Company Details

  CINCINNATI INSURANCE COMPANY THE License Status :
Active

NAIC Number :

10677


Phone Number:

5138702000


Company Address:

P.O. BOX 145496 
CINCINNATI, OH  45250-5496

Description:

Property and Casualty


License Number:

B423376


Date Admitted:

1982-05-25


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Property & Casualty 0.96% $152,589,874 $148,996,416 $64,756,738 $91,597,455 61.48 %
2023 Total Fire & Allied Lines 0.86% $6,704,287 $6,094,148 $2,101,688 $1,943,123 31.89 %
2023 Dwelling Fire & Allied Lines 0.40% $938,808 $963,494 $443,851 $584,132 60.63 %
2023 Commercial Fire & Allied Lines 1.79% $5,765,479 $5,130,654 $1,657,837 $1,358,991 26.49 %
2023 Total Homeowners 0.50% $14,852,948 $14,569,304 $9,970,969 $12,845,723 88.17 %
2023 Homeowners Multi-Peril 0.51% $14,569,205 $14,267,807 $9,811,608 $12,785,211 89.61 %
2023 Dwelling Owners Multi-Peril (ACV) 0.29% $283,743 $301,497 $159,361 $60,512 20.07 %
2023 Commercial Multi-Peril 4.95% $54,917,497 $52,050,283 $26,268,288 $28,509,187 54.77 %
2023 Inland Marine (Incl Auto Cargo) 0.96% $5,375,023 $5,695,008 $1,885,560 $2,766,033 48.57 %
2023 Total Medical Malpractice 0.11% $168,048 $169,783 $0 $-18,010 -10.61 %
2023 Medical Malpractice - Physicians & Surgeons 0.02% $13,946 $10,629 $0 $0 0.00 %
2023 Medical Malpractice - Dentists 1.48% $98,846 $97,272 $0 $-1,562 -1.61 %
2023 Medical Malpractice - Nurses 0.62% $11,502 $14,213 $0 $0 0.00 %
2023 Medical Malpractice - Other 0.53% $43,754 $47,669 $0 $-16,448 -34.50 %
2023 Earthquake 0.89% $1,268,906 $1,259,369 $0 $0 0.00 %
2023 Direct Workers Compensation 0.17% $1,814,178 $2,375,352 $1,154,895 $2,716,888 N/A
2023 Other Liability - Bodily Injury & Property Damage 2.67% $25,503,516 $25,754,107 $5,549,433 $18,523,260 71.92 %
2023 Products Liability 4.53% $2,239,445 $2,144,621 $85,344 $512,427 23.89 %
2023 Total Private Passenger Automobile 0.20% $11,134,799 $10,996,835 $5,898,796 $6,729,795 61.20 %
2023 Private Passenger Auto Liability Bodily Injury 0.14% $1,890,691 $1,909,539 $1,179,880 $1,700,750 89.07 %
2023 Private Passenger Auto Liability Property Damage 0.19% $1,875,682 $1,852,109 $1,059,345 $1,134,395 61.25 %
2023 Private Passenger Auto Medical Payments 0.29% $254,584 $264,706 $96,910 $95,783 36.18 %
2023 Private Passenger Uninsured Motorists 0.00% $7,370 $7,870 $0 $0 0.00 %
2023 Private Passenger Underinsured Motorists 0.73% $840,057 $883,327 $394,630 $460,003 52.08 %
2023 Private Passenger Auto Comprehensive 0.25% $2,850,476 $2,717,395 $1,203,686 $1,121,664 41.28 %
2023 Private Passenger Auto Collision 0.23% $3,415,939 $3,361,889 $1,964,345 $2,217,200 65.95 %
2023 Total Commercial Automobile 2.40% $24,784,105 $24,263,688 $11,583,974 $16,520,494 68.09 %
2023 Commercial Auto Liability Bodily Injury 1.49% $7,710,704 $7,562,806 $3,475,197 $5,489,429 72.58 %
2023 Commercial Auto Liability Property Damage 5.36% $7,710,704 $7,562,806 $3,475,197 $5,519,162 72.98 %
2023 Commercial Auto Medical Payments 1.55% $116,564 $114,029 $6,658 $-24,206 -21.23 %
2023 Commercial Auto Uninsured Motorists 2.53% $1,053,368 $1,048,899 $22,880 $1,318,458 N/A
2023 Commercial Auto Comprehensive 2.42% $2,893,244 $2,776,767 $1,952,244 $1,674,772 60.31 %
2023 Commercial Auto Collision 2.63% $5,299,521 $5,198,381 $2,651,798 $2,542,879 48.92 %
2023 Fidelity 0.02% $4,361 $26,862 $0 $1,543 5.74 %
2023 Surety 2.14% $2,445,696 $2,235,105 $0 $233,546 10.45 %
2023 Burglary & Theft 6.53% $508,439 $531,354 $157,126 $196,656 37.01 %
2023 Boiler & Machinery 1.82% $832,226 $793,522 $100,665 $116,790 14.72 %
