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Company Details
ESSENTIA INSURANCE COMPANY License Status :
Active
NAIC Number :
37915
Phone Number:
847-572-6387
Company Address:
KITTY STURGEON 10275 W. HIGGINS RD.
ROSEMONT, IL 60018
Description:
Property and Casualty
License Number:
B419918
Date Admitted:
1980-11-20
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2020 | Total Property & Casualty | 0.02% | $6,577,199 | $6,008,466 | $1,781,292 | $1,675,649 | 27.89 % |
| 2020 | Ocean Marine | 0.03% | $42,197 | $41,391 | $58,874 | $58,161 | N/A |
| 2020 | Inland Marine (Incl Auto Cargo) | 0.05% | $558,366 | $508,939 | $292,132 | $173,779 | 34.15 % |
| 2020 | Total Private Passenger Automobile | 0.07% | $5,976,636 | $5,458,136 | $1,430,286 | $1,443,709 | 26.45 % |
| 2020 | Private Passenger Auto Liability Bodily Injury | 0.03% | $665,969 | $606,927 | $122,379 | $62,758 | 10.34 % |
| 2020 | Private Passenger Auto Liability Property Damage | 0.01% | $197,102 | $177,228 | $35,736 | $18,326 | 10.34 % |
| 2020 | Private Passenger Auto Medical Payments | 0.07% | $126,866 | $115,987 | $23,387 | $11,994 | 10.34 % |
| 2020 | Private Passenger Uninsured Motorists | 0.10% | $449,304 | $414,256 | $83,529 | $42,835 | 10.34 % |
| 2020 | Private Passenger Underinsured Motorists | 0.06% | $77,210 | $69,573 | $14,028 | $7,194 | 10.34 % |
| 2020 | Private Passenger Auto Comprehensive | 0.16% | $2,544,735 | $2,327,956 | $657,805 | $743,157 | 31.92 % |
| 2020 | Private Passenger Auto Collision | 0.09% | $1,915,450 | $1,746,209 | $493,422 | $557,445 | 31.92 % |
| 2019 | Total Property & Casualty | 0.02% | $5,459,794 | $5,095,994 | $1,239,967 | $1,638,535 | 32.15 % |
| 2019 | Ocean Marine | 0.03% | $41,201 | $41,375 | $9,250 | $10,406 | 25.15 % |
| 2019 | Inland Marine (Incl Auto Cargo) | 0.04% | $486,493 | $476,885 | $9,742 | $142,696 | 29.92 % |
| 2019 | Total Private Passenger Automobile | 0.06% | $4,932,100 | $4,577,734 | $1,220,975 | $1,485,433 | 32.45 % |
| 2019 | Private Passenger Auto Liability Bodily Injury | 0.02% | $547,411 | $505,701 | $63,199 | $149,729 | 29.61 % |
| 2019 | Private Passenger Auto Liability Property Damage | 0.01% | $156,755 | $141,625 | $17,699 | $41,933 | 29.61 % |
| 2019 | Private Passenger Auto Medical Payments | 0.06% | $104,890 | $97,215 | $12,149 | $28,784 | 29.61 % |
| 2019 | Private Passenger Uninsured Motorists | 0.08% | $378,564 | $355,175 | $44,387 | $105,161 | 29.61 % |
| 2019 | Private Passenger Underinsured Motorists | 0.05% | $61,855 | $57,040 | $7,129 | $16,889 | 29.61 % |
| 2019 | Private Passenger Auto Comprehensive | 0.13% | $2,110,487 | $1,967,711 | $619,141 | $657,406 | 33.41 % |
| 2019 | Private Passenger Auto Collision | 0.07% | $1,572,138 | $1,453,267 | $457,271 | $485,531 | 33.41 % |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2021 | Private Passenger Auto | 0.13% | 2 | 95 |
| 2020 | Private Passenger Auto | 0.11% | 2 | 104 |
| 2019 | Private Passenger Auto | 0.10% | 0 | 0 |
Company Changes
Effective Date: 09/18/2007
Comments: American Central changed its name to Essentia Insurance Company.
Effective Date: 10/20/2000
Comments: American Central Insurance Co. by White Mountains Insurance Group Ltd. (Filing amended 03/12/2001)
Effective Date: 10/18/2012
Comments: Essentia Insurance Company by Markel Corp.
Market Conduct
This company does not have any market conduct exams or investigations.
Financial Exams
Date: 08/01/2017