Company Details

  AMERICAN MODERN HOME INSURANCE CO License Status :
Active

NAIC Number :

23469


Phone Number:

800-543-2644


Company Address:

P.O. BOX 5323 
CINCINNATI, OH  45201-5323

Description:

Property and Casualty


License Number:

B423367


Date Admitted:

1970-10-14


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Earned Direct Premium Written Direct Losses Paid Direct Losses Incurred Loss Ratio
2018 Total Property & Casualty 0.01% $3,853,438 $4,148,175 $2,081,408 $1,530,761 36.90 %
2018 Total Fire & Allied Lines 0.01% $269,942 $351,565 $231,214 $87,138 24.79 %
2018 Dwelling Fire & Allied Lines 0.02% $124,412 $212,845 $209,968 $66,865 31.41 %
2018 Commercial Fire & Allied Lines 0.02% $145,530 $138,720 $21,246 $20,273 14.61 %
2018 Total Homeowners 0.02% $1,346,741 $1,309,848 $911,238 $818,773 62.51 %
2018 Homeowners Multi-Peril 0.02% $1,346,741 $1,309,848 $911,238 $818,773 62.51 %
2018 Commercial Multi-Peril 0.00% $159,614 $181,843 $10,508 $-15,624 -8.59 %
2018 Mobile Homes 0.22% $339,222 $360,204 $166,522 $170,791 47.42 %
2018 Ocean Marine 0.13% $243,887 $258,982 $224,820 $218,477 84.36 %
2018 Inland Marine (Incl Auto Cargo) 0.02% $358,853 $493,052 $327,192 $280,429 56.88 %
2018 Earthquake 0.09% $371,810 $386,182 $0 $-939 -0.24 %
2018 Other Liability - Bodily Injury & Property Damage 0.00% $82,657 $88,242 $105,000 $-104,035 -117.90 %
2018 Total Private Passenger Automobile 0.00% $551,547 $586,981 $101,313 $79,818 13.60 %
2018 Private Passenger Auto Liability Bodily Injury 0.00% $58,699 $63,560 $17,600 $-32,560 -51.23 %
2018 Private Passenger Auto Liability Property Damage 0.00% $8,376 $9,078 $5,141 $171 1.88 %
2018 Private Passenger Auto Medical Payments 0.00% $13,896 $15,083 $0 $0 0.00 %
2018 Private Passenger Uninsured Motorists 0.00% $22,233 $23,983 $0 $-5,000 -20.85 %
2018 Private Passenger Underinsured Motorists 0.00% $11,414 $12,197 $0 $0 0.00 %
2018 Private Passenger Auto Comprehensive 0.01% $272,062 $288,289 $57,325 $65,162 22.60 %
2018 Private Passenger Auto Collision 0.00% $164,867 $174,791 $21,247 $52,045 29.78 %
2018 Total Commercial Automobile 0.00% $130,612 $130,612 $3,601 $-4,067 -3.11 %
2018 Commercial Auto Liability Bodily Injury 0.00% $55,204 $55,204 $0 $-7,207 -13.06 %
2018 Commercial Auto Liability Property Damage 0.00% $1,204 $1,204 $0 $0 0.00 %
2018 Commercial Auto Medical Payments 0.00% $402 $402 $0 $0 0.00 %
2018 Commercial Auto Comprehensive 0.01% $48,385 $48,385 $3,601 $3,140 6.49 %
2018 Commercial Auto Collision 0.00% $25,417 $25,417 $0 $0 0.00 %
2018 Private Flood -0.01% $-1,447 $664 $0 $0 0.00 %
2017 Total Property & Casualty 0.02% $5,182,964 $5,431,088 $2,511,273 $2,185,921 40.25 %
2017 Total Fire & Allied Lines 0.06% $588,735 $909,213 $636,508 $210,930 23.20 %
2017 Dwelling Fire & Allied Lines 0.10% $353,241 $545,528 $264,548 $-11,910 -2.18 %
2017 Commercial Fire & Allied Lines 0.09% $235,494 $363,685 $371,960 $222,840 61.27 %
2017 Total Homeowners 0.03% $1,224,440 $1,260,970 $542,648 $710,473 56.34 %
2017 Homeowners Multi-Peril 0.03% $1,224,440 $1,260,970 $542,648 $710,473 56.34 %
2017 Commercial Multi-Peril 0.01% $205,236 $202,621 $60,459 $40,449 19.96 %
2017 Mobile Homes 0.51% $398,794 $431,815 $189,187 $29,240 6.77 %
2017 Ocean Marine 0.29% $272,403 $292,770 $572,097 $586,375 N/A
2017 Inland Marine (Incl Auto Cargo) 0.12% $1,271,181 $1,011,159 $275,277 $255,400 25.26 %
2017 Earthquake 0.20% $402,642 $444,079 $0 $1,280 0.29 %
2017 Other Liability - Bodily Injury & Property Damage 0.01% $96,601 $106,032 $12,000 $131,769 N/A
2017 Total Private Passenger Automobile 0.01% $605,098 $642,440 $214,048 $211,945 32.99 %
2017 Private Passenger Auto Liability Bodily Injury 0.00% $68,030 $73,903 $11,742 $25,214 34.12 %
2017 Private Passenger Auto Liability Property Damage 0.00% $7,906 $10,668 $8,790 $21,416 N/A
2017 Private Passenger Auto Medical Payments 0.01% $16,114 $17,299 $0 $0 0.00 %
