Company Details

  CAMERON MUTUAL INSURANCE COMPANY License Status :
Active

NAIC Number :

15725


Phone Number:

8166326511


Company Address:

P.O. Box 768 
Cameron, MO  64429

Description:

Property and Casualty


License Number:

B419925


Date Admitted:

2023-12-01


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2022 Total Property & Casualty 0.29% $42,022,327 $42,654,201 $25,222,053 $24,616,771 57.71 %
2022 Total Fire & Allied Lines 0.15% $703,528 $1,098,784 $538,998 $429,762 39.11 %
2022 Dwelling Fire & Allied Lines -0.01% $-22,137 $360,036 $153,420 $146,684 40.74 %
2022 Commercial Fire & Allied Lines 0.10% $323,592 $319,776 $87,607 $2,607 0.82 %
2022 Farm Fire & Allied Lines 4.03% $402,073 $418,972 $297,971 $280,471 66.94 %
2022 Farmowners Multi-Peril 2.95% $6,726,504 $6,449,890 $2,747,972 $2,081,653 32.27 %
2022 Total Homeowners 0.26% $7,046,055 $6,983,099 $3,525,799 $3,402,496 48.72 %
2022 Homeowners Multi-Peril 0.27% $7,046,055 $6,983,099 $3,525,799 $3,402,496 48.72 %
2022 Commercial Multi-Peril 0.45% $4,544,343 $4,446,976 $2,788,296 $2,854,179 64.18 %
2022 Mobile Homes 0.41% $119,902 $127,220 $9,387 $-4,074 -3.20 %
2022 Inland Marine (Incl Auto Cargo) 0.09% $485,947 $474,018 $181,014 $156,916 33.10 %
2022 Other Liability - Bodily Injury & Property Damage 0.18% $1,562,239 $1,583,213 $1,098,484 $1,200,634 75.84 %
2022 Total Private Passenger Automobile 0.39% $18,528,799 $18,928,368 $12,548,110 $13,044,226 68.91 %
2022 Private Passenger Auto Liability Bodily Injury 0.30% $3,642,622 $3,828,265 $2,196,438 $2,559,521 66.86 %
2022 Private Passenger Auto Liability Property Damage 0.40% $3,445,081 $3,535,029 $2,417,944 $2,496,537 70.62 %
2022 Private Passenger Auto Medical Payments 0.59% $526,216 $536,923 $330,556 $271,500 50.57 %
2022 Private Passenger Uninsured Motorists 0.36% $924,035 $942,834 $1,374,880 $1,492,702 N/A
2022 Private Passenger Auto Comprehensive 0.55% $5,141,939 $5,194,295 $3,191,903 $3,160,462 60.84 %
2022 Private Passenger Auto Collision 0.37% $4,848,906 $4,891,022 $3,036,389 $3,063,504 62.64 %
2022 Total Commercial Automobile 0.23% $2,305,010 $2,562,633 $1,783,993 $1,450,979 56.62 %
2022 Commercial Auto Liability Bodily Injury 0.17% $816,154 $933,558 $621,885 $245,281 26.27 %
2022 Commercial Auto Liability Property Damage 0.23% $349,780 $400,096 $218,544 $238,544 59.62 %
2022 Commercial Auto Medical Payments 1.03% $73,566 $82,116 $14,439 $-561 -0.68 %
2022 Commercial Auto Uninsured Motorists 0.40% $151,846 $164,980 $30,000 $13,400 8.12 %
2022 Commercial Auto Comprehensive 0.30% $369,368 $368,403 $520,181 $533,681 N/A
2022 Commercial Auto Collision 0.30% $544,296 $613,480 $378,944 $420,634 68.57 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2023 Private Passenger Auto 0.27% 3 65
2023 Homeowners 0.29% 6 168
2022 Private Passenger Auto 0.48% 6 84
2022 Homeowners 0.48% 3 65


Company Changes

Effective Date: 01/01/2008

Comments: Cameron Country Mutual Insurance Company converted to a property and casualty insurance company then merged with and into Cameron Mutual Insurance Company.

Effective Date: 11/02/2007

Comments: Cameron Country Mutual Insurance Co. by Cameron Mutual Insurance Co.


Market Conduct

Date: 09/29/2014

CameronMutualInsuranceCo.pdf

Date: 11/03/2016

CameronMutualMC.pdf


Financial Exams

Date: 03/05/2018

CameronMutInsORD.pdf

Date: 05/03/2021

Order and Report - Cameron Mutual Ins Co.pdf