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Company Details
CHARTER OAK FIRE INSURANCE CO THE License Status :
Active
NAIC Number :
25615
Phone Number:
8339032382
Company Address:
ONE TOWER SQUARE
HARTFORD, CT 06183
Description:
Property and Casualty
License Number:
B422491
Date Admitted:
1935-12-12
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2022 | Total Property & Casualty | 0.07% | $25,194,124 | $26,101,554 | $10,777,539 | $12,888,607 | 49.38 % |
| 2022 | Total Fire & Allied Lines | 0.04% | $429,022 | $529,762 | $55,568 | $107,519 | 20.30 % |
| 2022 | Commercial Fire & Allied Lines | 0.06% | $429,022 | $529,762 | $55,568 | $107,519 | 20.30 % |
| 2022 | Farmowners Multi-Peril | 0.03% | $273,639 | $281,072 | $88,241 | $86,730 | 30.86 % |
| 2022 | Commercial Multi-Peril | 0.41% | $10,978,855 | $11,715,698 | $3,687,831 | $2,674,376 | 22.83 % |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.03% | $507,162 | $633,929 | $142,180 | $460,805 | 72.69 % |
| 2022 | Earthquake | 0.00% | $11,184 | $12,530 | $0 | $-2,800 | -22.35 % |
| 2022 | Direct Workers Compensation | 0.05% | $1,677,541 | $1,599,091 | $778,039 | $1,490,554 | 93.21 % |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.09% | $2,082,525 | $2,022,483 | $597,629 | $-320,941 | -15.87 % |
| 2022 | Products Liability | 0.07% | $81,895 | $86,268 | $0 | $932,447 | N/A |
| 2022 | Total Commercial Automobile | 0.28% | $6,671,921 | $6,739,998 | $5,330,706 | $7,478,151 | N/A |
| 2022 | Commercial Auto Liability Bodily Injury | 0.22% | $2,535,450 | $2,547,460 | $2,504,320 | $5,016,718 | N/A |
| 2022 | Commercial Auto Liability Property Damage | 0.46% | $1,867,896 | $1,876,883 | $498,383 | $587,282 | 31.29 % |
| 2022 | Commercial Auto Medical Payments | 0.45% | $83,093 | $88,319 | $9,246 | $111,867 | N/A |
| 2022 | Commercial Auto Uninsured Motorists | 0.23% | $202,819 | $208,631 | $825,000 | $264,258 | N/A |
| 2022 | Commercial Auto Comprehensive | 0.35% | $966,591 | $951,603 | $688,183 | $665,432 | 69.93 % |
| 2022 | Commercial Auto Collision | 0.24% | $1,016,072 | $1,067,102 | $805,574 | $832,594 | 78.02 % |
| 2022 | Fidelity | 0.01% | $4,526 | $3,879 | $-827 | $-1,561 | -40.24 % |
| 2022 | Burglary & Theft | 0.00% | $291 | $270 | $0 | $-17 | -6.30 % |
| 2022 | Boiler & Machinery | 0.01% | $6,168 | $7,019 | $0 | $-577 | -8.22 % |
| 2022 | Professional Liability (Excl Medical Malpractice) | 0.56% | $2,469,395 | $2,469,555 | $98,172 | $-16,079 | -0.65 % |
| 2021 | Total Property & Casualty | 0.08% | $26,091,281 | $25,512,873 | $10,869,129 | $10,873,031 | 42.62 % |
| 2021 | Total Fire & Allied Lines | 0.04% | $587,799 | $561,681 | $15,418 | $-30,754 | -5.48 % |
| 2021 | Commercial Fire & Allied Lines | 0.10% | $587,799 | $561,681 | $15,418 | $-30,754 | -5.48 % |
| 2021 | Farmowners Multi-Peril | 0.04% | $289,535 | $272,371 | $125,586 | $137,229 | 50.38 % |
| 2021 | Commercial Multi-Peril | 0.48% | $11,744,235 | $11,351,142 | $3,835,478 | $2,987,384 | 26.32 % |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.05% | $665,780 | $764,546 | $862,255 | $831,256 | N/A |
| 2021 | Earthquake | 0.00% | $12,105 | $12,766 | $0 | $860 | 6.74 % |
| 2021 | Direct Workers Compensation | 0.05% | $1,507,330 | $1,520,711 | $380,827 | $568,012 | 37.35 % |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.09% | $2,080,424 | $2,036,553 | $2,034,142 | $2,234,376 | N/A |
| 2021 | Products Liability | 0.05% | $55,320 | $52,388 | $34,822 | $-215,068 | -410.53 % |
