Company Details

  CHARTER OAK FIRE INSURANCE CO THE License Status :
Active

NAIC Number :

25615


Phone Number:

8602770111


Company Address:

ONE TOWER SQUARE 
HARTFORD, CT  06183-9070

Description:

Property and Casualty


License Number:

B422491


Date Admitted:

1935-12-12


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Earned Direct Premium Written Direct Losses Paid Direct Losses Incurred Loss Ratio
2018 Total Property & Casualty 0.05% $24,819,320 $24,861,950 $13,799,411 $18,261,701 73.45 %
2018 Total Fire & Allied Lines 0.03% $651,849 $687,880 $146,206 $218,372 31.75 %
2018 Commercial Fire & Allied Lines 0.10% $651,849 $687,880 $146,206 $218,372 31.75 %
2018 Farmowners Multi-Peril 0.03% $282,813 $287,891 $47,680 $40,537 14.08 %
2018 Commercial Multi-Peril 0.34% $12,000,328 $11,820,038 $7,654,635 $9,359,186 79.18 %
2018 Inland Marine (Incl Auto Cargo) 0.07% $1,513,136 $1,551,821 $1,207,907 $956,520 61.64 %
2018 Earthquake 0.01% $25,637 $30,485 $0 $-425 -1.39 %
2018 Direct Workers Compensation 0.03% $1,436,990 $1,907,339 $1,175,571 $1,924,704 N/A
2018 Other Liability - Bodily Injury & Property Damage 0.07% $2,379,508 $2,287,122 $1,029,969 $2,219,833 97.06 %
2018 Products Liability 0.17% $263,940 $305,402 $0 $-140,524 -46.01 %
2018 Total Commercial Automobile 0.18% $5,079,755 $4,880,831 $2,483,203 $3,325,715 68.14 %
2018 Commercial Auto Liability Bodily Injury 0.13% $1,963,190 $1,876,111 $462,422 $1,430,410 76.24 %
2018 Commercial Auto Liability Property Damage 0.31% $1,414,629 $1,381,242 $387,453 $573,200 41.50 %
2018 Commercial Auto Medical Payments 0.42% $144,201 $146,732 $1,950 $90,255 61.51 %
2018 Commercial Auto Uninsured Motorists 0.21% $188,615 $206,870 $354,700 $127,247 61.51 %
2018 Commercial Auto Comprehensive 0.16% $521,416 $487,122 $212,574 $222,961 45.77 %
2018 Commercial Auto Collision 0.16% $847,704 $782,754 $1,064,104 $881,642 N/A
2018 Fidelity 0.00% $5,487 $5,282 $-9,429 $-10,326 -195.49 %
2018 Burglary & Theft 0.00% $477 $445 $0 $-598 -134.38 %
2018 Boiler & Machinery 0.02% $16,299 $11,248 $0 $647 5.75 %
2018 Professional Liability (Excl Medical Malpractice) 0.25% $1,163,101 $1,086,166 $63,669 $368,060 33.89 %
2017 Total Property & Casualty 0.10% $23,748,259 $24,219,875 $11,335,986 $13,052,177 53.89 %
2017 Total Fire & Allied Lines 0.06% $668,168 $681,443 $508,445 $311,790 45.75 %
2017 Commercial Fire & Allied Lines 0.25% $668,168 $681,443 $508,445 $311,790 45.75 %
2017 Farmowners Multi-Peril 0.07% $330,550 $307,083 $284,939 $287,489 93.62 %
2017 Commercial Multi-Peril 0.63% $11,365,620 $12,054,276 $5,222,227 $5,960,606 49.45 %
2017 Inland Marine (Incl Auto Cargo) 0.15% $1,604,225 $1,612,018 $786,544 $959,286 59.51 %
2017 Earthquake 0.02% $32,123 $33,756 $0 $10,809 32.02 %
2017 Direct Workers Compensation 0.08% $2,076,041 $1,982,448 $397,698 $878,360 44.31 %
2017 Other Liability - Bodily Injury & Property Damage 0.12% $2,043,128 $1,889,317 $264,136 $608,238 32.19 %
