Company Details

  COUNTRY MUTUAL INSURANCE COMPANY License Status :
Active

NAIC Number :

20990


Phone Number:

3098213000


Company Address:

P.O. BOX 2020 
BLOOMINGTON, IL  61702-2020

Description:

Property and Casualty


License Number:

B420741


Date Admitted:

1959-05-08


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Property & Casualty 0.27% $42,742,713 $40,808,014 $37,598,341 $48,308,601 N/A
2023 Total Fire & Allied Lines 0.01% $60,823 $86,697 $54,830 $41,512 47.88 %
2023 Commercial Fire & Allied Lines 0.02% $60,823 $86,697 $54,830 $41,512 47.88 %
2023 Farmowners Multi-Peril 0.04% $87,656 $80,688 $9,539 $9,954 12.34 %
2023 Total Homeowners 0.80% $23,964,114 $23,609,998 $23,565,083 $27,723,256 N/A
2023 Homeowners Multi-Peril 0.83% $23,964,114 $23,609,998 $23,565,083 $27,723,256 N/A
2023 Commercial Multi-Peril 0.70% $7,810,455 $6,936,424 $7,967,618 $13,069,761 N/A
2023 Growing Crops 0.01% $2,637 $2,637 $0 $0 0.00 %
2023 Inland Marine (Incl Auto Cargo) 0.05% $288,583 $308,940 $36,980 $33,462 10.83 %
2023 Earthquake 0.27% $384,900 $389,322 $0 $-87 -0.02 %
2023 Direct Workers Compensation 0.02% $210,951 $127,309 $0 $7,212 5.66 %
2023 Other Liability - Bodily Injury & Property Damage 0.09% $880,758 $809,899 $374 $-316,290 -39.05 %
2023 Products Liability 0.13% $62,463 $55,589 $8,000 $-40,369 -72.62 %
2023 Total Private Passenger Automobile 0.13% $7,343,593 $6,874,828 $5,062,474 $5,794,734 84.29 %
2023 Private Passenger Auto Liability Bodily Injury 0.13% $1,722,283 $1,629,231 $865,565 $1,306,969 80.22 %
2023 Private Passenger Auto Liability Property Damage 0.13% $1,310,702 $1,236,544 $827,179 $960,948 77.71 %
2023 Private Passenger Auto Medical Payments 0.14% $123,345 $120,165 $90,138 $125,752 N/A
2023 Private Passenger Uninsured Motorists 0.17% $479,181 $446,414 $497,782 $623,662 N/A
2023 Private Passenger Underinsured Motorists 0.24% $277,076 $251,834 $186,250 $6,882 2.73 %
2023 Private Passenger Accidential Death & Disab/Dism 0.11% $1,846 $1,802 $0 $0 0.00 %
2023 Private Passenger Auto Comprehensive 0.13% $1,481,778 $1,368,942 $1,033,595 $1,098,043 80.21 %
2023 Private Passenger Auto Collision 0.13% $1,947,382 $1,819,896 $1,561,965 $1,672,478 91.90 %
2023 Total Commercial Automobile 0.16% $1,631,378 $1,511,281 $887,340 $1,974,853 N/A
2023 Commercial Auto Liability Bodily Injury 0.20% $1,051,537 $972,668 $214,878 $1,485,422 N/A
2023 Commercial Auto Liability Property Damage 0.00% $0 $0 $133,621 $145,621 N/A
2023 Commercial Auto Medical Payments 0.11% $8,114 $7,602 $9,158 $-203 -2.67 %
2023 Commercial Auto Uninsured Motorists 0.08% $31,754 $28,957 $0 $-77,481 -267.57 %
2023 Commercial Auto Comprehensive 0.25% $302,489 $276,452 $301,116 $254,645 92.11 %
2023 Commercial Auto Collision 0.12% $237,484 $225,602 $228,567 $166,849 73.96 %
2023 Burglary & Theft 0.00% $295 $295 $0 $0 0.00 %
2023 Federal Crop Insurance Corporation 0.00% $14,107 $14,107 $6,103 $10,603 75.16 %
2022 Total Property & Casualty 0.27% $38,766,470 $42,010,068 $27,208,891 $33,320,290 79.32 %
2022 Total Fire & Allied Lines 0.02% $91,653 $61,022 $25,708 $24,210 39.67 %