| 2021 | Total Commercial Automobile | 0.31% | $6,828,580 | $6,605,266 | $3,172,441 | $3,634,053 | 55.02 % |
| 2021 | Commercial Auto Liability Bodily Injury | 0.23% | $2,654,719 | $2,535,151 | $1,233,598 | $1,805,094 | 71.20 % |
| 2021 | Commercial Auto Liability Property Damage | 0.60% | $1,943,402 | $1,851,761 | $449,097 | $551,205 | 29.77 % |
| 2021 | Commercial Auto Medical Payments | 0.67% | $108,870 | $141,160 | $445 | $75,820 | 53.71 % |
| 2021 | Commercial Auto Uninsured Motorists | 0.31% | $225,479 | $225,845 | $346,940 | $121,306 | 53.71 % |
| 2021 | Commercial Auto Comprehensive | 0.32% | $766,428 | $722,572 | $258,995 | $247,195 | 34.21 % |
| 2021 | Commercial Auto Collision | 0.29% | $1,129,682 | $1,128,777 | $883,366 | $833,433 | 73.84 % |
| 2021 | Fidelity | 0.00% | $3,265 | $3,504 | $-1,840 | $-476 | -13.58 % |
| 2021 | Burglary & Theft | 0.00% | $273 | $286 | $0 | $-100 | -34.97 % |
| 2021 | Boiler & Machinery | 0.01% | $7,604 | $7,548 | $0 | $-143 | -1.89 % |
| 2021 | Professional Liability (Excl Medical Malpractice) | 0.55% | $2,309,031 | $2,324,111 | $410,000 | $726,402 | 31.26 % |
| 2020 | Total Property & Casualty | 0.08% | $24,871,466 | $25,129,184 | $14,488,853 | $8,273,342 | 32.92 % |
| 2020 | Total Fire & Allied Lines | 0.04% | $549,202 | $566,535 | $83,475 | $-173,437 | -30.61 % |
| 2020 | Commercial Fire & Allied Lines | 0.11% | $549,202 | $566,535 | $83,475 | $-173,437 | -30.61 % |
| 2020 | Farmowners Multi-Peril | 0.04% | $306,799 | $276,585 | $43,672 | $61,624 | 22.28 % |
| 2020 | Commercial Multi-Peril | 0.48% | $10,772,189 | $11,464,213 | $7,332,331 | $2,366,743 | 20.64 % |
| 2020 | Inland Marine (Incl Auto Cargo) | 0.08% | $953,488 | $1,057,552 | $495,372 | $286,566 | 27.10 % |
| 2020 | Earthquake | 0.00% | $12,775 | $13,712 | $0 | $3,707 | 27.03 % |
| 2020 | Direct Workers Compensation | 0.05% | $1,332,085 | $1,193,720 | $798,845 | $320,473 | 26.85 % |
| 2020 | Other Liability - Bodily Injury & Property Damage | 0.23% | $4,448,921 | $4,278,221 | $468,788 | $1,060,518 | 24.79 % |
| 2020 | Products Liability | 0.06% | $55,036 | $76,127 | $0 | $-438,495 | -576.00 % |
| 2020 | Total Commercial Automobile | 0.33% | $6,428,707 | $6,171,669 | $2,612,064 | $3,969,160 | 64.31 % |
| 2020 | Commercial Auto Liability Bodily Injury | 0.27% | $2,625,854 | $2,479,674 | $534,633 | $2,754,194 | N/A |
| 2020 | Commercial Auto Liability Property Damage | 0.65% | $1,828,053 | $1,749,322 | $674,265 | $37,414 | 2.14 % |
| 2020 | Commercial Auto Medical Payments | 0.86% | $188,935 | $196,208 | $5,000 | $129,519 | 66.01 % |
| 2020 | Commercial Auto Uninsured Motorists | 0.18% | $112,742 | $117,930 | $31,000 | $77,847 | 66.01 % |
| 2020 | Commercial Auto Comprehensive | 0.29% | $619,530 | $604,008 | $377,490 | $239,702 | 39.69 % |
| 2020 | Commercial Auto Collision | 0.30% | $1,053,593 | $1,024,527 | $989,676 | $730,484 | 71.30 % |
| 2020 | Fidelity | 0.01% | $4,102 | $4,132 | $-2,024 | $-1,102 | -26.67 % |
| 2020 | Burglary & Theft | 0.00% | $323 | $372 | $0 | $211 | 56.72 % |
| 2020 | Boiler & Machinery | 0.01% | $7,839 | $7,342 | $0 | $-891 | -12.14 % |
| 2020 | Professional Liability (Excl Medical Malpractice) | 0.00% | $0 | $19,004 | $2,656,330 | $818,265 | N/A |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2022 | Homeowners | 0.01% | 0 | 0 |
| 2021 | Homeowners | 0.01% | 0 | 0 |
| 2020 | Homeowners | 0.01% | 0 | 0 |
Company Changes
Market Conduct
Date: 12/28/2016
Financial Exams
This company does not have any financial exams.