Company Details

  CAMERON MUTUAL INSURANCE COMPANY License Status :
Active

NAIC Number :

15725


Phone Number:

816-632-6511


Company Address:

214 MCELWAIN DRIVE 
CAMERON, MO  64429-1321

Description:

Property and Casualty


License Number:

B419925


Date Admitted:

1958-08-08


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2019 Total Property & Casualty 0.21% $53,561,151 $53,016,595 $33,333,552 $39,192,773 73.93 %
2019 Total Fire & Allied Lines 0.15% $1,789,051 $1,853,637 $1,499,760 $1,440,779 77.73 %
2019 Dwelling Fire & Allied Lines 0.30% $1,059,022 $1,108,487 $886,599 $822,124 74.17 %
2019 Commercial Fire & Allied Lines 0.08% $307,753 $317,907 $228,024 $235,518 74.08 %
2019 Farm Fire & Allied Lines 0.10% $422,276 $427,243 $385,137 $383,137 89.68 %
2019 Farmowners Multi-Peril 1.10% $5,719,667 $5,566,820 $3,098,263 $4,220,976 75.82 %
2019 Total Homeowners 0.16% $7,488,190 $7,437,010 $4,698,156 $5,543,575 74.54 %
2019 Homeowners Multi-Peril 0.17% $7,488,190 $7,437,010 $4,698,156 $5,543,575 74.54 %
2019 Commercial Multi-Peril 0.27% $4,913,476 $4,814,293 $2,371,937 $3,418,554 71.01 %
2019 Mobile Homes 0.18% $143,990 $141,060 $62,626 $74,639 52.91 %
2019 Inland Marine (Incl Auto Cargo) 0.04% $434,428 $431,760 $122,284 $127,374 29.50 %
2019 Other Liability - Bodily Injury & Property Damage 0.10% $1,753,604 $1,751,482 $360,695 $366,583 20.93 %
2019 Total Private Passenger Automobile 0.37% $28,143,643 $27,920,799 $19,092,099 $20,882,227 74.79 %
2019 Private Passenger Auto Liability Bodily Injury 0.28% $5,872,445 $5,810,598 $3,981,424 $5,253,317 90.41 %
2019 Private Passenger Auto Liability Property Damage 0.40% $5,451,174 $5,290,212 $3,786,263 $3,672,642 69.42 %
2019 Private Passenger Auto Medical Payments 0.59% $979,090 $994,515 $545,228 $533,044 53.60 %
2019 Private Passenger Uninsured Motorists 0.37% $1,506,265 $1,523,892 $984,985 $1,337,592 87.77 %
2019 Private Passenger Auto Comprehensive 0.50% $7,170,167 $7,151,021 $5,495,260 $5,765,133 80.62 %
2019 Private Passenger Auto Collision 0.37% $7,164,502 $7,150,561 $4,298,939 $4,320,499 60.42 %
2019 Total Commercial Automobile 0.20% $3,291,735 $3,099,734 $2,027,732 $3,118,066 N/A
2019 Commercial Auto Liability Bodily Injury 0.14% $1,227,205 $1,146,124 $314,703 $1,257,540 N/A
2019 Commercial Auto Liability Property Damage 0.21% $525,945 $491,196 $351,317 $436,492 88.86 %
2019 Commercial Auto Medical Payments 0.53% $116,992 $111,784 $40,500 $52,660 47.11 %
2019 Commercial Auto Uninsured Motorists 0.43% $223,176 $212,170 $99,867 $140,367 66.16 %
2019 Commercial Auto Comprehensive 0.19% $408,343 $389,533 $551,218 $593,723 N/A
2019 Commercial Auto Collision 0.28% $790,074 $748,927 $670,127 $637,284 85.09 %
2019 Other Specific -1.28% $-116,633 $0 $0 $0 N/A
2018 Total Property & Casualty 0.21% $50,835,933 $49,237,270 $27,168,007 $27,170,461 55.18 %
2018 Total Fire & Allied Lines 0.18% $1,915,543 $1,971,891 $537,094 $535,440 27.15 %
2018 Dwelling Fire & Allied Lines 0.35% $1,164,208 $1,209,855 $406,733 $423,079 34.97 %
2018 Commercial Fire & Allied Lines 0.10% $317,308 $319,019 $67,416 $67,415 21.13 %
2018 Farm Fire & Allied Lines 0.10% $434,027 $443,017 $62,945 $44,946 10.15 %
2018 Farmowners Multi-Peril 1.07% $5,381,134 $5,233,534 $3,065,180 $2,996,588 57.26 %
2018 Total Homeowners 0.16% $7,292,746 $7,094,328 $3,408,248 $3,409,449 48.06 %
2018 Homeowners Multi-Peril 0.17% $7,292,746 $7,094,328 $3,408,248 $3,409,449 48.06 %
2018 Commercial Multi-Peril 0.27% $4,808,257 $4,713,402 $1,007,023 $809,270 17.17 %
2018 Mobile Homes 0.16% $138,848 $137,842 $20,958 $17,430 12.64 %
2018 Inland Marine (Incl Auto Cargo) 0.04% $435,878 $449,663 $175,568 $178,568 39.71 %
2018 Other Liability - Bodily Injury & Property Damage 0.11% $1,767,524 $1,752,963 $1,243,836 $-240,131 -13.70 %
2018 Total Private Passenger Automobile 0.36% $26,217,742 $25,223,731 $15,687,541 $18,558,585 73.58 %
2018 Private Passenger Auto Liability Bodily Injury 0.28% $5,314,345 $5,079,506 $3,254,993 $5,234,075 N/A
2018 Private Passenger Auto Liability Property Damage 0.31% $4,733,523 $4,546,553 $3,493,479 $3,913,596 86.08 %
