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Company Details
CHARTER OAK FIRE INSURANCE CO THE License Status :
Active
NAIC Number :
25615
Phone Number:
860-277-0111
Company Address:
ONE TOWER SQUARE
HARTFORD, CT 06183
Description:
Property and Casualty
License Number:
B422491
Date Admitted:
1935-12-12
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2019 | Total Property & Casualty | 0.10% | $26,155,348 | $25,434,944 | $17,520,831 | $24,523,063 | 96.41 % |
| 2019 | Total Fire & Allied Lines | 0.06% | $698,205 | $709,845 | $267,182 | $402,617 | 56.72 % |
| 2019 | Commercial Fire & Allied Lines | 0.18% | $698,205 | $709,845 | $267,182 | $402,617 | 56.72 % |
| 2019 | Farmowners Multi-Peril | 0.04% | $221,831 | $224,638 | $31,121 | $6,397 | 2.85 % |
| 2019 | Commercial Multi-Peril | 0.70% | $13,018,188 | $12,521,212 | $10,489,149 | $14,678,956 | N/A |
| 2019 | Inland Marine (Incl Auto Cargo) | 0.09% | $1,101,469 | $1,203,428 | $681,158 | $897,095 | 74.54 % |
| 2019 | Earthquake | 0.01% | $14,596 | $17,937 | $0 | $-10,980 | -61.21 % |
| 2019 | Direct Workers Compensation | 0.05% | $1,197,915 | $1,096,034 | $236,800 | $-765,004 | -69.80 % |
| 2019 | Other Liability - Bodily Injury & Property Damage | 0.14% | $2,451,046 | $2,225,933 | $1,533,130 | $2,316,047 | N/A |
| 2019 | Products Liability | 0.29% | $252,715 | $258,769 | $14,768 | $205,464 | 79.40 % |
| 2019 | Total Commercial Automobile | 0.37% | $6,230,208 | $5,882,152 | $4,219,362 | $3,827,005 | 65.06 % |
| 2019 | Commercial Auto Liability Bodily Injury | 0.29% | $2,517,541 | $2,346,870 | $2,079,321 | $1,077,883 | 45.93 % |
| 2019 | Commercial Auto Liability Property Damage | 0.72% | $1,765,718 | $1,670,752 | $639,768 | $1,098,432 | 65.74 % |
| 2019 | Commercial Auto Medical Payments | 0.77% | $168,632 | $185,517 | $9,270 | $100,493 | 54.17 % |
| 2019 | Commercial Auto Uninsured Motorists | 0.22% | $117,401 | $144,024 | $25,000 | $78,017 | 54.17 % |
| 2019 | Commercial Auto Comprehensive | 0.28% | $606,002 | $559,329 | $379,808 | $451,389 | 80.70 % |
| 2019 | Commercial Auto Collision | 0.38% | $1,054,914 | $975,660 | $1,086,195 | $1,020,791 | N/A |
| 2019 | Fidelity | 0.01% | $3,533 | $4,903 | $-1,839 | $-4,289 | -87.48 % |
| 2019 | Burglary & Theft | 0.00% | $382 | $494 | $0 | $287 | 58.10 % |
| 2019 | Boiler & Machinery | 0.02% | $9,676 | $15,685 | $0 | $524 | 3.34 % |
| 2019 | Professional Liability (Excl Medical Malpractice) | 0.31% | $955,584 | $1,273,914 | $50,000 | $2,968,944 | N/A |
| 2018 | Total Property & Casualty | 0.10% | $24,819,320 | $24,861,950 | $13,799,411 | $18,261,701 | 73.45 % |
| 2018 | Total Fire & Allied Lines | 0.06% | $651,849 | $687,880 | $146,206 | $218,372 | 31.75 % |
| 2018 | Commercial Fire & Allied Lines | 0.20% | $651,849 | $687,880 | $146,206 | $218,372 | 31.75 % |
| 2018 | Farmowners Multi-Peril | 0.06% | $282,813 | $287,891 | $47,680 | $40,537 | 14.08 % |
| 2018 | Commercial Multi-Peril | 0.67% | $12,000,328 | $11,820,038 | $7,654,635 | $9,359,186 | 79.18 % |
| 2018 | Inland Marine (Incl Auto Cargo) | 0.13% | $1,513,136 | $1,551,821 | $1,207,907 | $956,520 | 61.64 % |
| 2018 | Earthquake | 0.01% | $25,637 | $30,485 | $0 | $-425 | -1.39 % |
| 2018 | Direct Workers Compensation | 0.06% | $1,436,990 | $1,907,339 | $1,175,571 | $1,924,704 | N/A |
| 2018 | Other Liability - Bodily Injury & Property Damage | 0.14% | $2,379,508 | $2,287,122 | $1,029,969 | $2,219,833 | 97.06 % |
| 2018 | Products Liability | 0.33% | $263,940 | $305,402 | $0 | $-140,524 | -46.01 % |
