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Company Details
ESSENTIA INSURANCE COMPANY License Status :
Active
NAIC Number :
37915
Phone Number:
8475726387
Company Address:
10275 W. Higgins Road, Suite 750
Rosemont, IL 60018
Description:
Property and Casualty
License Number:
B419918
Date Admitted:
1980-11-20
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2022 | Total Property & Casualty | 0.03% | $9,145,076 | $8,458,470 | $2,555,107 | $2,786,296 | 32.94 % |
| 2022 | Ocean Marine | 0.00% | $3,156 | $25,441 | $0 | $595 | 2.34 % |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.06% | $881,302 | $820,550 | $90,220 | $37,196 | 4.53 % |
| 2022 | Total Private Passenger Automobile | 0.08% | $8,260,618 | $7,612,479 | $2,464,887 | $2,748,505 | 36.11 % |
| 2022 | Private Passenger Auto Liability Bodily Injury | 0.04% | $939,265 | $828,444 | $286,913 | $401,698 | 48.49 % |
| 2022 | Private Passenger Auto Liability Property Damage | 0.02% | $300,306 | $255,512 | $88,490 | $123,893 | 48.49 % |
| 2022 | Private Passenger Auto Medical Payments | 0.08% | $143,655 | $150,335 | $52,065 | $72,895 | 48.49 % |
| 2022 | Private Passenger Uninsured Motorists | 0.11% | $630,539 | $543,381 | $188,187 | $263,476 | 48.49 % |
| 2022 | Private Passenger Underinsured Motorists | 0.08% | $116,152 | $99,291 | $34,387 | $48,145 | 48.49 % |
| 2022 | Private Passenger Auto Comprehensive | 0.17% | $3,455,456 | $3,241,137 | $1,025,568 | $1,038,878 | 32.05 % |
| 2022 | Private Passenger Auto Collision | 0.10% | $2,675,245 | $2,494,379 | $789,277 | $799,520 | 32.05 % |
| 2021 | Total Property & Casualty | 0.02% | $7,839,435 | $7,215,662 | $1,837,186 | $2,126,273 | 29.47 % |
| 2021 | Ocean Marine | 0.03% | $43,596 | $42,534 | $-9,450 | $-7,912 | -18.60 % |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.05% | $718,354 | $644,586 | $30,192 | $87,879 | 13.63 % |
| 2021 | Total Private Passenger Automobile | 0.07% | $7,077,485 | $6,528,542 | $1,816,444 | $2,046,306 | 31.34 % |
| 2021 | Private Passenger Auto Liability Bodily Injury | 0.03% | $775,696 | $722,051 | $159,777 | $262,558 | 36.36 % |
| 2021 | Private Passenger Auto Liability Property Damage | 0.01% | $236,187 | $217,007 | $48,020 | $78,910 | 36.36 % |
| 2021 | Private Passenger Auto Medical Payments | 0.08% | $147,074 | $137,048 | $30,326 | $49,834 | 36.36 % |
| 2021 | Private Passenger Uninsured Motorists | 0.10% | $507,685 | $478,692 | $105,926 | $174,066 | 36.36 % |
| 2021 | Private Passenger Underinsured Motorists | 0.07% | $91,798 | $84,623 | $18,726 | $30,771 | 36.36 % |
| 2021 | Private Passenger Auto Comprehensive | 0.16% | $3,011,872 | $2,778,123 | $826,011 | $824,022 | 29.66 % |
| 2021 | Private Passenger Auto Collision | 0.09% | $2,307,173 | $2,110,998 | $627,658 | $626,145 | 29.66 % |
| 2020 | Total Property & Casualty | 0.02% | $6,577,199 | $6,008,466 | $1,781,292 | $1,675,649 | 27.89 % |
| 2020 | Ocean Marine | 0.03% | $42,197 | $41,391 | $58,874 | $58,161 | N/A |
| 2020 | Inland Marine (Incl Auto Cargo) | 0.04% | $558,366 | $508,939 | $292,132 | $173,779 | 34.15 % |
| 2020 | Total Private Passenger Automobile | 0.07% | $5,976,636 | $5,458,136 | $1,430,286 | $1,443,709 | 26.45 % |
| 2020 | Private Passenger Auto Liability Bodily Injury | 0.03% | $665,969 | $606,927 | $122,379 | $62,758 | 10.34 % |
| 2020 | Private Passenger Auto Liability Property Damage | 0.01% | $197,102 | $177,228 | $35,736 | $18,326 | 10.34 % |
| 2020 | Private Passenger Auto Medical Payments | 0.07% | $126,866 | $115,987 | $23,387 | $11,994 | 10.34 % |
| 2020 | Private Passenger Uninsured Motorists | 0.09% | $449,304 | $414,256 | $83,529 | $42,835 | 10.34 % |
| 2020 | Private Passenger Underinsured Motorists | 0.05% | $77,210 | $69,573 | $14,028 | $7,194 | 10.34 % |
| 2020 | Private Passenger Auto Comprehensive | 0.15% | $2,544,735 | $2,327,956 | $657,805 | $743,157 | 31.92 % |
| 2020 | Private Passenger Auto Collision | 0.08% | $1,915,450 | $1,746,209 | $493,422 | $557,445 | 31.92 % |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2022 | Private Passenger Auto | 0.15% | 2 | 84 |
| 2021 | Private Passenger Auto | 0.13% | 2 | 95 |
| 2020 | Private Passenger Auto | 0.11% | 2 | 104 |
Company Changes
Effective Date: 09/18/2007
Comments: American Central changed its name to Essentia Insurance Company.
Effective Date: 10/20/2000
Comments: American Central Insurance Co. by White Mountains Insurance Group Ltd. (Filing amended 03/12/2001)
Effective Date: 10/18/2012
Comments: Essentia Insurance Company by Markel Corp.
Market Conduct
This company does not have any market conduct exams or investigations.
Financial Exams
Date: 08/01/2017
Date: 06/21/2022