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Company Details
AMERICAN MODERN HOME INSURANCE CO License Status :
Active
NAIC Number :
23469
Phone Number:
8007599008
Company Address:
P.O. BOX 5323
CINCINNATI, OH 45201-5323
Description:
Property and Casualty
License Number:
B423367
Date Admitted:
1970-10-14
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2023 | Total Property & Casualty | 0.03% | $5,295,410 | $4,949,749 | $2,352,044 | $2,923,282 | 59.06 % |
| 2023 | Total Fire & Allied Lines | 0.17% | $1,287,873 | $1,277,715 | $553,927 | $1,128,723 | 88.34 % |
| 2023 | Commercial Fire & Allied Lines | 0.40% | $1,287,873 | $1,277,715 | $553,927 | $1,128,723 | 88.34 % |
| 2023 | Total Homeowners | 0.07% | $1,996,646 | $1,900,959 | $915,565 | $904,192 | 47.57 % |
| 2023 | Homeowners Multi-Peril | 0.07% | $1,996,646 | $1,900,959 | $915,565 | $904,192 | 47.57 % |
| 2023 | Commercial Multi-Peril | 0.00% | $-4,978 | $32,814 | $33,325 | $31,348 | 95.53 % |
| 2023 | Ocean Marine | 0.00% | $0 | $0 | $7 | $-327 | N/A |
| 2023 | Inland Marine (Incl Auto Cargo) | 0.33% | $1,855,068 | $1,577,947 | $752,857 | $775,147 | 49.12 % |
| 2023 | Earthquake | 0.00% | $0 | $0 | $0 | $-232 | N/A |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0.00% | $25,816 | $25,329 | $18,042 | $4,272 | 16.87 % |
| 2023 | Total Private Passenger Automobile | 0.00% | $0 | $0 | $-1,006 | $-1,316 | N/A |
| 2023 | Private Passenger Auto Liability Bodily Injury | 0.00% | $0 | $0 | $-211 | $-521 | N/A |
| 2023 | Private Passenger Auto Comprehensive | 0.00% | $0 | $0 | $-795 | $-795 | N/A |
| 2023 | Total Commercial Automobile | 0.01% | $134,985 | $134,985 | $79,327 | $81,475 | 60.36 % |
| 2023 | Commercial Auto Liability Bodily Injury | 0.00% | $18,726 | $18,726 | $9,755 | $6,231 | 33.27 % |
| 2023 | Commercial Auto Liability Property Damage | 0.01% | $19,338 | $19,338 | $0 | $0 | 0.00 % |
| 2023 | Commercial Auto Medical Payments | 0.01% | $489 | $489 | $0 | $0 | 0.00 % |
| 2023 | Commercial Auto Uninsured Motorists | 0.00% | $299 | $299 | $0 | $0 | 0.00 % |
| 2023 | Commercial Auto Comprehensive | 0.07% | $85,672 | $85,672 | $69,572 | $75,244 | 87.83 % |
| 2023 | Commercial Auto Collision | 0.01% | $10,461 | $10,461 | $0 | $0 | 0.00 % |
| 2022 | Total Property & Casualty | 0.03% | $4,477,761 | $4,157,253 | $1,518,234 | $1,795,354 | 43.19 % |
| 2022 | Total Fire & Allied Lines | 0.23% | $1,099,591 | $1,029,936 | $218,113 | $255,474 | 24.80 % |
| 2022 | Commercial Fire & Allied Lines | 0.35% | $1,099,591 | $1,029,936 | $218,113 | $255,474 | 24.80 % |
| 2022 | Total Homeowners | 0.07% | $1,844,003 | $1,777,624 | $825,044 | $1,016,651 | 57.19 % |
| 2022 | Homeowners Multi-Peril | 0.07% | $1,844,003 | $1,777,624 | $825,044 | $1,016,651 | 57.19 % |
| 2022 | Commercial Multi-Peril | 0.01% | $50,590 | $57,262 | $0 | $-3,986 | -6.96 % |
| 2022 | Ocean Marine | 0.00% | $0 | $2,356 | $3,297 | $2,917 | N/A |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.25% | $1,329,760 | $1,135,467 | $462,131 | $484,907 | 42.71 % |
| 2022 | Earthquake | 0.00% | $0 | $0 | $0 | $-1,146 | N/A |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.00% | $27,283 | $28,076 | $436 | $13,614 | 48.49 % |