2018 Private Passenger Auto Medical Payments 0.57% $953,121 $910,909 $558,343 $627,091 68.84 %
2018 Private Passenger Uninsured Motorists 0.58% $1,513,734 $1,486,682 $687,667 $874,808 58.84 %
2018 Private Passenger Auto Comprehensive 0.52% $6,839,943 $6,576,001 $4,156,953 $4,298,255 65.36 %
2018 Private Passenger Auto Collision 0.37% $6,863,076 $6,624,080 $3,536,106 $3,610,760 54.51 %
2018 Total Commercial Automobile 0.19% $2,878,261 $2,659,916 $2,022,559 $905,262 34.03 %
2018 Commercial Auto Liability Bodily Injury 0.14% $1,041,278 $960,666 $903,130 $-272,574 -28.37 %
2018 Commercial Auto Liability Property Damage 0.19% $456,964 $421,587 $273,469 $314,416 74.58 %
2018 Commercial Auto Medical Payments 0.59% $104,680 $96,318 $18,199 $16,908 17.55 %
2018 Commercial Auto Uninsured Motorists 0.42% $203,611 $184,903 $7,500 $5,923 3.20 %
2018 Commercial Auto Comprehensive 0.21% $367,292 $344,089 $289,219 $298,219 86.67 %
2018 Commercial Auto Collision 0.26% $704,436 $652,353 $531,042 $542,370 83.14 %
2017 Total Property & Casualty 0.17% $40,761,999 $37,832,493 $23,173,297 $27,425,523 72.49 %
2017 Total Fire & Allied Lines 0.19% $1,993,603 $2,082,674 $1,162,466 $1,194,067 57.33 %
2017 Dwelling Fire & Allied Lines 0.36% $1,240,986 $1,306,644 $888,744 $913,345 69.90 %
2017 Commercial Fire & Allied Lines 0.12% $315,926 $314,367 $89,286 $87,286 27.77 %
2017 Farm Fire & Allied Lines 0.10% $436,691 $461,663 $184,436 $193,436 41.90 %
2017 Farmowners Multi-Peril 0.94% $4,997,622 $5,050,891 $2,997,971 $3,163,331 62.63 %
2017 Total Homeowners 0.17% $6,942,126 $6,904,849 $3,835,696 $4,672,796 67.67 %
2017 Homeowners Multi-Peril 0.17% $6,942,126 $6,904,849 $3,835,696 $4,672,796 67.67 %
2017 Commercial Multi-Peril 0.25% $4,552,793 $4,530,944 $3,149,272 $2,223,890 49.08 %
2017 Mobile Homes 0.16% $139,478 $133,721 $52,688 $56,216 42.04 %
2017 Inland Marine (Incl Auto Cargo) 0.04% $454,022 $444,065 $106,562 $89,562 20.17 %
2017 Other Liability - Bodily Injury & Property Damage 0.10% $1,741,747 $1,770,829 $1,606,373 $2,827,044 N/A
2017 Total Private Passenger Automobile 0.26% $17,494,617 $14,598,379 $9,353,478 $10,865,126 74.43 %
2017 Private Passenger Auto Liability Bodily Injury 0.21% $3,587,270 $3,047,125 $1,741,226 $2,513,695 82.49 %
2017 Private Passenger Auto Liability Property Damage 0.23% $3,271,289 $2,782,453 $2,023,002 $2,136,498 76.78 %
2017 Private Passenger Auto Medical Payments 0.38% $623,483 $522,634 $293,467 $378,514 72.42 %
2017 Private Passenger Uninsured Motorists 0.42% $1,050,557 $850,195 $356,215 $537,463 63.22 %
2017 Private Passenger Auto Comprehensive 0.36% $4,401,491 $3,600,882 $2,747,522 $2,906,502 80.72 %
2017 Private Passenger Auto Collision 0.26% $4,560,527 $3,795,090 $2,192,046 $2,392,454 63.04 %
2017 Total Commercial Automobile 0.17% $2,445,991 $2,316,141 $908,791 $2,333,491 N/A
2017 Commercial Auto Liability Bodily Injury 0.13% $878,389 $829,619 $183,806 $1,617,974 N/A
2017 Commercial Auto Liability Property Damage 0.16% $385,480 $364,077 $197,049 $181,266 49.79 %
2017 Commercial Auto Medical Payments 0.52% $89,018 $84,409 $7,007 $18,007 21.33 %
2017 Commercial Auto Uninsured Motorists 0.35% $166,551 $155,767 $0 $-12,765 -8.19 %
2017 Commercial Auto Comprehensive 0.19% $321,434 $304,588 $203,055 $179,355 58.88 %
2017 Commercial Auto Collision 0.24% $605,119 $577,681 $317,874 $349,654 60.53 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2019 Private Passenger Auto 0.56% 5 49
2019 Homeowners 0.56% 6 126
2018 Private Passenger Auto 0.45% 4 45
2018 Homeowners 0.57% 7 139
2017 Private Passenger Auto 0.34% 5 68
2017 Homeowners 0.59% 6 106


Company Changes

Effective Date: 01/01/2008

Comments: Cameron Country Mutual Insurance Company converted to a property and casualty insurance company then merged with and into Cameron Mutual Insurance Company.

Effective Date: 11/02/2007

Comments: Cameron Country Mutual Insurance Co. by Cameron Mutual Insurance Co.


Market Conduct

Date: 09/29/2014

CameronMutualInsuranceCo.pdf

Date: 11/03/2016

CameronMutualMC.pdf


Financial Exams

Date: 03/05/2018

CameronMutInsORD.pdf