Company Details

  CINCINNATI INSURANCE COMPANY THE License Status :
Active

NAIC Number :

10677


Phone Number:

5138702000


Company Address:

PO BOX 145496 
CINCINNATI, OH  45214-5496

Description:

Property and Casualty


License Number:

B423376


Date Admitted:

1982-05-25


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Earned Direct Premium Written Direct Losses Paid Direct Losses Incurred Loss Ratio
2018 Total Property & Casualty 0.24% $112,669,090 $108,974,868 $48,348,095 $48,657,748 44.65 %
2018 Total Fire & Allied Lines 0.18% $3,945,065 $4,014,420 $1,090,168 $800,687 19.95 %
2018 Dwelling Fire & Allied Lines 0.14% $904,086 $875,674 $232,672 $324,241 37.03 %
2018 Commercial Fire & Allied Lines 0.47% $3,040,979 $3,138,746 $857,496 $476,446 15.18 %
2018 Total Homeowners 0.16% $14,384,753 $13,480,765 $7,365,154 $7,794,361 57.82 %
2018 Homeowners Multi-Peril 0.17% $13,924,491 $13,032,594 $7,150,283 $7,405,226 56.82 %
2018 Dwelling Owners Multi-Peril (ACV) 0.12% $460,262 $448,171 $214,871 $389,135 86.83 %
2018 Commercial Multi-Peril 1.15% $40,270,129 $39,917,417 $18,026,361 $15,674,862 39.27 %
2018 Inland Marine (Incl Auto Cargo) 0.15% $3,380,480 $3,363,755 $593,140 $-69,398 -2.06 %
2018 Total Medical Malpractice 0.12% $346,139 $374,207 $-249,801 $179,457 47.96 %
2018 Medical Malpractice - Physicians & Surgeons 0.00% $3,758 $3,711 $0 $1,179 31.77 %
2018 Medical Malpractice - Dentists 1.01% $103,048 $100,090 $199 $153,927 N/A
2018 Medical Malpractice - Nurses 0.50% $31,918 $31,936 $0 $8,079 25.30 %
2018 Medical Malpractice - Managed Care Org E & O 1.53% $3,304 $32,557 $-250,000 $-9,080 -27.89 %
2018 Medical Malpractice - Other 0.82% $204,111 $205,913 $0 $25,352 12.31 %
2018 Earthquake 0.27% $1,187,261 $924,295 $0 $0 0.00 %
2018 Direct Workers Compensation 0.04% $2,086,767 $2,090,550 $699,775 $1,364,060 65.25 %
2018 Other Liability - Bodily Injury & Property Damage 0.48% $15,542,194 $15,019,533 $5,077,483 $7,797,187 51.91 %
2018 Products Liability 0.84% $1,328,586 $1,312,577 $220,765 $747,202 56.93 %
2018 Total Private Passenger Automobile 0.09% $12,555,179 $11,534,498 $6,507,059 $6,759,737 58.60 %
2018 Private Passenger Auto Liability Bodily Injury 0.10% $3,462,048 $3,257,163 $1,824,006 $1,480,652 45.46 %
2018 Private Passenger Auto Liability Property Damage 0.05% $1,391,759 $1,314,274 $957,942 $1,108,101 84.31 %
2018 Private Passenger Auto Medical Payments 0.06% $199,376 $177,499 $165,116 $217,959 N/A
2018 Private Passenger Uninsured Motorists 0.26% $1,276,324 $1,176,883 $504,845 $739,099 62.80 %
2018 Private Passenger Auto Comprehensive 0.10% $2,505,043 $2,241,483 $1,071,835 $1,056,891 47.15 %
2018 Private Passenger Auto Collision 0.10% $3,720,629 $3,367,196 $1,983,315 $2,157,035 64.06 %
2018 Total Commercial Automobile 0.55% $15,937,618 $15,167,191 $8,859,324 $7,716,046 50.87 %
2018 Commercial Auto Liability Bodily Injury 0.05% $757,613 $763,448 $1,945,000 $1,875,327 N/A
2018 Commercial Auto Liability Property Damage 2.23% $10,207,989 $9,734,524 $3,869,494 $2,985,801 30.67 %
2018 Commercial Auto Medical Payments 0.00% $0 $0 $3,009 $-6,990 N/A
2018 Commercial Auto Uninsured Motorists 0.39% $342,772 $327,333 $38,010 $44,181 13.50 %
2018 Commercial Auto Comprehensive 0.54% $1,785,828 $1,696,166 $856,233 $720,500 42.48 %
2018 Commercial Auto Collision 0.55% $2,843,416 $2,645,720 $2,147,578 $2,097,227 79.27 %
2018 Fidelity 0.07% $81,152 $58,576 $-6,148 $-27,644 -47.19 %
2018 Surety 0.35% $1,007,654 $1,085,616 $94,223 $-136,166 -12.54 %
2018 Burglary & Theft 0.56% $169,993 $157,967 $15,330 $15,912 10.07 %
2018 Boiler & Machinery 0.44% $444,219 $468,031 $55,262 $41,445 8.86 %