2022 Commercial Fire & Allied Lines 0.03% $91,653 $61,022 $25,708 $24,210 39.67 %
2022 Farmowners Multi-Peril 0.03% $73,607 $58,568 $0 $229 0.39 %
2022 Total Homeowners 0.87% $23,477,643 $23,646,921 $15,267,011 $14,209,347 60.09 %
2022 Homeowners Multi-Peril 0.90% $23,477,643 $23,646,921 $15,267,011 $14,209,347 60.09 %
2022 Commercial Multi-Peril 0.63% $6,332,795 $9,855,605 $6,441,496 $11,867,149 N/A
2022 Growing Crops 0.01% $3,675 $3,675 $0 $0 0.00 %
2022 Inland Marine (Incl Auto Cargo) 0.06% $323,512 $305,457 $457,288 $436,566 N/A
2022 Earthquake 0.29% $395,859 $404,009 $0 $-95 -0.02 %
2022 Direct Workers Compensation 0.00% $6,200 $258 $0 $11 4.26 %
2022 Other Liability - Bodily Injury & Property Damage 0.09% $723,985 $672,010 $5,000 $1,829,061 N/A
2022 Products Liability 0.12% $53,899 $48,611 $0 $60,986 N/A
2022 Total Private Passenger Automobile 0.12% $5,804,524 $5,538,328 $3,937,668 $3,839,008 69.32 %
2022 Private Passenger Auto Liability Bodily Injury 0.11% $1,371,117 $1,298,716 $548,131 $398,205 30.66 %
2022 Private Passenger Auto Liability Property Damage 0.12% $1,060,342 $1,019,557 $772,104 $827,700 81.18 %
2022 Private Passenger Auto Medical Payments 0.12% $104,917 $98,707 $78,382 $81,850 82.92 %
2022 Private Passenger Uninsured Motorists 0.14% $353,963 $329,217 $121,992 $98,049 29.78 %
2022 Private Passenger Underinsured Motorists 0.22% $190,486 $177,266 $372,500 $278,485 N/A
2022 Private Passenger Accidential Death & Disab/Dism 0.10% $1,672 $1,593 $0 $0 0.00 %
2022 Private Passenger Auto Comprehensive 0.12% $1,155,923 $1,103,859 $630,281 $630,549 57.12 %
2022 Private Passenger Auto Collision 0.12% $1,566,104 $1,509,413 $1,414,278 $1,524,170 N/A
2022 Total Commercial Automobile 0.15% $1,461,211 $1,397,697 $1,060,385 $1,039,483 74.37 %
2022 Commercial Auto Liability Bodily Injury 0.20% $944,605 $903,117 $54,681 $-15,574 -1.72 %
2022 Commercial Auto Liability Property Damage 0.00% $0 $0 $163,048 $143,648 N/A
2022 Commercial Auto Medical Payments 0.13% $9,256 $9,197 $5,574 $10,399 N/A
2022 Commercial Auto Uninsured Motorists 0.08% $28,365 $27,502 $300,000 $368,199 N/A
2022 Commercial Auto Comprehensive 0.21% $263,068 $231,966 $201,876 $250,614 N/A
2022 Commercial Auto Collision 0.12% $215,917 $225,915 $335,206 $282,197 N/A
2022 Burglary & Theft 0.00% $295 $295 $0 $0 0.00 %
2022 Federal Crop Insurance Corporation 0.00% $17,612 $17,612 $14,335 $14,335 81.39 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2023 Private Passenger Auto 0.13% 2 92
2023 Homeowners 0.76% 13 138
2023 Life and Annuities 0.00% 1 0
2022 Private Passenger Auto 0.12% 2 109
2022 Homeowners 0.82% 12 153


Company Changes

Effective Date: 12/01/2015

Comments: Effective 12/01/15 Modern Service Insurance Company (NAIC #23655) merged with and into Country Mutual Insurance Company.

Effective Date: 01/01/2017

Comments: Effective 1/1/17 Holyoke Mutual Insurance Co. in Salem merged with and into Country Mutual Insurance Co.


Market Conduct

This company does not have any market conduct exams or investigations.


Financial Exams

This company does not have any financial exams.