Company Details

  AMERICAN MODERN HOME INSURANCE CO License Status :
Active

NAIC Number :

23469


Phone Number:

8007599008


Company Address:

P.O. BOX 5323 
CINCINNATI, OH  45201-5323

Description:

Property and Casualty


License Number:

B423367


Date Admitted:

1970-10-14


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2021 Total Property & Casualty 0.01% $3,369,817 $3,223,097 $2,000,384 $1,703,537 52.85 %
2021 Total Fire & Allied Lines 0.03% $517,924 $491,636 $122,331 $-109,065 -22.18 %
2021 Dwelling Fire & Allied Lines 0.15% $517,924 $491,636 $122,331 $-109,065 -22.18 %
2021 Total Homeowners 0.03% $1,706,756 $1,663,028 $1,299,100 $1,283,955 77.21 %
2021 Homeowners Multi-Peril 0.03% $1,706,756 $1,663,028 $1,299,100 $1,283,955 77.21 %
2021 Commercial Multi-Peril 0.00% $72,367 $97,463 $7,385 $80,879 82.98 %
2021 Ocean Marine 0.00% $511 $41,153 $170,052 $118,668 N/A
2021 Inland Marine (Incl Auto Cargo) 0.07% $928,878 $785,831 $344,033 $349,303 44.45 %
2021 Earthquake 0.00% $0 $0 $0 $-1,400 N/A
2021 Other Liability - Bodily Injury & Property Damage 0.00% $26,754 $27,235 $12,326 $1,672 6.14 %
2021 Total Private Passenger Automobile 0.00% $0 $125 $-251 $-69,259 -55,407.20 %
2021 Private Passenger Auto Liability Bodily Injury 0.00% $0 $41 $7 $-63,501 -154,880.49 %
2021 Private Passenger Auto Comprehensive 0.00% $0 $84 $-258 $-5,758 -6,854.76 %
2021 Total Commercial Automobile 0.01% $117,273 $117,272 $45,408 $48,784 41.60 %
2021 Commercial Auto Liability Bodily Injury 0.00% $14,312 $14,312 $0 $-1,638 -11.44 %
2021 Commercial Auto Liability Property Damage 0.00% $9,541 $9,541 $0 $0 0.00 %
2021 Commercial Auto Comprehensive 0.02% $56,052 $56,052 $45,408 $50,422 89.96 %
2021 Commercial Auto Collision 0.01% $37,368 $37,367 $0 $0 0.00 %
2021 Private Flood 0.00% $-646 $-646 $0 $0 N/A
2020 Total Property & Casualty 0.01% $3,158,602 $3,327,199 $1,966,008 $2,001,849 60.17 %
2020 Total Fire & Allied Lines 0.04% $536,429 $537,410 $699,829 $820,544 N/A
2020 Dwelling Fire & Allied Lines 0.00% $-700 $44,279 $8,204 $-86,376 -195.07 %
2020 Commercial Fire & Allied Lines 0.11% $537,129 $493,131 $691,625 $906,920 N/A
2020 Total Homeowners 0.03% $1,597,878 $2,063,564 $824,020 $707,371 34.28 %
2020 Homeowners Multi-Peril 0.03% $1,597,878 $2,063,564 $824,020 $707,371 34.28 %
2020 Commercial Multi-Peril 0.01% $128,847 $130,360 $30,412 $25,261 19.38 %
2020 Mobile Homes 0.00% $-2,767 $-438,546 $13,695 $-7,893 N/A
2020 Ocean Marine 0.08% $110,330 $146,229 $137,917 $179,958 N/A
2020 Inland Marine (Incl Auto Cargo) 0.05% $672,498 $554,968 $233,691 $247,342 44.57 %
2020 Earthquake 0.00% $-1,501 $82,271 $0 $-7,572 -9.20 %
2020 Other Liability - Bodily Injury & Property Damage 0.00% $35,159 $46,947 $0 $-59 -0.13 %
2020 Total Private Passenger Automobile 0.00% $-2,834 $119,431 $15,509 $26,565 22.24 %
2020 Private Passenger Auto Liability Bodily Injury 0.00% $-16 $12,667 $10,766 $23,049 N/A
2020 Private Passenger Auto Liability Property Damage 0.00% $4 $2,078 $0 $0 0.00 %
2020 Private Passenger Auto Medical Payments 0.00% $5 $2,983 $0 $0 0.00 %
2020 Private Passenger Uninsured Motorists 0.00% $1 $5,057 $0 $0 0.00 %
2020 Private Passenger Underinsured Motorists 0.00% $0 $2,386 $0 $0 0.00 %
2020 Private Passenger Auto Comprehensive 0.00% $-2,116 $55,619 $2,742 $3,355 6.03 %
2020 Private Passenger Auto Collision 0.00% $-712 $38,641 $2,001 $161 0.42 %
2020 Total Commercial Automobile 0.00% $84,563 $84,565 $10,935 $10,332 12.22 %
2020 Commercial Auto Liability Bodily Injury 0.00% $18,523 $18,523 $0 $-3,493 -18.86 %
2020 Commercial Auto Medical Payments 0.00% $631 $631 $0 $0 0.00 %
2020 Commercial Auto Uninsured Motorists 0.00% $151 $154 $0 $0 0.00 %
2020 Commercial Auto Comprehensive 0.02% $52,839 $52,839 $733 $13,825 26.16 %
2020 Commercial Auto Collision 0.00% $12,419 $12,418 $10,202 $0 0.00 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2021 Private Passenger Auto 0.00% 0 0
2021 Homeowners 0.07% 1 163
2020 Private Passenger Auto 0.01% 0 0
2020 Homeowners 0.07% 1 189


Company Changes

Effective Date: 12/07/2007

Comments: First Marine Insurance Co. by American Modern Home Insurance Co.


Market Conduct

Date: 07/02/2015

AmericanModernStip.pdf

Date: 06/03/2015

AmericanModern.pdf

Date: 08/21/2015

AmericanModernHomeInsCo.pdf

Date: 12/11/2017

AMHIC318.pdf


Financial Exams

This company does not have any financial exams.