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Company Details
CAMERON MUTUAL INSURANCE COMPANY License Status :
Active
NAIC Number :
15725
Phone Number:
8166326511
Company Address:
P.O. Box 768
Cameron, MO 64429
Description:
Property and Casualty
License Number:
B419925
Date Admitted:
2023-08-07
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2022 | Total Property & Casualty | 0.12% | $42,022,327 | $42,654,201 | $25,222,053 | $24,616,771 | 57.71 % |
| 2022 | Total Fire & Allied Lines | 0.06% | $703,528 | $1,098,784 | $538,998 | $429,762 | 39.11 % |
| 2022 | Dwelling Fire & Allied Lines | -0.01% | $-22,137 | $360,036 | $153,420 | $146,684 | 40.74 % |
| 2022 | Commercial Fire & Allied Lines | 0.05% | $323,592 | $319,776 | $87,607 | $2,607 | 0.82 % |
| 2022 | Farm Fire & Allied Lines | 1.09% | $402,073 | $418,972 | $297,971 | $280,471 | 66.94 % |
| 2022 | Farmowners Multi-Peril | 0.83% | $6,726,504 | $6,449,890 | $2,747,972 | $2,081,653 | 32.27 % |
| 2022 | Total Homeowners | 0.10% | $7,046,055 | $6,983,099 | $3,525,799 | $3,402,496 | 48.72 % |
| 2022 | Homeowners Multi-Peril | 0.10% | $7,046,055 | $6,983,099 | $3,525,799 | $3,402,496 | 48.72 % |
| 2022 | Commercial Multi-Peril | 0.17% | $4,544,343 | $4,446,976 | $2,788,296 | $2,854,179 | 64.18 % |
| 2022 | Mobile Homes | 0.14% | $119,902 | $127,220 | $9,387 | $-4,074 | -3.20 % |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.03% | $485,947 | $474,018 | $181,014 | $156,916 | 33.10 % |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.07% | $1,562,239 | $1,583,213 | $1,098,484 | $1,200,634 | 75.84 % |
| 2022 | Total Private Passenger Automobile | 0.18% | $18,528,799 | $18,928,368 | $12,548,110 | $13,044,226 | 68.91 % |
| 2022 | Private Passenger Auto Liability Bodily Injury | 0.14% | $3,642,622 | $3,828,265 | $2,196,438 | $2,559,521 | 66.86 % |
| 2022 | Private Passenger Auto Liability Property Damage | 0.20% | $3,445,081 | $3,535,029 | $2,417,944 | $2,496,537 | 70.62 % |
| 2022 | Private Passenger Auto Medical Payments | 0.28% | $526,216 | $536,923 | $330,556 | $271,500 | 50.57 % |
| 2022 | Private Passenger Uninsured Motorists | 0.16% | $924,035 | $942,834 | $1,374,880 | $1,492,702 | N/A |
| 2022 | Private Passenger Auto Comprehensive | 0.26% | $5,141,939 | $5,194,295 | $3,191,903 | $3,160,462 | 60.84 % |
| 2022 | Private Passenger Auto Collision | 0.18% | $4,848,906 | $4,891,022 | $3,036,389 | $3,063,504 | 62.64 % |
| 2022 | Total Commercial Automobile | 0.10% | $2,305,010 | $2,562,633 | $1,783,993 | $1,450,979 | 56.62 % |
| 2022 | Commercial Auto Liability Bodily Injury | 0.07% | $816,154 | $933,558 | $621,885 | $245,281 | 26.27 % |
| 2022 | Commercial Auto Liability Property Damage | 0.09% | $349,780 | $400,096 | $218,544 | $238,544 | 59.62 % |
| 2022 | Commercial Auto Medical Payments | 0.40% | $73,566 | $82,116 | $14,439 | $-561 | -0.68 % |
| 2022 | Commercial Auto Uninsured Motorists | 0.17% | $151,846 | $164,980 | $30,000 | $13,400 | 8.12 % |
| 2022 | Commercial Auto Comprehensive | 0.14% | $369,368 | $368,403 | $520,181 | $533,681 | N/A |
| 2022 | Commercial Auto Collision | 0.13% | $544,296 | $613,480 | $378,944 | $420,634 | 68.57 % |
