 | 0.00 % |
| 2016 | Direct Workers Compensation | 0.03% | $829,462 | $818,403 | $322,037 | $178,975 | 21.87 % |
| 2016 | Other Liability - Bodily Injury & Property Damage | 0.00% | $2,599 | $2,765 | $0 | $0 | 0.00 % |
| 2016 | Total Private Passenger Automobile | 0.01% | $373,036 | $374,225 | $218,193 | $153,032 | 40.89 % |
| 2016 | Private Passenger Auto Liability Bodily Injury | 0.01% | $103,247 | $108,599 | $75,267 | $20,419 | 18.80 % |
| 2016 | Private Passenger Auto Liability Property Damage | 0.00% | $62,072 | $64,138 | $26,067 | $15,888 | 24.77 % |
| 2016 | Private Passenger Auto Medical Payments | 0.01% | $9,745 | $10,181 | $835 | $-3,061 | -30.07 % |
| 2016 | Private Passenger Uninsured Motorists | 0.01% | $16,200 | $16,165 | $0 | $-679 | -4.20 % |
| 2016 | Private Passenger Underinsured Motorists | 0.02% | $30,381 | $30,651 | $7,678 | $-18,612 | -60.72 % |
| 2016 | Private Passenger Auto Comprehensive | 0.01% | $58,836 | $56,154 | $62,952 | $58,782 | N/A |
| 2016 | Private Passenger Auto Collision | 0.01% | $92,555 | $88,337 | $45,394 | $80,295 | 90.90 % |
| 2016 | Total Commercial Automobile | 0.03% | $346,712 | $370,709 | $201,403 | $327,917 | 88.46 % |
| 2016 | Commercial Auto Liability Bodily Injury | 0.03% | $178,827 | $187,938 | $60,790 | $70,881 | 37.72 % |
| 2016 | Commercial Auto Liability Property Damage | 0.01% | $28,576 | $29,063 | $0 | $-93 | -0.32 % |
| 2016 | Commercial Auto Medical Payments | 0.05% | $7,212 | $7,693 | $-1,041 | $-1,397 | -18.16 % |
| 2016 | Commercial Auto Uninsured Motorists | 0.05% | $18,874 | $21,017 | $5,000 | $97,641 | N/A |
| 2016 | Commercial Auto Comprehensive | 0.03% | $41,857 | $46,425 | $75,505 | $90,024 | N/A |
| 2016 | Commercial Auto Collision | 0.03% | $71,366 | $78,573 | $61,149 | $70,861 | 90.18 % |
| 2016 | Boiler & Machinery | 0.12% | $64,861 | $35,816 | $3,983 | $4,563 | 12.74 % |
| 2016 | Umbrella | 0.26% | $371,853 | $368,042 | $0 | $100,550 | 27.32 % |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2018 | Private Passenger Auto | 0.01% | 1 | 525 |
| 2018 | Homeowners | 0.02% | 0 | 0 |
| 2017 | Private Passenger Auto | 0.01% | 1 | 449 |
| 2017 | Homeowners | 0.02% | 1 | 510 |
| 2016 | Private Passenger Auto | 0.01% | 0 | 0 |
| 2016 | Homeowners | 0.02% | 1 | 426 |
Company Changes
Effective Date: 08/29/2014
Comments:
Market Conduct
Date: 08/29/2014
PharmacistsMutualInsuranceCo.pdf
Financial Exams
This company does not have any financial exams.