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Company Details
ESSENTIA INSURANCE COMPANY License Status :
Active
NAIC Number :
37915
Phone Number:
6177256000
Company Address:
TEN PARKWAY NORTH
DEERFIELD, IL 60015
Description:
Property and Casualty
License Number:
B7502110
Date Admitted:
1980-11-20
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Earned | Direct Premium Written | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2018 | Total Property & Casualty | 0.02% | $4,758,564 | $4,464,789 | $1,014,955 | $760,827 | 17.04 % |
| 2018 | Ocean Marine | 0.04% | $40,780 | $39,329 | $2,509 | $-2,389 | -6.07 % |
| 2018 | Inland Marine (Incl Auto Cargo) | 0.04% | $476,394 | $433,133 | $13,083 | $33,608 | 7.76 % |
| 2018 | Total Private Passenger Automobile | 0.06% | $4,241,390 | $3,992,327 | $999,363 | $729,608 | 18.28 % |
| 2018 | Private Passenger Auto Liability Bodily Injury | 0.03% | $465,337 | $438,219 | $71,824 | $-22,322 | -5.09 % |
| 2018 | Private Passenger Auto Liability Property Damage | 0.01% | $127,029 | $117,058 | $19,186 | $-5,963 | -5.09 % |
| 2018 | Private Passenger Auto Medical Payments | 0.06% | $90,442 | $86,132 | $14,117 | $-4,387 | -5.09 % |
| 2018 | Private Passenger Uninsured Motorists | 0.14% | $333,510 | $317,473 | $52,034 | $-16,171 | -5.09 % |
| 2018 | Private Passenger Underinsured Motorists | 0.02% | $52,800 | $49,428 | $8,101 | $-2,518 | -5.09 % |
| 2018 | Private Passenger Auto Comprehensive | 0.15% | $1,833,497 | $1,730,483 | $483,710 | $452,898 | 26.17 % |
| 2018 | Private Passenger Auto Collision | 0.07% | $1,338,775 | $1,253,534 | $350,391 | $328,071 | 26.17 % |
| 2017 | Total Property & Casualty | 0.02% | $4,200,570 | $3,942,267 | $1,195,289 | $1,190,069 | 30.19 % |
| 2017 | Ocean Marine | 0.04% | $39,284 | $37,327 | $478 | $1,626 | 4.36 % |
| 2017 | Inland Marine (Incl Auto Cargo) | 0.04% | $393,604 | $368,320 | $23,643 | $-2,698 | -0.73 % |
| 2017 | Total Private Passenger Automobile | 0.06% | $3,767,682 | $3,536,620 | $1,171,168 | $1,191,141 | 33.68 % |
| 2017 | Private Passenger Auto Liability Bodily Injury | 0.02% | $414,479 | $387,669 | $64,371 | $82,460 | 21.27 % |
| 2017 | Private Passenger Auto Liability Property Damage | 0.01% | $108,904 | $98,144 | $16,297 | $20,876 | 21.27 % |
| 2017 | Private Passenger Auto Medical Payments | 0.05% | $81,845 | $77,378 | $12,848 | $16,459 | 21.27 % |
| 2017 | Private Passenger Uninsured Motorists | 0.13% | $303,873 | $287,410 | $47,724 | $61,135 | 21.27 % |
| 2017 | Private Passenger Underinsured Motorists | 0.02% | $46,516 | $43,067 | $7,151 | $9,161 | 21.27 % |
| 2017 | Private Passenger Auto Comprehensive | 0.14% | $1,638,867 | $1,535,737 | $594,304 | $581,679 | 37.88 % |
| 2017 | Private Passenger Auto Collision | 0.07% | $1,173,198 | $1,107,215 | $428,473 | $419,371 | 37.88 % |
| 2016 | Total Property & Casualty | 0.02% | $3,666,011 | $3,448,525 | $704,012 | $863,915 | 25.05 % |
| 2016 | Ocean Marine | 0.04% | $35,812 | $36,831 | $0 | $1,687 | 4.58 % |
| 2016 | Inland Marine (Incl Auto Cargo) | 0.03% | $305,626 | $181,619 | $11,974 | $37,764 | 20.79 % |
| 2016 | Total Private Passenger Automobile | 0.06% | $3,324,573 | $3,230,075 | $692,038 | $824,464 | 25.52 % |
| 2016 | Private Passenger Auto Liability Bodily Injury | 0.02% | $362,133 | $341,881 | $47,755 | $82,216 | 24.05 % |
| 2016 | Private Passenger Auto Liability Property Damage | 0.01% | $86,117 | $77,312 | $10,799 | $18,592 | 24.05 % |
| 2016 | Private Passenger Auto Medical Payments | 0.05% | $74,457 | $72,103 | $10,072 | $17,339 | 24.05 % |
| 2016 | Private Passenger Uninsured Motorists | 0.13% | $274,640 | $263,378 | $36,789 | $63,338 | 24.05 % |
| 2016 | Private Passenger Underinsured Motorists | 0.02% | $40,126 | $37,846 | $5,286 | $9,101 | 24.05 % |
| 2016 | Private Passenger Auto Comprehensive | 0.13% | $1,429,822 | $1,386,601 | $330,693 | $360,581 | 26.00 % |
| 2016 | Private Passenger Auto Collision | 0.07% | $1,057,278 | $1,050,954 | $250,644 | $273,297 | 26.00 % |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2018 | Private Passenger Auto | 0.09% | 0 | 0 |
| 2017 | Private Passenger Auto | 0.09% | 0 | 0 |
| 2016 | Private Passenger Auto | 0.09% | 0 | 0 |
Company Changes
Effective Date: 09/18/2007
Comments: American Central changed its name to Essentia Insurance Company.
Effective Date: 10/20/2000
Comments: American Central Insurance Co. by White Mountains Insurance Group Ltd. (Filing amended 03/12/2001)
Effective Date: 10/18/2012
Comments: Essentia Insurance Company by Markel Corp.
Effective Date: 08/01/2017
Comments:
Market Conduct
This company does not have any market conduct exams or investigations.
Financial Exams
Date: 08/01/2017