Company search

Company Details

  CHARTER OAK FIRE INSURANCE CO THE License Status :
Active

NAIC Number :

25615


Phone Number:

8339032382


Company Address:

ONE TOWER SQUARE 
HARTFORD, CT  06183

Description:

Property and Casualty


License Number:

B422491


Date Admitted:

1935-12-12


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Property & Casualty 0.18% $28,014,217 $27,116,772 $13,655,961 $14,356,691 52.94 %
2023 Total Fire & Allied Lines 0.05% $369,340 $391,775 $31,675 $-7,413 -1.89 %
2023 Commercial Fire & Allied Lines 0.11% $369,340 $391,775 $31,675 $-7,413 -1.89 %
2023 Farmowners Multi-Peril 0.11% $264,774 $248,700 $0 $7,873 3.17 %
2023 Commercial Multi-Peril 1.15% $12,741,766 $12,084,241 $5,194,562 $4,919,355 40.71 %
2023 Inland Marine (Incl Auto Cargo) 0.07% $394,440 $462,559 $298,065 $-28,351 -6.13 %
2023 Earthquake 0.01% $11,524 $11,715 $0 $-11 -0.09 %
2023 Direct Workers Compensation 0.12% $1,296,550 $1,402,432 $1,009,572 $782,787 55.82 %
2023 Other Liability - Bodily Injury & Property Damage 0.24% $2,285,544 $2,181,351 $1,328,360 $2,579,159 N/A
2023 Products Liability 0.11% $52,403 $45,260 $0 $-1,128,926 -2,494.31 %
2023 Total Commercial Automobile 0.70% $7,255,678 $7,010,954 $4,440,384 $4,290,580 61.20 %
2023 Commercial Auto Liability Bodily Injury 0.54% $2,803,100 $2,727,142 $2,750,944 $2,370,485 86.92 %
2023 Commercial Auto Liability Property Damage 1.44% $2,073,912 $2,016,416 $427,741 $302,310 14.99 %
2023 Commercial Auto Medical Payments 1.28% $96,588 $93,428 $10,000 $52,643 56.35 %
2023 Commercial Auto Uninsured Motorists 0.60% $250,145 $244,669 $0 $137,861 56.35 %
2023 Commercial Auto Comprehensive 0.75% $895,094 $856,139 $387,422 $393,047 45.91 %
2023 Commercial Auto Collision 0.57% $1,136,839 $1,073,160 $864,277 $1,034,234 96.37 %
2023 Fidelity 0.01% $3,335 $3,376 $0 $-25 -0.74 %
2023 Burglary & Theft 0.00% $190 $195 $0 $11 5.64 %
2023 Boiler & Machinery 0.01% $6,583 $6,263 $0 $66 1.05 %
2023 Professional Liability (Excl Medical Malpractice) 1.92% $3,332,090 $3,267,951 $1,353,343 $2,941,586 90.01 %
2022 Total Property & Casualty 0.17% $25,194,124 $26,101,554 $10,777,539 $12,888,607 49.38 %
2022 Total Fire & Allied Lines 0.09% $429,022 $529,762 $55,568 $107,519 20.30 %
2022 Commercial Fire & Allied Lines 0.14% $429,022 $529,762 $55,568 $107,519 20.30 %
2022 Farmowners Multi-Peril 0.12% $273,639 $281,072 $88,241 $86,730 30.86 %
2022 Commercial Multi-Peril 1.10% $10,978,855 $11,715,698 $3,687,831 $2,674,376 22.83 %
2022 Inland Marine (Incl Auto Cargo) 0.10% $507,162 $633,929 $142,180 $460,805 72.69 %
2022 Earthquake 0.01% $11,184 $12,530 $0 $-2,800 -22.35 %
2022 Direct Workers Compensation 0.16% $1,677,541 $1,599,091 $778,039 $1,490,554 93.21 %
2022 Other Liability - Bodily Injury & Property Damage 0.24% $2,082,525 $2,022,483 $597,629 $-320,941 -15.87 %
2022 Products Liability 0.19% $81,895 $86,268 $0 $932,447 N/A
