Company Details

  ESSENTIA INSURANCE COMPANY License Status :
Active

NAIC Number :

37915


Phone Number:

6177256000


Company Address:

TEN PARKWAY NORTH 
DEERFIELD, IL  60015

Description:

Property and Casualty


License Number:

B419918


Date Admitted:

1980-11-20


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2018 Total Property & Casualty 0.01% $4,758,564 $4,464,789 $1,014,955 $760,827 17.04 %
2018 Ocean Marine 0.02% $40,780 $39,329 $2,509 $-2,389 -6.07 %
2018 Inland Marine (Incl Auto Cargo) 0.02% $476,394 $433,133 $13,083 $33,608 7.76 %
2018 Total Private Passenger Automobile 0.03% $4,241,390 $3,992,327 $999,363 $729,608 18.28 %
2018 Private Passenger Auto Liability Bodily Injury 0.01% $465,337 $438,219 $71,824 $-22,322 -5.09 %
2018 Private Passenger Auto Liability Property Damage 0.00% $127,029 $117,058 $19,186 $-5,963 -5.09 %
2018 Private Passenger Auto Medical Payments 0.03% $90,442 $86,132 $14,117 $-4,387 -5.09 %
2018 Private Passenger Uninsured Motorists 0.07% $333,510 $317,473 $52,034 $-16,171 -5.09 %
2018 Private Passenger Underinsured Motorists 0.01% $52,800 $49,428 $8,101 $-2,518 -5.09 %
2018 Private Passenger Auto Comprehensive 0.07% $1,833,497 $1,730,483 $483,710 $452,898 26.17 %
2018 Private Passenger Auto Collision 0.04% $1,338,775 $1,253,534 $350,391 $328,071 26.17 %
2017 Total Property & Casualty 0.02% $4,200,570 $3,942,267 $1,195,289 $1,190,069 30.19 %
2017 Ocean Marine 0.04% $39,284 $37,327 $478 $1,626 4.36 %
2017 Inland Marine (Incl Auto Cargo) 0.04% $393,604 $368,320 $23,643 $-2,698 -0.73 %
2017 Total Private Passenger Automobile 0.06% $3,767,682 $3,536,620 $1,171,168 $1,191,141 33.68 %
2017 Private Passenger Auto Liability Bodily Injury 0.02% $414,479 $387,669 $64,371 $82,460 21.27 %
2017 Private Passenger Auto Liability Property Damage 0.01% $108,904 $98,144 $16,297 $20,876 21.27 %
2017 Private Passenger Auto Medical Payments 0.05% $81,845 $77,378 $12,848 $16,459 21.27 %
2017 Private Passenger Uninsured Motorists 0.13% $303,873 $287,410 $47,724 $61,135 21.27 %
2017 Private Passenger Underinsured Motorists 0.02% $46,516 $43,067 $7,151 $9,161 21.27 %
2017 Private Passenger Auto Comprehensive 0.14% $1,638,867 $1,535,737 $594,304 $581,679 37.88 %
2017 Private Passenger Auto Collision 0.07% $1,173,198 $1,107,215 $428,473 $419,371 37.88 %
2016 Total Property & Casualty 0.02% $3,666,011 $3,448,525 $704,012 $863,915 25.05 %
2016 Ocean Marine 0.04% $35,812 $36,831 $0 $1,687 4.58 %
2016 Inland Marine (Incl Auto Cargo) 0.03% $305,626 $181,619 $11,974 $37,764 20.79 %
2016 Total Private Passenger Automobile 0.06% $3,324,573 $3,230,075 $692,038 $824,464 25.52 %
2016 Private Passenger Auto Liability Bodily Injury 0.02% $362,133 $341,881 $47,755 $82,216 24.05 %
2016 Private Passenger Auto Liability Property Damage 0.01% $86,117 $77,312 $10,799 $18,592 24.05 %
2016 Private Passenger Auto Medical Payments 0.05% $74,457 $72,103 $10,072 $17,339 24.05 %
2016 Private Passenger Uninsured Motorists 0.13% $274,640 $263,378 $36,789 $63,338 24.05 %
2016 Private Passenger Underinsured Motorists 0.02% $40,126 $37,846 $5,286 $9,101 24.05 %
2016 Private Passenger Auto Comprehensive 0.13% $1,429,822 $1,386,601 $330,693 $360,581 26.00 %
2016 Private Passenger Auto Collision 0.07% $1,057,278 $1,050,954 $250,644 $273,297 26.00 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2018 Private Passenger Auto 0.09% 0 0
2017 Private Passenger Auto 0.09% 0 0
2016 Private Passenger Auto 0.09% 0 0


Company Changes

Effective Date: 09/18/2007

Comments: American Central changed its name to Essentia Insurance Company.

Effective Date: 10/20/2000

Comments: American Central Insurance Co. by White Mountains Insurance Group Ltd. (Filing amended 03/12/2001)

Effective Date: 10/18/2012

Comments: Essentia Insurance Company by Markel Corp.

Effective Date: 08/01/2017

Comments:


Market Conduct

This company does not have any market conduct exams or investigations.


Financial Exams

Date: 08/01/2017

EssentiaInsCoORD.pdf