Company Details

  CAMERON MUTUAL INSURANCE COMPANY License Status :
Active

NAIC Number :

15725


Phone Number:

816-632-6511


Company Address:

P.O. BOX 768 
CAMERON, MO  64429

Description:

Property and Casualty


License Number:

B419925


Date Admitted:

1958-08-08


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2020 Total Property & Casualty 0.18% $49,799,637 $51,324,892 $38,123,979 $38,442,306 74.90 %
2020 Total Fire & Allied Lines 0.13% $1,639,854 $1,728,995 $835,949 $954,180 55.19 %
2020 Dwelling Fire & Allied Lines 0.25% $897,628 $987,825 $508,719 $624,445 63.21 %
2020 Commercial Fire & Allied Lines 0.06% $301,412 $310,145 $71,672 $64,177 20.69 %
2020 Farm Fire & Allied Lines 0.10% $440,814 $431,025 $255,558 $265,558 61.61 %
2020 Farmowners Multi-Peril 0.99% $6,029,680 $5,900,856 $4,697,861 $3,812,384 64.61 %
2020 Total Homeowners 0.15% $7,247,111 $7,394,739 $5,842,477 $4,851,726 65.61 %
2020 Homeowners Multi-Peril 0.15% $7,247,111 $7,394,739 $5,842,477 $4,851,726 65.61 %
2020 Commercial Multi-Peril 0.24% $4,828,657 $4,921,902 $4,942,138 $6,065,420 N/A
2020 Mobile Homes 0.17% $138,139 $139,747 $14,400 $2,387 1.71 %
2020 Inland Marine (Incl Auto Cargo) 0.04% $419,749 $431,122 $82,008 $88,918 20.62 %
2020 Other Liability - Bodily Injury & Property Damage 0.09% $1,641,318 $1,694,455 $473,461 $2,575,479 N/A
2020 Total Private Passenger Automobile 0.31% $24,663,537 $25,871,051 $17,296,537 $16,585,336 64.11 %
2020 Private Passenger Auto Liability Bodily Injury 0.24% $5,102,788 $5,375,745 $4,626,239 $4,266,489 79.37 %
2020 Private Passenger Auto Liability Property Damage 0.35% $5,040,949 $5,280,459 $2,945,300 $2,814,557 53.30 %
2020 Private Passenger Auto Medical Payments 0.47% $794,054 $841,598 $451,272 $430,372 51.14 %
2020 Private Passenger Uninsured Motorists 0.30% $1,282,243 $1,340,443 $1,183,945 $1,347,609 N/A
2020 Private Passenger Auto Comprehensive 0.42% $6,309,880 $6,589,990 $4,519,638 $4,376,281 66.41 %
2020 Private Passenger Auto Collision 0.29% $6,133,623 $6,442,816 $3,570,143 $3,350,028 52.00 %
2020 Total Commercial Automobile 0.17% $3,191,592 $3,242,025 $3,939,148 $3,506,476 N/A
2020 Commercial Auto Liability Bodily Injury 0.13% $1,236,139 $1,233,293 $2,273,431 $1,637,230 N/A
2020 Commercial Auto Liability Property Damage 0.19% $529,774 $528,554 $508,963 $409,937 77.56 %
2020 Commercial Auto Medical Payments 0.50% $106,718 $112,024 $19,238 $12,220 10.91 %
2020 Commercial Auto Uninsured Motorists 0.37% $213,860 $221,315 $70,467 $401,379 N/A
2020 Commercial Auto Comprehensive 0.18% $367,509 $384,882 $577,350 $529,846 N/A
2020 Commercial Auto Collision 0.22% $737,592 $761,957 $489,699 $515,864 67.70 %
2019 Total Property & Casualty 0.20% $53,561,151 $53,016,595 $33,333,552 $39,192,773 73.93 %
2019 Total Fire & Allied Lines 0.15% $1,789,051 $1,853,637 $1,499,760 $1,440,779 77.73 %
2019 Dwelling Fire & Allied Lines 0.30% $1,059,022 $1,108,487 $886,599 $822,124 74.17 %
2019 Commercial Fire & Allied Lines 0.08% $307,753 $317,907 $228,024 $235,518 74.08 %
2019 Farm Fire & Allied Lines 0.10% $422,276 $427,243 $385,137 $383,137 89.68 %
2019 Farmowners Multi-Peril 0.97% $5,719,667 $5,566,820 $3,098,263 $4,220,976 75.82 %
2019 Total Homeowners 0.15% $7,488,190 $7,437,010 $4,698,156 $5,543,575 74.54 %
2019 Homeowners Multi-Peril 0.16% $7,488,190 $7,437,010 $4,698,156 $5,543,575 74.54 %
2019 Commercial Multi-Peril 0.26% $4,913,476 $4,814,293 $2,371,937 $3,418,554 71.01 %
2019 Mobile Homes 0.18% $143,990 $141,060 $62,626 $74,639 52.91 %
2019 Inland Marine (Incl Auto Cargo) 0.04% $434,428 $431,760 $122,284 $127,374 29.50 %
2019 Other Liability - Bodily Injury & Property Damage 0.10% $1,753,604 $1,751,482 $360,695 $366,583 20.93 %
2019 Total Private Passenger Automobile 0.34% $28,143,643 $27,920,799 $19,092,099 $20,882,227 74.79 %
2019 Private Passenger Auto Liability Bodily Injury 0.26% $5,872,445 $5,810,598 $3,981,424 $5,253,317 90.41 %
2019 Private Passenger Auto Liability Property Damage 0.37% $5,451,174 $5,290,212 $3,786,263 $3,672,642 69.42 %
2019 Private Passenger Auto Medical Payments 0.56% $979,090 $994,515 $545,228 $533,044 53.60 %