| 2018 | Total Commercial Automobile | 0.33% | $5,079,755 | $4,880,831 | $2,483,203 | $3,325,715 | 68.14 % |
| 2018 | Commercial Auto Liability Bodily Injury | 0.26% | $1,963,190 | $1,876,111 | $462,422 | $1,430,410 | 76.24 % |
| 2018 | Commercial Auto Liability Property Damage | 0.58% | $1,414,629 | $1,381,242 | $387,453 | $573,200 | 41.50 % |
| 2018 | Commercial Auto Medical Payments | 0.81% | $144,201 | $146,732 | $1,950 | $90,255 | 61.51 % |
| 2018 | Commercial Auto Uninsured Motorists | 0.39% | $188,615 | $206,870 | $354,700 | $127,247 | 61.51 % |
| 2018 | Commercial Auto Comprehensive | 0.30% | $521,416 | $487,122 | $212,574 | $222,961 | 45.77 % |
| 2018 | Commercial Auto Collision | 0.31% | $847,704 | $782,754 | $1,064,104 | $881,642 | N/A |
| 2018 | Fidelity | 0.01% | $5,487 | $5,282 | $-9,429 | $-10,326 | -195.49 % |
| 2018 | Burglary & Theft | 0.00% | $477 | $445 | $0 | $-598 | -134.38 % |
| 2018 | Boiler & Machinery | 0.03% | $16,299 | $11,248 | $0 | $647 | 5.75 % |
| 2018 | Professional Liability (Excl Medical Malpractice) | 0.49% | $1,163,101 | $1,086,166 | $63,669 | $368,060 | 33.89 % |
| 2017 | Total Property & Casualty | 0.10% | $23,748,259 | $24,219,875 | $11,335,986 | $13,052,177 | 53.89 % |
| 2017 | Total Fire & Allied Lines | 0.06% | $668,168 | $681,443 | $508,445 | $311,790 | 45.75 % |
| 2017 | Commercial Fire & Allied Lines | 0.25% | $668,168 | $681,443 | $508,445 | $311,790 | 45.75 % |
| 2017 | Farmowners Multi-Peril | 0.06% | $330,550 | $307,083 | $284,939 | $287,489 | 93.62 % |
| 2017 | Commercial Multi-Peril | 0.61% | $11,365,620 | $12,054,276 | $5,222,227 | $5,960,606 | 49.45 % |
| 2017 | Inland Marine (Incl Auto Cargo) | 0.15% | $1,604,225 | $1,612,018 | $786,544 | $959,286 | 59.51 % |
| 2017 | Earthquake | 0.02% | $32,123 | $33,756 | $0 | $10,809 | 32.02 % |
| 2017 | Direct Workers Compensation | 0.08% | $2,076,041 | $1,982,448 | $397,698 | $878,360 | 44.31 % |
| 2017 | Other Liability - Bodily Injury & Property Damage | 0.12% | $2,043,128 | $1,889,317 | $264,136 | $608,238 | 32.19 % |
| 2017 | Products Liability | 0.40% | $337,402 | $328,203 | $14,949 | $333,857 | N/A |
| 2017 | Total Commercial Automobile | 0.32% | $4,525,958 | $4,642,653 | $3,840,539 | $3,724,254 | 80.22 % |
| 2017 | Commercial Auto Liability Bodily Injury | 0.27% | $1,847,505 | $1,894,227 | $1,993,519 | $1,640,695 | 86.62 % |
| 2017 | Commercial Auto Liability Property Damage | 0.55% | $1,284,598 | $1,321,671 | $452,475 | $418,401 | 31.66 % |
| 2017 | Commercial Auto Medical Payments | 0.73% | $124,189 | $131,372 | $15,245 | $84,116 | 64.03 % |
| 2017 | Commercial Auto Uninsured Motorists | 0.37% | $173,718 | $198,504 | $318,250 | $127,099 | 64.03 % |
| 2017 | Commercial Auto Comprehensive | 0.24% | $410,767 | $428,629 | $296,566 | $339,862 | 79.29 % |
| 2017 | Commercial Auto Collision | 0.27% | $685,181 | $668,250 | $764,484 | $1,114,081 | N/A |
| 2017 | Fidelity | 0.01% | $5,134 | $4,877 | $16,509 | $16,735 | N/A |
| 2017 | Burglary & Theft | 0.00% | $564 | $539 | $0 | $52 | 9.65 % |
| 2017 | Boiler & Machinery | 0.02% | $10,176 | $5,392 | $0 | $1,251 | 23.20 % |
| 2017 | Professional Liability (Excl Medical Malpractice) | 0.33% | $749,170 | $677,870 | $0 | $-40,550 | -5.98 % |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2019 | Homeowners | 0.01% | 0 | 0 |
| 2018 | Homeowners | 0.01% | 0 | 0 |
| 2017 | Homeowners | 0.01% | 0 | 0 |
Company Changes
Effective Date: 12/28/2016
Comments:
Market Conduct
Date: 12/28/2016
Financial Exams
This company does not have any financial exams.