| 2021 | Total Property & Casualty | 0.13% | $43,673,955 | $45,635,551 | $27,677,768 | $24,404,381 | 53.48 % |
| 2021 | Total Fire & Allied Lines | 0.05% | $839,880 | $1,590,058 | $448,410 | $419,477 | 26.38 % |
| 2021 | Dwelling Fire & Allied Lines | 0.02% | $75,638 | $837,974 | $361,130 | $239,698 | 28.60 % |
| 2021 | Commercial Fire & Allied Lines | 0.05% | $311,265 | $303,577 | $9,829 | $94,828 | 31.24 % |
| 2021 | Farm Fire & Allied Lines | 0.08% | $452,977 | $448,507 | $77,451 | $84,951 | 18.94 % |
| 2021 | Farmowners Multi-Peril | 0.83% | $6,244,937 | $6,133,218 | $2,702,259 | $3,162,090 | 51.56 % |
| 2021 | Total Homeowners | 0.11% | $6,850,283 | $6,989,405 | $2,890,288 | $3,063,566 | 43.83 % |
| 2021 | Homeowners Multi-Peril | 0.11% | $6,850,283 | $6,989,405 | $2,890,288 | $3,063,566 | 43.83 % |
| 2021 | Commercial Multi-Peril | 0.18% | $4,439,157 | $4,556,417 | $2,915,353 | $2,286,642 | 50.19 % |
| 2021 | Mobile Homes | 0.15% | $131,365 | $137,592 | $75,663 | $89,124 | 64.77 % |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.03% | $484,912 | $450,550 | $150,076 | $159,174 | 35.33 % |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.07% | $1,591,468 | $1,627,882 | $1,290,817 | $179,916 | 11.05 % |
| 2021 | Total Private Passenger Automobile | 0.22% | $20,386,259 | $21,159,024 | $14,733,087 | $12,847,859 | 60.72 % |
| 2021 | Private Passenger Auto Liability Bodily Injury | 0.16% | $4,108,710 | $4,290,431 | $3,952,528 | $3,153,756 | 73.51 % |
| 2021 | Private Passenger Auto Liability Property Damage | 0.25% | $3,955,546 | $4,168,721 | $2,549,749 | $2,541,327 | 60.96 % |
| 2021 | Private Passenger Auto Medical Payments | 0.31% | $600,166 | $640,086 | $410,727 | $365,636 | 57.12 % |
| 2021 | Private Passenger Uninsured Motorists | 0.20% | $1,056,551 | $1,105,541 | $1,235,673 | $704,356 | 63.71 % |
| 2021 | Private Passenger Auto Comprehensive | 0.29% | $5,510,049 | $5,637,498 | $3,466,457 | $3,215,542 | 57.04 % |
| 2021 | Private Passenger Auto Collision | 0.20% | $5,155,237 | $5,316,747 | $3,117,953 | $2,867,242 | 53.93 % |
| 2021 | Total Commercial Automobile | 0.12% | $2,705,694 | $2,991,405 | $2,471,815 | $2,196,533 | 73.43 % |
| 2021 | Commercial Auto Liability Bodily Injury | 0.09% | $1,032,680 | $1,150,578 | $827,622 | $692,681 | 60.20 % |
| 2021 | Commercial Auto Liability Property Damage | 0.14% | $442,577 | $493,105 | $349,681 | $331,434 | 67.21 % |
| 2021 | Commercial Auto Medical Payments | 0.43% | $69,244 | $99,396 | $11,246 | $23,121 | 23.26 % |
| 2021 | Commercial Auto Uninsured Motorists | 0.24% | $175,794 | $196,411 | $269,967 | $270,155 | N/A |
| 2021 | Commercial Auto Comprehensive | 0.14% | $341,691 | $351,939 | $437,450 | $405,829 | N/A |
| 2021 | Commercial Auto Collision | 0.17% | $643,708 | $699,976 | $575,849 | $473,313 | 67.62 % |
| 2020 | Total Property & Casualty | 0.16% | $49,799,637 | $51,324,892 | $38,123,979 | $38,442,306 | 74.90 % |
| 2020 | Total Fire & Allied Lines | 0.12% | $1,639,854 | $1,728,995 | $835,949 | $954,180 | 55.19 % |
| 2020 | Dwelling Fire & Allied Lines | 0.22% | $897,628 | $987,825 | $508,719 | $624,445 | 63.21 % |