2019 Private Passenger Uninsured Motorists 0.34% $1,506,265 $1,523,892 $984,985 $1,337,592 87.77 %
2019 Private Passenger Auto Comprehensive 0.46% $7,170,167 $7,151,021 $5,495,260 $5,765,133 80.62 %
2019 Private Passenger Auto Collision 0.34% $7,164,502 $7,150,561 $4,298,939 $4,320,499 60.42 %
2019 Total Commercial Automobile 0.19% $3,291,735 $3,099,734 $2,027,732 $3,118,066 N/A
2019 Commercial Auto Liability Bodily Injury 0.14% $1,227,205 $1,146,124 $314,703 $1,257,540 N/A
2019 Commercial Auto Liability Property Damage 0.21% $525,945 $491,196 $351,317 $436,492 88.86 %
2019 Commercial Auto Medical Payments 0.52% $116,992 $111,784 $40,500 $52,660 47.11 %
2019 Commercial Auto Uninsured Motorists 0.41% $223,176 $212,170 $99,867 $140,367 66.16 %
2019 Commercial Auto Comprehensive 0.19% $408,343 $389,533 $551,218 $593,723 N/A
2019 Commercial Auto Collision 0.28% $790,074 $748,927 $670,127 $637,284 85.09 %
2019 Other Specific -1.28% $-116,633 $0 $0 $0 N/A
2018 Total Property & Casualty 0.20% $50,835,933 $49,237,270 $27,168,007 $27,170,461 55.18 %
2018 Total Fire & Allied Lines 0.18% $1,915,543 $1,971,891 $537,094 $535,440 27.15 %
2018 Dwelling Fire & Allied Lines 0.34% $1,164,208 $1,209,855 $406,733 $423,079 34.97 %
2018 Commercial Fire & Allied Lines 0.10% $317,308 $319,019 $67,416 $67,415 21.13 %
2018 Farm Fire & Allied Lines 0.10% $434,027 $443,017 $62,945 $44,946 10.15 %
2018 Farmowners Multi-Peril 0.95% $5,381,134 $5,233,534 $3,065,180 $2,996,588 57.26 %
2018 Total Homeowners 0.16% $7,292,746 $7,094,328 $3,408,248 $3,409,449 48.06 %
2018 Homeowners Multi-Peril 0.17% $7,292,746 $7,094,328 $3,408,248 $3,409,449 48.06 %
2018 Commercial Multi-Peril 0.26% $4,808,257 $4,713,402 $1,007,023 $809,270 17.17 %
2018 Mobile Homes 0.16% $138,848 $137,842 $20,958 $17,430 12.64 %
2018 Inland Marine (Incl Auto Cargo) 0.04% $435,878 $449,663 $175,568 $178,568 39.71 %
2018 Other Liability - Bodily Injury & Property Damage 0.10% $1,767,524 $1,752,963 $1,243,836 $-240,131 -13.70 %
2018 Total Private Passenger Automobile 0.33% $26,217,742 $25,223,731 $15,687,541 $18,558,585 73.58 %
2018 Private Passenger Auto Liability Bodily Injury 0.26% $5,314,345 $5,079,506 $3,254,993 $5,234,075 N/A
2018 Private Passenger Auto Liability Property Damage 0.29% $4,733,523 $4,546,553 $3,493,479 $3,913,596 86.08 %
2018 Private Passenger Auto Medical Payments 0.54% $953,121 $910,909 $558,343 $627,091 68.84 %
2018 Private Passenger Uninsured Motorists 0.52% $1,513,734 $1,486,682 $687,667 $874,808 58.84 %
2018 Private Passenger Auto Comprehensive 0.48% $6,839,943 $6,576,001 $4,156,953 $4,298,255 65.36 %
2018 Private Passenger Auto Collision 0.34% $6,863,076 $6,624,080 $3,536,106 $3,610,760 54.51 %
2018 Total Commercial Automobile 0.18% $2,878,261 $2,659,916 $2,022,559 $905,262 34.03 %
2018 Commercial Auto Liability Bodily Injury 0.13% $1,041,278 $960,666 $903,130 $-272,574 -28.37 %
2018 Commercial Auto Liability Property Damage 0.18% $456,964 $421,587 $273,469 $314,416 74.58 %
2018 Commercial Auto Medical Payments 0.57% $104,680 $96,318 $18,199 $16,908 17.55 %
2018 Commercial Auto Uninsured Motorists 0.41% $203,611 $184,903 $7,500 $5,923 3.20 %
2018 Commercial Auto Comprehensive 0.21% $367,292 $344,089 $289,219 $298,219 86.67 %
2018 Commercial Auto Collision 0.25% $704,436 $652,353 $531,042 $542,370 83.14 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2020 Private Passenger Auto 0.59% 7 70
2020 Homeowners 0.55% 3 69
2019 Private Passenger Auto 0.56% 5 49
2019 Homeowners 0.56% 6 126
2018 Private Passenger Auto 0.45% 4 45
2018 Homeowners 0.57% 7 139


Company Changes

Effective Date: 01/01/2008

Comments: Cameron Country Mutual Insurance Company converted to a property and casualty insurance company then merged with and into Cameron Mutual Insurance Company.

Effective Date: 11/02/2007

Comments: Cameron Country Mutual Insurance Co. by Cameron Mutual Insurance Co.


Market Conduct

Date: 09/29/2014

CameronMutualInsuranceCo.pdf

Date: 11/03/2016

CameronMutualMC.pdf


Financial Exams

Date: 03/05/2018

CameronMutInsORD.pdf

Date: 05/03/2021

Order and Report - Cameron Mutual Ins Co.pdf