Company Details

  LM INSURANCE CORPORATION License Status :
Active

NAIC Number :

33600


Phone Number:

6173579500


Company Address:

175 Berkeley Street 
Boston, MA  02116

Description:

Property and Casualty


License Number:

B423345


Date Admitted:

1991-03-26


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Property & Casualty 0.06% $9,214,707 $47,409,240 $4,336,546 $1,675,552 3.53 %
2023 Total Fire & Allied Lines 0.00% $30,764 $7,691 $0 $1,164 15.13 %
2023 Dwelling Fire & Allied Lines 0.00% $0 $0 $0 $1,164 N/A
2023 Commercial Fire & Allied Lines 0.01% $30,764 $7,691 $0 $0 0.00 %
2023 Total Homeowners 0.11% $3,227,113 $3,481,322 $1,018,792 $519,133 14.91 %
2023 Homeowners Multi-Peril 0.11% $3,227,113 $3,481,322 $1,018,792 $519,133 14.91 %
2023 Inland Marine (Incl Auto Cargo) 0.00% $8,746 $10,339 $0 $-123 -1.19 %
2023 Earthquake 0.01% $20,785 $23,309 $0 $728 3.12 %
2023 Direct Workers Compensation 0.40% $4,323,414 $42,096,450 $2,394,422 $505,042 1.20 %
2023 Other Liability - Bodily Injury & Property Damage 0.02% $182,871 $267,555 $95,002 $1,179,088 N/A
2023 Excess Workers Compensation 0.00% $-996 $1,035 $140,780 $-912,155 -88,130.92 %
2023 Products Liability 0.39% $190,611 $235,164 $0 $282,061 N/A
2023 Total Private Passenger Automobile 0.01% $406,228 $475,876 $514,101 $-244,175 -51.31 %
2023 Private Passenger Auto Liability Bodily Injury 0.01% $91,764 $112,253 $295,043 $277,110 N/A
2023 Private Passenger Auto Liability Property Damage 0.01% $94,036 $113,697 $40,793 $23,582 20.74 %
2023 Private Passenger Auto Medical Payments 0.01% $6,714 $8,543 $0 $-3,327 -38.94 %
2023 Private Passenger Uninsured Motorists 0.01% $25,515 $28,290 $24,669 $38,231 N/A
2023 Private Passenger Underinsured Motorists 0.02% $25,486 $28,384 $77,000 $-653,002 -2,300.60 %
2023 Private Passenger Auto Comprehensive 0.00% $52,351 $61,879 $23,205 $17,651 28.53 %
2023 Private Passenger Auto Collision 0.01% $110,362 $122,830 $53,391 $55,580 45.25 %
2023 Total Commercial Automobile 0.08% $776,965 $763,219 $173,449 $321,285 42.10 %
2023 Commercial Auto Liability Bodily Injury 0.07% $378,758 $377,037 $42,662 $78,269 20.76 %
2023 Commercial Auto Liability Property Damage 0.09% $125,670 $127,150 $26,972 $23,444 18.44 %
2023 Commercial Auto Medical Payments 0.07% $5,543 $5,490 $0 $0 0.00 %
2023 Commercial Auto Uninsured Motorists 0.15% $61,258 $60,584 $0 $0 0.00 %
2023 Commercial Auto Comprehensive 0.10% $119,608 $107,505 $17,536 $126,595 N/A
2023 Commercial Auto Collision 0.04% $86,128 $85,453 $86,279 $92,977 N/A
2023 Boiler & Machinery 0.00% $1,206 $302 $0 $0 0.00 %
2023 Professional Liability (Excl Medical Malpractice) 0.03% $47,000 $46,978 $0 $0 0.00 %
2023 Umbrella 0.00% $0 $0 $0 $23,504 N/A
2022 Total Property & Casualty 0.06% $8,810,931 $9,890,354 $5,718,084 $4,020,098 40.65 %
2022 Total Homeowners 0.14% $3,677,338 $3,932,914 $1,454,774 $1,204,739 30.63 %
2022 Homeowners Multi-Peril 0.14% $3,677,338 $3,932,914 $1,454,774 $1,204,739 30.63 %
2022 Inland Marine (Incl Auto Cargo) 0.00% $12,211 $14,730 $0 $-3,780 -25.66 %
2022 Earthquake 0.02% $26,985 $33,272 $0 $1,104 3.32 %
2022 Direct Workers Compensation 0.29% $2,990,719 $3,755,550 $1,560,569 $2,945,645 78.43 %
2022 Other Liability - Bodily Injury & Property Damage 0.08% $647,325 $616,769 $1,033,287 $-334,735 -54.27 %
2022 Excess Workers Compensation 0.13% $47,696 $51,523 $664,705 $-420,351 -815.85 %
2022 Products Liability 0.51% $225,589 $229,003 $17,223 $39,626 17.30 %
2022 Total Private Passenger Automobile 0.01% $611,729 $726,774 $457,728 $422,573 58.14 %
2022 Private Passenger Auto Liability Bodily Injury 0.01% $150,146 $182,261 $214,447 $264,943 N/A
2022 Private Passenger Auto Liability Property Damage 0.02% $144,316 $177,754 $84,742 $57,317 32.25 %