| 2020 | Commercial Fire & Allied Lines | 0.06% | $301,412 | $310,145 | $71,672 | $64,177 | 20.69 % |
| 2020 | Farm Fire & Allied Lines | 0.10% | $440,814 | $431,025 | $255,558 | $265,558 | 61.61 % |
| 2020 | Farmowners Multi-Peril | 0.87% | $6,029,680 | $5,900,856 | $4,697,861 | $3,812,384 | 64.61 % |
| 2020 | Total Homeowners | 0.12% | $7,247,111 | $7,394,739 | $5,842,477 | $4,851,726 | 65.61 % |
| 2020 | Homeowners Multi-Peril | 0.13% | $7,247,111 | $7,394,739 | $5,842,477 | $4,851,726 | 65.61 % |
| 2020 | Commercial Multi-Peril | 0.22% | $4,828,657 | $4,921,902 | $4,942,138 | $6,065,420 | N/A |
| 2020 | Mobile Homes | 0.15% | $138,139 | $139,747 | $14,400 | $2,387 | 1.71 % |
| 2020 | Inland Marine (Incl Auto Cargo) | 0.03% | $419,749 | $431,122 | $82,008 | $88,918 | 20.62 % |
| 2020 | Other Liability - Bodily Injury & Property Damage | 0.08% | $1,641,318 | $1,694,455 | $473,461 | $2,575,479 | N/A |
| 2020 | Total Private Passenger Automobile | 0.27% | $24,663,537 | $25,871,051 | $17,296,537 | $16,585,336 | 64.11 % |
| 2020 | Private Passenger Auto Liability Bodily Injury | 0.21% | $5,102,788 | $5,375,745 | $4,626,239 | $4,266,489 | 79.37 % |
| 2020 | Private Passenger Auto Liability Property Damage | 0.31% | $5,040,949 | $5,280,459 | $2,945,300 | $2,814,557 | 53.30 % |
| 2020 | Private Passenger Auto Medical Payments | 0.41% | $794,054 | $841,598 | $451,272 | $430,372 | 51.14 % |
| 2020 | Private Passenger Uninsured Motorists | 0.26% | $1,282,243 | $1,340,443 | $1,183,945 | $1,347,609 | N/A |
| 2020 | Private Passenger Auto Comprehensive | 0.37% | $6,309,880 | $6,589,990 | $4,519,638 | $4,376,281 | 66.41 % |
| 2020 | Private Passenger Auto Collision | 0.25% | $6,133,623 | $6,442,816 | $3,570,143 | $3,350,028 | 52.00 % |
| 2020 | Total Commercial Automobile | 0.17% | $3,191,592 | $3,242,025 | $3,939,148 | $3,506,476 | N/A |
| 2020 | Commercial Auto Liability Bodily Injury | 0.13% | $1,236,139 | $1,233,293 | $2,273,431 | $1,637,230 | N/A |
| 2020 | Commercial Auto Liability Property Damage | 0.19% | $529,774 | $528,554 | $508,963 | $409,937 | 77.56 % |
| 2020 | Commercial Auto Medical Payments | 0.48% | $106,718 | $112,024 | $19,238 | $12,220 | 10.91 % |
| 2020 | Commercial Auto Uninsured Motorists | 0.35% | $213,860 | $221,315 | $70,467 | $401,379 | N/A |
| 2020 | Commercial Auto Comprehensive | 0.17% | $367,509 | $384,882 | $577,350 | $529,846 | N/A |
| 2020 | Commercial Auto Collision | 0.21% | $737,592 | $761,957 | $489,699 | $515,864 | 67.70 % |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2022 | Private Passenger Auto | 0.45% | 6 | 84 |
| 2022 | Homeowners | 0.48% | 3 | 65 |
| 2021 | Private Passenger Auto | 0.53% | 7 | 82 |
| 2021 | Homeowners | 0.52% | 3 | 65 |
| 2020 | Private Passenger Auto | 0.59% | 7 | 70 |
| 2020 | Homeowners | 0.55% | 3 | 69 |
Company Changes
Effective Date: 01/01/2008
Comments: Cameron Country Mutual Insurance Company converted to a property and casualty insurance company then merged with and into Cameron Mutual Insurance Company.
Effective Date: 11/02/2007
Comments: Cameron Country Mutual Insurance Co. by Cameron Mutual Insurance Co.
Market Conduct
Date: 09/29/2014
Date: 11/03/2016
Financial Exams
Date: 03/05/2018
Date: 05/03/2021