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Company Details
CHARTER OAK FIRE INSURANCE CO THE License Status :
Active
NAIC Number :
25615
Phone Number:
860-277-3966
Company Address:
ONE TOWER SQUARE
HARTFORD, CT 06183
Description:
Property and Casualty
License Number:
B422491
Date Admitted:
1935-12-12
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Earned | Direct Premium Written | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2018 | Total Property & Casualty | 0.05% | $24,819,320 | $24,861,950 | $13,799,411 | $18,261,701 | 73.45 % |
| 2018 | Total Fire & Allied Lines | 0.03% | $651,849 | $687,880 | $146,206 | $218,372 | 31.75 % |
| 2018 | Commercial Fire & Allied Lines | 0.10% | $651,849 | $687,880 | $146,206 | $218,372 | 31.75 % |
| 2018 | Farmowners Multi-Peril | 0.03% | $282,813 | $287,891 | $47,680 | $40,537 | 14.08 % |
| 2018 | Commercial Multi-Peril | 0.34% | $12,000,328 | $11,820,038 | $7,654,635 | $9,359,186 | 79.18 % |
| 2018 | Inland Marine (Incl Auto Cargo) | 0.07% | $1,513,136 | $1,551,821 | $1,207,907 | $956,520 | 61.64 % |
| 2018 | Earthquake | 0.01% | $25,637 | $30,485 | $0 | $-425 | -1.39 % |
| 2018 | Direct Workers Compensation | 0.03% | $1,436,990 | $1,907,339 | $1,175,571 | $1,924,704 | N/A |
| 2018 | Other Liability - Bodily Injury & Property Damage | 0.07% | $2,379,508 | $2,287,122 | $1,029,969 | $2,219,833 | 97.06 % |
| 2018 | Products Liability | 0.17% | $263,940 | $305,402 | $0 | $-140,524 | -46.01 % |
| 2018 | Total Commercial Automobile | 0.18% | $5,079,755 | $4,880,831 | $2,483,203 | $3,325,715 | 68.14 % |
| 2018 | Commercial Auto Liability Bodily Injury | 0.13% | $1,963,190 | $1,876,111 | $462,422 | $1,430,410 | 76.24 % |
| 2018 | Commercial Auto Liability Property Damage | 0.31% | $1,414,629 | $1,381,242 | $387,453 | $573,200 | 41.50 % |
| 2018 | Commercial Auto Medical Payments | 0.42% | $144,201 | $146,732 | $1,950 | $90,255 | 61.51 % |
| 2018 | Commercial Auto Uninsured Motorists | 0.21% | $188,615 | $206,870 | $354,700 | $127,247 | 61.51 % |
| 2018 | Commercial Auto Comprehensive | 0.16% | $521,416 | $487,122 | $212,574 | $222,961 | 45.77 % |
| 2018 | Commercial Auto Collision | 0.16% | $847,704 | $782,754 | $1,064,104 | $881,642 | N/A |
| 2018 | Fidelity | 0.00% | $5,487 | $5,282 | $-9,429 | $-10,326 | -195.49 % |
| 2018 | Burglary & Theft | 0.00% | $477 | $445 | $0 | $-598 | -134.38 % |
| 2018 | Boiler & Machinery | 0.02% | $16,299 | $11,248 | $0 | $647 | 5.75 % |
| 2018 | Professional Liability (Excl Medical Malpractice) | 0.25% | $1,163,101 | $1,086,166 | $63,669 | $368,060 | 33.89 % |
| 2017 | Total Property & Casualty | 0.10% | $23,748,259 | $24,219,875 | $11,335,986 | $13,052,177 | 53.89 % |
| 2017 | Total Fire & Allied Lines | 0.06% | $668,168 | $681,443 | $508,445 | $311,790 | 45.75 % |
| 2017 | Commercial Fire & Allied Lines | 0.25% | $668,168 | $681,443 | $508,445 | $311,790 | 45.75 % |
| 2017 | Farmowners Multi-Peril | 0.07% | $330,550 | $307,083 | $284,939 | $287,489 | 93.62 % |
| 2017 | Commercial Multi-Peril | 0.63% | $11,365,620 | $12,054,276 | $5,222,227 | $5,960,606 | 49.45 % |
| 2017 | Inland Marine (Incl Auto Cargo) | 0.15% | $1,604,225 | $1,612,018 | $786,544 | $959,286 | 59.51 % |
| 2017 | Earthquake | 0.02% | $32,123 | $33,756 | $0 | $10,809 | 32.02 % |
| 2017 | Direct Workers Compensation | 0.08% | $2,076,041 | $1,982,448 | $397,698 | $878,360 | 44.31 % |
| 2017 | Other Liability - Bodily Injury & Property Damage | 0.12% | $2,043,128 | $1,889,317 | $264,136 | $608,238 | 32.19 % |
| 2017 | Products Liability | 0.40% | $337,402 | $328,203 | $14,949 | $333,857 | N/A |
