Company Details

  CAMERON MUTUAL INSURANCE COMPANY License Status :
Active

NAIC Number :

15725


Phone Number:

816-632-6511


Company Address:

214 MCELWAIN DRIVE 
CAMERON, MO  64429-1321

Description:

Property and Casualty


License Number:

B419925


Date Admitted:

1958-08-08


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2018 Total Property & Casualty 0.11% $50,835,933 $49,237,270 $27,168,007 $27,170,461 55.18 %
2018 Total Fire & Allied Lines 0.09% $1,915,543 $1,971,891 $537,094 $535,440 27.15 %
2018 Dwelling Fire & Allied Lines 0.18% $1,164,208 $1,209,855 $406,733 $423,079 34.97 %
2018 Commercial Fire & Allied Lines 0.05% $317,308 $319,019 $67,416 $67,415 21.13 %
2018 Farm Fire & Allied Lines 0.05% $434,027 $443,017 $62,945 $44,946 10.15 %
2018 Farmowners Multi-Peril 0.60% $5,381,134 $5,233,534 $3,065,180 $2,996,588 57.26 %
2018 Total Homeowners 0.08% $7,292,746 $7,094,328 $3,408,248 $3,409,449 48.06 %
2018 Homeowners Multi-Peril 0.09% $7,292,746 $7,094,328 $3,408,248 $3,409,449 48.06 %
2018 Commercial Multi-Peril 0.14% $4,808,257 $4,713,402 $1,007,023 $809,270 17.17 %
2018 Mobile Homes 0.09% $138,848 $137,842 $20,958 $17,430 12.64 %
2018 Inland Marine (Incl Auto Cargo) 0.02% $435,878 $449,663 $175,568 $178,568 39.71 %
2018 Other Liability - Bodily Injury & Property Damage 0.05% $1,767,524 $1,752,963 $1,243,836 $-240,131 -13.70 %
2018 Total Private Passenger Automobile 0.19% $26,217,742 $25,223,731 $15,687,541 $18,558,585 73.58 %
2018 Private Passenger Auto Liability Bodily Injury 0.15% $5,314,345 $5,079,506 $3,254,993 $5,234,075 N/A
2018 Private Passenger Auto Liability Property Damage 0.16% $4,733,523 $4,546,553 $3,493,479 $3,913,596 86.08 %
2018 Private Passenger Auto Medical Payments 0.30% $953,121 $910,909 $558,343 $627,091 68.84 %
2018 Private Passenger Uninsured Motorists 0.31% $1,513,734 $1,486,682 $687,667 $874,808 58.84 %
2018 Private Passenger Auto Comprehensive 0.27% $6,839,943 $6,576,001 $4,156,953 $4,298,255 65.36 %
2018 Private Passenger Auto Collision 0.19% $6,863,076 $6,624,080 $3,536,106 $3,610,760 54.51 %
2018 Total Commercial Automobile 0.10% $2,878,261 $2,659,916 $2,022,559 $905,262 34.03 %
2018 Commercial Auto Liability Bodily Injury 0.07% $1,041,278 $960,666 $903,130 $-272,574 -28.37 %
2018 Commercial Auto Liability Property Damage 0.10% $456,964 $421,587 $273,469 $314,416 74.58 %
2018 Commercial Auto Medical Payments 0.31% $104,680 $96,318 $18,199 $16,908 17.55 %
2018 Commercial Auto Uninsured Motorists 0.23% $203,611 $184,903 $7,500 $5,923 3.20 %
2018 Commercial Auto Comprehensive 0.11% $367,292 $344,089 $289,219 $298,219 86.67 %
2018 Commercial Auto Collision 0.14% $704,436 $652,353 $531,042 $542,370 83.14 %
2017 Total Property & Casualty 0.18% $40,761,999 $37,832,493 $23,173,297 $27,425,523 72.49 %
2017 Total Fire & Allied Lines 0.19% $1,993,603 $2,082,674 $1,162,466 $1,194,067 57.33 %
2017 Dwelling Fire & Allied Lines 0.36% $1,240,986 $1,306,644 $888,744 $913,345 69.90 %
2017 Commercial Fire & Allied Lines 0.12% $315,926 $314,367 $89,286 $87,286 27.77 %
2017 Farm Fire & Allied Lines 0.10% $436,691 $461,663 $184,436 $193,436 41.90 %
2017 Farmowners Multi-Peril 1.06% $4,997,622 $5,050,891 $2,997,971 $3,163,331 62.63 %
2017 Total Homeowners 0.17% $6,942,126 $6,904,849 $3,835,696 $4,672,796 67.67 %
2017 Homeowners Multi-Peril 0.18% $6,942,126 $6,904,849 $3,835,696 $4,672,796 67.67 %
2017 Commercial Multi-Peril 0.25% $4,552,793 $4,530,944 $3,149,272 $2,223,890 49.08 %
2017 Mobile Homes 0.18% $139,478 $133,721 $52,688 $56,216 42.04 %
2017 Inland Marine (Incl Auto Cargo) 0.04% $454,022 $444,065 $106,562 $89,562 20.17 %
2017 Other Liability - Bodily Injury & Property Damage 0.10% $1,741,747 $1,770,829 $1,606,373 $2,827,044 N/A
2017 Total Private Passenger Automobile 0.27% $17,494,617 $14,598,379 $9,353,478 $10,865,126 74.43 %
2017 Private Passenger Auto Liability Bodily Injury 0.22% $3,587,270 $3,047,125 $1,741,226 $2,513,695 82.49 %
2017 Private Passenger Auto Liability Property Damage 0.24% $3,271,289 $2,782,453 $2,023,002 $2,136,498 76.78 %
2017 Private Passenger Auto Medical Payments 0.40% $623,483 $522,634 $293,467 $378,514 72.42 %