2023 Private Flood 0.53% $36,400 $37,075 $0 $0 0.00 %
2022 Total Property & Casualty 0.97% $140,562,417 $136,672,459 $52,407,071 $79,511,914 58.18 %
2022 Total Fire & Allied Lines 1.07% $5,159,378 $4,872,725 $1,582,160 $-326,871 -6.71 %
2022 Dwelling Fire & Allied Lines 0.64% $992,052 $925,531 $278,647 $116,260 12.56 %
2022 Commercial Fire & Allied Lines 1.32% $4,167,326 $3,947,194 $1,303,513 $-443,131 -11.23 %
2022 Total Homeowners 0.53% $14,267,266 $14,390,489 $8,009,179 $5,703,307 39.63 %
2022 Homeowners Multi-Peril 0.53% $13,946,599 $14,045,449 $7,858,319 $5,430,006 38.66 %
2022 Dwelling Owners Multi-Peril (ACV) 0.33% $320,667 $345,040 $150,860 $273,301 79.21 %
2022 Commercial Multi-Peril 4.71% $47,153,461 $46,365,586 $19,160,062 $32,996,824 71.17 %
2022 Inland Marine (Incl Auto Cargo) 1.16% $6,105,551 $5,473,057 $-233,604 $-655,787 -11.98 %
2022 Total Medical Malpractice 0.14% $189,109 $228,558 $1,045,000 $511,768 N/A
2022 Medical Malpractice - Physicians & Surgeons 0.01% $6,693 $6,737 $0 $0 0.00 %
2022 Medical Malpractice - Dentists 2.51% $99,307 $103,344 $225,000 $-28,526 -27.60 %
2022 Medical Malpractice - Nurses 0.50% $19,822 $22,845 $0 $-41,316 -180.85 %
2022 Medical Malpractice - Other 0.48% $63,287 $95,632 $820,000 $581,610 N/A
2022 Earthquake 0.91% $1,243,853 $1,237,781 $0 $0 0.00 %
2022 Direct Workers Compensation 0.23% $2,379,052 $2,382,260 $878,627 $2,302,054 96.63 %
2022 Other Liability - Bodily Injury & Property Damage 2.89% $24,595,495 $23,836,603 $4,298,160 $18,426,215 77.30 %
2022 Products Liability 4.15% $1,826,709 $1,755,261 $43,481 $205,418 11.70 %
2022 Total Private Passenger Automobile 0.23% $11,021,840 $11,356,923 $6,075,335 $5,909,476 52.03 %
2022 Private Passenger Auto Liability Bodily Injury 0.19% $2,368,245 $2,479,789 $1,104,107 $1,398,383 56.39 %
2022 Private Passenger Auto Liability Property Damage 0.12% $1,021,992 $1,078,014 $704,680 $636,227 59.02 %
2022 Private Passenger Auto Medical Payments 0.31% $273,905 $285,778 $90,388 $104,765 36.66 %
2022 Private Passenger Uninsured Motorists 0.37% $930,287 $979,890 $407,889 $335,444 34.23 %
2022 Private Passenger Auto Comprehensive 0.33% $3,046,414 $3,082,884 $1,712,866 $1,399,801 45.41 %
2022 Private Passenger Auto Collision 0.26% $3,380,997 $3,450,568 $2,055,405 $2,034,856 58.97 %
2022 Total Commercial Automobile 2.40% $23,499,334 $21,776,464 $11,220,164 $15,044,432 69.09 %
2022 Commercial Auto Liability Bodily Injury 0.22% $1,068,674 $1,024,550 $466,577 $683,991 66.76 %
2022 Commercial Auto Liability Property Damage 9.70% $14,651,361 $13,624,286 $5,723,072 $9,353,126 68.65 %
2022 Commercial Auto Uninsured Motorists 0.29% $108,825 $101,091 $12,985 $-20,678 -20.45 %
2022 Commercial Auto Comprehensive 2.14% $2,656,167 $2,462,658 $2,743,802 $2,727,114 N/A
2022 Commercial Auto Collision 2.75% $5,014,307 $4,563,879 $2,273,728 $2,300,879 50.41 %
2022 Fidelity 0.10% $25,202 $47,848 $1,400 $73,332 N/A
2022 Surety 1.82% $1,870,909 $1,830,459 $1,905 $-1,106,832 -60.47 %
2022 Burglary & Theft 6.96% $505,284 $459,552 $111,116 $125,860 27.39 %
2022 Boiler & Machinery 1.78% $693,233 $633,165 $214,086 $302,718 47.81 %
2022 Private Flood 0.37% $26,741 $25,728 $0 $0 0.00 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2023 Private Passenger Auto 0.23% 2 50
2023 Homeowners 0.49% 3 49
2022 Private Passenger Auto 0.27% 2 50
2022 Homeowners 0.55% 2 38


Company Changes


Market Conduct

Date: 06/20/2008

Cincinnati_order.pdf

Date: 06/30/2016

TCIC117.pdf

Date: 06/30/2016

CIC117.pdf


Financial Exams

This company does not have any financial exams.