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Company Details
BERKSHIRE HATHAWAY DIRECT INSURANCE COMPANY License Status :
Active
NAIC Number :
10391
Phone Number:
4029163000
Company Address:
1314 Douglas Street, Suite 1400
Omaha, NE 68102-1944
Description:
Property and Casualty
License Number:
B424209
Date Admitted:
1976-04-29
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2023 | Total Property & Casualty | 0.05% | $8,050,920 | $7,446,835 | $2,038,635 | $3,941,118 | 52.92 % |
| 2023 | Total Fire & Allied Lines | 0.10% | $746,807 | $549,033 | $274,822 | $535,880 | 97.60 % |
| 2023 | Commercial Fire & Allied Lines | 0.23% | $746,807 | $549,033 | $274,822 | $535,880 | 97.60 % |
| 2023 | Commercial Multi-Peril | 0.15% | $1,608,892 | $1,348,935 | $272,476 | $770,248 | 57.10 % |
| 2023 | Inland Marine (Incl Auto Cargo) | 0.00% | $457 | $27,139 | $-3,635 | $-30,562 | -112.61 % |
| 2023 | Earthquake | 0.04% | $60,757 | $35,080 | $0 | $19,641 | 55.99 % |
| 2023 | Direct Workers Compensation | 0.29% | $3,130,945 | $3,094,258 | $392,803 | $1,589,405 | 51.37 % |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0.12% | $1,159,263 | $999,797 | $63,598 | $361,384 | 36.15 % |
| 2023 | Products Liability | 0.15% | $76,475 | $79,310 | $15,000 | $38,426 | 48.45 % |
| 2023 | Total Commercial Automobile | 0.09% | $905,653 | $1,091,086 | $1,023,571 | $535,374 | 49.07 % |
| 2023 | Commercial Auto Liability Bodily Injury | 0.08% | $433,555 | $550,847 | $664,604 | $280,536 | 50.93 % |
| 2023 | Commercial Auto Liability Property Damage | 0.00% | $3,491 | $27,081 | $25,549 | $-54,913 | -202.77 % |
| 2023 | Commercial Auto Medical Payments | 2.40% | $180,691 | $190,860 | $0 | $45,792 | 23.99 % |
| 2023 | Commercial Auto Uninsured Motorists | 0.11% | $46,598 | $48,745 | $18,000 | $22,177 | 45.50 % |
| 2023 | Commercial Auto Comprehensive | 0.07% | $86,655 | $91,036 | $96,947 | $108,629 | N/A |
| 2023 | Commercial Auto Collision | 0.08% | $154,663 | $182,517 | $218,471 | $133,153 | 72.95 % |
| 2023 | Boiler & Machinery | 0.03% | $11,721 | $8,947 | $0 | $4,832 | 54.01 % |
| 2023 | Private Flood | 5.12% | $349,950 | $213,250 | $0 | $116,490 | 54.63 % |
| 2022 | Total Property & Casualty | 0.04% | $6,225,871 | $4,765,922 | $869,404 | $2,843,201 | 59.66 % |
| 2022 | Total Fire & Allied Lines | 0.06% | $272,962 | $111,045 | $102,102 | $182,248 | N/A |
| 2022 | Commercial Fire & Allied Lines | 0.09% | $272,962 | $111,045 | $102,102 | $182,248 | N/A |
| 2022 | Commercial Multi-Peril | 0.11% | $1,114,517 | $873,766 | $228,550 | $649,877 | 74.38 % |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.01% | $61,697 | $77,120 | $65,949 | $84,794 | N/A |
| 2022 | Earthquake | 0.01% | $11,198 | $3,429 | $0 | $728 | 21.23 % |
| 2022 | Direct Workers Compensation | 0.24% | $2,449,482 | $1,892,163 | $67,506 | $413,810 | 21.87 % |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.08% | $719,930 | $530,238 | $31,156 | $171,032 | 32.26 % |
| 2022 | Products Liability | 0.13% | $57,523 | $36,921 | $0 | $160,193 | N/A |
| 2022 | Total Commercial Automobile | 0.15% | $1,444,862 | $1,204,613 | $374,141 | $1,171,002 | 97.21 % |
| 2022 | Commercial Auto Liability Bodily Injury | 0.16% | $755,236 | $646,004 | $154,375 | $648,541 | N/A |
| 2022 | Commercial Auto Liability Property Damage | 0.04% | $54,843 | $83,599 | $25,114 | $77,872 | 93.15 % |
| 2022 | Commercial Auto Medical Payments | 3.24% | $232,095 | $135,746 | $2,978 | $79,051 | 58.23 % |
| 2022 | Commercial Auto Uninsured Motorists | 0.15% | $57,037 | $46,338 | $0 | $19,917 | 42.98 % |
| 2022 | Commercial Auto Comprehensive | 0.08% | $102,207 | $83,838 | $35,604 | $87,120 | N/A |
| 2022 | Commercial Auto Collision | 0.13% | $243,444 | $209,088 | $156,070 | $258,501 | N/A |
| 2022 | Boiler & Machinery | 0.01% | $4,700 | $2,602 | $0 | $629 | 24.17 % |
| 2022 | Private Flood | 1.25% | $89,000 | $34,025 | $0 | $8,888 | 26.12 % |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2023 | Homeowners | 0.00% | 0 | 0 |
| 2022 | Homeowners | 0.00% | 0 | 0 |
Company Changes
Effective Date: 08/04/2015
Comments: Effective 08/04/15 American Centennial Insurance Company changed its name to Berkshire Hathaway Direct Insurance Company.
Market Conduct
This company does not have any market conduct exams or investigations.
Financial Exams
This company does not have any financial exams.