2018 Private Flood 0.01% $1,901 $5,470 $0 $0 0.00 %
2017 Total Property & Casualty 0.46% $105,694,106 $101,873,617 $57,686,277 $56,531,433 55.49 %
2017 Total Fire & Allied Lines 0.38% $3,987,073 $3,914,076 $4,301,655 $5,000,551 N/A
2017 Dwelling Fire & Allied Lines 0.25% $840,125 $769,323 $332,420 $257,592 33.48 %
2017 Commercial Fire & Allied Lines 1.18% $3,146,948 $3,144,753 $3,969,235 $4,742,959 N/A
2017 Total Homeowners 0.31% $12,571,067 $11,800,993 $5,824,180 $5,218,555 44.22 %
2017 Homeowners Multi-Peril 0.31% $12,144,771 $11,399,276 $5,754,295 $5,172,827 45.38 %
2017 Dwelling Owners Multi-Peril (ACV) 0.22% $426,296 $401,717 $69,885 $45,728 11.38 %
2017 Commercial Multi-Peril 2.21% $40,168,494 $39,695,466 $21,616,544 $19,143,695 48.23 %
2017 Inland Marine (Incl Auto Cargo) 0.31% $3,400,263 $3,229,455 $1,398,182 $1,914,882 59.29 %
2017 Total Medical Malpractice 0.26% $417,361 $369,415 $350,000 $-32,145 -8.70 %
2017 Medical Malpractice - Physicians & Surgeons 0.00% $3,560 $2,909 $0 $770 26.47 %
2017 Medical Malpractice - Dentists 1.54% $97,730 $93,651 $0 $12,086 12.91 %
2017 Medical Malpractice - Nurses 0.78% $30,143 $26,197 $0 $-1,017 -3.88 %
2017 Medical Malpractice - Hospitals 0.00% $0 $0 $0 $-36 N/A
2017 Medical Malpractice - Managed Care Org E & O 25.00% $81,148 $72,409 $300,000 $-13,787 -19.04 %
2017 Medical Malpractice - Other 1.76% $204,780 $174,249 $50,000 $-30,161 -17.31 %
2017 Earthquake 0.27% $552,070 $246,766 $0 $0 0.00 %
2017 Direct Workers Compensation 0.08% $1,936,964 $1,879,962 $791,480 $2,845,868 N/A
2017 Other Liability - Bodily Injury & Property Damage 0.86% $14,724,619 $14,332,325 $7,433,446 $7,252,608 50.60 %
2017 Products Liability 1.48% $1,236,207 $1,231,468 $1,033,941 $-209,642 -17.02 %
2017 Total Private Passenger Automobile 0.16% $10,342,677 $9,174,482 $5,519,754 $5,329,459 58.09 %
2017 Private Passenger Auto Liability Bodily Injury 0.18% $3,025,826 $2,702,502 $952,848 $742,066 27.46 %
2017 Private Passenger Auto Liability Property Damage 0.09% $1,221,879 $1,106,358 $674,695 $785,811 71.03 %
2017 Private Passenger Auto Medical Payments 0.10% $161,568 $146,169 $134,420 $204,448 N/A
2017 Private Passenger Uninsured Motorists 0.45% $1,043,766 $936,752 $828,118 $586,230 62.58 %
2017 Private Passenger Auto Comprehensive 0.16% $1,935,118 $1,680,698 $1,077,558 $1,116,419 66.43 %
2017 Private Passenger Auto Collision 0.17% $2,954,520 $2,602,003 $1,852,115 $1,894,485 72.81 %
2017 Total Commercial Automobile 1.08% $14,576,428 $14,272,608 $9,345,858 $11,119,855 77.91 %
2017 Commercial Auto Liability Bodily Injury 0.12% $774,522 $780,702 $270,000 $910,554 N/A
2017 Commercial Auto Liability Property Damage 4.21% $9,344,787 $9,147,081 $6,481,967 $7,359,635 80.46 %
2017 Commercial Auto Medical Payments 0.00% $0 $31 $5,945 $15,945 N/A
2017 Commercial Auto Uninsured Motorists 0.70% $308,696 $302,491 $76,573 $194,281 64.23 %
2017 Commercial Auto Comprehensive 1.01% $1,638,402 $1,620,653 $967,555 $1,084,612 66.92 %
2017 Commercial Auto Collision 1.03% $2,510,021 $2,421,650 $1,543,818 $1,554,828 64.21 %
2017 Fidelity 0.06% $38,626 $66,976 $-7,555 $-64,803 -96.76 %
2017 Surety 0.90% $1,089,250 $1,003,684 $7,491 $-1,049,396 -104.55 %
2017 Burglary & Theft 0.97% $156,731 $138,172 $0 $0 0.00 %
2017 Boiler & Machinery 0.91% $487,514 $514,516 $71,301 $61,946 12.04 %
2017 Private Flood 0.07% $8,762 $3,253 $0 $0 0.00 %
2016 Total Property & Casualty 0.45% $98,544,696 $96,751,466 $39,119,912 $54,284,784 56.11 %
2016 Total Fire & Allied Lines 0.39% $3,999,329 $3,930,620 $1,059,192 $512,435 13.04 %
