Company Details

  ESSENTIA INSURANCE COMPANY License Status :
Active

NAIC Number :

37915


Phone Number:

847-572-6387


Company Address:

KITTY STURGEON 10275 W. HIGGINS RD.
ROSEMONT, IL  60018

Description:

Property and Casualty


License Number:

B419918


Date Admitted:

1980-11-20


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2020 Total Property & Casualty 0.02% $6,577,199 $6,008,466 $1,781,292 $1,675,649 27.89 %
2020 Ocean Marine 0.03% $42,197 $41,391 $58,874 $58,161 N/A
2020 Inland Marine (Incl Auto Cargo) 0.05% $558,366 $508,939 $292,132 $173,779 34.15 %
2020 Total Private Passenger Automobile 0.07% $5,976,636 $5,458,136 $1,430,286 $1,443,709 26.45 %
2020 Private Passenger Auto Liability Bodily Injury 0.03% $665,969 $606,927 $122,379 $62,758 10.34 %
2020 Private Passenger Auto Liability Property Damage 0.01% $197,102 $177,228 $35,736 $18,326 10.34 %
2020 Private Passenger Auto Medical Payments 0.07% $126,866 $115,987 $23,387 $11,994 10.34 %
2020 Private Passenger Uninsured Motorists 0.10% $449,304 $414,256 $83,529 $42,835 10.34 %
2020 Private Passenger Underinsured Motorists 0.06% $77,210 $69,573 $14,028 $7,194 10.34 %
2020 Private Passenger Auto Comprehensive 0.16% $2,544,735 $2,327,956 $657,805 $743,157 31.92 %
2020 Private Passenger Auto Collision 0.09% $1,915,450 $1,746,209 $493,422 $557,445 31.92 %
2019 Total Property & Casualty 0.02% $5,459,794 $5,095,994 $1,239,967 $1,638,535 32.15 %
2019 Ocean Marine 0.03% $41,201 $41,375 $9,250 $10,406 25.15 %
2019 Inland Marine (Incl Auto Cargo) 0.04% $486,493 $476,885 $9,742 $142,696 29.92 %
2019 Total Private Passenger Automobile 0.06% $4,932,100 $4,577,734 $1,220,975 $1,485,433 32.45 %
2019 Private Passenger Auto Liability Bodily Injury 0.02% $547,411 $505,701 $63,199 $149,729 29.61 %
2019 Private Passenger Auto Liability Property Damage 0.01% $156,755 $141,625 $17,699 $41,933 29.61 %
2019 Private Passenger Auto Medical Payments 0.06% $104,890 $97,215 $12,149 $28,784 29.61 %
2019 Private Passenger Uninsured Motorists 0.08% $378,564 $355,175 $44,387 $105,161 29.61 %
2019 Private Passenger Underinsured Motorists 0.05% $61,855 $57,040 $7,129 $16,889 29.61 %
2019 Private Passenger Auto Comprehensive 0.13% $2,110,487 $1,967,711 $619,141 $657,406 33.41 %
2019 Private Passenger Auto Collision 0.07% $1,572,138 $1,453,267 $457,271 $485,531 33.41 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2021 Private Passenger Auto 0.13% 2 95
2020 Private Passenger Auto 0.11% 2 104
2019 Private Passenger Auto 0.10% 0 0


Company Changes

Effective Date: 09/18/2007

Comments: American Central changed its name to Essentia Insurance Company.

Effective Date: 10/20/2000

Comments: American Central Insurance Co. by White Mountains Insurance Group Ltd. (Filing amended 03/12/2001)

Effective Date: 10/18/2012

Comments: Essentia Insurance Company by Markel Corp.


Market Conduct

This company does not have any market conduct exams or investigations.


Financial Exams

Date: 08/01/2017

EssentiaInsCoORD.pdf