2022 Private Passenger Auto Medical Payments 0.01% $11,330 $14,351 $0 $3,327 23.18 %
2022 Private Passenger Uninsured Motorists 0.01% $34,943 $39,607 $-1,334 $-3,579 -9.04 %
2022 Private Passenger Underinsured Motorists 0.04% $35,421 $40,104 $0 $-64,734 -161.42 %
2022 Private Passenger Auto Comprehensive 0.01% $84,469 $99,897 $89,805 $88,902 88.99 %
2022 Private Passenger Auto Collision 0.01% $151,104 $172,800 $70,068 $76,397 44.21 %
2022 Total Commercial Automobile 0.05% $524,339 $476,502 $529,798 $24,482 5.14 %
2022 Commercial Auto Liability Bodily Injury 0.05% $249,415 $220,695 $315,000 $-131,518 -59.59 %
2022 Commercial Auto Liability Property Damage 0.06% $89,296 $81,453 $23,529 $22,066 27.09 %
2022 Commercial Auto Medical Payments 0.08% $5,531 $5,952 $0 $0 0.00 %
2022 Commercial Auto Uninsured Motorists 0.16% $61,648 $62,313 $0 $0 0.00 %
2022 Commercial Auto Comprehensive 0.03% $35,818 $29,425 $120,039 $67,912 N/A
2022 Commercial Auto Collision 0.05% $82,631 $76,664 $71,230 $66,022 86.12 %
2022 Professional Liability (Excl Medical Malpractice) 0.03% $47,000 $53,317 $0 $0 0.00 %
2022 Umbrella 0.00% $0 $0 $0 $140,795 N/A
2021 Total Property & Casualty 0.09% $11,986,527 $14,127,360 $5,723,893 $5,807,673 41.11 %
2021 Total Homeowners 0.17% $4,142,433 $4,452,022 $2,326,485 $2,941,115 66.06 %
2021 Homeowners Multi-Peril 0.18% $4,142,433 $4,452,022 $2,326,485 $2,941,115 66.06 %
2021 Inland Marine (Incl Auto Cargo) 0.00% $17,677 $19,945 $4,819 $9,586 48.06 %
2021 Earthquake 0.03% $36,083 $41,475 $0 $1,169 2.82 %
2021 Direct Workers Compensation 0.53% $5,161,461 $4,716,889 $2,049,019 $1,242,152 26.33 %
2021 Other Liability - Bodily Injury & Property Damage 0.07% $544,104 $725,110 $551,848 $439,372 60.59 %
2021 Excess Workers Compensation 0.27% $98,759 $1,913,655 $332,083 $236,974 12.38 %
2021 Products Liability 0.55% $225,471 $278,146 $500 $211,409 76.01 %
2021 Total Private Passenger Automobile 0.02% $828,837 $1,018,440 $371,015 $586,491 57.59 %
2021 Private Passenger Auto Liability Bodily Injury 0.02% $203,451 $250,536 $62,181 $196,460 78.42 %
2021 Private Passenger Auto Liability Property Damage 0.03% $214,273 $282,089 $89,154 $92,494 32.79 %
2021 Private Passenger Auto Medical Payments 0.02% $15,989 $19,097 $0 $-1 -0.01 %
2021 Private Passenger Uninsured Motorists 0.02% $42,871 $51,378 $113,501 $107,888 N/A
2021 Private Passenger Underinsured Motorists 0.06% $42,602 $50,434 $26,000 $117,700 N/A
2021 Private Passenger Auto Comprehensive 0.01% $112,520 $134,324 $24,054 $13,095 9.75 %
2021 Private Passenger Auto Collision 0.02% $197,131 $230,582 $56,125 $58,855 25.52 %
2021 Total Commercial Automobile 0.10% $874,189 $910,482 $88,124 $232,277 25.51 %
2021 Commercial Auto Liability Bodily Injury 0.10% $444,149 $488,380 $22,498 $99,840 20.44 %
2021 Commercial Auto Liability Property Damage 0.11% $144,601 $152,258 $20,913 $65,892 43.28 %
2021 Commercial Auto Medical Payments 0.09% $6,296 $6,153 $0 $0 0.00 %
2021 Commercial Auto Uninsured Motorists 0.21% $62,230 $60,283 $0 $0 0.00 %
2021 Commercial Auto Comprehensive 0.14% $145,573 $127,048 $15,094 $37,263 29.33 %
2021 Commercial Auto Collision 0.04% $71,340 $76,360 $29,619 $29,282 38.35 %
2021 Professional Liability (Excl Medical Malpractice) 0.04% $57,513 $51,196 $0 $0 0.00 %
2021 Umbrella 0.00% $0 $0 $0 $-92,872 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2023 Private Passenger Auto 0.01% 2 913
2023 Homeowners 0.12% 0 0
2022 Private Passenger Auto 0.02% 1 330
2022 Homeowners 0.15% 1 71
2021 Private Passenger Auto 0.03% 1 220
2021 Homeowners 0.19% 1 60


Company Changes

Effective Date: 12/02/2009

Comments: LM Insurance Corp. redomesticated from Iowa to Illinois.


Market Conduct

Date: 10/23/2017

LMIC1017.pdf


Financial Exams

This company does not have any financial exams.