| 2022 | Total Private Passenger Automobile | 0.00% | $0 | $-2 | $675 | $-1,995 | 99,750.00 % |
| 2022 | Private Passenger Auto Liability Bodily Injury | 0.00% | $0 | $-1 | $0 | $-2,119 | 211,900.00 % |
| 2022 | Private Passenger Auto Comprehensive | 0.00% | $0 | $-1 | $675 | $124 | N/A |
| 2022 | Total Commercial Automobile | 0.01% | $126,534 | $126,534 | $8,538 | $28,918 | 22.85 % |
| 2022 | Commercial Auto Liability Bodily Injury | 0.01% | $25,341 | $25,341 | $0 | $22,558 | 89.02 % |
| 2022 | Commercial Auto Liability Property Damage | 0.00% | $1,219 | $1,219 | $0 | $0 | 0.00 % |
| 2022 | Commercial Auto Medical Payments | 0.01% | $676 | $676 | $0 | $0 | 0.00 % |
| 2022 | Commercial Auto Uninsured Motorists | 0.00% | $9 | $9 | $0 | $0 | 0.00 % |
| 2022 | Commercial Auto Comprehensive | 0.06% | $77,912 | $77,912 | $8,538 | $6,360 | 8.16 % |
| 2022 | Commercial Auto Collision | 0.01% | $21,377 | $21,377 | $0 | $0 | 0.00 % |
| 2021 | Total Property & Casualty | 0.03% | $3,369,817 | $3,223,097 | $2,000,384 | $1,703,537 | 52.85 % |
| 2021 | Total Fire & Allied Lines | 0.08% | $517,924 | $491,636 | $122,331 | $-109,065 | -22.18 % |
| 2021 | Dwelling Fire & Allied Lines | 0.36% | $517,924 | $491,636 | $122,331 | $-109,065 | -22.18 % |
| 2021 | Total Homeowners | 0.07% | $1,706,756 | $1,663,028 | $1,299,100 | $1,283,955 | 77.21 % |
| 2021 | Homeowners Multi-Peril | 0.07% | $1,706,756 | $1,663,028 | $1,299,100 | $1,283,955 | 77.21 % |
| 2021 | Commercial Multi-Peril | 0.01% | $72,367 | $97,463 | $7,385 | $80,879 | 82.98 % |
| 2021 | Ocean Marine | 0.00% | $511 | $41,153 | $170,052 | $118,668 | N/A |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.20% | $928,878 | $785,831 | $344,033 | $349,303 | 44.45 % |
| 2021 | Earthquake | 0.00% | $0 | $0 | $0 | $-1,400 | N/A |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.00% | $26,754 | $27,235 | $12,326 | $1,672 | 6.14 % |
| 2021 | Total Private Passenger Automobile | 0.00% | $0 | $125 | $-251 | $-69,259 | -55,407.20 % |
| 2021 | Private Passenger Auto Liability Bodily Injury | 0.00% | $0 | $41 | $7 | $-63,501 | -154,880.49 % |
| 2021 | Private Passenger Auto Comprehensive | 0.00% | $0 | $84 | $-258 | $-5,758 | -6,854.76 % |
| 2021 | Total Commercial Automobile | 0.01% | $117,273 | $117,272 | $45,408 | $48,784 | 41.60 % |
| 2021 | Commercial Auto Liability Bodily Injury | 0.00% | $14,312 | $14,312 | $0 | $-1,638 | -11.44 % |
| 2021 | Commercial Auto Liability Property Damage | 0.01% | $9,541 | $9,541 | $0 | $0 | 0.00 % |
| 2021 | Commercial Auto Comprehensive | 0.05% | $56,052 | $56,052 | $45,408 | $50,422 | 89.96 % |
| 2021 | Commercial Auto Collision | 0.02% | $37,368 | $37,367 | $0 | $0 | 0.00 % |
| 2021 | Private Flood | -0.01% | $-646 | $-646 | $0 | $0 | N/A |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2023 | Homeowners | 0.06% | 4 | 500 |
| 2022 | Homeowners | 0.07% | 0 | 0 |
| 2021 | Private Passenger Auto | 0.00% | 0 | 0 |
| 2021 | Homeowners | 0.07% | 1 | 163 |
Company Changes
Effective Date: 12/07/2007
Comments: First Marine Insurance Co. by American Modern Home Insurance Co.
Market Conduct
Date: 07/02/2015
Date: 06/03/2015
Date: 08/21/2015
Date: 12/11/2017
Financial Exams
This company does not have any financial exams.