2017 Products Liability 0.40% $337,402 $328,203 $14,949 $333,857 N/A
2017 Total Commercial Automobile 0.33% $4,525,958 $4,642,653 $3,840,539 $3,724,254 80.22 %
2017 Commercial Auto Liability Bodily Injury 0.28% $1,847,505 $1,894,227 $1,993,519 $1,640,695 86.62 %
2017 Commercial Auto Liability Property Damage 0.58% $1,284,598 $1,321,671 $452,475 $418,401 31.66 %
2017 Commercial Auto Medical Payments 0.76% $124,189 $131,372 $15,245 $84,116 64.03 %
2017 Commercial Auto Uninsured Motorists 0.40% $173,718 $198,504 $318,250 $127,099 64.03 %
2017 Commercial Auto Comprehensive 0.25% $410,767 $428,629 $296,566 $339,862 79.29 %
2017 Commercial Auto Collision 0.28% $685,181 $668,250 $764,484 $1,114,081 N/A
2017 Fidelity 0.01% $5,134 $4,877 $16,509 $16,735 N/A
2017 Burglary & Theft 0.00% $564 $539 $0 $52 9.65 %
2017 Boiler & Machinery 0.02% $10,176 $5,392 $0 $1,251 23.20 %
2017 Professional Liability (Excl Medical Malpractice) 0.34% $749,170 $677,870 $0 $-40,550 -5.98 %
2016 Total Property & Casualty 0.10% $22,775,131 $23,090,036 $12,662,586 $10,341,521 44.79 %
2016 Total Fire & Allied Lines 0.07% $687,932 $749,730 $588,820 $750,586 N/A
2016 Commercial Fire & Allied Lines 0.27% $687,932 $749,730 $588,820 $750,586 N/A
2016 Farmowners Multi-Peril 0.07% $275,142 $302,270 $592,066 $585,127 N/A
2016 Commercial Multi-Peril 0.70% $12,644,424 $12,834,851 $5,472,989 $6,698,219 52.19 %
2016 Inland Marine (Incl Auto Cargo) 0.15% $1,577,746 $1,618,685 $688,730 $331,829 20.50 %
2016 Earthquake 0.02% $34,437 $39,904 $0 $-311 -0.78 %
2016 Direct Workers Compensation 0.06% $1,426,772 $976,353 $450,645 $522,559 53.52 %
2016 Other Liability - Bodily Injury & Property Damage 0.10% $1,410,250 $1,492,800 $595,472 $-790,135 -52.93 %
2016 Products Liability 0.30% $232,211 $229,233 $942,664 $-223,258 -97.39 %
2016 Total Commercial Automobile 0.31% $4,080,625 $4,439,005 $3,328,980 $2,355,378 53.06 %
2016 Commercial Auto Liability Bodily Injury 0.24% $1,621,996 $1,751,998 $2,295,528 $1,055,581 60.25 %
2016 Commercial Auto Liability Property Damage 0.56% $1,177,053 $1,282,143 $536,947 $578,014 45.08 %
2016 Commercial Auto Medical Payments 0.79% $124,189 $131,372 $1,809 $70,731 53.84 %
2016 Commercial Auto Uninsured Motorists 0.43% $173,718 $198,504 $0 $106,875 53.84 %
2016 Commercial Auto Comprehensive 0.26% $390,056 $429,555 $125,233 $145,754 33.93 %
2016 Commercial Auto Collision 0.26% $593,613 $645,433 $369,463 $398,423 61.73 %
2016 Fidelity 0.01% $4,624 $5,410 $0 $117 2.16 %
2016 Burglary & Theft 0.00% $513 $443 $0 $79 17.83 %
2016 Boiler & Machinery 0.01% $3,990 $11,295 $2,220 $-385 -3.41 %
2016 Professional Liability (Excl Medical Malpractice) 0.13% $396,465 $390,057 $0 $111,716 28.64 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2018 Homeowners 0.01% 0 0
2017 Homeowners 0.01% 0 0
2016 Homeowners 0.01% 0 0


Company Changes

Effective Date: 12/28/2016

Comments:


Market Conduct

Date: 12/28/2016

COFIC1216.pdf


Financial Exams

This company does not have any financial exams.