2017 Private Passenger Uninsured Motorists 0.01% $25,501 $27,229 $0 $0 0.00 %
2017 Private Passenger Underinsured Motorists 0.01% $13,061 $11,322 $1,000 $7,127 62.95 %
2017 Private Passenger Auto Comprehensive 0.02% $290,667 $308,641 $57,981 $37,829 12.26 %
2017 Private Passenger Auto Collision 0.01% $183,819 $193,378 $134,535 $120,359 62.24 %
2017 Total Commercial Automobile 0.01% $107,472 $107,472 $9,049 $8,060 7.50 %
2017 Commercial Auto Liability Bodily Injury 0.01% $52,563 $52,563 $0 $1,147 2.18 %
2017 Commercial Auto Medical Payments 0.01% $1,084 $1,084 $0 $0 0.00 %
2017 Commercial Auto Uninsured Motorists 0.00% $441 $441 $0 $0 0.00 %
2017 Commercial Auto Comprehensive 0.02% $35,771 $35,771 $3,533 $1,503 4.20 %
2017 Commercial Auto Collision 0.01% $17,613 $17,613 $5,516 $5,410 30.72 %
2017 Private Flood 0.09% $10,362 $22,517 $0 $0 0.00 %
2016 Total Property & Casualty 0.03% $6,644,922 $8,014,556 $3,221,749 $2,771,105 34.58 %
2016 Total Fire & Allied Lines 0.22% $2,261,753 $3,635,344 $1,336,788 $1,060,342 29.17 %
2016 Dwelling Fire & Allied Lines 0.60% $2,088,857 $2,911,983 $349,452 $228,683 7.85 %
2016 Commercial Fire & Allied Lines 0.07% $172,896 $723,361 $987,336 $831,659 N/A
2016 Total Homeowners 0.03% $1,316,544 $1,239,003 $374,241 $159,082 12.84 %
2016 Homeowners Multi-Peril 0.03% $1,316,544 $1,239,003 $374,241 $159,082 12.84 %
2016 Commercial Multi-Peril 0.02% $273,206 $275,797 $61,875 $111,772 40.53 %
2016 Mobile Homes 0.57% $452,600 $472,556 $161,461 $140,323 29.69 %
2016 Ocean Marine 0.32% $324,794 $339,040 $145,174 $88,343 26.06 %
2016 Inland Marine (Incl Auto Cargo) 0.05% $500,107 $589,383 $362,265 $402,427 68.28 %
2016 Earthquake 0.25% $482,326 $460,223 $0 $-660 -0.14 %
2016 Other Liability - Bodily Injury & Property Damage 0.01% $141,013 $157,941 $58,490 $131,730 83.40 %
2016 Total Private Passenger Automobile 0.01% $671,706 $638,663 $450,963 $417,433 65.36 %
2016 Private Passenger Auto Liability Bodily Injury 0.00% $54,554 $51,958 $17,571 $-11,279 -21.71 %
2016 Private Passenger Auto Liability Property Damage 0.00% $11,487 $10,749 $22,442 $0 0.00 %
2016 Private Passenger Auto Medical Payments 0.01% $18,511 $17,865 $0 $0 0.00 %
2016 Private Passenger Uninsured Motorists 0.01% $28,922 $28,215 $6,250 $0 0.00 %
2016 Private Passenger Underinsured Motorists 0.01% $14,902 $14,412 $1,000 $0 0.00 %
2016 Private Passenger Auto Comprehensive 0.03% $339,687 $321,680 $132,970 $150,518 46.79 %
2016 Private Passenger Auto Collision 0.01% $203,643 $193,784 $270,730 $278,194 N/A
2016 Total Commercial Automobile 0.02% $200,753 $200,753 $28,881 $18,702 9.32 %
2016 Commercial Auto Liability Bodily Injury 0.02% $103,720 $103,720 $10,119 $4,495 4.33 %
2016 Commercial Auto Medical Payments 0.01% $1,256 $1,256 $2,000 $0 0.00 %
2016 Commercial Auto Uninsured Motorists 0.00% $336 $336 $0 $0 0.00 %
2016 Commercial Auto Comprehensive 0.04% $56,991 $56,991 $6,494 $7,879 13.82 %
2016 Commercial Auto Collision 0.02% $38,450 $38,450 $10,268 $6,328 16.46 %
2016 Private Flood 0.31% $20,120 $5,853 $241,611 $241,611 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2018 Private Passenger Auto 0.02% 0 0
2018 Homeowners 0.11% 0 0
2017 Private Passenger Auto 0.02% 1 272
2017 Homeowners 0.14% 0 0
2016 Homeowners 0.17% 2 108
2016 Private Passenger Auto 0.02% 1 242


Company Changes

Effective Date: 07/02/2015

Comments:

Effective Date: 12/07/2007

Comments: First Marine Insurance Co. by American Modern Home Insurance Co.

Effective Date: 06/03/2015

Comments:

Effective Date: 08/21/2015

Comments:

Effective Date: 12/11/2017

Comments:


Market Conduct

Date: 07/02/2015

AmericanModernStip.pdf

Date: 06/03/2015

AmericanModern.pdf

Date: 08/21/2015

AmericanModernHomeInsCo.pdf

Date: 12/11/2017

AMHIC318.pdf


Financial Exams

This company does not have any financial exams.