| 2017 | Total Commercial Automobile | 0.33% | $4,525,958 | $4,642,653 | $3,840,539 | $3,724,254 | 80.22 % |
| 2017 | Commercial Auto Liability Bodily Injury | 0.28% | $1,847,505 | $1,894,227 | $1,993,519 | $1,640,695 | 86.62 % |
| 2017 | Commercial Auto Liability Property Damage | 0.58% | $1,284,598 | $1,321,671 | $452,475 | $418,401 | 31.66 % |
| 2017 | Commercial Auto Medical Payments | 0.76% | $124,189 | $131,372 | $15,245 | $84,116 | 64.03 % |
| 2017 | Commercial Auto Uninsured Motorists | 0.40% | $173,718 | $198,504 | $318,250 | $127,099 | 64.03 % |
| 2017 | Commercial Auto Comprehensive | 0.25% | $410,767 | $428,629 | $296,566 | $339,862 | 79.29 % |
| 2017 | Commercial Auto Collision | 0.28% | $685,181 | $668,250 | $764,484 | $1,114,081 | N/A |
| 2017 | Fidelity | 0.01% | $5,134 | $4,877 | $16,509 | $16,735 | N/A |
| 2017 | Burglary & Theft | 0.00% | $564 | $539 | $0 | $52 | 9.65 % |
| 2017 | Boiler & Machinery | 0.02% | $10,176 | $5,392 | $0 | $1,251 | 23.20 % |
| 2017 | Professional Liability (Excl Medical Malpractice) | 0.34% | $749,170 | $677,870 | $0 | $-40,550 | -5.98 % |
| 2016 | Total Property & Casualty | 0.10% | $22,775,131 | $23,090,036 | $12,662,586 | $10,341,521 | 44.79 % |
| 2016 | Total Fire & Allied Lines | 0.07% | $687,932 | $749,730 | $588,820 | $750,586 | N/A |
| 2016 | Commercial Fire & Allied Lines | 0.27% | $687,932 | $749,730 | $588,820 | $750,586 | N/A |
| 2016 | Farmowners Multi-Peril | 0.07% | $275,142 | $302,270 | $592,066 | $585,127 | N/A |
| 2016 | Commercial Multi-Peril | 0.70% | $12,644,424 | $12,834,851 | $5,472,989 | $6,698,219 | 52.19 % |
| 2016 | Inland Marine (Incl Auto Cargo) | 0.15% | $1,577,746 | $1,618,685 | $688,730 | $331,829 | 20.50 % |
| 2016 | Earthquake | 0.02% | $34,437 | $39,904 | $0 | $-311 | -0.78 % |
| 2016 | Direct Workers Compensation | 0.06% | $1,426,772 | $976,353 | $450,645 | $522,559 | 53.52 % |
| 2016 | Other Liability - Bodily Injury & Property Damage | 0.10% | $1,410,250 | $1,492,800 | $595,472 | $-790,135 | -52.93 % |
| 2016 | Products Liability | 0.30% | $232,211 | $229,233 | $942,664 | $-223,258 | -97.39 % |
| 2016 | Total Commercial Automobile | 0.31% | $4,080,625 | $4,439,005 | $3,328,980 | $2,355,378 | 53.06 % |
| 2016 | Commercial Auto Liability Bodily Injury | 0.24% | $1,621,996 | $1,751,998 | $2,295,528 | $1,055,581 | 60.25 % |
| 2016 | Commercial Auto Liability Property Damage | 0.56% | $1,177,053 | $1,282,143 | $536,947 | $578,014 | 45.08 % |
| 2016 | Commercial Auto Medical Payments | 0.79% | $124,189 | $131,372 | $1,809 | $70,731 | 53.84 % |
| 2016 | Commercial Auto Uninsured Motorists | 0.43% | $173,718 | $198,504 | $0 | $106,875 | 53.84 % |
| 2016 | Commercial Auto Comprehensive | 0.26% | $390,056 | $429,555 | $125,233 | $145,754 | 33.93 % |
| 2016 | Commercial Auto Collision | 0.26% | $593,613 | $645,433 | $369,463 | $398,423 | 61.73 % |
| 2016 | Fidelity | 0.01% | $4,624 | $5,410 | $0 | $117 | 2.16 % |
| 2016 | Burglary & Theft | 0.00% | $513 | $443 | $0 | $79 | 17.83 % |
| 2016 | Boiler & Machinery | 0.01% | $3,990 | $11,295 | $2,220 | $-385 | -3.41 % |
| 2016 | Professional Liability (Excl Medical Malpractice) | 0.13% | $396,465 | $390,057 | $0 | $111,716 | 28.64 % |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2018 | Homeowners | 0.01% | 0 | 0 |
| 2017 | Homeowners | 0.01% | 0 | 0 |
| 2016 | Homeowners | 0.01% | 0 | 0 |
Company Changes
Effective Date: 12/28/2016
Comments:
Market Conduct
Date: 12/28/2016
Financial Exams
This company does not have any financial exams.