2017 Private Passenger Uninsured Motorists 0.45% $1,050,557 $850,195 $356,215 $537,463 63.22 %
2017 Private Passenger Auto Comprehensive 0.37% $4,401,491 $3,600,882 $2,747,522 $2,906,502 80.72 %
2017 Private Passenger Auto Collision 0.27% $4,560,527 $3,795,090 $2,192,046 $2,392,454 63.04 %
2017 Total Commercial Automobile 0.18% $2,445,991 $2,316,141 $908,791 $2,333,491 N/A
2017 Commercial Auto Liability Bodily Injury 0.13% $878,389 $829,619 $183,806 $1,617,974 N/A
2017 Commercial Auto Liability Property Damage 0.17% $385,480 $364,077 $197,049 $181,266 49.79 %
2017 Commercial Auto Medical Payments 0.54% $89,018 $84,409 $7,007 $18,007 21.33 %
2017 Commercial Auto Uninsured Motorists 0.38% $166,551 $155,767 $0 $-12,765 -8.19 %
2017 Commercial Auto Comprehensive 0.20% $321,434 $304,588 $203,055 $179,355 58.88 %
2017 Commercial Auto Collision 0.25% $605,119 $577,681 $317,874 $349,654 60.53 %
2016 Total Property & Casualty 0.15% $33,520,646 $33,631,754 $16,020,694 $16,640,550 49.48 %
2016 Total Fire & Allied Lines 0.21% $2,180,760 $2,245,591 $828,823 $695,358 30.97 %
2016 Dwelling Fire & Allied Lines 0.39% $1,375,901 $1,431,224 $497,171 $475,071 33.19 %
2016 Commercial Fire & Allied Lines 0.12% $316,017 $324,419 $7,007 $-358 -0.11 %
2016 Farm Fire & Allied Lines 0.12% $488,842 $489,948 $324,645 $220,645 45.03 %
2016 Farmowners Multi-Peril 1.22% $5,108,365 $5,192,102 $1,949,251 $1,723,398 33.19 %
2016 Total Homeowners 0.17% $6,881,005 $6,981,647 $2,743,351 $2,687,167 38.49 %
2016 Homeowners Multi-Peril 0.18% $6,881,005 $6,981,647 $2,743,351 $2,687,167 38.49 %
2016 Commercial Multi-Peril 0.25% $4,506,556 $4,515,019 $1,151,783 $1,886,311 41.78 %
2016 Mobile Homes 0.15% $123,040 $121,754 $31,907 $24,811 20.38 %
2016 Inland Marine (Incl Auto Cargo) 0.04% $429,212 $424,408 $81,925 $95,925 22.60 %
2016 Other Liability - Bodily Injury & Property Damage 0.13% $1,817,376 $1,855,739 $194,761 $199,327 10.74 %
2016 Total Private Passenger Automobile 0.17% $10,296,803 $10,201,061 $7,764,585 $8,133,265 79.73 %
2016 Private Passenger Auto Liability Bodily Injury 0.15% $2,255,574 $2,240,975 $1,781,908 $2,434,502 N/A
2016 Private Passenger Auto Liability Property Damage 0.17% $2,058,869 $2,045,886 $1,557,232 $1,560,534 76.28 %
2016 Private Passenger Auto Medical Payments 0.25% $379,161 $376,609 $280,046 $276,315 73.37 %
2016 Private Passenger Uninsured Motorists 0.26% $546,135 $540,167 $283,240 $383,823 71.06 %
2016 Private Passenger Auto Comprehensive 0.22% $2,418,577 $2,389,911 $1,890,585 $1,674,914 70.08 %
2016 Private Passenger Auto Collision 0.17% $2,638,487 $2,607,513 $1,971,574 $1,803,177 69.15 %
2016 Total Commercial Automobile 0.17% $2,177,529 $2,094,433 $1,274,308 $1,194,988 57.06 %
2016 Commercial Auto Liability Bodily Injury 0.12% $779,052 $751,498 $196,596 $394,154 52.45 %
2016 Commercial Auto Liability Property Damage 0.16% $341,886 $329,793 $132,512 $144,446 43.80 %
2016 Commercial Auto Medical Payments 0.50% $79,453 $76,125 $28,838 $25,838 33.94 %
2016 Commercial Auto Uninsured Motorists 0.36% $143,038 $136,976 $300,000 $13,765 10.05 %
2016 Commercial Auto Comprehensive 0.19% $286,820 $276,387 $150,719 $173,005 62.60 %
2016 Commercial Auto Collision 0.24% $547,280 $523,654 $465,643 $443,780 84.75 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2018 Private Passenger Auto 0.45% 4 45
2018 Homeowners 0.57% 7 139
2017 Homeowners 0.59% 6 106
2017 Private Passenger Auto 0.34% 5 68
2016 Private Passenger Auto 0.29% 10 153
2016 Homeowners 0.63% 6 90


Company Changes

Effective Date: 01/01/2008

Comments: Cameron Country Mutual Insurance Company converted to a property and casualty insurance company then merged with and into Cameron Mutual Insurance Company.

Effective Date: 11/02/2007

Comments: Cameron Country Mutual Insurance Co. by Cameron Mutual Insurance Co.

Effective Date: 09/29/2014

Comments:

Effective Date: 11/03/2016

Comments:

Effective Date: 03/05/2018

Comments:


Market Conduct

Date: 09/29/2014

CameronMutualInsuranceCo.pdf

Date: 11/03/2016

CameronMutualMC.pdf


Financial Exams

Date: 03/05/2018

CameronMutInsORD.pdf