2022 Total Commercial Automobile 0.68% $6,671,921 $6,739,998 $5,330,706 $7,478,151 N/A
2022 Commercial Auto Liability Bodily Injury 0.53% $2,535,450 $2,547,460 $2,504,320 $5,016,718 N/A
2022 Commercial Auto Liability Property Damage 1.24% $1,867,896 $1,876,883 $498,383 $587,282 31.29 %
2022 Commercial Auto Medical Payments 1.16% $83,093 $88,319 $9,246 $111,867 N/A
2022 Commercial Auto Uninsured Motorists 0.54% $202,819 $208,631 $825,000 $264,258 N/A
2022 Commercial Auto Comprehensive 0.78% $966,591 $951,603 $688,183 $665,432 69.93 %
2022 Commercial Auto Collision 0.56% $1,016,072 $1,067,102 $805,574 $832,594 78.02 %
2022 Fidelity 0.02% $4,526 $3,879 $-827 $-1,561 -40.24 %
2022 Burglary & Theft 0.00% $291 $270 $0 $-17 -6.30 %
2022 Boiler & Machinery 0.02% $6,168 $7,019 $0 $-577 -8.22 %
2022 Professional Liability (Excl Medical Malpractice) 1.46% $2,469,395 $2,469,555 $98,172 $-16,079 -0.65 %
2021 Total Property & Casualty 0.20% $26,091,281 $25,512,873 $10,869,129 $10,873,031 42.62 %
2021 Total Fire & Allied Lines 0.09% $587,799 $561,681 $15,418 $-30,754 -5.48 %
2021 Commercial Fire & Allied Lines 0.18% $587,799 $561,681 $15,418 $-30,754 -5.48 %
2021 Farmowners Multi-Peril 0.14% $289,535 $272,371 $125,586 $137,229 50.38 %
2021 Commercial Multi-Peril 1.28% $11,744,235 $11,351,142 $3,835,478 $2,987,384 26.32 %
2021 Inland Marine (Incl Auto Cargo) 0.14% $665,780 $764,546 $862,255 $831,256 N/A
2021 Earthquake 0.01% $12,105 $12,766 $0 $860 6.74 %
2021 Direct Workers Compensation 0.15% $1,507,330 $1,520,711 $380,827 $568,012 37.35 %
2021 Other Liability - Bodily Injury & Property Damage 0.26% $2,080,424 $2,036,553 $2,034,142 $2,234,376 N/A
2021 Products Liability 0.14% $55,320 $52,388 $34,822 $-215,068 -410.53 %
2021 Total Commercial Automobile 0.76% $6,828,580 $6,605,266 $3,172,441 $3,634,053 55.02 %
2021 Commercial Auto Liability Bodily Injury 0.58% $2,654,719 $2,535,151 $1,233,598 $1,805,094 71.20 %
2021 Commercial Auto Liability Property Damage 1.47% $1,943,402 $1,851,761 $449,097 $551,205 29.77 %
2021 Commercial Auto Medical Payments 1.63% $108,870 $141,160 $445 $75,820 53.71 %
2021 Commercial Auto Uninsured Motorists 0.76% $225,479 $225,845 $346,940 $121,306 53.71 %
2021 Commercial Auto Comprehensive 0.75% $766,428 $722,572 $258,995 $247,195 34.21 %
2021 Commercial Auto Collision 0.65% $1,129,682 $1,128,777 $883,366 $833,433 73.84 %
2021 Fidelity 0.01% $3,265 $3,504 $-1,840 $-476 -13.58 %
2021 Burglary & Theft 0.00% $273 $286 $0 $-100 -34.97 %
2021 Boiler & Machinery 0.02% $7,604 $7,548 $0 $-143 -1.89 %
2021 Professional Liability (Excl Medical Malpractice) 1.47% $2,309,031 $2,324,111 $410,000 $726,402 31.26 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2023 Homeowners 0.01% 0 0
2022 Homeowners 0.01% 0 0
2021 Homeowners 0.01% 0 0


Company Changes


Market Conduct

Date: 12/28/2016

COFIC1216.pdf


Financial Exams

This company does not have any financial exams.