2016 Dwelling Fire & Allied Lines 0.20% $699,530 $681,456 $263,590 $290,072 42.57 %
2016 Commercial Fire & Allied Lines 1.29% $3,299,799 $3,249,164 $795,602 $222,363 6.84 %
2016 Total Homeowners 0.27% $11,046,138 $10,434,980 $5,117,938 $5,998,320 57.48 %
2016 Homeowners Multi-Peril 0.28% $10,676,312 $10,079,492 $5,067,480 $5,954,416 59.07 %
2016 Dwelling Owners Multi-Peril (ACV) 0.20% $369,826 $355,488 $50,458 $43,904 12.35 %
2016 Commercial Multi-Peril 2.17% $39,090,933 $39,091,664 $14,867,827 $15,406,699 39.41 %
2016 Inland Marine (Incl Auto Cargo) 0.26% $2,735,112 $2,701,860 $527,479 $694,242 25.69 %
2016 Total Medical Malpractice 0.15% $265,233 $269,119 $-97,097 $-243,339 -90.42 %
2016 Medical Malpractice - Physicians & Surgeons 0.00% $1,823 $1,747 $0 $99 5.67 %
2016 Medical Malpractice - Dentists 1.14% $81,500 $82,019 $68,500 $-176,615 -215.33 %
2016 Medical Malpractice - Nurses 0.48% $17,848 $26,129 $0 $-6,822 -26.11 %
2016 Medical Malpractice - Hospitals 0.00% $0 $0 $0 $-144 N/A
2016 Medical Malpractice - Managed Care Org E & O 25.00% $58,055 $58,052 $-165,597 $-100,066 -172.37 %
2016 Medical Malpractice - Other 0.86% $106,007 $101,172 $0 $40,209 39.74 %
2016 Earthquake 0.08% $157,996 $158,325 $0 $0 0.00 %
2016 Direct Workers Compensation 0.07% $1,763,472 $1,552,024 $820,393 $850,410 54.79 %
2016 Other Liability - Bodily Injury & Property Damage 1.04% $14,224,966 $13,952,215 $4,560,151 $16,678,324 N/A
2016 Products Liability 1.76% $1,355,903 $1,371,752 $244,111 $596,786 43.51 %
2016 Total Private Passenger Automobile 0.14% $8,035,510 $7,487,426 $4,533,630 $5,088,393 67.96 %
2016 Private Passenger Auto Liability Bodily Injury 0.16% $2,398,406 $2,167,934 $1,403,765 $1,389,924 64.11 %
2016 Private Passenger Auto Liability Property Damage 0.08% $991,640 $906,528 $543,887 $601,542 66.36 %
2016 Private Passenger Auto Medical Payments 0.09% $130,319 $120,361 $78,376 $82,596 68.62 %
2016 Private Passenger Uninsured Motorists 0.40% $846,864 $799,352 $108,000 $727,404 91.00 %
2016 Private Passenger Auto Comprehensive 0.13% $1,406,568 $1,371,054 $835,978 $784,118 57.19 %
2016 Private Passenger Auto Collision 0.14% $2,261,713 $2,122,197 $1,563,624 $1,502,809 70.81 %
2016 Total Commercial Automobile 1.07% $14,147,522 $14,032,307 $7,229,367 $8,352,787 59.53 %
2016 Commercial Auto Liability Bodily Injury 0.12% $793,870 $806,933 $0 $331,579 41.09 %
2016 Commercial Auto Liability Property Damage 4.30% $9,062,174 $9,043,706 $3,984,105 $4,496,979 49.72 %
2016 Commercial Auto Medical Payments 0.00% $93 $62 $0 $2 3.23 %
2016 Commercial Auto Uninsured Motorists 0.75% $300,289 $299,492 $21,901 $33,305 11.12 %
2016 Commercial Auto Comprehensive 1.08% $1,608,196 $1,573,033 $870,201 $958,472 60.93 %
2016 Commercial Auto Collision 1.05% $2,382,900 $2,309,081 $2,353,160 $2,532,450 N/A
2016 Fidelity 0.14% $83,795 $90,686 $23,982 $-11,045 -12.18 %
2016 Surety 0.76% $993,651 $1,073,231 $18,860 $187,772 17.50 %
2016 Burglary & Theft 0.69% $98,335 $66,875 $-2,795 $-2,031 -3.04 %
2016 Boiler & Machinery 1.05% $546,801 $538,382 $216,874 $175,031 32.51 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2018 Private Passenger Auto 0.26% 2 39
2018 Homeowners 0.57% 1 20
2017 Private Passenger Auto 0.23% 2 40
2017 Homeowners 0.52% 3 61
2016 Private Passenger Auto 0.21% 2 43
2016 Homeowners 0.48% 3 58


Company Changes

Effective Date: 06/20/2008

Comments:

Effective Date: 03/14/2014

Comments:

Effective Date: 06/30/2016

Comments:


Market Conduct

Date: 06/20/2008

Cincinnati_order.pdf

Date: 06/30/2016

TCIC117.pdf

Date: 06/30/2016

CIC117.pdf


Financial Exams

This company does not have any financial exams.